Smart Home
Rent To Own Smart Home – Make Your Home Smarter with Flexible Financing
Transform your home into a smart home with cutting-edge technology from Finance My Cart. Whether you're looking for smart thermostats, lighting, security cameras, voice assistants, or smart appliances, we offer top brands like Nest, Ring, Amazon Echo, and more. With our rent-to-own and buy now, pay later payment plans, you can start building your smart home without the hefty upfront cost. Enjoy affordable monthly payments, free shipping, and financing options designed to fit your budget and credit situation. Create a connected and convenient home today with flexible financing that works for you!
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- AMAZON (16)
- Arlo (21)
- Barska (1)
- Blink (10)
- Chamberlain (1)
- EcoBee (6)
- Eufy (22)
- GE (4)
- General Electric (3)
- GOOGLE (16)
- Govee (19)
- Honeywell (2)
- Honeywell Home (1)
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- Level (5)
- Lockly (1)
- Nanoleaf (8)
- Nest (1)
- Nest x Yale (2)
- Night Owl (10)
- Philips (26)
- Reolink (6)
- Ring (47)
- Simplisafe (11)
- Swann (6)
- TP Link (17)
- Twinkly (6)
- Wasserstein (9)
- Yale (15)
Night Owl - Indoor/Outdoor Plug-In Wi-Fi 4K Security Camera with 2-Way Audio - White
Night OwlCapture key recordings with clarityIt’s clear video quality matters. Reliably capture what’s happening around your home or business with crisp 4K r...
View full detailsAmazon - Echo Studio Hi-Res Smart Speaker with Dolby Atmos and Spatial Audio Processing Technology and Alexa - Glacier White
AMAZONEnjoy an immersive audio experienceEcho Studio features spatial audio processing technology for a wider and more immersive audio experience. Its 5 ...
View full detailsecobee - SmartCamera with voice control - Black/White
EcoBeeHD Video and Night VisionStream continuous ultra-clear 1080p HD video to your phone day or night. Feel like you're home even when you’re notPerson ...
View full detailsAmazon - Smart Programmable Thermostat with Alexa C-Wire Required - White
AMAZONSmart upgradeAmazon Smart Thermostat is an easy way to switch from a traditional thermostat and help reduce energy usage.Save moneyAfter purchase A...
View full detailsAmazon - Echo Studio Hi-Res Smart Speaker with Dolby Atmos and Spatial Audio Processing Technology and Alexa - Charcoal
AMAZONEnjoy an immersive audio experienceEcho Studio features spatial audio processing technology for a wider and more immersive audio experience. Its 5 ...
View full detailsGovee - 49.2ft Wi-Fi RGBICW LED Strip Light - Multi
GoveeSmart RGBIC effectsUnlike RGB RGBIC LED strip lights present stunning segmented colors on a line. The smart LED strip lights create a colorful ligh...
View full detailsRing - 3-Pack Pan-Tilt Indoor Security Cam with 360 Horizontal Pan Coverage Live View Two-Way Talk and HD Video - White
Ring360 Horizontal Pan CoveragePan 360 around your home and tilt up and down from your phone.Live ViewSee and respond to activity with Live View.Two-Wa...
View full detailsRing - Battery Doorbell Smart Wifi Video Doorbell - Battery-Powered with Head-to-Toe Video Live View and Two-Way Talk - Venetian Bronze
RingHead-to-Toe VideoSee more of who stops by and make sure packages stay safe and hidden while you're away.Live ViewView and respond to activity in HD...
View full detailsTP-Link - Tapo TTB10 Smart Sensor Starter Kit - Motion Detector Contact Sensors and Hub Included - White
TP LinkWindow Door SafeguardStay informed of every moment. Monitor doors windows cabinets refrigerators and mailboxes for suspicious activity and receive...
View full detailsecobee - SmartSensor for Doors and Windows (2-Pack) - White
EcoBeeReceive instant notification when a door or window is opened or closed.Real-time notifications whenever a door or window is opened or closed throug...
View full detailsRing - Essential Security Set with Battery Doorbell Plus and Indoor Cam - Satin Nickel and White
RingSee more of who's thereBattery Doorbell Plus with Head-to-Toe HD+ Video in 1536p gives you an expanded field of view so you can see more of who's a...
View full detailsTP-Link - Tapo Pan-Tilt Indoor 2K Wi-Fi Security Plug-In Camera with Privacy Control and Smart Motion Tracking - No Monthly Fees - White
TP LinkNo Hidden CostsTP-Link Tapo products are a one-time purchase with no monthly fees or hidden costs. Utilize up to 512GB of secure local storage by p...
View full detailsRing - Battery Doorbell Smart Wifi Video Doorbell - Battery-Powered with Head-to-Toe Video Live View and Two-Way Talk - Satin Nickel
RingHead-to-Toe VideoSee more of who stops by and make sure packages stay safe and hidden while you're away.Live ViewView and respond to activity in HD...
View full detailsTP-Link - Tapo DL110 Smart Wi-Fi Deadbolt Lock - Lock/Unlock using Keypad App or Fingerprint Recognition - Replaces Most Locks - Black
TP Link6 Ways to Securely AccessLock and unlock by fingerprint passcode Wi-Fi close-range Bluetooth voice commands or with included backup keys.1-Year Bat...
View full detailsRing - Indoor Plug-In 1080p Security Camera (2nd - Generation) with Privacy cover - Blush
RingRing AppSee hear and speak to people on camera in the Ring App with Live View and Two-Way Talk.Capture every momentCapture every moment nonstop wit...
View full detailsGoogle - Nest Learning Thermostat (4th gen) with Nest Temperature Sensor (2nd gen) - Polished Obsidian
GOOGLEImproved compatibility.It works with most 24V systems including gas electric oil forced air heat pump and radiant and no C wire is required for ins...
View full detailsGoogle - Nest Learning Thermostat (4th gen) with Nest Temperature Sensor (2nd gen) - Polished Silver
GOOGLEImproved compatibility.It works with most 24V systems including gas electric oil forced air heat pump and radiant and no C wire is required for ins...
View full detailsTP-Link - Tapo Wired Floodlight Wi-Fi Security 2K Camera with Utra-Bright Dimmable Floodlights - No Monthly Fees - White
TP LinkNo Hidden CostsTP-Link Tapo products are a one-time purchase with no monthly fees or hidden costs. Utilize up to 512GB of secure local storage by p...
View full detailsRing - Indoor Plug-In 1080p Security Camera (2nd - Generation) with Privacy cover - Starlight
RingRing AppSee hear and speak to people on camera in the Ring App with Live View and Two-Way Talk.Capture every momentCapture every moment nonstop wit...
View full detailsSwann - AllSecure 4K Wireless Security System w/ 3 Wire-Free Cameras No Monthly Fees Local Storage 2-Way Audio Night Vision - White
SwannThe Security Tower of PowerComes with a convenient charging bay on the Power Hub spare battery for seamless swaps up to 5 hours backup power duri...
View full detailsTP-Link - Tapo Indoor 2K Wi-Fi Security Plug-In Camera with Automated Privacy Shutter and Magnetic Base (2-pack) - No Monthly Fees - White
TP LinkNo Hidden CostsTP-Link Tapo products are a one-time purchase with no monthly fees or hidden costs. Up to 512GB of secure local microSD storage to k...
View full detailsTP-Link - Tapo Indoor 2K Wi-Fi Security Plug-In Camera with Automated Privacy Shutter and Magnetic Base - No Monthly Fees - White
TP LinkNo Hidden CostsTP-Link Tapo products are a one-time purchase with no monthly fees or hidden costs. Utilize up to 512GB of secure local storage by p...
View full detailsTP-Link - Tapo Wire-Free Indoor/Outdoor Cameras with up to 300 days of Battery Life and Magnetic Base (3-Pack) - No Monthly Fees - White
TP LinkNo Hidden CostsTP-Link Tapo products are a one-time purchase with no monthly fees or hidden costs. Up to 512GB of secure local microSD storage to k...
View full detailsGE - Cync 10 Foot Dynamic Effects Smart LED Neon Shape Light - Color Changing - Full Color
General ElectricBendable LED Strip LightsBend the flexible LED strip to create shapes designs and words; Control each segment separately with “independent control ...
View full detailsGE - Cync Dynamic Effects Smart LED Hexagon Panel Lights (7 Pack) - Color Changing - Full Color
General ElectricLED Hexagon Light PanelsIndividually adjust color segments by panel to create a unique light show with “independent control; Design your own layout...
View full detailsGE - Cync 8 Foot Indoor Smart LED Light Strip Extension (Power Supply Sold Separately) - EXTENSION ONLY - Full Color
GEMillions of Vibrant ColorsUse the Cync app Powered by Savant color wheel and TRUEImage technology to elevate the vibe and enhance your home decor; ...
View full detailsGovee - Wi-Fi RGBIC Outdoor Permanent String Lights 50ft - Black
GoveeLighting effects for holidays75 scene modes can cover more than 10 holidays and 8 DIY lighting effects to satisfy your various lighting needsSimple...
View full detailsTP-Link - Tapo Outdoor Battery-Powered Wireless 2K Security Camera with Solar Panels (3-Pack) - No Monthly Fees - White
TP LinkNo Hidden CostsTP-Link Tapo products are a one-time purchase with no monthly fees or hidden costs. Up to 512GB of secure local microSD storage to k...
View full detailsRing - Pan-Tilt Indoor Security Cam with 360 Horizontal Pan Coverage Live View Two-Way Talk and HD Video - Black
Ring360 Horizontal Pan CoveragePan 360 around your home and tilt up and down from your phone.Live ViewSee and respond to activity with Live View.Two-Wa...
View full detailsRing - Pan-Tilt Indoor Security Cam with 360 Horizontal Pan Coverage Live View Two-Way Talk and HD Video - White
Ring360 Horizontal Pan CoveragePan 360 around your home and tilt up and down from your phone.Live ViewSee and respond to activity with Live View.Two-Wa...
View full detailsGE - Cync 8 Foot Outdoor Smart LED Light Strip Extension (Power Supply Sold Separately) - EXTENSION ONLY - Full Color
GEMillions of Vibrant ColorsUse the Cync App's color wheel and TRUEImage technology to easily select colors change modes adjust brightness smart timi...
View full detailsTP-Link - Tapo Outdoor Battery-Powered Wireless 2K Security Camera with Solar Panels (4-Pack) - No Monthly Fees - White
TP LinkNo Hidden CostsTP-Link Tapo products are a one-time purchase with no monthly fees or hidden costs. Up to 512GB of secure local microSD storage to k...
View full detailsTP-Link - Tapo Wire-Free Indoor/Outdoor Cameras with up to 300 days of Battery Life and Magnetic Base (4-Pack) - No Monthly Fees - White
TP LinkNo Hidden CostsTP-Link Tapo products are a one-time purchase with no monthly fees or hidden costs. Up to 512GB of secure local microSD storage to k...
View full detailsNight Owl - 12 Channel 8 Camera Wired 2K 1TB DVR Security System with 2-way Audio - White
Night OwlCapture key recordings with clarityIt’s clear video quality matters. Reliably capture what’s happening around your home or business with crisp 2K r...
View full detailsRing - 2-Pack Indoor Plug-In 1080p Security Camera (2nd-Generation) with Privacy Cover - Black
RingRing AppSee hear and speak to people on camera in the Ring App with Live View and Two-Way Talk.Capture every momentCapture every moment nonstop wit...
View full detailsLevel - Lock+ Connect with Keypad Smart Lock Bluetooth/Wi-Fi Replacement Deadbolt with App / Keypad / Key Access - Matte Black
LevelAnywhere anytime accessLock and unlock your door from anywhere. Let family or friends in view live activity feed and always know the status of your...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.