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Smart Home

Rent To Own Smart Home – Make Your Home Smarter with Flexible Financing

Transform your home into a smart home with cutting-edge technology from Finance My Cart. Whether you're looking for smart thermostats, lighting, security cameras, voice assistants, or smart appliances, we offer top brands like Nest, Ring, Amazon Echo, and more. With our rent-to-own and buy now, pay later payment plans, you can start building your smart home without the hefty upfront cost. Enjoy affordable monthly payments, free shipping, and financing options designed to fit your budget and credit situation. Create a connected and convenient home today with flexible financing that works for you!

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Arlo - Chime 2 - Smart Wi-Fi Enabled Doorbell and Camera Accessory - White

Arlo - Chime 2 - Smart Wi-Fi Enabled Doorbell and Camera Accessory - White

Arlo
$68.99 - $68.99
$68.99
$68.99 - $68.99
$68.99

Receive instant audible notifications for a doorbell press or motion alert.Receive instant audible notifications for a doorbell press or motion ale...

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$68.99 - $68.99
$68.99
$68.99 - $68.99
$68.99
Arlo - Essential Outdoor Security Camera 2K (2025 Release) - Wired Plug-In Powered 1-Cam - White

Arlo - Essential Outdoor Security Camera 2K (2025 Release) - Wired Plug-In Powered 1-Cam - White

Arlo
$70.99 - $70.99
$70.99
$70.99 - $70.99
$70.99

Simple Reliable Home MonitoringPerfect for homeowners who want to keep an eye on their home family pets. Get clear 2K video dependable Dual-Band W...

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$70.99 - $70.99
$70.99
$70.99 - $70.99
$70.99
Arlo - Mountable Solar Panel Charger 2025 Release - White

Arlo - Mountable Solar Panel Charger 2025 Release - White

Arlo
$70.99 - $70.99
$70.99
$70.99 - $70.99
$70.99

Harness the Power of the SunUse solar power to keep select Arlo wire-free cameras and floodlights powered.Continuous ChargingStay powered and conne...

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$70.99 - $70.99
$70.99
$70.99 - $70.99
$70.99
Arlo - All-in-One Sensor with 8 sensing functions for Home Security System 1 Pack - White

Arlo - All-in-One Sensor with 8 sensing functions for Home Security System 1 Pack - White

Arlo
$47.99 - $47.99
$47.99
$47.99 - $47.99
$47.99

Expand Your Home Security SystemAdd more All-in-One sensors for additional protection. ¿Add-on sensor only requires Arlo Home Security System SS120...

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$47.99 - $47.99
$47.99
$47.99 - $47.99
$47.99
Arlo - Essential Pan Tilt Indoor Security Camera 2K (2025 Release) - Wired Plug-In Powered Privacy Mode 1-Cam - White

Arlo - Essential Pan Tilt Indoor Security Camera 2K (2025 Release) - Wired Plug-In Powered Privacy Mode 1-Cam - White

Arlo
$70.99 - $70.99
$70.99
$70.99 - $70.99
$70.99

Leave No Blindspots with Plug-In Pan TiltDependable 2K indoor security to monitor your home family in clear 360 video with Dual-Band Wi-Fi connec...

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$70.99 - $70.99
$70.99
$70.99 - $70.99
$70.99
Arlo - Pro Outdoor Security Camera 2K HDR (6th Gen 2025 Release) - Wireless Rechargeable Battery 1-Cam - White

Arlo - Pro Outdoor Security Camera 2K HDR (6th Gen 2025 Release) - Wireless Rechargeable Battery 1-Cam - White

Arlo
$153.99 - $153.99
$153.99
$153.99 - $153.99
$153.99

Premium Protection for Busy FamiliesA 2K HDR security camera with Smart Detections to reduce false alerts Auto Zoom Tracking to keep your home sa...

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$153.99 - $153.99
$153.99
$153.99 - $153.99
$153.99
Arlo - Essential Outdoor Security Camera 2K (3rd Gen 2025 Release) - Wireless Rechargeable Camera 1-Cam - White

Arlo - Essential Outdoor Security Camera 2K (3rd Gen 2025 Release) - Wireless Rechargeable Camera 1-Cam - White

Arlo
$92.99 - $92.99
$92.99
$92.99 - $92.99
$92.99

Simple Reliable Home MonitoringA wireless rechargeable camera with clear 2K video dependable Dual-B Wi-Fi that provides critical alerts. Perfect f...

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$92.99 - $92.99
$92.99
$92.99 - $92.99
$92.99
Arlo - Wired Floodlight Security Camera - FLW2001 - White

Arlo - Wired Floodlight Security Camera - FLW2001 - White

Arlo
$181.99 - $181.99
$181.99
$181.99 - $181.99
$181.99

2K HDR VideoSee more with higher resolution than 1080p HD security cameras and get better contrast with HDR.Wider Field of ViewSee the bigger pictu...

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$181.99 - $181.99
$181.99
$181.99 - $181.99
$181.99
Arlo - Smart Wi-Fi Video Doorbell (2nd Generation) - Wired/Battery Operated with 2K Resolution - White

Arlo - Smart Wi-Fi Video Doorbell (2nd Generation) - Wired/Battery Operated with 2K Resolution - White

Arlo
$103.99 - $103.99
$103.99
$103.99 - $103.99
$103.99

2K HDR VideoSee important details like eye color license plates and labels clearly when zooming in.See More at Your Front DoorDesigned with an opti...

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$103.99 - $103.99
$103.99
$103.99 - $103.99
$103.99
Arlo - Essential Outdoor Security Camera 2K (3rd Gen 2025 Release) - Wireless Rechargeable Camera with Yard Sign 4-Cam - White

Arlo - Essential Outdoor Security Camera 2K (3rd Gen 2025 Release) - Wireless Rechargeable Camera with Yard Sign 4-Cam - White

Arlo
$237.99 - $237.99
$237.99
$237.99 - $237.99
$237.99

Exclusive bundle -- a 305 value if purchased separatelyIncludes (4) Essential Security Camera 2K (3rd Gen) and (1) Arlo Security Yard SignSimple Re...

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$237.99 - $237.99
$237.99
$237.99 - $237.99
$237.99
Arlo - Essential Pan Tilt Outdoor Security Camera 2K (2025 Release) - Wired Plug-In Powered 1-Cam - White

Arlo - Essential Pan Tilt Outdoor Security Camera 2K (2025 Release) - Wired Plug-In Powered 1-Cam - White

Arlo
$81.99 - $81.99
$81.99
$81.99 - $81.99
$81.99

Leave No Blindspots with Plug-In Pan TiltDependable 2K protection to monitor your home family pets in clear 360 video with Dual-Band Wi-Fi connec...

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$81.99 - $81.99
$81.99
$81.99 - $81.99
$81.99
Arlo - Pro 1-Camera Wireless 2K Security Camera (6th Gen) Battery Powered - White

Arlo - Pro 1-Camera Wireless 2K Security Camera (6th Gen) Battery Powered - White

Arlo
$153.99 - $153.99
$153.99
$153.99 - $153.99
$153.99

Premium Protection for Busy FamiliesA 2K HDR security camera with Smart Detections to reduce false alerts Auto Zoom Tracking to keep your home sa...

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$153.99 - $153.99
$153.99
$153.99 - $153.99
$153.99
Arlo - Essential 1-Camera Wireless 2K Security Camera (3rd Gen) Battery Powered - White

Arlo - Essential 1-Camera Wireless 2K Security Camera (3rd Gen) Battery Powered - White

Arlo
$92.99 - $92.99
$92.99
$92.99 - $92.99
$92.99

Simple Reliable Home MonitoringA wireless rechargeable camera with clear 2K video dependable Dual-B Wi-Fi that provides critical alerts. Perfect f...

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$92.99 - $92.99
$92.99
$92.99 - $92.99
$92.99
Arlo - Ultra Outdoor Security Camera 4K HDR (3rd Gen 2025 Release) - Wireless Rechargeable Battery Charging Station 3-Cam - White

Arlo - Ultra Outdoor Security Camera 4K HDR (3rd Gen 2025 Release) - Wireless Rechargeable Battery Charging Station 3-Cam - White

Arlo
$547.99 - $547.99
$547.99
$547.99 - $547.99
$547.99

Exclusive bundle -- a 675 value if purchased separatelyIncludes (3) Ultra Security Cameras 4K HDR (3rd Gen) (4) Rechargeable Batteries (1) Dual Cha...

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$547.99 - $547.99
$547.99
$547.99 - $547.99
$547.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.