Smart Home
Rent To Own Smart Home – Make Your Home Smarter with Flexible Financing
Transform your home into a smart home with cutting-edge technology from Finance My Cart. Whether you're looking for smart thermostats, lighting, security cameras, voice assistants, or smart appliances, we offer top brands like Nest, Ring, Amazon Echo, and more. With our rent-to-own and buy now, pay later payment plans, you can start building your smart home without the hefty upfront cost. Enjoy affordable monthly payments, free shipping, and financing options designed to fit your budget and credit situation. Create a connected and convenient home today with flexible financing that works for you!
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- AMAZON (15)
- Aqara (1)
- Arlo (14)
- Blink (15)
- Cozyla (1)
- EcoBee (1)
- Eufy (10)
- First Alert (1)
- GE (5)
- GOOGLE (11)
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- Honeywell (1)
- Honeywell Home (1)
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- Night Owl (4)
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- Ring (34)
- Simplisafe (6)
- Skylight (5)
- Swann (3)
- TP Link (8)
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Ring - Outdoor Cam Pro Retinal 4K for the ultimate wide-angle video 10x Zoom Low-Light Sight full-color night vision - White
RingRetinal 4K with 10x Enhanced ZoomSee the ultimate clarity and color with up to 10x Enhanced Zoom — powered by Retinal 4K.Low-Light SightGet a full-...
View full detailsRing - Window Door Sensor Instant notifications on Amazon Sidewalk no base station needed Pro Monitoring (sold separately) - White
RingProtect Against Break-InsInstantly detects when a window or door opens.No Base Station RequiredSimple flexible setup. It just works.Easy Installati...
View full detailsRing - Pan-Tilt Indoor Security Cam with 360 Horizontal Pan Coverage Live View Two-Way Talk and HD Video - Black
Ring360 Horizontal Pan CoveragePan 360 around your home and tilt up and down from your phone.Live ViewSee and respond to activity with Live View.Two-Wa...
View full detailsRing - Floodlight Cam Plus Outdoor Wired 1080p Surveillance Camera - White
RingRing AppSee hear and speak to people on camera in the Ring app with Live View and Two-Way Talk.Motion-activated AlertsGet real-time motion-activate...
View full detailsRing - Outdoor Cam (Stick Up Cam) Indoor/Outdoor Wire Free 1080p Security Camera - White
RingWatch over your home in 1080p HD video and check in at anytime with Live View.Capture every moment nonstop with 24/7 Recording. Your 24/7 footage i...
View full detailsFloodlight Cam Pro with 2K Video and Ring Vision 2 LED Lights Dual Band Wi-Fi and 3D Motion Detection - White
RingSecurity camera with Retinal 2K video motion-activated LED floodlights Two-Way Talk and Audio+ 3D Motion Detection and a built-in 110 dB security s...
View full detailsRing - Battery Doorbell Pro Smart Wi-Fi Video Doorbell - Battery-powered with Head-to-Toe HD+ Video - Satin Nickel
Ring3D Motion DetectionRing's most advanced motion detection. Customizing motion zones up to 30' away on an overhead map of your property to pinpoint m...
View full detailsRing - Chime Pro - White
RingExtend your Wi-Fi to compatible Ring devices to stay online and reduce dead zones.Get real-time notifications anywhere in your home.Compatible with...
View full detailsRing - Quick Release Rechargeable Lithium-ion Battery for Select Devices
RingAlways have backup power for your Video Doorbell 2 Video Doorbell 3 Video Doorbell 3+ Spotlight Cam Battery Spotlight Cam Solar Stick Up Cam Solar ...
View full detailsRing - Indoor Plug-In 1080p Security Camera (2nd - Generation) with Privacy cover - Black
RingRing AppSee hear and speak to people on camera in the Ring App with Live View and Two-Way Talk.CommunicationSee hear and speak in real time with Tw...
View full detailsRing - Wi-Fi Video Doorbell - Wired - Black
RingHD video and two-way talkWith 1080p HD video and two-way talk see hear and speak to people from your phone tablet or select Alexa-enabled devices.C...
View full detailsRing - Battery Doorbell (newest model) Retinal 2K with wide-angle video up to 6x Zoom Two-Way Talk and Built-In Battery - Speckled Mocha
RingCapture it all with Retinal 2K videoFrom wide views to tighter focus it’s easy to see your home or business in the crisp clarity with Retinal 2K.Zo...
View full detailsRing - Wired Doorbell (newest model) — Retinal 2K with wide-angle video up to 6x Enhanced Zoom and Two-Way Talk - Speckled Grey
RingCapture it all with Retinal 2K videoFrom wide views to tighter focus it’s easy to see your home or business in the crisp clarity with Retinal 2K.Zo...
View full detailsRing - Battery Doorbell (newest model) Retinal 2K with wide-angle video up to 6x Zoom Two-Way Talk and Built-In Battery - Speckled Grey
RingCapture it all with Retinal 2K videoFrom wide views to tighter focus it’s easy to see your home or business in the crisp clarity with Retinal 2K.Zo...
View full detailsRing - Floodlight Cam Pro (2nd Gen) Retinal 4K for ultra-clear video 10x Zoom ultra-bright motion-activated floodlights - Black
RingRetinal 4K with 10x Enhanced ZoomSee the ultimate clarity and color and catch detail even at a distance with wide-angle 4K video.Live View Two-Way...
View full detailsRing - Hardwired Kit for Cameras (USB-C) - White
RingNonstop PowerTransform your Ring battery or plug-in camera to a hardwired camera for nonstop power.InstallationEasy installation on the ceiling or ...
View full detailsRing - Outdoor Cam Plus Plug-In Wide-Angle 2K Video Low-Light Sight for full-color night vision Mount-anywhere versatility - White
RingWide-Angle Retinal 2K VideoSee more of your home or business with a wide field of view in 2K Video.Low-Light SightReveal true-to-life color and det...
View full detailsRing - Spotlight Cam Plus 2-pack Camera Indoor/Outdoor Wireless 1080p Security Cameras - Black
RingLook in anytimeWatch over your home day or night in wide-angle 1080p HD video with Color Night Vision and check in at anytime with Live View.Stop i...
View full details4W Solar Panel for Select Ring Security Cameras - Black
RingWithstands temperatures ranging from -5F to 120FDesigned for year-round use.Easy installationYou can set up everything in just a few minutes.Adjust...
View full detailsFloodlight Cam Pro with 2K Video and Ring Vision 2 LED Lights Dual Band Wi-Fi and 3D Motion Detection - Black
RingSecurity camera with Retinal 2K video motion-activated LED floodlights Two-Way Talk and Audio+ 3D Motion Detection and a built-in 110 dB security s...
View full detailsSpotlight Cam Pro Battery with 2K Video and Ring Vision LED Lights Dual-Band Wifi and 3D Motion Detection - Black
RingHelp protect your home with the advanced features of Spotlight Cam Pro including 2K Video with Ring Vision advanced 3D Motion Detection Bird's Eye ...
View full detailsRing - Pan-Tilt Indoor Security Cam with 360 Horizontal Pan Coverage Live View Two-Way Talk and HD Video - White
Ring360 Horizontal Pan CoveragePan 360 around your home and tilt up and down from your phone.Live ViewSee and respond to activity with Live View.Two-Wa...
View full detailsOutdoor Cam Plus Plug-In with 2K Video and Ring Vision Low-Light Sight and Mount-Anywhere Versatility - White
Ring2K VideoSee every detail in brilliantly clear 2K with Ring’s best image quality yet.Low-Light SightReveal true-to-life color and detail in the near...
View full detailsOutdoor Cam Plus Battery 2pk with 2K Video and Ring Vision Low-Light Sight and Mount-Anywhere Versatility - White
Ring2K VideoSee every detail in brilliantly clear 2K with Ring’s best image quality yet.Low-Light SightReveal true-to-life color and detail in the near...
View full detailsRing - Essential Security Set with Battery Doorbell Plus and Indoor Cam - Satin Nickel and White
RingSee more of who's thereBattery Doorbell Plus with Head-to-Toe HD+ Video in 1536p gives you an expanded field of view so you can see more of who's a...
View full detailsRing - 2-Pack Indoor Plug-In 1080p Security Camera (2nd-Generation) with Privacy Cover - White
RingRing AppSee hear and speak to people on camera in the Ring App with Live View and Two-Way Talk.CommunicationSee hear and speak in real time with Tw...
View full detailsRing - Spotlight Cam Plus 2-pack Camera Indoor/Outdoor Wireless 1080p Security Cameras - White
RingLook in anytimeWatch over your home day or night in wide-angle 1080p HD video with Color Night Vision and check in at anytime with Live View.Stop i...
View full detailsRing - 3-Pack Pan-Tilt Indoor Security Cam with 360 Horizontal Pan Coverage Live View Two-Way Talk and HD Video - White
Ring360 Horizontal Pan CoveragePan 360 around your home and tilt up and down from your phone.Live ViewSee and respond to activity with Live View.Two-Wa...
View full detailsRing - 4W Solar Panel for Select Ring Security Cameras - Black
RingWithstands temperatures ranging from -5F to 120FDesigned for year-round use.Easy installationYou can set up everything in just a few minutes.Adjust...
View full detailsRing - Spotlight Cam Plus Outdoor/Indoor 1080p Plug-In Surveillance Camera - White
RingLook in anytimeWatch over your home day or night in wide-angle 1080p HD video with Color Night Vision and check in at anytime with Live View.Stop i...
View full detailsRing - 2-Pack Indoor Plug-In 1080p Security Camera (2nd-Generation) with Privacy Cover - Black
RingRing AppSee hear and speak to people on camera in the Ring App with Live View and Two-Way Talk.CommunicationSee hear and speak in real time with Tw...
View full detailsRing - Wi-Fi Smart Video Doorbell - Wired with Chime - Black
RingWorks with AlexaYou can hear audio announcements when anyone presses the doorbell or triggers the motion sensors.Ring Chime hard bundleConnect to t...
View full detailsRing - Spotlight Cam Plus Outdoor/Indoor Wireless 1080p Battery Surveillance Camera - White
RingWatch over your home day or night in wide-angle 1080p HD video with Color Night Vision and check in at anytime with Live View.Stop intruders in the...
View full detailsRing - Spotlight Cam Plus Outdoor/Indoor Wireless 1080p Battery Surveillance Camera - Black
RingLook in anytimeWatch over your home day or night in wide-angle 1080p HD video with Color Night Vision and check in at anytime with Live View.Stop i...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.