Smart Home
Rent To Own Smart Home – Make Your Home Smarter with Flexible Financing
Transform your home into a smart home with cutting-edge technology from Finance My Cart. Whether you're looking for smart thermostats, lighting, security cameras, voice assistants, or smart appliances, we offer top brands like Nest, Ring, Amazon Echo, and more. With our rent-to-own and buy now, pay later payment plans, you can start building your smart home without the hefty upfront cost. Enjoy affordable monthly payments, free shipping, and financing options designed to fit your budget and credit situation. Create a connected and convenient home today with flexible financing that works for you!
Filters
- AMAZON (15)
- Arlo (21)
- Barska (1)
- Blink (10)
- Chamberlain (1)
- EcoBee (6)
- Eufy (20)
- GE (5)
- General Electric (3)
- GOOGLE (16)
- Govee (19)
- Honeywell (3)
- Honeywell Home (1)
- Kwikset (6)
- Level (5)
- Lockly (1)
- Lutron Electronics (2)
- Nanoleaf (8)
- Nest (1)
- Nest x Yale (2)
- Night Owl (10)
- Philips (26)
- Reolink (6)
- Ring (42)
- Simplisafe (10)
- Swann (8)
- TP Link (17)
- Twinkly (6)
- Wasserstein (10)
- Yale (15)
Govee - Smart Recessed Downlight 6inch-4pk - Multi
GoveeFlexible connectivitySupports direct Wi-Fi and Bluetooth control.Multiple lighting options16 million colors and 1-100 dimmable brightness.Multiple ...
View full detailsHoneywell Home - T9 Smart Programmable Touch-Screen
HoneywellVersatile compatibilityT9 works with most heating cooling and heat pump systems. It does not work with electric baseboard heaters (120-240V) dual f...
View full detailsRing - 2-Pack Outdoor Cam (Stick Up Cam) Indoor/Outdoor Wire Free 1080p Security Camera - White
RingWatch over your home in 1080p HD video and check in at anytime with Live ViewHear and speak to people or your pets on camera from your phone or tab...
View full detailsReolink - Argus Series B340 1 Outdoor Camera with Battery and Solar-powered 5MP 64GB - White
ReolinkGet better Day Night views with 5MP Super HDThe detailed views you see define the value of 5MP (2560x1920) 2K+ Super HD. Clear and uncompromising ...
View full detailsKwikset - Halo Smart Lock Wi-Fi Replacement Deadbolt with App/Touchscreen/Key Access - Venetian Bronze
KwiksetFeatures SmartKey securitySmartKey Security protects against advanced break-in techniques and allows you to re-key the lock on your own in seconds....
View full detailsNanoleaf - Blocks Combo XL Smarter Kit - Smart LED Wall Light Panels - Multicolor
NanoleafModular CustomizableBuild your own unique layout and customize with mix and match add-ons to make a display that's truly your own.Dynamic Lighting...
View full detailsArlo - Home Security System Bundle - White
ArloEasy DIY InstallPlug-in Keypad Sensor Hub and wire-free Sensors make installation a breeze. Place the Wire-free Keypad accessory in any room for an...
View full detailsSwann - EVO HD Wi-Fi Video Doorbell Wired or wire-free motion detection night vision 2-way talk local/cloud storage - BLACK
SwannStunning Video ResolutionExperience stunning 1.7MP HD video resolution with a 140 x 140 viewing angle capturing clear details of faces head-to-toe ...
View full detailsReolink - Argus Series B350 Outdoor Camera Battery/Solar-Powered 4K 64GB - White
ReolinkFast stable 5/2.4GHz WiFiWith enhanced stability and lightning-fast 2.4/5GHz dual-band WiFi you'll enjoy lag-free seamless live viewing even in 4K...
View full detailsGovee - Wi-Fi RGBIC Outdoor Permanent String Lights 100ft - White
GoveeLighting effects for holidays75 scene modes can cover more than 10 holidays and 8 DIY lighting effects to satisfy your various lighting needsSimple...
View full detailsPhilips - Hue Play HDMI Sync Box 8K - Black
PhilipsHDMI 2.1 CERTIFIED FOR THE HIGHEST QUALITY CONTENTWith an ultra-fast refresh rate you can sync your Hue lights to the highest quality video content...
View full detailsReolink - Argus Series B360 Outdoor 4K Security Camera with 64GB MicroSD Solar Panel charged Battery Color Night Vision - White
ReolinkHigh ResolutionThe B360 boasts an impressive 8-megapixel resolution (3840 x 2160 pixels) delivering excellent image quality even in night vision mo...
View full detailsNanoleaf - Essentials Matter Smart Multicolor HD Lightstrip 16.4ft (5m) - Flexible and Trimmable - White and Colors
NanoleafIndividually Addressable LEDsWatch multiple colors appear all at once along your addressable lightstrip for a stunning gradient effect with 60 colo...
View full detailsReolink - E Series E560 Outdoor Plug-In 4K Security Camera with 64GB MicroSD PTZ Wi-Fi 6 Color Night Vision - White
ReolinkImage SensorThe E560 features a 1/2.8" CMOS sensor which allows for high-quality image capture.ResolutionIt boasts an impressive 8 megapixels with ...
View full detailsWasserstein - Mountable Solar Kit for Ring Video Doorbell 3 and 3 Plus - Black
WassersteinCompatible with Ring Video Doorbell 3 and 3 PlusFor use with your existing device.5V solar chargerFeatures a mounting bracket with built-in solar p...
View full detailsPhilips - Hue Battery Security Camera - White
PhilipsLet Philips Hue Keep An Eye on Your HomeCrisp 1080p HD live stream turn on lights or send an alert to your mobile device when motion or sound is de...
View full detailsSwann - EVO 2K HD Indoor Wi-Fi Security Camera Plug-in motion detection night vision 2-way talk local/cloud storage - White
Swann2K Resolution2x the resolution of 1080p for enhanced details and better digital zoom.Powered Wi-Fi ConnectionThe camera is AC powered just plug int...
View full detailsReolink - Argus 4 advanced Series B740X 4K/8MP Dual Lens Battery Camera with 6W Solar Panel 64GB microSD Card - Black
ReolinkColor Vision Day and NightExperience full-color night vision with Reolink ColorX technology. Featuring an F/1.0 aperture lens and a 1/1.8" CMOS sen...
View full detailsReolink - Advantage Series 8-Channel 4K PoE NVR Security Camera System with 4 Cameras - NVS8-8MB4 - Black White
Reolink8 Channel Professional grade Network Video RecorderExpandable to a total of 8 Cameras4 x Indoor Outdoor Cameras4k Resolution -High-Definition Day a...
View full detailsWasserstein - PoE Adapter for Google Nest Cam Battery - White
WassersteinLED indicatorsAt a glance show you that the adapter is operational.Weather-resistant cableOffers a durable construction along with high-grade mater...
View full detailsAmazon - Echo (4th Gen) With premium sound smart home hub and Alexa - Charcoal
AMAZONNew look new soundEcho delivers clear highs dynamic mids and deep bass for rich detailed sound that automatically adapts to any room.Voice control ...
View full detailsHoneywell Home - 7-Day Programmable Thermostat with Wi-Fi Capability - White
HoneywellThermostat that fits your life7-day 4 periods per day flexible programming lets you sync your comfort with your schedule.Easy-to-use appChoose from...
View full detailseufy - E340 Outdoor Wired 3K PTZ Security Camera with Floodlights and Dual Lens - White
EufyDouble the Cameras Double the PossibilitiesExperience 3K resolution with the telephoto and wide-angle lens dual cameras. Capture distant details cl...
View full detailseufy - Smart Wi-Fi E340 2K Wired and Battery Operated Video Doorbell with Dual Cameras - Black
EufyDual Cameras Double SecurityTwo cameras work together to deliver advanced viewing. The front-facing camera focuses on visitors while the downward-f...
View full detailseufy - SoloCam S220 2-Outdoor Wireless 2K Solar Powered Security Cameras with Homebase 3 - White
EufySmarter Facial RecognitionReduce false alerts with BionicMind on HomeBase S380 a self-learning AI that improves facial recognition accuracy to 99.9...
View full detailseufy - S340 Outdoor Solar Powered 3K PTZ Security Camera with Dual Lens - White
EufyEnhanced Dual-Camera Clarity at 50 FeetCapture every event around your home in stellar 3K resolution. See exactly who and what is around your home ...
View full detailsGovee - Wi-Fi Bluetooth Smart Outdoor LED Strip Light 32ft - Multi
GoveeSmart voice controlGovee outdoor LED strip light supports Alexa Google Assistant intelligent control. Enjoy hands-free control of your lights using...
View full detailseufy - SoloCam S40 2 Outdoor Wireless 2K 8GB Security Cameras with Integrated Solar Panel - White
EufyForever Power Solar StyleSunlight each day is enough to continuously power SoloCam S230 so you never have to worry about changing the battery. And ...
View full detailsSmart Lock E330 with Chime WiFi Replacement Deadbolt with eufy AppKeypadBiometric Access - Light Gray
Eufy3-in-1 Triple SecurityEnjoy full control over your front door and see detailed views day and night with Video Doorbell E330. An all-in-one device i...
View full detailseufy - SoloCam S220 Outdoor Battery Powered Security Camera with Solar Charging - White
EufyVivid 2K ResolutionCrisp clear views in perfect detail with 2K clarity so you see highly detailed views of what's happening outside your home.Wirel...
View full detailseufy - SoloCam S40 Outdoor Wireless 2K Solar Spotlight Camera - White
EufyForever power solar styleSunlight each day is enough to continuously power Spotlight Cam Solar 2K so you never have to worry about changing the bat...
View full detailseufy - eufyCam 3 3-Outdoor Wireless 4K Solar Powered Security Cameras with HomeBase 3 - White
EufySee 4K Detail Day and NightGain full color clarity of humans or animals on your property even at night. The Starlight photosensitive system enhance...
View full detailseufy - eufyCam 3 2-Outdoor Wireless 4K Solar Powered Security Cameras with HomeBase 3 - White/Black
EufySee 4K Detail Day and NightSpot tiny features on any potential trespasser (human or animal) with eufyCam 3—even at night. The Starlight photosensi...
View full detailseufy - Smart Wi-Fi C31 2K Wired and Battery Operated Video Doorbell with 32GB MicroSD Card - Black
EufySee Visitors in Crisp 2K ClarityExperience enhanced detailed 2K FHD footage of visitors and delivery people even at night. Its 43 aspect ratio prov...
View full detailsSmart Lock E31 WiFi Replacement Deadbolt Unlock with eufy App Keypad Smart Devices and Fingerprint - Black
EufyApple Home and Third-Party SupportEnjoy multiple door unlocking options with easy integration to a range of smart home automation devices including...
View full detailseufy - eufyCam 3 5-Outdoor Wireless 4K Solar Powered Security Cameras with HomeBase 3 - White
EufySee 4K Detail Day and NightSpot tiny features on any potential trespasser (human or animal) with eufyCam S330—even at night. The Starlight photosen...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.