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Smart Home

  • Original price $186.99 - Original price $186.99
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    Ring - Alarm 8-Piece Security Kit - White

    Ring

    Great FitA great fit for 1-2 bedroom homes this kit includes one Base Station one Keypad four Contact Sensors one Motion Detector and one Range Ext...

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    Original price $186.99 - Original price $186.99
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  • Original price $105.99 - Original price $105.99
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    Google - Nest Cam Indoor Wired Security Camera - Snow

    GOOGLE

    Control with the Google Home app.View live HD video replay video recordings talk to visitors and more all from the Google Home app. The Nest Cam (...

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    Original price $105.99 - Original price $105.99
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  • Original price $252.99 - Original price $252.99
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    Google Nest Cam with Floodlight - Outdoor or Wired - Smart Security Camera - Snow

    GOOGLE

    Control with the Google Home app.View live HD video replay video recordings control your floodlight and more all from the Google Home app. Nest Ca...

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    Original price $252.99 - Original price $252.99
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  • Original price $81.99 - Original price $81.99
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    GE - Cync Reveal Smart LED Undercabinet Light Bar 12in - Color Changing - White

    GE

    Smart Undercabinet LightsAn ultra thin edge-lit design with diffused lighting offers beautifully vibrant adjustable lighting to brighten up the kit...

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    Original price $81.99 - Original price $81.99
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  • Original price $261.99 - Original price $261.99
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    eufy Security - E340 Outdoor Wired 3K Security Camera with Floodlight - White

    Eufy

    Double the Cameras Double the PossibilitiesExperience 3K resolution with the telephoto and wide-angle lens dual cameras. Capture distant details cl...

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    Original price $261.99 - Original price $261.99
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  • Original price $183.99 - Original price $183.99
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    Google - Nest Wi-Fi Video Doorbell - Battery Operated - Linen

    GOOGLE

    Control with the Google Home app.View live HD video replay video recordings talk to visitors and more all from the Google Home app. The Nest Doorb...

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    Original price $183.99 - Original price $183.99
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  • Original price $93.99 - Original price $93.99
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    eufy Security - Smart Wi-Fi C30 2K Wireless Video Doorbell with 32GB MicroSD Card - Black

    Eufy

    Detailed 2K FHD ClarityEnjoy detailed vivid visuals from 2K FHD clarity as 169 expanded views provide a wider picture of your entire front door are...

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    Original price $93.99 - Original price $93.99
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  • Original price $127.99 - Original price $127.99
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    Google - Nest Smart Programmable Wifi Thermostat - Fog

    GOOGLE

    Easy to install and use.Designed so you can install yourself. Installation usually takes 30 minutes or less. You can quickly create a schedule tha...

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    Original price $127.99 - Original price $127.99
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  • Original price $105.99 - Original price $105.99
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    Google - Nest Cam Indoor Wired Security Camera - Linen

    GOOGLE

    Control with the Google Home app.View live HD video replay video recordings talk to visitors and more all from the Google Home app. The Nest Cam (...

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    Original price $105.99 - Original price $105.99
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    Current price $105.99
  • Original price $127.99 - Original price $127.99
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    Google - Nest Smart Programmable Wifi Thermostat - Charcoal

    GOOGLE

    Easy to install and use.Designed so you can install yourself. Installation usually takes 30 minutes or less. You can quickly create a schedule tha...

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    Original price $127.99 - Original price $127.99
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    Lutron - Caseta Smart Switch Starter Kit - White

    Lutron Electronics

    Includes(1) Lutron Caseta smart switch (1) smart bridge and (1) white wallplate. Neutral wire requiredPEACE OF MINDSet outdoor lights to turn on at...

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    Original price $128.99 - Original price $128.99
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  • Original price $307.99 - Original price $307.99
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    Night Owl - 12 Channel 4 Camera Wired 2K 1TB DVR Security System with 2-way Audio - White

    Night Owl

    Capture key recordings with clarityIt’s clear video quality matters. Reliably capture what’s happening around your home or business with crisp 2K r...

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    Original price $307.99 - Original price $307.99
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  • Original price $129.99 - Original price $129.99
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    Rachio - Smart Hose Wi-Fi Sprinkler Controller - Gray

    Rachio

    Save water and moneySkips when it rains waters when it's hot and informs you of freezes.WiFi connected and controlled from anywhereWater your yard ...

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    Original price $129.99 - Original price $129.99
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  • Original price $519.99 - Original price $519.99
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    SimpliSafe - Complete Whole Home Security System with 3 Outdoor Cameras and Doorbell - White

    Simplisafe

    Simple to set up. Seriously secureGet ready to protect right out of the box. Just plug in the base station place your sensors and start protecting ...

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    Original price $519.99 - Original price $519.99
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  • Original price $158.99 - Original price $158.99
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    Night Owl - Outdoor Wired Floodlight Deterrence 3MP HD+ Camera with 2-Way Audio - White

    Night Owl

    Capture key recordings with clarityIt’s clear video quality matters. Reliably capture what’s happening around your home or business with crisp 3MP ...

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    Original price $158.99 - Original price $158.99
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  • Original price $71.99 - Original price $71.99
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    Ring - Pan-Tilt Indoor Security Cam with 360 Horizontal Pan Coverage Live View Two-Way Talk and HD Video - Starlight

    Ring

    360 Horizontal Pan CoveragePan 360 around your home and tilt up and down from your phone.Live ViewSee and respond to activity with Live View.Two-Wa...

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    Original price $71.99 - Original price $71.99
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  • Original price $214.99 - Original price $214.99
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    eufy Security - Smart Wi-Fi E340 2K Wired and Battery Operated Video Doorbell with Dual Cameras - Black

    Eufy

    Dual Cameras Double SecurityTwo cameras work together to deliver advanced viewing. The front-facing camera focuses on visitors while the downward-f...

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    Original price $214.99 - Original price $214.99
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  • Original price $171.99 - Original price $171.99
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    Govee - RGBIC 32.8ft Icicle Lights - Multi

    Govee

    RGBIC lighting effectsChoose from 16 million colors with the ability to control each light individually for a customized experience.Outdoor reliabi...

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    Original price $171.99 - Original price $171.99
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  • Original price $92.99 - Original price $92.99
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    Philips - Hue Solo lightstrip 3m (10ft) - White and Color Ambiance

    Philips

    Includes one Hue Solo 3 meter lightstripSeamless blend of multicolor light in a single LED stripSet the mood instantly with Bluetooth and easily co...

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    Original price $92.99 - Original price $92.99
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  • Original price $394.99 - Original price $394.99
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    Philips Hue Play HDMI Sync Box 8K - Black

    Philips

    HDMI 2.1 CERTIFIED FOR THE HIGHEST QUALITY CONTENTWith an ultra-fast refresh rate you can sync your Hue lights to the highest quality video content...

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    Original price $394.99 - Original price $394.99
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  • Original price $305.99 - Original price $305.99
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    Night Owl - 8-Channel 4-Camera Indoor/Outdoor Plug-In Wi-Fi IP 4K 64GB Security System - White

    Night Owl

    Capture key recordings with clarityIt’s clear video quality matters. Reliably capture what’s happening around your home or business with crisp 4K r...

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    Original price $305.99 - Original price $305.99
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  • Original price $337.99 - Original price $337.99
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    Amazon - Echo Show 15 HD smart kitchen TV for home organization with Alexa - Black

    AMAZON

    Echo Show 1515.6" Full-HD (up to 1080p) smart display that's ready to show you more. Use customizable widgets to keep your day on track watch your ...

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    Original price $337.99 - Original price $337.99
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  • Original price $80.99 - Original price $80.99
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    Night Owl - 1080p Wi-Fi Smart Video Doorbell - Wired - Black

    Night Owl

    Capture key recordings with clarityIt’s clear video quality matters. Reliably capture what’s happening around your home or business with crisp 1080...

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    Original price $80.99 - Original price $80.99
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  • Original price $860.99 - Original price $860.99
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    Night Owl - 12-Channel 8-Camera Indoor/Outdoor Wired IP 4K 2TB NVR Security System - Black and White - Black/White

    Night Owl

    Capture key recordings with clarityIt’s clear video quality matters. Reliably capture what’s happening around your home or business with crisp 4K r...

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    Original price $860.99 - Original price $860.99
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  • Original price $76.99 - Original price $76.99
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    Govee - 24.6' RGBIC Strip Light with Smart LED Bulb - Multi

    Govee

    Reliable brightnessWith over 1200 Lumens these smart bulbs can brighten your home than most bulbs currently on the market. These RGB 12W bulbs have...

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    Original price $76.99 - Original price $76.99
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  • Original price $216.99 - Original price $216.99
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    Arlo - Pro 5S 2K Indoor/Outdoor Wire Free Spotlight Security Camera- 2 Camera - White

    Arlo

    See Picture Perfect Details2 times video resolution of HD lets you zoom in 12X to see sharper details.¿Stay ConnectedSetting up your camera is seam...

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    Original price $216.99 - Original price $216.99
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  • Original price $991.99 - Original price $991.99
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    Reolink 8MP 16-ch 8 Bullet PoE Cameras with Smart Detection Soptlight NVR System - Black White

    Reolink

    24/7 Continuous RecordingAll 8 cameras included can record continuously to the pre-installed 4TB hard disk drive in the NVR. You can replay all-day...

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    Original price $991.99 - Original price $991.99
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  • Original price $81.99 - Original price $81.99
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    Govee - RGBIC LED Neon Rope Light for Desks 6.5ft - Multi

    Govee

    Segmented RGBIC color control42 controllable segments customize RGBIC lighting effects. 14 zones per meter 16.8 million colors and 64+ scene modesG...

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    Original price $81.99 - Original price $81.99
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  • Original price $100.99 - Original price $100.99
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    Philips - Hue White and Color Ambiance Lucca Wall Light - Black

    Philips

    Sophisticated modern designIlluminate your porch and patios with colorful light. The Lucca wall lantern with its round shape and black bands offers...

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    Original price $100.99 - Original price $100.99
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  • Original price $117.99 - Original price $117.99
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    GE - Cync Smart Programmable Thermostat - Black

    GE

    Smart Programmable ThermostatWhether at home or on the go program the smart thermostat for home heat and ac with auto mode set custom schedules and...

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    Original price $117.99 - Original price $117.99
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  • Original price $125.99 - Original price $125.99
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    Arlo - SmartHub - White

    Arlo

    Works with ArloSecurely connects Arlo Ultra Ultra 2 Pro 4 Pro 3 Pro 3 Floodlight Camera Essential Pro 2 Pro Wire-Free Video Doorbell and Audio Door...

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    Original price $125.99 - Original price $125.99
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  • Original price $589.99 - Original price $589.99
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    Reolink Advantage Series 8-Channel 4K PoE NVR Security Camera System with 4 Cameras - NVS8-8MB4 - Black White

    Reolink

    8 Channel Professional grade Network Video RecorderExpandable to a total of 8 Cameras4 x Indoor Outdoor Cameras4k Resolution -High-Definition Day a...

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    Original price $589.99 - Original price $589.99
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  • Original price $106.99 - Original price $106.99
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    Govee - 65.6ft Green Christmas String Lights 2S - Multi

    Govee

    Upgraded RGBIC lighting effectsUsing warm white lamp beads our LED Christmas string lights offer adjustable warm white light. More colorful and var...

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    Original price $106.99 - Original price $106.99
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  • Original price $129.99 - Original price $129.99
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    Premium Adjustable Stand Designed for Amazon Echo Show 15 (sold separately) - Black

    AMAZON

    Premium adjustable standDesigned for flexible placement of the Amazon Echo Show 15. The stand is crafted from anodized aluminum and features a slee...

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    Original price $129.99 - Original price $129.99
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  • Original price $1,135.99 - Original price $1,135.99
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    Barska - Extra-Large Biometric Rifle Safe - Black

    Barska

    Solid-steel constructionWith powdercoat finish offers a durable design.5-point deadbolt locking systemKeeps your valuables securely stowed away. Th...

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    Original price $1,135.99 - Original price $1,135.99
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  • Original price $307.99 - Original price $307.99
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    Philips - Hue Lily Outdoor Spotlight Basekit (3-pack) - White and Color Ambiance

    Philips

    Millions of colors of lightUse millions of shades of white or color light to highlight outdoor features such as trees or fountains and create a uni...

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    Original price $307.99 - Original price $307.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.