Smart Home
Rent To Own Smart Home – Make Your Home Smarter with Flexible Financing
Transform your home into a smart home with cutting-edge technology from Finance My Cart. Whether you're looking for smart thermostats, lighting, security cameras, voice assistants, or smart appliances, we offer top brands like Nest, Ring, Amazon Echo, and more. With our rent-to-own and buy now, pay later payment plans, you can start building your smart home without the hefty upfront cost. Enjoy affordable monthly payments, free shipping, and financing options designed to fit your budget and credit situation. Create a connected and convenient home today with flexible financing that works for you!
Filters
- AMAZON (16)
- Arlo (21)
- Barska (1)
- Blink (10)
- Chamberlain (1)
- EcoBee (6)
- Eufy (22)
- GE (4)
- General Electric (3)
- GOOGLE (16)
- Govee (19)
- Honeywell (2)
- Honeywell Home (1)
- Kwikset (6)
- Level (5)
- Lockly (1)
- Nanoleaf (8)
- Nest (1)
- Nest x Yale (2)
- Night Owl (10)
- Philips (26)
- Reolink (6)
- Ring (47)
- Simplisafe (11)
- Swann (6)
- TP Link (17)
- Twinkly (6)
- Wasserstein (9)
- Yale (15)
Amazon - Echo Show 10 (3rd Generation) 10-inch Smart Display with Alexa - Glacier White
AMAZONAlexa can show you even moreWith a 10.1" HD screen that’s designed to move with you video calls recipes and shows are always in view. The speakers ...
View full detailsAmazon - Echo Dot Kids (5th Gen 2022 Release) with Alexa - Owl
AMAZONEcho Dot KidsSmart speaker with Alexa made for kids (not a toy). The improved speaker delivers clearer vocals and rich vibrant sound.Where learning...
View full detailsNight Owl - 12 Channel 6 Camera Wired 4K 2TB DVR Security System - White
Night OwlCapture key recordings with clarityIt’s clear video quality matters. Reliably capture what’s happening around your home or business with crisp 4K r...
View full detailsNight Owl - 8-Channel 4-Camera Indoor/Outdoor Wire Free 2K 64GB Security System - White
Night OwlCapture key recordings with clarityIt’s clear video quality matters. Reliably capture what’s happening around your home or business with crisp 4K r...
View full detailsRing - Indoor Plug-In 1080p Security Camera (2nd - Generation) with Privacy cover - White
RingRing AppSee hear and speak to people on camera in the Ring App with Live View and Two-Way Talk.Capture every momentCapture every moment nonstop wit...
View full detailsArlo - Mounted Solar Panel Charger for Pro 5S 2K Pro 4 Pro 3 Floodlight Ultra 2 and Ultra Cameras - White
ArloHarness the power of the sunUses solar power to keep your Arlo wire-free camera powered.Continuous chargingYou can let your Arlo wire-free camera o...
View full detailsGovee - Aura Smart Table Lamp - Multi
GoveeCreative DIY modeOur intuitive DIY mode via the Govee Home app allows you to personalize light effects and save them for later. With Finger Sketch ...
View full detailsGoogle - Nest Wi-Fi Video Doorbell - Battery Operated - Ash
GOOGLEControl with the Google Home app.View live HD video replay video recordings talk to visitors and more all from the Google Home app. The Nest Doorb...
View full detailsGoogle - Nest Cam 3 Pack Indoor/Outdoor Wire Free Security Cameras - Snow
GOOGLEControl with the Google Home app.View live HD video replay video recordings talk to visitors and more all from the Google Home app. The Nest Cam (...
View full detailsOutdoor Cam Plus Battery with 2K Video and Ring Vision Low-Light Sight and Mount-Anywhere Versatility - Black
Ring2K VideoSee every detail in brilliantly clear 2K with Ring’s best image quality yet.Low-Light SightReveal true-to-life color and detail in the near...
View full detailsOutdoor Cam Plus Plug-In with 2K Video and Ring Vision Low-Light Sight and Mount-Anywhere Versatility - White
Ring2K VideoSee every detail in brilliantly clear 2K with Ring’s best image quality yet.Low-Light SightReveal true-to-life color and detail in the near...
View full detailsOutdoor Cam Plus Battery with 2K Video and Ring Vision Low-Light Sight and Mount-Anywhere Versatility - White
Ring2K VideoSee every detail in brilliantly clear 2K with Ring’s best image quality yet.Low-Light SightReveal true-to-life color and detail in the near...
View full details
Amazon - Echo Show 8 (3rd Generation) 8-inch Smart Display with Alexa - Glacier White
AMAZONBetter inside and outEntertainment is more immersive with spatial audio and an 8" HD touchscreen. Video calling is crisper with high-quality sound ...
View full detailseufy - S350 Indoor Wired 4K PTZ Security Camera with Dual Lens - White
EufySee the Big Picture and Fine DetailsIndoorCam S350 offers simultaneous wide and zoomed-in views allowing you to monitor an entire room while also f...
View full detailsOutdoor Cam Plus Plug-In with 2K Video and Ring Vision Low-Light Sight and Mount-Anywhere Versatility - Black
Ring2K VideoSee every detail in brilliantly clear 2K with Ring’s best image quality yet.Low-Light SightReveal true-to-life color and detail in the near...
View full detailsSimpliSafe - Smoke Carbon Monoxide Detector - White
SimplisafeInstant alerts - even when you’re not homeGet alerted to dangerous levels of smoke or CO in your home in real time on your phone with the SimpliSaf...
View full detailsSmart Lock C210 WiFi Replacement Deadbolt Unlock with eufy App Keypad Smart Devices - Black
EufyControl from Anywhere with Built-in Wi-FiNo bridge required Control your Smart Lock C210 from anywhere with remote access via the eufy Security mob...
View full detailsSpotlight Cam Pro Plug-In with 2K Video and Ring Vision LED Lights Dual-Band Wifi and 3D Motion Detection - Black
RingHelp protect your home with the advanced features of Spotlight Cam Pro including 2K Video with Ring Vision advanced 3D Motion Detection Bird's Eye ...
View full detailsRing - Alarm 8-Piece Security Kit - White
RingGreat FitA great fit for 1-2 bedroom homes this kit includes one Base Station one Keypad four Contact Sensors one Motion Detector and one Range Ext...
View full detailsWasserstein - Solar Panel for Ring Spotlight Camera Battery and Ring Stick Up Camera Battery (2-Pack) - Black
WassersteinWorks with Ring Spotlight Cam Battery and Ring Stick Up Cam BatterySpecially designed for Ring Spotlight Cam Battery and Ring Stick Up Cam Battery....
View full detailsYale Assure YRD410-WF1-619 - door lock - satin nickel
YaleKey-free accessEveryone that needs access can choose their own way to unlock whether it's the keypad voice assistant Auto-Unlock or the Yale Access...
View full detailsYale Assure Lock 2 YRD410-WF1-BSP - door lock - black suede
YaleKey-free accessEveryone that needs access can choose their own way to unlock whether it's the keypad voice assistant Auto-Unlock or the Yale Access...
View full detailsTapo C125 V1.6 - network surveillance camera
TP LinkNo Hidden CostsTP-Link Tapo products are a one-time purchase with no monthly fees or hidden costs. Utilize up to 512GB of secure local storage by p...
View full detailsTapo TC85 V1 - network surveillance camera
TP LinkNo Hidden CostsTP-Link Tapo products are a one-time purchase with no monthly fees or hidden costs. Up to 512GB of secure local microSD storage to k...
View full detailsSwann EVO 2K HD Indoor Wi-Fi Security Camera Plug-in motion detection night vision 2-way talk local/cloud storage - White
Swann2K Resolution2x the resolution of 1080p for enhanced details and better digital zoom.Powered Wi-Fi ConnectionThe camera is AC powered just plug int...
View full detailsSimpliSafe - Smart Lock Series 2 - White - White
SimplisafeYour door is always secureLocks when you arm your system or automatically when you set a timer.Instant phone alerts and app controlKeep track of wh...
View full detailsRing Floodlight Cam Pro with 2K Video and Ring Vision 2 LED Lights Dual Band Wi-Fi and 3D Motion Detection - Black
RingWatch over your property in 2K Video and check in at anytime with Live View.Get precise motion-activated alerts and hear and speak to people on cam...
View full detailsRing - Spotlight Cam Plus Outdoor/Indoor 1080p Plug-In Surveillance Camera - White
RingConnects to your Wi-Fi networkOffers convenience and simple setup.Works with Amazon AlexaYou can connect your Ring camera to Alexa and then enable ...
View full detailsRing Floodlight Cam Pro with 2K Video and Ring Vision 2 LED Lights Dual Band Wi-Fi and 3D Motion Detection - White
RingWatch over your property in 2K Video and check in at anytime with Live View.Get precise motion-activated alerts and hear and speak to people on cam...
View full detailsPhilips - Hue 75" Play Gradient Lightstrip - White and Color Ambiance
PhilipsSeamlessly blend colorsGet a seamless blend of multiple colors of light at the same time in a single LED strip. The colors flow together naturally ...
View full detailsPhilips - Hue Play Gradient Lightstrip 65" - Multi
PhilipsSeamlessly Blend ColorsGet a seamless blend of multiple colors of light at the same time in a single LED strip. The colors flow together naturally ...
View full detailsPhilips - Hue Go Portable Table Lamp - Black
PhilipsTake it anywhereWith it's silicone grip and robust design the Philips Hue Go portable table lamp lets you take it with you anywhere in around or ou...
View full detailsPhilips - Hue Ambiance Gradient Bluetooth Lightstrip 40-inch Extension - White
PhilipsSeamlessly blend colorsGet a seamless blend of multiple colors of light at the same time in a single LED strip.Colorful smart lightingInstantly set...
View full detailsNest x Yale - Smart Lock Wi-Fi Replacement Deadbolt with App/Keypad/Voice assistant Access - Black Suede
Nest x YaleKeyless entry with keypad.Keyless entry on the LED keypad lets you lock and unlock your front door without a key. The keypad plays different sounds...
View full detailsGoogle - Nest Smart Programmable Wifi Thermostat - Snow
GOOGLEEasy to install and use.Designed so you can install yourself. Installation usually takes 30 minutes or less. You can quickly create a schedule tha...
View full detailsArlo - SmartHub - White
ArloWorks with ArloSecurely connects Arlo Ultra Ultra 2 Pro 4 Pro 3 Pro 3 Floodlight Camera Essential Pro 2 Pro Wire-Free Video Doorbell and Audio Door...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.