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Smart Home

Rent To Own Smart Home – Make Your Home Smarter with Flexible Financing

Transform your home into a smart home with cutting-edge technology from Finance My Cart. Whether you're looking for smart thermostats, lighting, security cameras, voice assistants, or smart appliances, we offer top brands like Nest, Ring, Amazon Echo, and more. With our rent-to-own and buy now, pay later payment plans, you can start building your smart home without the hefty upfront cost. Enjoy affordable monthly payments, free shipping, and financing options designed to fit your budget and credit situation. Create a connected and convenient home today with flexible financing that works for you!

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Tapo C125 V1.6 - network surveillance camera
$72.99 - $72.99
$72.99
$72.99 - $72.99
$72.99

Tapo C125 V1.6 - network surveillance camera

TP Link

No Hidden CostsTP-Link Tapo products are a one-time purchase with no monthly fees or hidden costs. Utilize up to 512GB of secure local storage by p...

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$72.99 - $72.99
$72.99
$72.99 - $72.99
$72.99
Tapo TC85 V1 - network surveillance camera
Tapo TC85 V1 - network surveillance camera
$292.99 - $292.99
$292.99
$292.99 - $292.99
$292.99

Tapo TC85 V1 - network surveillance camera

TP Link

No Hidden CostsTP-Link Tapo products are a one-time purchase with no monthly fees or hidden costs. Up to 512GB of secure local microSD storage to k...

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$292.99 - $292.99
$292.99
$292.99 - $292.99
$292.99
TP-Link - Tapo A19 Wi-Fi Smart LED Bulb (5-Pack) - Multicolor
$80.99 - $80.99
$80.99
$80.99 - $80.99
$80.99

TP-Link - Tapo A19 Wi-Fi Smart LED Bulb (5-Pack) - Multicolor

TP Link

No Hub RequiredConnect directly to your home's secure Wi-Fi network—no need for a hub or extra equipment.1100 lumens -Extra Bright Smart Light Bulb...

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$80.99 - $80.99
$80.99
$80.99 - $80.99
$80.99
TP-Link - Tapo Battery/Wired Smart Video Doorbell 2K 5MP with Chime - No Monthly Fees - Black/White
$125.99 - $125.99
$125.99
$125.99 - $125.99
$125.99

TP-Link - Tapo Battery/Wired Smart Video Doorbell 2K 5MP with Chime - No Monthly Fees - Black/White

TP Link

No Hidden CostsTP-Link Tapo products are a one-time purchase with no monthly fees or hidden costs. Utilize up to 512GB of secure local storage by p...

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$125.99 - $125.99
$125.99
$125.99 - $125.99
$125.99
TP-Link - Tapo Battery Smart Video Doorbell 2K 3MP with Chime - No Monthly Fees - Black/White
$81.99 - $81.99
$81.99
$81.99 - $81.99
$81.99

TP-Link - Tapo Battery Smart Video Doorbell 2K 3MP with Chime - No Monthly Fees - Black/White

TP Link

No Hidden CostsTP-Link Tapo products are a one-time purchase with no monthly fees or hidden costs. Utilize up to 512GB of secure local storage by p...

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$81.99 - $81.99
$81.99
$81.99 - $81.99
$81.99
TP-Link - Tapo Smart Wi-Fi Light Dimmer Switch with Matter (4-Pack) - Replaces Most Traditional Switches - White
$65.99 - $65.99
$65.99
$65.99 - $65.99
$65.99

TP-Link - Tapo Smart Wi-Fi Light Dimmer Switch with Matter (4-Pack) - Replaces Most Traditional Switches - White

TP Link

Replaces Most Traditional Light SwitchesUpgrade your home by raplacing your traditional light switches with TP-Link Tapo Smart Switches. Works in t...

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$65.99 - $65.99
$65.99
$65.99 - $65.99
$65.99
TP-Link - Tapo Smart Wire-Free Indoor/Outdoor Security Camera (2-Pack) - No Monthly Fees - White
$180.99 - $180.99
$180.99
$180.99 - $180.99
$180.99

TP-Link - Tapo Smart Wire-Free Indoor/Outdoor Security Camera (2-Pack) - No Monthly Fees - White

TP Link

No Hidden CostsTP-Link Tapo products are a one-time purchase with no monthly fees or hidden costs. Up to 512GB of secure local microSD storage to k...

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$180.99 - $180.99
$180.99
$180.99 - $180.99
$180.99
TP-Link - Tapo TTB10 Smart Sensor Starter Kit - Motion Detector Contact Sensors and Hub Included - White
$81.99 - $81.99
$81.99
$81.99 - $81.99
$81.99

TP-Link - Tapo TTB10 Smart Sensor Starter Kit - Motion Detector Contact Sensors and Hub Included - White

TP Link

Window Door SafeguardStay informed of every moment. Monitor doors windows cabinets refrigerators and mailboxes for suspicious activity and receive...

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$81.99 - $81.99
$81.99
$81.99 - $81.99
$81.99
TP-Link - Tapo Pan-Tilt Indoor 2K Wi-Fi Security Plug-In Camera with Privacy Control and Smart Motion Tracking - No Monthly Fees - White
$80.99 - $80.99
$80.99
$80.99 - $80.99
$80.99

TP-Link - Tapo Pan-Tilt Indoor 2K Wi-Fi Security Plug-In Camera with Privacy Control and Smart Motion Tracking - No Monthly Fees - White

TP Link

No Hidden CostsTP-Link Tapo products are a one-time purchase with no monthly fees or hidden costs. Utilize up to 512GB of secure local storage by p...

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$80.99 - $80.99
$80.99
$80.99 - $80.99
$80.99
TP-Link - Tapo DL110 Smart Wi-Fi Deadbolt Lock - Lock/Unlock using Keypad App or Fingerprint Recognition - Replaces Most Locks - Black
$143.99 - $143.99
$143.99
$143.99 - $143.99
$143.99

TP-Link - Tapo DL110 Smart Wi-Fi Deadbolt Lock - Lock/Unlock using Keypad App or Fingerprint Recognition - Replaces Most Locks - Black

TP Link

6 Ways to Securely AccessLock and unlock by fingerprint passcode Wi-Fi close-range Bluetooth voice commands or with included backup keys.1-Year Bat...

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$143.99 - $143.99
$143.99
$143.99 - $143.99
$143.99
TP-Link - Tapo Wired Floodlight Wi-Fi Security 2K Camera with Utra-Bright Dimmable Floodlights - No Monthly Fees - White
$214.99 - $214.99
$214.99
$214.99 - $214.99
$214.99

TP-Link - Tapo Wired Floodlight Wi-Fi Security 2K Camera with Utra-Bright Dimmable Floodlights - No Monthly Fees - White

TP Link

No Hidden CostsTP-Link Tapo products are a one-time purchase with no monthly fees or hidden costs. Utilize up to 512GB of secure local storage by p...

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$214.99 - $214.99
$214.99
$214.99 - $214.99
$214.99
TP-Link - Tapo Indoor 2K Wi-Fi Security Plug-In Camera with Automated Privacy Shutter and Magnetic Base (2-pack) - No Monthly Fees - White
$103.99 - $103.99
$103.99
$103.99 - $103.99
$103.99

TP-Link - Tapo Indoor 2K Wi-Fi Security Plug-In Camera with Automated Privacy Shutter and Magnetic Base (2-pack) - No Monthly Fees - White

TP Link

No Hidden CostsTP-Link Tapo products are a one-time purchase with no monthly fees or hidden costs. Up to 512GB of secure local microSD storage to k...

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$103.99 - $103.99
$103.99
$103.99 - $103.99
$103.99
TP-Link - Tapo Indoor 2K Wi-Fi Security Plug-In Camera with Automated Privacy Shutter and Magnetic Base - No Monthly Fees - White
$69.99 - $69.99
$69.99
$69.99 - $69.99
$69.99

TP-Link - Tapo Indoor 2K Wi-Fi Security Plug-In Camera with Automated Privacy Shutter and Magnetic Base - No Monthly Fees - White

TP Link

No Hidden CostsTP-Link Tapo products are a one-time purchase with no monthly fees or hidden costs. Utilize up to 512GB of secure local storage by p...

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$69.99 - $69.99
$69.99
$69.99 - $69.99
$69.99
TP-Link - Tapo Wire-Free Indoor/Outdoor Cameras with up to 300 days of Battery Life and Magnetic Base (3-Pack) - No Monthly Fees - White
$216.99 - $216.99
$216.99
$216.99 - $216.99
$216.99

TP-Link - Tapo Wire-Free Indoor/Outdoor Cameras with up to 300 days of Battery Life and Magnetic Base (3-Pack) - No Monthly Fees - White

TP Link

No Hidden CostsTP-Link Tapo products are a one-time purchase with no monthly fees or hidden costs. Up to 512GB of secure local microSD storage to k...

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$216.99 - $216.99
$216.99
$216.99 - $216.99
$216.99
TP-Link - Tapo Outdoor Battery-Powered Wireless 2K Security Camera with Solar Panels (3-Pack) - No Monthly Fees - White
$386.99 - $386.99
$386.99
$386.99 - $386.99
$386.99

TP-Link - Tapo Outdoor Battery-Powered Wireless 2K Security Camera with Solar Panels (3-Pack) - No Monthly Fees - White

TP Link

No Hidden CostsTP-Link Tapo products are a one-time purchase with no monthly fees or hidden costs. Up to 512GB of secure local microSD storage to k...

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$386.99 - $386.99
$386.99
$386.99 - $386.99
$386.99
TP-Link - Tapo Outdoor Battery-Powered Wireless 2K Security Camera with Solar Panels (4-Pack) - No Monthly Fees - White
$493.99 - $493.99
$493.99
$493.99 - $493.99
$493.99

TP-Link - Tapo Outdoor Battery-Powered Wireless 2K Security Camera with Solar Panels (4-Pack) - No Monthly Fees - White

TP Link

No Hidden CostsTP-Link Tapo products are a one-time purchase with no monthly fees or hidden costs. Up to 512GB of secure local microSD storage to k...

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$493.99 - $493.99
$493.99
$493.99 - $493.99
$493.99
TP-Link - Tapo Wire-Free Indoor/Outdoor Cameras with up to 300 days of Battery Life and Magnetic Base (4-Pack) - No Monthly Fees - White
$284.99 - $284.99
$284.99
$284.99 - $284.99
$284.99

TP-Link - Tapo Wire-Free Indoor/Outdoor Cameras with up to 300 days of Battery Life and Magnetic Base (4-Pack) - No Monthly Fees - White

TP Link

No Hidden CostsTP-Link Tapo products are a one-time purchase with no monthly fees or hidden costs. Up to 512GB of secure local microSD storage to k...

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$284.99 - $284.99
$284.99
$284.99 - $284.99
$284.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.