Smart Home
Rent To Own Smart Home – Make Your Home Smarter with Flexible Financing
Transform your home into a smart home with cutting-edge technology from Finance My Cart. Whether you're looking for smart thermostats, lighting, security cameras, voice assistants, or smart appliances, we offer top brands like Nest, Ring, Amazon Echo, and more. With our rent-to-own and buy now, pay later payment plans, you can start building your smart home without the hefty upfront cost. Enjoy affordable monthly payments, free shipping, and financing options designed to fit your budget and credit situation. Create a connected and convenient home today with flexible financing that works for you!
Filters
- AMAZON (15)
- Arlo (21)
- Barska (1)
- Blink (10)
- Chamberlain (1)
- EcoBee (6)
- Eufy (20)
- GE (5)
- General Electric (3)
- GOOGLE (16)
- Govee (19)
- Honeywell (3)
- Honeywell Home (1)
- Kwikset (6)
- Level (5)
- Lockly (1)
- Lutron Electronics (2)
- Nanoleaf (8)
- Nest (1)
- Nest x Yale (2)
- Night Owl (10)
- Philips (26)
- Reolink (6)
- Ring (42)
- Simplisafe (10)
- Swann (7)
- TP Link (17)
- Twinkly (6)
- Wasserstein (10)
- Yale (15)
Amazon - Echo Show 10 (3rd Generation) 10-inch Smart Display with Alexa - Glacier White
AMAZONAlexa can show you even moreWith a 10.1" HD screen that’s designed to move with you video calls recipes and shows are always in view. The speakers ...
View full detailsAmazon - Echo Dot Kids (5th Gen 2022 Release) with Alexa - Owl
AMAZONEcho Dot KidsSmart speaker with Alexa made for kids (not a toy). The improved speaker delivers clearer vocals and rich vibrant sound.Where learning...
View full detailsNight Owl - 12 Channel 6 Camera Wired 4K 2TB DVR Security System - White
Night OwlCapture key recordings with clarityIt’s clear video quality matters. Reliably capture what’s happening around your home or business with crisp 4K r...
View full detailsNight Owl - 8-Channel 4-Camera Indoor/Outdoor Wire Free 2K 64GB Security System - White
Night OwlCapture key recordings with clarityIt’s clear video quality matters. Reliably capture what’s happening around your home or business with crisp 4K r...
View full detailsRing - Indoor Plug-In 1080p Security Camera (2nd - Generation) with Privacy cover - White
RingRing AppSee hear and speak to people on camera in the Ring App with Live View and Two-Way Talk.Capture every momentCapture every moment nonstop wit...
View full detailsArlo - Mounted Solar Panel Charger for Pro 5S 2K Pro 4 Pro 3 Floodlight Ultra 2 and Ultra Cameras - White
ArloHarness the power of the sunUses solar power to keep your Arlo wire-free camera powered.Continuous chargingYou can let your Arlo wire-free camera o...
View full detailsGovee - Aura Smart Table Lamp - Multi
GoveeCreative DIY modeOur intuitive DIY mode via the Govee Home app allows you to personalize light effects and save them for later. With Finger Sketch ...
View full detailsGoogle - Nest Wi-Fi Video Doorbell - Battery Operated - Ash
GOOGLEControl with the Google Home app.View live HD video replay video recordings talk to visitors and more all from the Google Home app. The Nest Doorb...
View full detailsGoogle - Nest Cam 3 Pack Indoor/Outdoor Wire Free Security Cameras - Snow
GOOGLEControl with the Google Home app.View live HD video replay video recordings talk to visitors and more all from the Google Home app. The Nest Cam (...
View full detailsYale Assure YRD410-WF1-619 - door lock - satin nickel
YaleKey-free accessEveryone that needs access can choose their own way to unlock whether it's the keypad voice assistant Auto-Unlock or the Yale Access...
View full detailsYale Assure Lock 2 YRD410-WF1-BSP - door lock - black suede
YaleKey-free accessEveryone that needs access can choose their own way to unlock whether it's the keypad voice assistant Auto-Unlock or the Yale Access...
View full detailsWasserstein - Solar Charger and Mount - Compatible with Blink Video Doorbell - Solar Power for your Blink Video Doorbell - Black
WassersteinPowerful Solar ChargingPower your wireless doorbell completely with solar energy - install this Blink Doorbell solar charging mount in direct sunli...
View full detailsTapo C125 V1.6 - network surveillance camera
TP LinkNo Hidden CostsTP-Link Tapo products are a one-time purchase with no monthly fees or hidden costs. Utilize up to 512GB of secure local storage by p...
View full detailsTapo TC85 V1 - network surveillance camera
TP LinkNo Hidden CostsTP-Link Tapo products are a one-time purchase with no monthly fees or hidden costs. Up to 512GB of secure local microSD storage to k...
View full detailsSimpliSafe - Smart Lock Series 2 - White - White
SimplisafeYour door is always secureLocks when you arm your system or automatically when you set a timer.Instant phone alerts and app controlKeep track of wh...
View full detailsRing Floodlight Cam Pro with 2K Video and Ring Vision 2 LED Lights Dual Band Wi-Fi and 3D Motion Detection - Black
RingWatch over your property in 2K Video and check in at anytime with Live View.Get precise motion-activated alerts and hear and speak to people on cam...
View full detailsRing - Spotlight Cam Plus Outdoor/Indoor 1080p Plug-In Surveillance Camera - White
RingConnects to your Wi-Fi networkOffers convenience and simple setup.Works with Amazon AlexaYou can connect your Ring camera to Alexa and then enable ...
View full detailsRing Floodlight Cam Pro with 2K Video and Ring Vision 2 LED Lights Dual Band Wi-Fi and 3D Motion Detection - White
RingWatch over your property in 2K Video and check in at anytime with Live View.Get precise motion-activated alerts and hear and speak to people on cam...
View full detailsPhilips - Hue 75" Play Gradient Lightstrip - White and Color Ambiance
PhilipsSeamlessly blend colorsGet a seamless blend of multiple colors of light at the same time in a single LED strip. The colors flow together naturally ...
View full detailsPhilips - Hue Play Gradient Lightstrip 65" - Multi
PhilipsSeamlessly Blend ColorsGet a seamless blend of multiple colors of light at the same time in a single LED strip. The colors flow together naturally ...
View full detailsPhilips - Hue Go Portable Table Lamp - Black
PhilipsTake it anywhereWith it's silicone grip and robust design the Philips Hue Go portable table lamp lets you take it with you anywhere in around or ou...
View full detailsPhilips - Hue Ambiance Gradient Bluetooth Lightstrip 40-inch Extension - White
PhilipsSeamlessly blend colorsGet a seamless blend of multiple colors of light at the same time in a single LED strip.Colorful smart lightingInstantly set...
View full detailsNest x Yale - Smart Lock Wi-Fi Replacement Deadbolt with App/Keypad/Voice assistant Access - Black Suede
Nest x YaleKeyless entry with keypad.Keyless entry on the LED keypad lets you lock and unlock your front door without a key. The keypad plays different sounds...
View full detailsLutron - Diva Smart Dimmer Switch - White
Lutron ElectronicsIncludes(1) Diva smart dimmer switch for Caseta smart lighting; coordinating wallplate sold separatelyPeace of mindAlways come back to a well-lit h...
View full detailsGoogle - Nest Smart Programmable Wifi Thermostat - Snow
GOOGLEEasy to install and use.Designed so you can install yourself. Installation usually takes 30 minutes or less. You can quickly create a schedule tha...
View full detailsArlo - SmartHub - White
ArloWorks with ArloSecurely connects Arlo Ultra Ultra 2 Pro 4 Pro 3 Pro 3 Floodlight Camera Essential Pro 2 Pro Wire-Free Video Doorbell and Audio Door...
View full detailsAmazon - Echo Show 8 (3rd Generation) 8-inch Smart Display with Alexa - Charcoal
AMAZONBetter inside and outEntertainment is more immersive with spatial audio and an 8" HD touchscreen. Video calling is crisper with high-quality sound ...
View full detailsGoogle - Nest Learning Thermostat (4th gen) with Nest Temperature Sensor (2nd gen) - Polished Gold
GOOGLEImproved compatibility.It works with most 24V systems including gas electric oil forced air heat pump and radiant and no C wire is required for ins...
View full detailsSimpliSafe - Smart Lock Series 2 - White
SimplisafeThe SimpliSafe Smart Lock makes sure your door is always locked—even if you forget. It secures your door the minute you arm your system and unlocks...
View full detailsSimpliSafe - Smart Lock Series 2 - Black
SimplisafeYour door is always secueLocks when you arm your system or automatically when you set a timer.Instant phone alerts and app controlKeep track of who...
View full detailsGovee - AI Gaming TV Sync Box Kit for 55-65 inch TVs - Multi
GoveeAdvanced technologySupports HDMI 2.0 2K-144FPS/4K-60FPS Dolby Horizon HDR 10+ ARC CEC Alexa and Google AssistantMore HDMI-output portsThree HDMI-in...
View full detailsRing - Outdoor Cam (Stick Up Cam) Indoor/Outdoor Wire Free 1080p Security Camera - White
RingWatch over your home in 1080p HD video and check in at anytime with Live View.Capture every moment nonstop with 24/7 Recording. Your 24/7 footage i...
View full detailsWasserstein - Bird Feeder Camera Case Compatible with Blink Wyze and Ring Cam (Camera NOT Included) - Clear
WassersteinSmart Bird FeederThe Wasserstein Bird Feeder Smart Camera Case allows you to get up close photos and videos of birds and other wildlife as well as ...
View full detailsWasserstein - Made for Google Nest Wired Doorbell Chime and Transmitter - White
WassersteinConvenient and easy to useThe Wasserstein Nest Doorbell Chime is compatible with your Google Nest Doorbell and will alert you when someone rings th...
View full detailsArlo - Safe Family Bundle 1-Year Safe Family Plan and 2 Safe Button Accessories - White
ArloSave When You BundleGet 1-year of the Arlo Safe Family Plan plus 2 Safe Button accessories that pair seamlessly with your smartphone with the Arlo ...
View full detailsGovee - Smart Recessed Downlight 6inch-4pk - Multi
GoveeFlexible connectivitySupports direct Wi-Fi and Bluetooth control.Multiple lighting options16 million colors and 1-100 dimmable brightness.Multiple ...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.