Smart Home
Rent To Own Smart Home – Make Your Home Smarter with Flexible Financing
Transform your home into a smart home with cutting-edge technology from Finance My Cart. Whether you're looking for smart thermostats, lighting, security cameras, voice assistants, or smart appliances, we offer top brands like Nest, Ring, Amazon Echo, and more. With our rent-to-own and buy now, pay later payment plans, you can start building your smart home without the hefty upfront cost. Enjoy affordable monthly payments, free shipping, and financing options designed to fit your budget and credit situation. Create a connected and convenient home today with flexible financing that works for you!
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Nanoleaf - Essentials Matter Smart Multicolor HD Lightstrip 16.4ft (5m) - Flexible and Trimmable - White and Colors
NanoleafIndividually Addressable LEDsWatch multiple colors appear all at once along your addressable lightstrip for a stunning gradient effect with 60 colo...
View full detailsTP-Link - Tapo Smart Wi-Fi Light Dimmer Switch with Matter (4-Pack) - Replaces Most Traditional Switches - White
TP LinkReplaces Most Traditional Light SwitchesUpgrade your home by raplacing your traditional light switches with TP-Link Tapo Smart Switches. Works in t...
View full detailsGovee - RGBIC Curtain Lights - Multi
GoveePattern display abilityContain 520 teardrop-shaped light beads allowing for a higher pixel densityDIY modeBring your creativity to the forefront wi...
View full detailsGovee - Dreamview TV Strip Lights for 55- 65 TVs - Multi
Govee1080p Smart cameraIntelligently capture the colors on screen and automatically apply them to your lights.Segmented color controlCustomize the color...
View full detailsSmart Lock E330 with Chime WiFi Replacement Deadbolt with eufy AppKeypadBiometric Access - Light Gray
Eufy3-in-1 Triple SecurityEnjoy full control over your front door and see detailed views day and night with Video Doorbell E330. An all-in-one device i...
View full detailseufy - SoloCam S40 2 Outdoor Wireless 2K 8GB Security Cameras with Integrated Solar Panel - White
EufyForever Power Solar StyleSunlight each day is enough to continuously power SoloCam S230 so you never have to worry about changing the battery. And ...
View full detailsYale - Assure Lock - Smart Lock Wi-Fi Lever with Touchscreen Keypad Key Access - Black Suede
YaleReplaces your existing lever or knobon doors with a single hole (no deadbolt) that are 1-3/8" to 1-3/4" thick with just a screwdriverLock unlock sh...
View full detailsSimpliSafe - Smoke Carbon Monoxide Detector - White
SimplisafeInstant alerts - even when you’re not homeGet alerted to dangerous levels of smoke or CO in your home in real time on your phone with the SimpliSaf...
View full detailseufy - S380 HomeBase 3 Indoor Wired Base Station with 16GB of Storage Built In - White
EufyBionicMind AI Empowers Your SecurityIntelligently recognizes and differentiates between family and strangers with up to 99 accuracy. The self-learn...
View full detailsGE - Cync 10 Foot Dynamic Effects Smart LED Neon Shape Light - Color Changing - Full Color
General ElectricBendable LED Strip LightsBend the flexible LED strip to create shapes designs and words; Control each segment separately with “independent control ...
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Amazon - Echo Show 5 Kids (3rd Generation) 5.5 inch Smart Display with Alexa - Galaxy
Amazon - Echo Show 5 Kids (3rd Generation) 5.5 inch Smart Display with Alexa - Galaxy
AMAZONLearn and play with AlexaKids can ask Alexa to play videos help with homework and make video calls to approved contacts.Bigger sound for big imagin...
View full detailseufy - eufyCam 3 3-Outdoor Wireless 4K Solar Powered Security Cameras with HomeBase 3 - White
EufySee 4K Detail Day and NightGain full color clarity of humans or animals on your property even at night. The Starlight photosensitive system enhance...
View full detailsRing - Spotlight Cam Plus 2-pack Camera Indoor/Outdoor Wireless 1080p Security Cameras - White
RingLook in anytimeWatch over your home day or night in wide-angle 1080p HD video with Color Night Vision and check in at anytime with Live View.Stop i...
View full detailsPhilips - Hue Solo Lightstrip 5m (16ft) - White and Color Ambiance
PhilipsIncludes one Hue Solo 5 meter lightstripSeamless blend of multicolor light in a single LED stripSet the mood instantly with Bluetooth and easily co...
View full detailseufy - Smart Wi-Fi C31 2K Wired and Battery Operated Video Doorbell with 32GB MicroSD Card - Black
EufySee Visitors in Crisp 2K ClarityExperience enhanced detailed 2K FHD footage of visitors and delivery people even at night. Its 43 aspect ratio prov...
View full detailsTP-Link - Tapo Smart Wire-Free Indoor/Outdoor Security Camera (2-Pack) - No Monthly Fees - White
TP LinkNo Hidden CostsTP-Link Tapo products are a one-time purchase with no monthly fees or hidden costs. Up to 512GB of secure local microSD storage to k...
View full detailsGovee - Wi-Fi RGBIC Outdoor Permanent String Lights 100ft - Black
GoveeLighting effects for holidays75 scene modes can cover more than 10 holidays and 8 DIY lighting effects to satisfy your various lighting needsSimple...
View full detailsGovee - 24.6' RGBIC Strip Light with Smart LED Bulb - Multi
GoveeReliable brightnessWith over 1200 Lumens these smart bulbs can brighten your home than most bulbs currently on the market. These RGB 12W bulbs have...
View full detailsGovee - Outdoor 500 Lumens Wi-Fi Smart LED Wall Light - Multi
GoveeCharming lighting effectsGovee Outdoor Wall Light can simultaneously display 3 colors horizontally providing an immersive DIY experience with 45 sc...
View full detailsSimpliSafe - Smart Lock Series 2 - White - White
SimplisafeYour door is always secureLocks when you arm your system or automatically when you set a timer.Instant phone alerts and app controlKeep track of wh...
View full detailseufy - eufyCam 3 5-Outdoor Wireless 4K Solar Powered Security Cameras with HomeBase 3 - White
EufySee 4K Detail Day and NightSpot tiny features on any potential trespasser (human or animal) with eufyCam S330—even at night. The Starlight photosen...
View full detailseufy - Smart Wi-Fi C30 2K Wireless Video Doorbell with 32GB MicroSD Card - Black
EufyDetailed 2K FHD ClarityEnjoy detailed vivid visuals from 2K FHD clarity as 169 expanded views provide a wider picture of your entire front door are...
View full detailsSmart Lock E31 WiFi Replacement Deadbolt Unlock with eufy App Keypad Smart Devices and Fingerprint - Black
EufyApple Home and Third-Party SupportEnjoy multiple door unlocking options with easy integration to a range of smart home automation devices including...
View full detailsNight Owl - Indoor/Outdoor Plug-In Wi-Fi 4K Security Camera with 2-Way Audio - White
Night OwlCapture key recordings with clarityIt’s clear video quality matters. Reliably capture what’s happening around your home or business with crisp 4K r...
View full detailsSmart Lock C210 WiFi Replacement Deadbolt Unlock with eufy App Keypad Smart Devices - Black
EufyControl from Anywhere with Built-in Wi-FiNo bridge required Control your Smart Lock C210 from anywhere with remote access via the eufy Security mob...
View full detailsSkylight - Calendar 15 Inch Touchscreen Smart Calendar and Chore Chart - Silver
SkylightFeaturesSkylight Calendar seamlessly auto-syncs family member's calendars so everyone's schedule is displayed in one place. With the free mobile ap...
View full detailsPhilips - Hue Wired Security Camera - White
PhilipsLet Philips Hue Keep An Eye on Your HomeCrisp 1080p HD live stream turn on lights or send an alert to your mobile device when motion or sound is de...
View full detailsSwann - EVO 2K HD Indoor Wi-Fi Security Camera Plug-in motion detection night vision 2-way talk local/cloud storage - White
Swann2K Resolution2x the resolution of 1080p for enhanced details and better digital zoom.Powered Wi-Fi ConnectionThe camera is AC powered just plug int...
View full detailsArlo - Essential 4-Camera Outdoor Wireless 2K Security Camera (2nd Generation) with Yard Sign - White
ArloExclusive bundle -- a 425 value if purchased separately185;Includes (4) Essential Outdoor Camera 2K - 2nd Generation and (1) Arlo Security Yard Sig...
View full detailsGoogle - Nest Cam 3 Pack Indoor/Outdoor Wire Free Security Cameras - Snow
GOOGLEControl with the Google Home app.View live HD video replay video recordings talk to visitors and more all from the Google Home app. The Nest Cam (...
View full detailsArlo - Essential 1-Camera Indoor Wired 2K Security Camera (2nd Generation) with Automated Privacy Shield - White
Arlo2K VideoSee important details clearly like name tags and labels when zooming in.Automated Privacy ShieldKeep your private moments private by easily...
View full detailsRing - Alarm Security Kit 9-Piece (2nd Gen) - White
RingInstallationDIY installation customizable protection for any home 104-decibel siren 24-hour backup battery optional 24/7 emergency support with Ala...
View full detailsRing - Pan-Tilt Indoor Security Cam with 360 Horizontal Pan Coverage Live View Two-Way Talk and HD Video - Black
Ring360 Horizontal Pan CoveragePan 360 around your home and tilt up and down from your phone.Live ViewSee and respond to activity with Live View.Two-Wa...
View full detailsGovee - RGBIC LED Neon Rope Light for Desks 6.5ft - Multi
GoveeSegmented RGBIC color control42 controllable segments customize RGBIC lighting effects. 14 zones per meter 16.8 million colors and 64+ scene modesG...
View full detailsPhilips - Hue Solo Lightstrip 10m (33ft) - White and Color Ambiance
PhilipsIncludes one Hue Solo 10 meter or 32 feet lightstripSeamless blend of multicolor light in a single LED stripSet the mood instantly with Bluetooth a...
View full detailsGovee - Dreamview TV Strip Lights for 75- 85 TVs - Multi
Govee1080p Smart cameraIntelligently capture the colors on screen and automatically apply them to your lights.Segmented color controlCustomize the color...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.