Skip to content
FREE SHIPPING!
FREE SHIPPING!

Rent to Own Laptops – Affordable Financing for Work, Gaming & School

Upgrade to the latest laptops with flexible rent-to-own financing from Finance My Cart. Whether you need a powerful business laptop, a high-performance gaming laptop, or a lightweight notebook for school and travel, we’ve got top brands like Apple, Dell, HP, ASUS, Lenovo, Acer, Razer, MSI, and more. Enjoy premium features such as touchscreens, high-speed processors, OLED displays, and next-gen Wi-Fi—all with easy lease-to-own payment plans and fast shipping. No matter your credit history, our financing options make it simple to get the laptop you need today while staying within your budget.

Filters

$
$
Acer - Predator Helios Neo 16 WUXGA IPS Gaming Laptop- Intel Core i9-14900HX- NVIDIA GeForce RTX 4060-16GB DDR5-1TB SSD - Abyssal Black
$1,484.99 - $1,484.99
$1,484.99
$1,484.99 - $1,484.99
$1,484.99

Acer - Predator Helios Neo 16 WUXGA IPS Gaming Laptop- Intel Core i9-14900HX- NVIDIA GeForce RTX 4060-16GB DDR5-1TB SSD - Abyssal Black

Acer

Windows 11 HomeDo more quicker than ever across multiple applications with the centralized generative AI assistance of Copilot in Windows (in previ...

View full details
$1,484.99 - $1,484.99
$1,484.99
$1,484.99 - $1,484.99
$1,484.99
Acer TravelMate B3 11 TMB311-33 - 11.6" - Intel N-series - N200 - 8 GB RAM - 128 GB SSD - US Intl
$503.99 - $503.99
$503.99
$503.99 - $503.99
$503.99

Acer TravelMate B3 11 TMB311-33 - 11.6" - Intel N-series - N200 - 8 GB RAM - 128 GB SSD - US Intl

Acer

Acer TravelMate B3 11 TMB311-33 - 180-degree hinge design - Intel N-series - N200 / up to 3.7 GHz - Win 11 Pro - UHD Graphics - 8 GB RAM - 128 GB S...

View full details
$503.99 - $503.99
$503.99
$503.99 - $503.99
$503.99
Acer - Aspire Go 15 Laptop 15.3" WUXGA 1920 x 1200 IPS Intel i5-1334U Intel UHD Graphics - 8GB DDR4 256GB PCIe Gen4 SSD - Steel Gray
$472.99 - $472.99
$472.99
$472.99 - $472.99
$472.99

Acer - Aspire Go 15 Laptop 15.3" WUXGA 1920 x 1200 IPS Intel i5-1334U Intel UHD Graphics - 8GB DDR4 256GB PCIe Gen4 SSD - Steel Gray

Acer

Exceptional Performance and ProductivityExperience smooth and responsive performance powered by an Intel Core i5- 1334U processor 8GB memory and 25...

View full details
$472.99 - $472.99
$472.99
$472.99 - $472.99
$472.99
Acer - Chromebook Plus 515 Laptop with Google AI 15.6" FHD Display - Intel i3-1215U 8GB LPDDR5X 256GB SSD Wi-Fi 6E - Steel Gray
$412.99 - $412.99
$412.99
$412.99 - $412.99
$412.99

Acer - Chromebook Plus 515 Laptop with Google AI 15.6" FHD Display - Intel i3-1215U 8GB LPDDR5X 256GB SSD Wi-Fi 6E - Steel Gray

Acer

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

View full details
$412.99 - $412.99
$412.99
$412.99 - $412.99
$412.99
Acer - Aspire Vero 16 AV16-51P-58KU-16" WUXGA Eco-Friendly Laptop- Intel Core Ultra 5-8GB LPDDR5 Memory-512GB PCIe Gen 4 SSD - Gray
$648.99 - $648.99
$648.99
$648.99 - $648.99
$648.99

Acer - Aspire Vero 16 AV16-51P-58KU-16" WUXGA Eco-Friendly Laptop- Intel Core Ultra 5-8GB LPDDR5 Memory-512GB PCIe Gen 4 SSD - Gray

Acer

Yes Those R and E Keys are BackwardsIt’s not a defect. It's a reminder that even in the digital age your device still echoes a commitment to sustai...

View full details
$648.99 - $648.99
$648.99
$648.99 - $648.99
$648.99
Acer - Aspire Vero 16 -16" WQXGA Eco-Friendly Laptop- Intel Core Ultra 7-16GB LPDDR5X Memory-512GB PCIe Gen 4 SSD - Gray
$957.99 - $957.99
$957.99
$957.99 - $957.99
$957.99

Acer - Aspire Vero 16 -16" WQXGA Eco-Friendly Laptop- Intel Core Ultra 7-16GB LPDDR5X Memory-512GB PCIe Gen 4 SSD - Gray

Acer

Yes Those R and E Keys are BackwardsIt’s not a defect. It's a reminder that even in the digital age your device still echoes a commitment to sustai...

View full details
$957.99 - $957.99
$957.99
$957.99 - $957.99
$957.99
Acer - Nitro 15.6" FHD IPS 144Hz Gaming Laptop -13th Gen Intel Core i7- NVIDIA GeForce RTX 4060-16GB DDR5-512GB SSD - Obsidian Black
$865.99 - $865.99
$865.99
$865.99 - $865.99
$865.99

Acer - Nitro 15.6" FHD IPS 144Hz Gaming Laptop -13th Gen Intel Core i7- NVIDIA GeForce RTX 4060-16GB DDR5-512GB SSD - Obsidian Black

Acer

Windows 11 HomeDo more quicker than ever across multiple applications with the centralized generative AI assistance of Copilot in Windows (in previ...

View full details
$865.99 - $865.99
$865.99
$865.99 - $865.99
$865.99
Acer - Chromebook 315 - 15.6" Full HD Laptop - Intel Celeron N4500 - 4GB LPDDR4X - 64GB eMMC - Protective Sleeve Silver - Sparkly Silver
Acer - Chromebook 315 - 15.6" Full HD Laptop - Intel Celeron N4500 - 4GB LPDDR4X - 64GB eMMC - Protective Sleeve Silver - Sparkly Silver
$317.99 - $317.99
$317.99
$317.99 - $317.99
$317.99

Acer - Chromebook 315 - 15.6" Full HD Laptop - Intel Celeron N4500 - 4GB LPDDR4X - 64GB eMMC - Protective Sleeve Silver - Sparkly Silver

Acer

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

View full details
$317.99 - $317.99
$317.99
$317.99 - $317.99
$317.99
Acer Chromebook 315 CB315-5H - 15.6" - Intel N-series - N100 - 4 GB RAM - 64 GB eMMC - US
$477.99 - $477.99
$477.99
$477.99 - $477.99
$477.99

Acer Chromebook 315 CB315-5H - 15.6" - Intel N-series - N100 - 4 GB RAM - 64 GB eMMC - US

Acer

Acer Chromebook 315 CB315-5H - Intel N-series - N100 / up to 3.4 GHz - Chrome OS - UHD Graphics - 4 GB RAM - 64 GB eMMC - 15.6" IPS 1920 x 1080 (Fu...

View full details
$477.99 - $477.99
$477.99
$477.99 - $477.99
$477.99
Acer - Chromebook 311 - 11.6" HD Laptop - Intel Celeron N4500 - 4GB Memory - 64GB eMMC - Star Black
$223.99 - $223.99
$223.99
$223.99 - $223.99
$223.99

Acer - Chromebook 311 - 11.6" HD Laptop - Intel Celeron N4500 - 4GB Memory - 64GB eMMC - Star Black

Acer

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

View full details
$223.99 - $223.99
$223.99
$223.99 - $223.99
$223.99
Acer - Chromebook Spin 312 2-in-1 Laptop 12.2" WUXGA Touch - Intel Core i3-N305 8GB LPDDR5 128GB eMMC - Sparkly Silver
$495.99 - $495.99
$495.99
$495.99 - $495.99
$495.99

Acer - Chromebook Spin 312 2-in-1 Laptop 12.2" WUXGA Touch - Intel Core i3-N305 8GB LPDDR5 128GB eMMC - Sparkly Silver

Acer

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

View full details
$495.99 - $495.99
$495.99
$495.99 - $495.99
$495.99
Acer - Swift 16 AI - 16" 3K OLED Touch Laptop - Copilot+ PC Intel Core Ultra 7 Series 2 16GB Memory 1TB SSD - Ice Black
$1,373.99 - $1,373.99
$1,373.99
$1,373.99 - $1,373.99
$1,373.99

Acer - Swift 16 AI - 16" 3K OLED Touch Laptop - Copilot+ PC Intel Core Ultra 7 Series 2 16GB Memory 1TB SSD - Ice Black

Acer

It's possible on your Intel AI PCMore productive. More creative. More battery life. Swift 16 AI is powered by the latest Intel Core Ultra processor...

View full details
$1,373.99 - $1,373.99
$1,373.99
$1,373.99 - $1,373.99
$1,373.99
Acer - Predator Helios Neo 16 WQXGA IPS Gaming Laptop- Intel Core i9-14900HX- NVIDIA GeForce RTX 4070-16GB DDR5-1TB SSD - Abyssal Black
Acer - Predator Helios Neo 16 WQXGA IPS Gaming Laptop- Intel Core i9-14900HX- NVIDIA GeForce RTX 4070-16GB DDR5-1TB SSD - Abyssal Black
$1,900.99 - $1,900.99
$1,900.99
$1,900.99 - $1,900.99
$1,900.99

Acer - Predator Helios Neo 16 WQXGA IPS Gaming Laptop- Intel Core i9-14900HX- NVIDIA GeForce RTX 4070-16GB DDR5-1TB SSD - Abyssal Black

Acer

Windows 11 HomeCopilot in Windows (in preview) complements your capabilities and creativity with intelligent assistance and relevant answers.Immers...

View full details
$1,900.99 - $1,900.99
$1,900.99
$1,900.99 - $1,900.99
$1,900.99
Acer - Chromebook Plus Spin 714 Laptop with Google AI 14" WUXGA Touch - Intel Core Ultra 5 115U 8GB LPDDR5 256GB SSD - Steel Gray
$800.99 - $800.99
$800.99
$800.99 - $800.99
$800.99

Acer - Chromebook Plus Spin 714 Laptop with Google AI 14" WUXGA Touch - Intel Core Ultra 5 115U 8GB LPDDR5 256GB SSD - Steel Gray

Acer

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

View full details
$800.99 - $800.99
$800.99
$800.99 - $800.99
$800.99
Acer - Chromebook Plus 516 GE Cloud Gaming Laptop with Google AI- 16" 2560x1600 120Hz - Intel Core 5 120U - 8GB RAM - 256GB SSD - Obsidian Black
Acer - Chromebook Plus 516 GE Cloud Gaming Laptop with Google AI- 16" 2560x1600 120Hz - Intel Core 5 120U - 8GB RAM - 256GB SSD - Obsidian Black
$636.99 - $636.99
$636.99
$636.99 - $636.99
$636.99

Acer - Chromebook Plus 516 GE Cloud Gaming Laptop with Google AI- 16" 2560x1600 120Hz - Intel Core 5 120U - 8GB RAM - 256GB SSD - Obsidian Black

Acer

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

View full details
$636.99 - $636.99
$636.99
$636.99 - $636.99
$636.99
Acer - Chromebook Plus 515 Laptop with Google AI 15.6" FHD Display - Intel i3-1215U 8GB LPDDR5X 128GB UFS Wi-Fi 6E - Steel Gray
Acer - Chromebook Plus 515 Laptop with Google AI 15.6" FHD Display - Intel i3-1215U 8GB LPDDR5X 128GB UFS Wi-Fi 6E - Steel Gray
$413.99 - $413.99
$413.99
$413.99 - $413.99
$413.99

Acer - Chromebook Plus 515 Laptop with Google AI 15.6" FHD Display - Intel i3-1215U 8GB LPDDR5X 128GB UFS Wi-Fi 6E - Steel Gray

Acer

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

View full details
$413.99 - $413.99
$413.99
$413.99 - $413.99
$413.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.