Smart Home
Rent To Own Smart Home – Make Your Home Smarter with Flexible Financing
Transform your home into a smart home with cutting-edge technology from Finance My Cart. Whether you're looking for smart thermostats, lighting, security cameras, voice assistants, or smart appliances, we offer top brands like Nest, Ring, Amazon Echo, and more. With our rent-to-own and buy now, pay later payment plans, you can start building your smart home without the hefty upfront cost. Enjoy affordable monthly payments, free shipping, and financing options designed to fit your budget and credit situation. Create a connected and convenient home today with flexible financing that works for you!
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- AMAZON (15)
- Aqara (1)
- Arlo (14)
- Blink (15)
- Cozyla (1)
- EcoBee (1)
- Eufy (10)
- First Alert (1)
- GE (5)
- GOOGLE (11)
- Govee (14)
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- Honeywell Home (1)
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- Level (1)
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- Night Owl (4)
- Philips (6)
- Qolsys (1)
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- Ring (34)
- Simplisafe (6)
- Skylight (5)
- Swann (3)
- TP Link (8)
- Twinkly (1)
- Wasserstein (6)
- Wyze (2)
- Yale (5)
Arlo - Essential Pan Tilt Indoor Security Camera 2K (2025 Release) - Wired Plug-In Powered Privacy Mode 1-Cam - White
ArloLeave No Blindspots with Plug-In Pan TiltDependable 2K indoor security to monitor your home family in clear 360 video with Dual-Band Wi-Fi connec...
View full detailsGovee - 800lm White Light A19 Smart Bulb 2pk - Multi
GoveeReliable BrightnessWith over 800 Lumens these smart bulbs can brighten your home than most bulbs currently on the market. These 9W bulbs have the e...
View full detailsGovee - 450LM RGBWW Smart Candle LED Bulb 2 Packs - Multi
GoveeEndless color choicesoffers millions of colors and over 64+ preset scene modes. Customize your home with vibrant color accents or choose cozy light...
View full detailsWasserstein - Horizontal Adjustable Angle Mount and Wall Plate for Blink Video Doorbell - Black
WassersteinCompatible with Blink video doorbellOffers flexibility for your doorbell making it easy and possible for you to get the better viewing angle you ne...
View full detailsRing - Wi-Fi Video Doorbell - Wired - Black
RingHD video and two-way talkWith 1080p HD video and two-way talk see hear and speak to people from your phone tablet or select Alexa-enabled devices.C...
View full detailsBlink - Mini - Compact indoor plug-in smart security camera 1080p night vision motion detection 2 way audio 2 cam - Black
BlinkMonitor your homeMonitor the inside of your home day and night with our 1080P HD indoor plug-in smart security camera with motion detection and two...
View full detailsRing - Battery Doorbell (newest model) Retinal 2K with wide-angle video up to 6x Zoom Two-Way Talk and Built-In Battery - Speckled Mocha
RingCapture it all with Retinal 2K videoFrom wide views to tighter focus it’s easy to see your home or business in the crisp clarity with Retinal 2K.Zo...
View full detailsRing - Wired Doorbell (newest model) — Retinal 2K with wide-angle video up to 6x Enhanced Zoom and Two-Way Talk - Speckled Grey
RingCapture it all with Retinal 2K videoFrom wide views to tighter focus it’s easy to see your home or business in the crisp clarity with Retinal 2K.Zo...
View full detailsRing - Battery Doorbell (newest model) Retinal 2K with wide-angle video up to 6x Zoom Two-Way Talk and Built-In Battery - Speckled Grey
RingCapture it all with Retinal 2K videoFrom wide views to tighter focus it’s easy to see your home or business in the crisp clarity with Retinal 2K.Zo...
View full detailsSkylight - Calendar 2 15 Inch Touchscreen Smart Calendar and Chore Chart - White
SkylightSkylight All-in-one Smart Home WiFi Touchscreen Digital CalendarEffortlessly organize the whole family with the touchscreen display for all your c...
View full detailsSwann - AdvancedX Series / NVR-8ADVANX / 1TB / 4x NHD-ADVANXB 4K Spotlight Bullet IP Cameras / Power over Ethernet (PoE) - Black
Swann4K Ultra HD VideoCrystal-Clear 4K Video allows you to zoom in and identify important details.Never Miss a ThingPre-recording ensures you capture th...
View full detailsRing - Floodlight Cam Pro (2nd Gen) Retinal 4K for ultra-clear video 10x Zoom ultra-bright motion-activated floodlights - Black
RingRetinal 4K with 10x Enhanced ZoomSee the ultimate clarity and color and catch detail even at a distance with wide-angle 4K video.Live View Two-Way...
View full detailsAmazon Echo Spot (2024 release) Smart alarm clock with vibrant sound and Alexa
AMAZONMeet the new echo spotA sleek smart alarm clock with Alexa and big vibrant sound. Ready to help you wake up wind down and so much more.Customizable...
View full detailsCozyla - Digital 24" Calendar+2 - White
CozylaShared CalendarAuto sync each member's Apple Google Outlook and other calendars into one unified family view.Family ProfilesCreate up to 8 profiles...
View full detailsEcho Dot Kids with Alexa (newest model) Designed for kids w/ parental controls Includes 1 Year of Amazon Kids+ - Stardust
AMAZONEcho Dot KidsOur most popular and cutest smart speaker with Alexa made for kids (not a toy). The improved speaker delivers clearer vocals and rich ...
View full detailsSimpliSafe - 9pc Outdoor Home Security System - White
SimplisafeSimple to set up. Seriously secureGet ready to protect right out of the box1 FREE month of professional monitoring for fast police response when yo...
View full detailsSimpliSafe - Outdoor Camera Series 2 - White
SimplisafeDesigned to prevent crime before it happen.With the optional SimpliSafe Active Guard Outdoor Protection the new Outdoor Camera uses advanced AI tec...
View full detailsSimpliSafe - 8pc Outdoor Home Security System - White
SimplisafeSimple to set up. Seriously secureGet ready to protect right out of the box1 FREE month of professional monitoring for fast police response when yo...
View full detailsCync - Dynamic Effects Smart LED Light Strip Color Changing 16ft 1pk - Full Color
GEMillions of Vibrant ColorsUse the Cync app Powered by Savant color wheel and TRUEImage technology to elevate the vibe and enhance your home decor; ...
View full detailseufy - eufyCam E40 2-Cam Kit (HomeBase S380) Outdoor Wireless Solar Security Camera Local Storage No Monthly Fee - White
EufyDay-Like Clarity at NightPowered by 2K QHD and MaxColor Vision the camera delivers vivid full-color surveillance footage. Enjoy a day-like view eve...
View full detailsSimpliSafe - 7pc Indoor Security System - White
SimplisafeSimple to set up. Seriously secureGet ready to protect right out of the box.1 FREE month of professional monitoring for fast police response when y...
View full detailsGoogle - Nest Doorbell (wired 3rd gen) - Latest Model - 2K Video and Gemini - Snow
GOOGLEAlways in the know with always-on power.No need to recharge or replace batteries. The wired Nest Doorbell also powers 24/7 continuous video recordi...
View full detailsFirst Alert - Smoke and Carbon Monoxide Detector Hardwired - White
First AlertSC5 Hardwire Smart Smoke Carbon Monoxide AlarmThe fire safety you trust is now connected and compatible. Add smart fire safety alerts to your home...
View full detailsPhilips - Hue Essential Starter Kit - White and Color Ambiance
PhilipsWHAT'S IN THE BOXThis starter kit includes one Hue Bridge and four E26 smart bulbs; to get started simply install your Bridge and bulbs using the a...
View full detailseufy - S350 Indoor Wired 4K PTZ Security Camera with Dual Lens - White
EufySee the Big Picture and Fine DetailsIndoorCam S350 offers simultaneous wide and zoomed-in views allowing you to monitor an entire room while also f...
View full detailsGovee - Wi-Fi RGBIC Outdoor Permanent String Lights 100ft - Black
GoveeLighting effects for holidays75 scene modes can cover more than 10 holidays and 8 DIY lighting effects to satisfy your various lighting needsSimple...
View full detailsSKYLIGHT CALENDAR 2
SkylightSKYLIGHT CALENDAR 2 - 15" WHITE
Echo Dot Kids with Alexa (newest model) Designed for kids w/ parental controls Includes 1 Year of Amazon Kids+ - Rainbow Swirl
AMAZONEcho Dot KidsOur most popular and cutest smart speaker with Alexa made for kids (not a toy). The improved speaker delivers clearer vocals and rich ...
View full detailsRing - Hardwired Kit for Cameras (USB-C) - White
RingNonstop PowerTransform your Ring battery or plug-in camera to a hardwired camera for nonstop power.InstallationEasy installation on the ceiling or ...
View full detailsRing - Outdoor Cam Plus Plug-In Wide-Angle 2K Video Low-Light Sight for full-color night vision Mount-anywhere versatility - White
RingWide-Angle Retinal 2K VideoSee more of your home or business with a wide field of view in 2K Video.Low-Light SightReveal true-to-life color and det...
View full detailsWasserstein - Solar Panels for Ring Spotlight Camera Battery and Ring Stick Up Camera Battery (3-Pack) - White
WassersteinRing CompatibilitySpecifically designed to power the Ring Spotlight Cam battery and Ring Stick Up camera battery (does not work with the new Spotl...
View full detailsRing - Spotlight Cam Plus 2-pack Camera Indoor/Outdoor Wireless 1080p Security Cameras - Black
RingLook in anytimeWatch over your home day or night in wide-angle 1080p HD video with Color Night Vision and check in at anytime with Live View.Stop i...
View full detailsWasserstein - PoE Adapter for Google Nest Cam Battery - White
WassersteinLED indicatorsAt a glance show you that the adapter is operational.Weather-resistant cableOffers a durable construction along with high-grade mater...
View full details4W Solar Panel for Select Ring Security Cameras - Black
RingWithstands temperatures ranging from -5F to 120FDesigned for year-round use.Easy installationYou can set up everything in just a few minutes.Adjust...
View full detailsFloodlight Cam Pro with 2K Video and Ring Vision 2 LED Lights Dual Band Wi-Fi and 3D Motion Detection - Black
RingSecurity camera with Retinal 2K video motion-activated LED floodlights Two-Way Talk and Audio+ 3D Motion Detection and a built-in 110 dB security s...
View full detailsArlo - Pro Outdoor Security Camera 2K HDR (6th Gen 2025 Release) - Wireless Rechargeable Battery 1-Cam - White
ArloPremium Protection for Busy FamiliesA 2K HDR security camera with Smart Detections to reduce false alerts Auto Zoom Tracking to keep your home sa...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.