Rent to Own Laptops – Affordable Financing for Work, Gaming & School
Upgrade to the latest laptops with flexible rent-to-own financing from Finance My Cart. Get a MacBook Pro for work, a powerful gaming laptop, from ASUS, or an AI laptop for school. With a network of lenders, we've got a path to ownership for you. Explore the newest laptops from Apple, Acer, ASUS, Lenovo, and more. Enjoy premium features such as touchscreens, AI features, OLED screens, and the newest NVIDIA graphics cards—all with flexible monthly payments and free shipping. Our rent to own laptop options make it simple to get the laptop you need today while staying within your budget.
Check out our laptop buying guide here or read more about rent to own MacBooks here.
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Acer - Chromebook Spin 312 2-in-1 Laptop 12.2" WUXGA Touch - Intel Core i3-N305 8GB LPDDR5 128GB eMMC - Sparkly Silver
AcerRuns ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...
View full detailsAcer - Chromebook 315 - 15.6" Full HD Laptop - Intel Celeron N4500 - 4GB LPDDR4X - 64GB eMMC - Protective Sleeve Silver - Sparkly Silver
AcerThe Best of Google in a LaptopChromebooks run ChromeOS the fast secure operating system from Google with built-in Google apps like Gmail Gemini Doc...
View full detailsAcer - Predator Helios Neo 16S AI Gaming Laptop - 16" OLED 240Hz - Intel Core Ultra 9 - NVIDIA GeForce RTX 5060 16GB 1TB - Obsidian Black
AcerWindows 11 HomeWindows 11 was designed with you at the center - to make life easier more creative secure connected and fun It's also faster with ne...
View full detailsAcer - Chromebook Plus Spin 714 Laptop with Google AI 14" WUXGA Touch - Intel Core Ultra 5 115U 8GB LPDDR5 256GB SSD - Steel Gray
AcerThe Best of Google in a Laptopkeyboard a crystal clear 120Hz high-resolution display and enjoy the freedom of fast Wi-Fi 6E toGet Google AI Pro 2TB...
View full detailsAcer - Chromebook Plus 516 Laptop with Google AI 16" WUXGA Display - Intel i3-1315U 8GB LPDDR5 128GB UFS Wi-Fi 6E - Steel Gray
AcerThe Best of Google in a LaptopChromebooks run ChromeOS the fast secure operating system from Google with built-in Google apps like Gmail Gemini Doc...
View full detailsAcer - Swift 16 AI - 16" 3K OLED Touch Laptop - Copilot+ PC Intel Core Ultra 7 Series 2 16GB Memory 1TB SSD - Ice Black
AcerIt's possible on your Intel AI PCMore productive. More creative. More battery life. Swift 16 AI is powered by the latest Intel Core Ultra processor...
View full detailsAcer - Chromebook 311 - 11.6" HD Laptop - Intel Celeron N4500 - 4GB Memory - 64GB eMMC - Star Black
AcerThe Best of Google in a LaptopChromebooks run ChromeOS the fast secure operating system from Google with built-in Google apps like Gmail Gemini Doc...
View full detailsAcer - Predator Helios Neo 16S AI Gaming Laptop - 16" OLED 240Hz - Intel Core Ultra 9 - NVIDIA GeForce RTX 5070Ti 32GB 1TB - Obsidian Black
AcerWindows 11 HomeWindows 11 was designed with you at the center - to make life easier more creative secure connected and fun It's also faster with ne...
View full detailsRent to Own Laptops – Affordable Financing for Work, Gaming & School
Upgrade to the latest laptops with flexible rent-to-own financing from Finance My Cart. Whether you need a powerful business laptop, a high-performance gaming laptop to play games, or a lightweight notebook for portable computing, we've got top brands like Apple, Dell, ASUS, Lenovo, Acer, Razer, MSI, and more.
Enjoy premium features such as touchscreens, high-speed processors, OLED displays, and next-gen Wi-Fi—all with easy lease-to-own payment plans and fast shipping. Get pre approved today for rent to own services at Finance My Cart and get the perfect laptop for your lifestyle TODAY.
How Terrace Finance Works for Your Laptop Needs
Terrace Finance helps our customers connect to payment solution providers, so you can get the benefits of rent to own for the laptops and computers you need. Many applicants receive easy approval (with no credit needed offers available!)
Apply through any link on our site, and our agents will help finalize your contract for the laptop you choose. Powerful computing and the latest technology is just a few steps away.
Why Choose a Rent-to-Own Laptop Computer?
Get the perfect laptop now without applying for a credit card or waiting and saving. Renting to own or leasing to own gives you another way to pay for the laptop you need without having to wait and save.
Spread payments over time with flexible monthly payment plans that work within your budget.
Is There a Credit Check?
No! We specialize in providing rent-to-own services with no credit needed offers and easy approval processes. We have laptop and computer financing programs for customers across the lending spectrum.
Applying won't hurt your score, our lenders utilize a soft credit check. Applying only takes a few minutes and you could be approved for up to $5000 in purchasing power for a new laptop computer.
Can I Pay Off My Laptop Early to Save Money?
Yes! We offer early buyout options and same-as-cash periods that allow you to affordably purchase your laptop before the agreement term is complete, potentially saving you money. Getting a new computer has never been easier - Finance My Cart is here to help you access the things you need with the payment services