Rent to Own Laptops – Affordable Financing for Work, Gaming & School
Upgrade to the latest laptops with flexible rent-to-own financing from Finance My Cart. Whether you need a powerful business laptop, a high-performance gaming laptop, or a lightweight notebook for school and travel, we’ve got top brands like Apple, Dell, HP, ASUS, Lenovo, Acer, Razer, MSI, and more. Enjoy premium features such as touchscreens, high-speed processors, OLED displays, and next-gen Wi-Fi—all with easy lease-to-own payment plans and fast shipping. No matter your credit history, our financing options make it simple to get the laptop you need today while staying within your budget.
Original price
$2,273.99
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$2,273.99
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$2,273.99
$2,273.99
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$2,273.99
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$2,273.99
Apple - MacBook Pro 14-inch Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Space Black
AppleSUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...
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Original price
$2,273.99
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Original price
$2,273.99
Original price
$2,273.99
$2,273.99
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$2,273.99
Current price
$2,273.99
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$2,838.99
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$2,838.99
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$2,838.99
$2,838.99
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$2,838.99
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$2,838.99
Apple - MacBook Pro 16-inch Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Space Black
AppleSUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...
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Original price
$2,838.99
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Original price
$2,838.99
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$2,838.99
$2,838.99
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$2,838.99
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$2,838.99
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$1,821.99
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$1,821.99
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$1,821.99
$1,821.99
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$1,821.99
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$1,821.99
Apple - MacBook Pro 14-inch Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Space Black
AppleSUPERCHARGED BY M4—The M4 chip brings spectacular speed and capability to blaze through everyday activities and multitask across multiple productiv...
View full details
Original price
$1,821.99
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$1,821.99
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$1,821.99
$1,821.99
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$1,821.99
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$1,821.99
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$2,128.99
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$2,128.99
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$2,128.99
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$2,128.99
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$2,128.99
Apple - MacBook Pro 14" Laptop - M3 Pro chip Built for Apple Intelligence -
AppleSUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with an up to 12-core CPU and up to 18-core GPU using hardware-accelerated ray tracing deliv...
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Original price
$2,128.99
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$2,128.99
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$2,128.99
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$2,128.99
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$2,128.99
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$2,725.99
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$2,725.99
Apple - MacBook Pro 14-inch Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 1TB SSD - Space Black
AppleSUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...
View full details
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$2,725.99
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$2,725.99
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$2,047.99
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$2,047.99
Apple - MacBook Pro 14-inch Apple M4 chip Built for Apple Intelligence - 16GB Memory - 1TB SSD - Silver
AppleSUPERCHARGED BY M4—The M4 chip brings spectacular speed and capability to blaze through everyday activities and multitask across multiple productiv...
View full details
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$2,047.99
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$2,047.99
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$2,047.99
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$2,047.99
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$2,047.99
Original price
$2,273.99
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$2,273.99
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$2,273.99
$2,273.99
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$2,273.99
Current price
$2,273.99
Apple - MacBook Pro 14-inch Apple M4 chip Built for Apple Intelligence - 24GB Memory - 1TB SSD - Space Black
AppleSUPERCHARGED BY M4—The M4 chip brings spectacular speed and capability to blaze through everyday activities and multitask across multiple productiv...
View full details
Original price
$2,273.99
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Original price
$2,273.99
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$2,273.99
$2,273.99
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$2,273.99
Current price
$2,273.99
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$1,018.99
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$1,018.99
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$1,018.99
$1,018.99
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$1,018.99
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$1,018.99
Apple - MacBook Air 13-inch Apple M2 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Starlight
AppleM2 chip for incredible performance8-core CPU and up to 10-core GPU to power through complex tasksBUILT FOR APPLE INTELLIGENCE Apple Intelligence he...
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$1,018.99
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$1,018.99
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$1,018.99
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$1,595.99
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$1,595.99
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$1,595.99
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$1,595.99
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$1,595.99
Apple - MacBook Air 15-inch Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Starlight
AppleSUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...
View full details
Original price
$1,595.99
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$1,595.99
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$1,595.99
$1,595.99
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$1,595.99
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$1,595.99
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$1,821.99
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$1,821.99
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$1,821.99
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$1,821.99
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$1,821.99
Apple - MacBook Air 15-inch Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Sky Blue
AppleSUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...
View full details
Original price
$1,821.99
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$1,821.99
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$1,821.99
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$1,821.99
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$1,821.99
Original price
$1,143.99
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$1,143.99
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$1,143.99
$1,143.99
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$1,143.99
Current price
$1,143.99
Apple - MacBook Air 13-inch Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Silver
AppleSUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...
View full details
Original price
$1,143.99
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Original price
$1,143.99
Original price
$1,143.99
$1,143.99
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$1,143.99
Current price
$1,143.99
Original price
$1,595.99
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Original price
$1,595.99
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$1,595.99
$1,595.99
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$1,595.99
Current price
$1,595.99
Apple - MacBook Air 13-inch Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Starlight
AppleSUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...
View full details
Original price
$1,595.99
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Original price
$1,595.99
Original price
$1,595.99
$1,595.99
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$1,595.99
Current price
$1,595.99
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$1,595.99
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$1,595.99
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$1,595.99
$1,595.99
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$1,595.99
Current price
$1,595.99
Apple - MacBook Air 15-inch Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Midnight
AppleSUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...
View full details
Original price
$1,595.99
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Original price
$1,595.99
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$1,595.99
$1,595.99
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$1,595.99
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$1,595.99
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$1,369.99
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Original price
$1,369.99
Original price
$1,369.99
$1,369.99
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$1,369.99
Current price
$1,369.99
Apple - MacBook Air 13-inch Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Midnight
AppleSUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...
View full details
Original price
$1,369.99
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Original price
$1,369.99
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$1,369.99
$1,369.99
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$1,369.99
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$1,369.99
Original price
$1,369.99
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$1,369.99
Original price
$1,369.99
$1,369.99
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$1,369.99
Current price
$1,369.99
Apple - MacBook Air 15-inch Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Midnight
AppleSUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...
View full details
Original price
$1,369.99
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Original price
$1,369.99
Original price
$1,369.99
$1,369.99
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$1,369.99
Current price
$1,369.99
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$1,821.99
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$1,821.99
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$1,821.99
$1,821.99
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$1,821.99
Current price
$1,821.99
Apple - MacBook Air 15-inch Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Starlight
AppleSUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...
View full details
Original price
$1,821.99
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Original price
$1,821.99
Original price
$1,821.99
$1,821.99
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$1,821.99
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$1,821.99
Original price
$1,143.99
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$1,143.99
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$1,143.99
$1,143.99
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$1,143.99
Current price
$1,143.99
Apple - MacBook Air 13-inch Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Sky Blue
AppleSUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...
View full details
Original price
$1,143.99
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Original price
$1,143.99
Original price
$1,143.99
$1,143.99
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$1,143.99
Current price
$1,143.99
Original price
$1,369.99
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Original price
$1,369.99
Original price
$1,369.99
$1,369.99
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$1,369.99
Current price
$1,369.99
Apple - MacBook Air 13-inch Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Silver
AppleSUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...
View full details
Original price
$1,369.99
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Original price
$1,369.99
Original price
$1,369.99
$1,369.99
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$1,369.99
Current price
$1,369.99
Original price
$1,595.99
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Original price
$1,595.99
Original price
$1,595.99
$1,595.99
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$1,595.99
Current price
$1,595.99
Apple - MacBook Air 13-inch Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Sky Blue
AppleSUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...
View full details
Original price
$1,595.99
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Original price
$1,595.99
Original price
$1,595.99
$1,595.99
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$1,595.99
Current price
$1,595.99
Original price
$1,595.99
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Original price
$1,595.99
Original price
$1,595.99
$1,595.99
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$1,595.99
Current price
$1,595.99
Apple - MacBook Air 13-inch Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver
AppleSUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...
View full details
Original price
$1,595.99
-
Original price
$1,595.99
Original price
$1,595.99
$1,595.99
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$1,595.99
Current price
$1,595.99
Original price
$1,369.99
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Original price
$1,369.99
Original price
$1,369.99
$1,369.99
-
$1,369.99
Current price
$1,369.99
Apple - MacBook Air 15-inch Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Silver
AppleSUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...
View full details
Original price
$1,369.99
-
Original price
$1,369.99
Original price
$1,369.99
$1,369.99
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$1,369.99
Current price
$1,369.99
Original price
$1,595.99
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Original price
$1,595.99
Original price
$1,595.99
$1,595.99
-
$1,595.99
Current price
$1,595.99
Apple - MacBook Air 15-inch Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Sky Blue
AppleSUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...
View full details
Original price
$1,595.99
-
Original price
$1,595.99
Original price
$1,595.99
$1,595.99
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$1,595.99
Current price
$1,595.99
Original price
$1,143.99
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Original price
$1,143.99
Original price
$1,143.99
$1,143.99
-
$1,143.99
Current price
$1,143.99
Apple - MacBook Air 13-inch Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Midnight
AppleSUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...
View full details
Original price
$1,143.99
-
Original price
$1,143.99
Original price
$1,143.99
$1,143.99
-
$1,143.99
Current price
$1,143.99
Original price
$1,595.99
-
Original price
$1,595.99
Original price
$1,595.99
$1,595.99
-
$1,595.99
Current price
$1,595.99
Apple - MacBook Air 13-inch Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Midnight
AppleSUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...
View full details
Original price
$1,595.99
-
Original price
$1,595.99
Original price
$1,595.99
$1,595.99
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$1,595.99
Current price
$1,595.99
What is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.