Smart Home
Rent To Own Smart Home – Make Your Home Smarter with Flexible Financing
Transform your home into a smart home with cutting-edge technology from Finance My Cart. Whether you're looking for smart thermostats, lighting, security cameras, voice assistants, or smart appliances, we offer top brands like Nest, Ring, Amazon Echo, and more. With our rent-to-own and buy now, pay later payment plans, you can start building your smart home without the hefty upfront cost. Enjoy affordable monthly payments, free shipping, and financing options designed to fit your budget and credit situation. Create a connected and convenient home today with flexible financing that works for you!
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- AMAZON (15)
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- Cozyla (1)
- EcoBee (1)
- Eufy (10)
- First Alert (1)
- GE (5)
- GOOGLE (11)
- Govee (14)
- Honeywell (1)
- Honeywell Home (1)
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- Night Owl (4)
- Philips (6)
- Qolsys (1)
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- Ring (34)
- Simplisafe (6)
- Skylight (5)
- Swann (3)
- TP Link (8)
- Twinkly (1)
- Wasserstein (6)
- Wyze (2)
- Yale (5)
Govee - RGBIC Smart Table Lamp 2S - Multi
GoveeRGBIC 16 million colors16 million RGB colors and 60+ scenes offer dynamic lighting—controllable via 4 methods.3 Control optionsConvenience via Tou...
View full detailsAmazon - Echo Show 11 Vibrant Full-HD 11" display with more viewing area and spatial audio designed for Alexa+ - Graphite
AMAZONNew size more viewing areaThe 11“ smart display features a vibrant Full-HD touchscreen built-in smart home hub AZ3 Pro chip for powerful performanc...
View full detailsGovee - RGBICWW 15inch Ceiling Light Pro - Multi
GoveePlanar colorful lighting effectThe internal lamp beads of the main light are arranged in five concentric circles. Independent control for each lig...
View full detailsSwann - EVO 2K HD Pan-Tilt Indoor Wi-Fi Security Camera W/ Auto Tracking Motion/Pet/Person Detection Night Vision 2-Way Talk - White
SwannComplete CoverageSee everything clearly day or night with a 90 field of view 360 pan and 65 tilt for total room surveillance. Featuring 2K HD video...
View full detailsLorex - 2K Wi-Fi Smart Lightbulb Camera (2-Pack) - White
LorexIlluminate your peace of mindLight up your space while keeping a watchful eye on every corner day and night with the Lorex Lightbulb security camer...
View full detailsTP-Link - Tapo Outdoor Battery-Powered Wireless 2K Security Camera with Solar Panels (4-Pack) - No Monthly Fees - White
TP LinkNo Hidden CostsTP-Link Tapo products are a one-time purchase with no monthly fees or hidden costs. Utilize up to 512GB of secure local storage by p...
View full detailsRing - Floodlight Cam Plus Outdoor Wired 1080p Surveillance Camera - White
RingRing AppSee hear and speak to people on camera in the Ring app with Live View and Two-Way Talk.Motion-activated AlertsGet real-time motion-activate...
View full detailsRing - Outdoor Cam (Stick Up Cam) Indoor/Outdoor Wire Free 1080p Security Camera - White
RingWatch over your home in 1080p HD video and check in at anytime with Live View.Capture every moment nonstop with 24/7 Recording. Your 24/7 footage i...
View full detailsFloodlight Cam Pro with 2K Video and Ring Vision 2 LED Lights Dual Band Wi-Fi and 3D Motion Detection - White
RingSecurity camera with Retinal 2K video motion-activated LED floodlights Two-Way Talk and Audio+ 3D Motion Detection and a built-in 110 dB security s...
View full detailsGE - Cync ST19 Smart LED Bulb Matter Compatible - Color Changing - Full Color
GEColor Changing Light BulbsUse the Cync App powered by Savant to create millions of color options set the mood for parties and holidays or adjust br...
View full detailsHoneywell Home - Smart Color Thermostat with Wi-Fi Connectivity - Silver
HoneywellComfort comes in your colorPersonalize your Wi-Fi Smart Color Programmable Thermostat to fit your decor.ENERGY STAR certifiedENERGY STAR certified ...
View full detailsWasserstein - Solar Panel for Google Nest Cam (Battery) - White
WassersteinZero downtimeNo need to take down the camera to charge the batteries as the solar panel keeps your camera powered.Hassle-free installationThe box i...
View full detailsBlink - Wired Floodlight Camera - Smart security camera 2600 lumens HD live view enhanced motion detection 1 camera - White
BlinkSmart securityHelp protect your home day or night with Blink Wired Floodlight Camera — a smart security camera with 2600 lumens of LED lighting enh...
View full detailsRing - Battery Doorbell Pro Smart Wi-Fi Video Doorbell - Battery-powered with Head-to-Toe HD+ Video - Satin Nickel
Ring3D Motion DetectionRing's most advanced motion detection. Customizing motion zones up to 30' away on an overhead map of your property to pinpoint m...
View full detailsRing - Chime Pro - White
RingExtend your Wi-Fi to compatible Ring devices to stay online and reduce dead zones.Get real-time notifications anywhere in your home.Compatible with...
View full detailsAqara - Smart Thermostat W200 with Apple Adaptive Temperature Clean Energy Guidance Matter Hub Works with Apple Home - Black
AqaraExcellent Integration with AppleThe W200 is the industry’s first thermostat to integrate with Apple’s Adaptive Temperature and Clean Energy Guidanc...
View full detailsKensington Desk Mount Cable Anchor - lock anchor
KensingtonKensington Desk Mount Cable Anchor - Lock anchor
Ring - Quick Release Rechargeable Lithium-ion Battery for Select Devices
RingAlways have backup power for your Video Doorbell 2 Video Doorbell 3 Video Doorbell 3+ Spotlight Cam Battery Spotlight Cam Solar Stick Up Cam Solar ...
View full detailsBlink - Mini 2K+ Compact plug-in security camera 2K video resolution color night vision enhanced audio - 1 Cam - Black
BlinkSee everything miss nothingWith 2K video resolution expansive coverage and up to 4X zoom you'll capture more detailed footage even in challenging l...
View full detailsAmazon - Smart Plug Works with Alexa+ Simple Setup Endless Possibilities - White
AMAZONCreate your Alexa+ homeWith Alexa+ set routines using just your voice control multiple devices at once and chat casually to make requests.Certified...
View full detailsArlo - Mountable Solar Panel Charger 2025 Release - White
ArloHarness the Power of the SunUse solar power to keep select Arlo wire-free cameras and floodlights powered.Continuous ChargingStay powered and conne...
View full detailsBlink - Video Doorbell - Head-to-toe HD view two-year battery simple setup Required Sync Module Not included - Black
BlinkSecond GenerationVideo Doorbell is our second-generation smart security doorbell with up to two years of battery life an expanded field of view and...
View full detailsSwann - EVO 2K HD Indoor Wi-Fi Security Camera Plug-in motion detection night vision 2-way talk local/cloud storage - White
Swann2K Resolution2x the resolution of 1080p for enhanced details and better digital zoom.Powered Wi-Fi ConnectionThe camera is AC powered just plug int...
View full detailsTP-Link - Tapo Smart Wi-Fi Plug Mini with Matter (2-pack) - White
TP LinkAll-round compatibilityMatter devices work with any certified platform such as Apple Home Alexa Google Home SmartThings.Multi-adminTake control of...
View full detailsCync - Indoor Smart Plug Matter Compatible Works with Alexa and Google Home - White
GESmart Indoor Plugcontrol your indoor devices like kitchen appliances space heaters decor and more with convenience and peace of mind by using the C...
View full detailsGovee - BR30 1000 Lumens Smart LED Bulb (2-Pack) - Multi
GoveeMillions of color options16 million colors 1-100 dimmable brightness and tunable 2700k-6500k warm white to cool daylight options.Higher brightnessT...
View full detailsGovee - A19 800 Lumens Smart LED Bulb (4-Pack) - Multi
GoveeReliable brightnessBrighten your home with 800 Lumens.Adjust your bulb colorsOur color-changing smart bulbs can change from a variety of different ...
View full detailsRing - Indoor Plug-In 1080p Security Camera (2nd - Generation) with Privacy cover - Black
RingRing AppSee hear and speak to people on camera in the Ring App with Live View and Two-Way Talk.CommunicationSee hear and speak in real time with Tw...
View full detailsOutdoor Security Camera Wyze Cam Pan v3 - 1080p WiFi Pan Tilt Zoom Smart Camera with Color Night Vision - White
WyzeIndoor/OutdoorWyze Cam Pan v3 is a wired pan-and-tilt video camera with an IP65 rating so you can confidently install it and track the action wheth...
View full detailsGovee - 24.6ft Wi-Fi RGBICW LED Strip Light - Multi
GoveeSmart RGBIC effectsUnlike RGB RGBIC LED strip lights present stunning segmented colors on a line. The smart LED strip lights create a colorful ligh...
View full detailsCync - A21 Smart LED Light Bulbs (1 Pack) - Color Changing - Full Color
GEColor Changing Light BulbsUse the Cync App powered by Savant to create millions of color options set the mood for parties and holidays or adjust br...
View full detailsGoogle - Nest Camera 10M Cable - Snow
GOOGLEAdd a weatherproof cable for continuous power.If you’re installing Nest Cam outside you have the option to hardwire it with the weatherproof cable ...
View full detailsBlink - Mini 2 - Home Security Pet Camera(s) with HD video color night view motion detection two-way audio - 1 cam - Black
BlinkMini Second GenerationMini 2 is our second generation plug-in smart security camera that helps you protect your home inside and out right from your...
View full detailsTP-Link - Tapo Smart Wi-Fi Outdoor Dual Plug - Control Schedule Holiday Decorations Outdoor Lights - Black
TP Link2 Independent OutletsTwo independent AC outlets allow you to control connected devices individually through your apps or home assistants.SchedulePr...
View full detailsArlo - All-in-One Sensor with 8 sensing functions for Home Security System 1 Pack - White
ArloExpand Your Home Security SystemAdd more All-in-One sensors for additional protection. ¿Add-on sensor only requires Arlo Home Security System SS120...
View full detailsWasserstein - Horizontal Adjustable Mount for Google Nest Doorbell (wired 2nd gen) - Made for Google Nest - White/Black
WassersteinImproved Viewing AnglesThe Wasserstein Horizontal Adjustable Mount improves the viewing angles of your Nest Doorbell (wired 2nd gen)Adjustable Moun...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.