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Smart Home

Rent To Own Smart Home – Make Your Home Smarter with Flexible Financing

Transform your home into a smart home with cutting-edge technology from Finance My Cart. Whether you're looking for smart thermostats, lighting, security cameras, voice assistants, or smart appliances, we offer top brands like Nest, Ring, Amazon Echo, and more. With our rent-to-own and buy now, pay later payment plans, you can start building your smart home without the hefty upfront cost. Enjoy affordable monthly payments, free shipping, and financing options designed to fit your budget and credit situation. Create a connected and convenient home today with flexible financing that works for you!

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Arlo - Home Security System Bundle - White
$273.99 - $273.99
$273.99
$273.99 - $273.99
$273.99

Arlo - Home Security System Bundle - White

Arlo

Easy DIY InstallPlug-in Keypad Sensor Hub and wire-free Sensors make installation a breeze. Place the Wire-free Keypad accessory in any room for an...

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$273.99 - $273.99
$273.99
$273.99 - $273.99
$273.99
Arlo - Wired Floodlight Security Camera - FLW2001 - White
$125.99 - $125.99
$125.99
$125.99 - $125.99
$125.99

Arlo - Wired Floodlight Security Camera - FLW2001 - White

Arlo

2K HDR VideoSee more with higher resolution than 1080p HD security cameras and get better contrast with HDR.Wider Field of ViewSee the bigger pictu...

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$125.99 - $125.99
$125.99
$125.99 - $125.99
$125.99
Arlo - Smart Wi-Fi Video Doorbell (2nd Generation) - Wired/Battery Operated with 2K Resolution - White
$72.99 - $72.99
$72.99
$72.99 - $72.99
$72.99

Arlo - Smart Wi-Fi Video Doorbell (2nd Generation) - Wired/Battery Operated with 2K Resolution - White

Arlo

2K HDR VideoSee important details like eye color license plates and labels clearly when zooming in.See More at Your Front DoorDesigned with an opti...

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$72.99 - $72.99
$72.99
$72.99 - $72.99
$72.99
Arlo - Essential XL 3-Camera Outdoor Wireless 2K Security Camera (2nd Generation) with 4x Longer Battery Life - White
$441.99 - $441.99
$441.99
$441.99 - $441.99
$441.99

Arlo - Essential XL 3-Camera Outdoor Wireless 2K Security Camera (2nd Generation) with 4x Longer Battery Life - White

Arlo

Exclusive bundle -- a 450 value if purchased separately185;Includes (3) Essential XL Outdoor Camera 2K - 2nd Generation2K HDR VideoClearly see deta...

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$441.99 - $441.99
$441.99
$441.99 - $441.99
$441.99
Arlo - Essential 1-Camera Outdoor Wireless 2K Security Camera (2nd Generation) with Color Night Vision - White
$125.99 - $125.99
$125.99
$125.99 - $125.99
$125.99

Arlo - Essential 1-Camera Outdoor Wireless 2K Security Camera (2nd Generation) with Color Night Vision - White

Arlo

2K VideoEasily zoom in to capture crucial details like eye color license plates and labels.Phone NotificationsGet instant alerts when motion is det...

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$125.99 - $125.99
$125.99
$125.99 - $125.99
$125.99
Arlo - Essential 4-Camera Outdoor Wireless 2K Security Camera (2nd Generation) with Yard Sign - White
$322.99 - $322.99
$322.99
$322.99 - $322.99
$322.99

Arlo - Essential 4-Camera Outdoor Wireless 2K Security Camera (2nd Generation) with Yard Sign - White

Arlo

Exclusive bundle -- a 425 value if purchased separately185;Includes (4) Essential Outdoor Camera 2K - 2nd Generation and (1) Arlo Security Yard Sig...

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$322.99 - $322.99
$322.99
$322.99 - $322.99
$322.99
Arlo - Essential 1-Camera Indoor Wired 2K Security Camera (2nd Generation) with Automated Privacy Shield - White
$103.99 - $103.99
$103.99
$103.99 - $103.99
$103.99

Arlo - Essential 1-Camera Indoor Wired 2K Security Camera (2nd Generation) with Automated Privacy Shield - White

Arlo

2K VideoSee important details clearly like name tags and labels when zooming in.Automated Privacy ShieldKeep your private moments private by easily...

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$103.99 - $103.99
$103.99
$103.99 - $103.99
$103.99
Arlo - Pro Outdoor Security Camera (6th Gen 2025 Release) - Wireless Rechareable Battery with Charging Station 3-Cam - White
$208.99 - $208.99
$208.99
$208.99 - $208.99
$208.99

Arlo - Pro Outdoor Security Camera (6th Gen 2025 Release) - Wireless Rechareable Battery with Charging Station 3-Cam - White

Arlo

Exclusive bundle -- a 500 value if purchased separatelyIncludes (3) Pro Security Cameras 2K (6th Gen) (4) Rechargeable Batteries (1) Dual Charging ...

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$208.99 - $208.99
$208.99
$208.99 - $208.99
$208.99
Arlo - Essential Outdoor Security Camera 2K (3rd Gen 2025 Release) - Wireless Rechargeable Camera 2-Cam - White
$125.99 - $125.99
$125.99
$125.99 - $125.99
$125.99

Arlo - Essential Outdoor Security Camera 2K (3rd Gen 2025 Release) - Wireless Rechargeable Camera 2-Cam - White

Arlo

Simple Reliable Home MonitoringA wireless rechargeable camera with clear 2K video dependable Dual-B Wi-Fi that provides critical alerts. Perfect f...

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$125.99 - $125.99
$125.99
$125.99 - $125.99
$125.99
Arlo - Pro Outdoor Security Camera 2K HDR (6th Gen 2025 Release) - Wireless Rechargeable Battery 2-Cam - White
$214.99 - $214.99
$214.99
$214.99 - $214.99
$214.99

Arlo - Pro Outdoor Security Camera 2K HDR (6th Gen 2025 Release) - Wireless Rechargeable Battery 2-Cam - White

Arlo

Premium Protection for Busy FamiliesA 2K HDR security camera with Smart Detections to reduce false alerts Auto Zoom Tracking to keep your home sa...

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$214.99 - $214.99
$214.99
$214.99 - $214.99
$214.99
Arlo - Essential Outdoor Security Camera 2K (3rd Gen 2025 Release) - Wireless Rechargeable Camera with Yard Sign 4-Cam - White
$155.99 - $155.99
$155.99
$155.99 - $155.99
$155.99

Arlo - Essential Outdoor Security Camera 2K (3rd Gen 2025 Release) - Wireless Rechargeable Camera with Yard Sign 4-Cam - White

Arlo

Exclusive bundle -- a 305 value if purchased separatelyIncludes (4) Essential Security Camera 2K (3rd Gen) and (1) Arlo Security Yard SignSimple Re...

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$155.99 - $155.99
$155.99
$155.99 - $155.99
$155.99
Arlo - Essential Pan Tilt Outdoor Security Camera 2K (2025 Release) - Wired Plug-In Powered 1-Cam - White
$53.99 - $53.99
$53.99
$53.99 - $53.99
$53.99

Arlo - Essential Pan Tilt Outdoor Security Camera 2K (2025 Release) - Wired Plug-In Powered 1-Cam - White

Arlo

Leave No Blindspots with Plug-In Pan TiltDependable 2K protection to monitor your home family pets in clear 360 video with Dual-Band Wi-Fi connec...

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$53.99 - $53.99
$53.99
$53.99 - $53.99
$53.99
Arlo - Essential XL 1-Camera Wireless 2K Security Camera (3rd Gen) with 4x Longer Battery Life - White
$103.99 - $103.99
$103.99
$103.99 - $103.99
$103.99

Arlo - Essential XL 1-Camera Wireless 2K Security Camera (3rd Gen) with 4x Longer Battery Life - White

Arlo

Simple Reliable Home MonitoringA wireless rechargeable camera with clear 2K video dependable Dual-Band Wi-Fi that provides critical alerts. Keep w...

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$103.99 - $103.99
$103.99
$103.99 - $103.99
$103.99
Arlo - Pro 1-Camera Wireless 2K Security Camera (6th Gen) Battery Powered - White
$153.99 - $153.99
$153.99
$153.99 - $153.99
$153.99

Arlo - Pro 1-Camera Wireless 2K Security Camera (6th Gen) Battery Powered - White

Arlo

Premium Protection for Busy FamiliesA 2K HDR security camera with Smart Detections to reduce false alerts Auto Zoom Tracking to keep your home sa...

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$153.99 - $153.99
$153.99
$153.99 - $153.99
$153.99
Arlo - Essential XL Outdoor Security Camera 2K (3rd Gen 2025 Release) - Wireless 4x Longer Battery Life 3-Cam - White
$170.99 - $170.99
$170.99
$170.99 - $170.99
$170.99

Arlo - Essential XL Outdoor Security Camera 2K (3rd Gen 2025 Release) - Wireless 4x Longer Battery Life 3-Cam - White

Arlo

Simple Reliable Home MonitoringA wireless rechargeable camera with clear 2K video dependable Dual-Band Wi-Fi that provides critical alerts. Keep w...

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$170.99 - $170.99
$170.99
$170.99 - $170.99
$170.99
Arlo - Ultra Add-On Camera Wireless 4K HDR Security Camera (3rd Gen) Battery Powered - White
$237.99 - $237.99
$237.99
$237.99 - $237.99
$237.99

Arlo - Ultra Add-On Camera Wireless 4K HDR Security Camera (3rd Gen) Battery Powered - White

Arlo

Arlo SmartHub RequiredA compatible Arlo SmartHub or Basestation (sold separately) is required for operating the add-on Ultra 3 camera.An Elite Secu...

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$237.99 - $237.99
$237.99
$237.99 - $237.99
$237.99
Arlo - Essential 1-Camera Wireless 2K Security Camera (3rd Gen) Battery Powered - White
$92.99 - $92.99
$92.99
$92.99 - $92.99
$92.99

Arlo - Essential 1-Camera Wireless 2K Security Camera (3rd Gen) Battery Powered - White

Arlo

Simple Reliable Home MonitoringA wireless rechargeable camera with clear 2K video dependable Dual-B Wi-Fi that provides critical alerts. Perfect f...

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$92.99 - $92.99
$92.99
$92.99 - $92.99
$92.99
Arlo - Ultra Outdoor Security Camera 4K HDR (3rd Gen 2025 Release) - Wireless Rechargeable Battery Charging Station 3-Cam - White
$351.99 - $351.99
$351.99
$351.99 - $351.99
$351.99

Arlo - Ultra Outdoor Security Camera 4K HDR (3rd Gen 2025 Release) - Wireless Rechargeable Battery Charging Station 3-Cam - White

Arlo

Exclusive bundle -- a 675 value if purchased separatelyIncludes (3) Ultra Security Cameras 4K HDR (3rd Gen) (4) Rechargeable Batteries (1) Dual Cha...

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$351.99 - $351.99
$351.99
$351.99 - $351.99
$351.99
Arlo - Pro 5S 2K Indoor/Outdoor Wireless Spotlight Security Camera - White
Arlo - Pro 5S 2K Indoor/Outdoor Wireless Spotlight Security Camera - White
$301.99 - $301.99
$301.99
$301.99 - $301.99
$301.99

Arlo - Pro 5S 2K Indoor/Outdoor Wireless Spotlight Security Camera - White

Arlo

See Picture Perfect DetailsMonitor your home and property and keep your loved ones safe with 2K HDR video quality. 2 times video resolution of HD l...

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$301.99 - $301.99
$301.99
$301.99 - $301.99
$301.99
Arlo - Wireless Floodlight Camera - FB1001 - White
$203.99 - $203.99
$203.99
$203.99 - $203.99
$203.99

Arlo - Wireless Floodlight Camera - FB1001 - White

Arlo

Never be left in the darkBrightly illuminate your property to improve safety and visibility.Details matterZoom in on objects and see clearer detail...

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$203.99 - $203.99
$203.99
$203.99 - $203.99
$203.99
Arlo - Ultra 2 Spotlight 3-Camera Security Bundle Indoor/Outdoor Wireless 4K Security System - White
$654.99 - $654.99
$654.99
$654.99 - $654.99
$654.99

Arlo - Ultra 2 Spotlight 3-Camera Security Bundle Indoor/Outdoor Wireless 4K Security System - White

Arlo

Exclusive Best Buy bundle -- a 1100 value if purchased separately185;Includes (3) Ultra 2 Cameras (1) Base Station (4) rechargeable batteries (1) d...

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$654.99 - $654.99
$654.99
$654.99 - $654.99
$654.99
Arlo - Pro 3 Floodlight Camera - FB1001 - White
$158.99 - $158.99
$158.99
$158.99 - $158.99
$158.99

Arlo - Pro 3 Floodlight Camera - FB1001 - White

Arlo

Never be left in the darkBrightly illuminate your property to improve safety and visibility.Details matterZoom in on objects and see clearer detail...

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$158.99 - $158.99
$158.99
$158.99 - $158.99
$158.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.