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Rent to Own Laptops – Affordable Financing for Work, Gaming & School

Upgrade to the latest laptops with flexible rent-to-own financing from Finance My Cart. Get a MacBook Pro for work, a powerful gaming laptop, from ASUS, or an AI laptop for school. With a network of lenders, we've got a path to ownership for you. Explore the newest laptops from Apple, Acer, ASUS, Lenovo, and more. Enjoy premium features such as touchscreens, AI features, OLED screens, and the newest NVIDIA graphics cards—all with flexible monthly payments and free shipping. Our rent to own laptop options make it simple to get the laptop you need today while staying within your budget.

Check out our laptop buying guide here or read more about rent to own MacBooks here. 

Original price $635.99 - Original price $635.99
Original price
$635.99
$635.99 - $635.99
Current price $635.99

Dell - 15.6" FHD Laptop - AMD Ryzen 7 7730U 2023 - 16GB Memory - 1TB Storage - Carbon Black

Dell

Effortlessly chicAlways efficient. Finish your to-do list in no time with AMD Ryzen processors built for everyday computing.Stay connected to what ...

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Original price $635.99 - Original price $635.99
Original price
$635.99
$635.99 - $635.99
Current price $635.99
Original price $818.99 - Original price $818.99
Original price
$818.99
$818.99 - $818.99
Current price $818.99

Dell - 15.6" FHD Touchscreen Laptop - Intel Core i7 1355U 2023 - 16GB Memory - 1TB Storage - Carbon Black

Dell

Effortlessly chicAlways efficient. Finish your to-do list in no time with the Dell 15 DC15250 built for everyday computing with Intel processors.De...

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Original price $818.99 - Original price $818.99
Original price
$818.99
$818.99 - $818.99
Current price $818.99
Original price $1,233.99 - Original price $1,233.99
Original price
$1,233.99
$1,233.99 - $1,233.99
Current price $1,233.99

Dell - Plus - Copilot+ PC - 16" 2K 2-in-1 Touchscreen Laptop - Intel Core Ultra 7 256V 2024 - 16GB Memory - 1TB Storage - Ice Blue

Dell

Stunning function in every modeExperience seamless productivity in any mode with a design that maximises performance and portability ensuring you s...

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Original price $1,233.99 - Original price $1,233.99
Original price
$1,233.99
$1,233.99 - $1,233.99
Current price $1,233.99
Original price $698.99 - Original price $698.99
Original price
$698.99
$698.99 - $698.99
Current price $698.99

Dell - Inspiron - 15.6" 2K Touchscreen Laptop - AMD Ryzen 7 7730U 2023 - 16GB Memory - 1TB Storage - Carbon Black

Dell

Plenty of PortsConnect all your devices with a variety of ports.Type With EaseWrite and calculate quickly with roomy keypads separate numeric keypa...

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Original price $698.99 - Original price $698.99
Original price
$698.99
$698.99 - $698.99
Current price $698.99
Original price $929.99 - Original price $929.99
Original price
$929.99
$929.99 - $929.99
Current price $929.99

Dell - Plus - Copilot+ PC - 14" 2K 2-in-1 Touchscreen Laptop - Intel Core Ultra 7 256V 2024 - 16GB Memory - 1TB Storage - Ice Blue

Dell

Stunning function in every modeExperience seamless productivity in any mode with the DB04250 design that maximises performance and portability ensu...

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Original price $929.99 - Original price $929.99
Original price
$929.99
$929.99 - $929.99
Current price $929.99
Original price $664.99 - Original price $664.99
Original price
$664.99
$664.99 - $664.99
Current price $664.99

Dell - Inspiron - Copilot+ PC - 14" 2K Laptop - Snapdragon X X1-26-100 2025 - 16GB Memory - 512GB Storage - Titan Grey

Dell

Built For Fast-Paced LifestylesOn-device AI powered by Snapdragon X Plus gives you responsive performance and power efficiency.Ultimate MobilityThi...

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Original price $664.99 - Original price $664.99
Original price
$664.99
$664.99 - $664.99
Current price $664.99
Original price $1,780.99 - Original price $1,780.99
Original price
$1,780.99
$1,780.99 - $1,780.99
Current price $1,780.99

Dell - Plus - Copilot+ PC - 16" 2.5K 2-in-1 Touchscreen Laptop - Intel Core Ultra 9 288V 2024 - 32GB Memory - 1TB Storage - Midnight Blue

Dell

A stunning display in any modeCreate and edit on a versatile 16-inch screen with space for all your tool bars with the DB06250.Built from the groun...

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Original price $1,780.99 - Original price $1,780.99
Original price
$1,780.99
$1,780.99 - $1,780.99
Current price $1,780.99
Original price $1,258.99 - Original price $1,258.99
Original price
$1,258.99
$1,258.99 - $1,258.99
Current price $1,258.99

Dell - Plus 2-In-1 14" FHD+ Touch Screen Laptop - Intel Core Ultra 9 Copilot+ PC with 32GB Memory - 1TB SSD - Ice

Dell

Stunning function in every modeExperience seamless productivity in any mode with a design that maximises performance and portability ensuring you s...

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Original price $1,258.99 - Original price $1,258.99
Original price
$1,258.99
$1,258.99 - $1,258.99
Current price $1,258.99
Original price $1,065.99 - Original price $1,065.99
Original price
$1,065.99
$1,065.99 - $1,065.99
Current price $1,065.99

Dell - Plus 2-In-1 16" FHD+ Laptop - Intel Core Ultra 5 Copilot+ PC with 16GB Memory - 512GB SSD - Ice

Dell

A stunning display in any modeCreate and edit on a versatile 16-inch screen with space for all your tool bars.Built from the groundUp with Intel’s ...

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Original price $1,065.99 - Original price $1,065.99
Original price
$1,065.99
$1,065.99 - $1,065.99
Current price $1,065.99
Original price $853.99 - Original price $853.99
Original price
$853.99
$853.99 - $853.99
Current price $853.99

Dell - Inspiron 14 2-in-1 14" Touch Screen Laptop - Intel Core 5 with 8GB Memory - 512GB SSD - Ice Blue

Dell

Powerful PerformanceWherever your day takes you the latest Intel Core processors and up to DDR5 memory brings power to your activities while the sl...

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Original price $853.99 - Original price $853.99
Original price
$853.99
$853.99 - $853.99
Current price $853.99
Original price $492.99 - Original price $492.99
Original price
$492.99
$492.99 - $492.99
Current price $492.99

Dell - 15.6" 2K Touchscreen Laptop - Intel Core i5 1334U 2023 - 8GB Memory - 512GB Storage - Carbon Black

Dell

Effortlessly chicAlways efficient. Finish your to-do list in no time with the Dell 15 DC15250 built for everyday computing with Intel processors.De...

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Original price $492.99 - Original price $492.99
Original price
$492.99
$492.99 - $492.99
Current price $492.99
Original price $635.99 - Original price $635.99
Original price
$635.99
$635.99 - $635.99
Current price $635.99

Dell - 15.6" 2K Laptop - AMD Ryzen 7 7730U 2023 - 16GB Memory - 1TB Storage - Carbon Black

Dell

Effortlessly chicAlways efficient. Finish your to-do list in no time with AMD Ryzen processors built for everyday computing.Stay connected to what ...

View full details
Original price $635.99 - Original price $635.99
Original price
$635.99
$635.99 - $635.99
Current price $635.99
Original price $2,107.99 - Original price $2,107.99
Original price
$2,107.99
$2,107.99 - $2,107.99
Current price $2,107.99

Dell - XPS 13 13.4" OLED Touch Screen Laptop - Snapdragon X Elite Copilot+ PC with 32GB Memory 1TB SSD - Graphite

Dell

Modern sleek interiorPart of the iconic design is around the innovative interiors that are easy-to-use comfortable and streamlined. They simplify t...

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Original price $2,107.99 - Original price $2,107.99
Original price
$2,107.99
$2,107.99 - $2,107.99
Current price $2,107.99
Original price $1,130.99 - Original price $1,130.99
Original price
$1,130.99
$1,130.99 - $1,130.99
Current price $1,130.99

Dell - Inspiron 14 Plus Copilot+ PC - 14" 2.5K Touchscreen Laptop - Snapdragon X Plus X1P-64 2024 - 16GB Memory - 512GB Storage - Ice Blue

Dell

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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Original price $1,130.99 - Original price $1,130.99
Original price
$1,130.99
$1,130.99 - $1,130.99
Current price $1,130.99
Original price $718.99 - Original price $718.99
Original price
$718.99
$718.99 - $718.99
Current price $718.99

Dell - Plus 2-in-1 14" FHD+ Touch Screen Laptop - AMD Ryzen AI 5 340 Copilot+ PC with 16GB Memory - 512GB SSD - Midnight Blue

Dell

Impress in every modeExperience seamless productivity in any mode with a design that maximizes performance and portability ensuring you stay effici...

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Original price $718.99 - Original price $718.99
Original price
$718.99
$718.99 - $718.99
Current price $718.99
Original price $1,118.99 - Original price $1,118.99
Original price
$1,118.99
$1,118.99 - $1,118.99
Current price $1,118.99

Dell - Plus - Copilot+ PC - 14" 2K 2-in-1 Touchscreen Laptop - AMD Ryzen AI 7 350 2025 - 16GB Memory - 1TB Storage - Midnight Blue

Dell

Impress In Every ModeExperience seamless productivity in any mode with a design that maximizes performance and portability ensuring you stay effici...

View full details
Original price $1,118.99 - Original price $1,118.99
Original price
$1,118.99
$1,118.99 - $1,118.99
Current price $1,118.99
Original price $965.99 - Original price $965.99
Original price
$965.99
$965.99 - $965.99
Current price $965.99

Dell - Plus - Copilot+ PC - 16" 2K Touchscreen Laptop - AMD Ryzen AI 7 350 2025 - 32GB Memory - 1TB Storage - Ice Blue

Dell

Intuitive working capabilitiesCreate and edit on an expansive 1610 screen as you tackle complex data sheets or work with multiple windows side by ...

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Original price $965.99 - Original price $965.99
Original price
$965.99
$965.99 - $965.99
Current price $965.99
Original price $1,675.99 - Original price $1,675.99
Original price
$1,675.99
$1,675.99 - $1,675.99
Current price $1,675.99

Dell - XPS 13.4" OLED Touch Screen Laptop - Snapdragon X Elite Copilot+ PC with 16GB Memory - 512GB SSD - Graphite

Dell

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

View full details
Original price $1,675.99 - Original price $1,675.99
Original price
$1,675.99
$1,675.99 - $1,675.99
Current price $1,675.99
Original price $1,045.99 - Original price $1,045.99
Original price
$1,045.99
$1,045.99 - $1,045.99
Current price $1,045.99

Dell - Inspiron 2-in-1 14 IPS LED FHD+ Touch Screen Laptop Intel Core 7 with 16GB Memory 1TB SSD - Ice Blue

Dell

Designed for adaptabilityNo matter what adventure you chase the 360 hinge gives you the flexibility to get things done whether in tablet tent stand...

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Original price $1,045.99 - Original price $1,045.99
Original price
$1,045.99
$1,045.99 - $1,045.99
Current price $1,045.99
Original price $818.99 - Original price $818.99
Original price
$818.99
$818.99 - $818.99
Current price $818.99

Dell- 15.6" 2K Touchscreen Laptop- Intel Core i7 1355U 2023- 16GB Memory- 1TB Storage

Dell

Effortlessly chicAlways efficient. Finish your to-do list in no time with the Dell 15 DC15250 built for everyday computing with Intel processors.De...

View full details
Original price $818.99 - Original price $818.99
Original price
$818.99
$818.99 - $818.99
Current price $818.99
Original price $2,319.99 - Original price $2,319.99
Original price
$2,319.99
$2,319.99 - $2,319.99
Current price $2,319.99

Dell - Premium - 14" 3.2K OLED Touchsceen Laptop - Intel Core Ultra 7 255H 2025 - 32GB Memory - 1TB Storage - Platinum

Dell

Powerful CreationRun creative apps smoother and faster with powerful Intel Core Ultra processors with a dedicated engine to help unlock AI possibil...

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Original price $2,319.99 - Original price $2,319.99
Original price
$2,319.99
$2,319.99 - $2,319.99
Current price $2,319.99
Original price $2,302.99 - Original price $2,302.99
Original price
$2,302.99
$2,302.99 - $2,302.99
Current price $2,302.99

Dell - Premium 16.3" 4K OLED Touchscreen Laptop - Intel Core Ultra 7 255H - 32GB Memory - NVIDIA GeForce RTX 5050 - 1TB Storage - Platinum

Dell

Powerful CreationRun demanding apps smoother and faster with powerful Intel Core Ultra processors with a dedicated engine to help unlock AI possibi...

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Original price $2,302.99 - Original price $2,302.99
Original price
$2,302.99
$2,302.99 - $2,302.99
Current price $2,302.99
Original price $879.99 - Original price $879.99
Original price
$879.99
$879.99 - $879.99
Current price $879.99

Dell - Inspiron 14" 2-in-1 FHD+ Touch Screen Laptop - AMD Ryzen 5 with 16GB Memory - 512GB SSD - Ice

Dell

AI-Enabled Video Chat featuresNew AI-enabled auto framing moves with you and AI-enabled eye-contact keeps you engaged even if you glance away.Power...

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Original price $879.99 - Original price $879.99
Original price
$879.99
$879.99 - $879.99
Current price $879.99
Original price $1,580.99 - Original price $1,580.99
Original price
$1,580.99
$1,580.99 - $1,580.99
Current price $1,580.99

Dell - XPS 13 13.4 LCD FHD+ Laptop - Intel Core Ultra 7 Copilot+ PC with 16GB Memory - 512GB SSD - Graphite

Dell

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

View full details
Original price $1,580.99 - Original price $1,580.99
Original price
$1,580.99
$1,580.99 - $1,580.99
Current price $1,580.99

Rent to Own Laptops – Affordable Financing for Work, Gaming & School

Upgrade to the latest laptops with flexible rent-to-own financing from Finance My Cart. Whether you need a powerful business laptop, a high-performance gaming laptop to play games, or a lightweight notebook for portable computing, we've got top brands like Apple, Dell, ASUS, Lenovo, Acer, Razer, MSI, and more.

Enjoy premium features such as touchscreens, high-speed processors, OLED displays, and next-gen Wi-Fi—all with easy lease-to-own payment plans and fast shipping. Get pre approved today for rent to own services at Finance My Cart and get the perfect laptop for your lifestyle TODAY.

How Terrace Finance Works for Your Laptop Needs

Terrace Finance helps our customers connect to payment solution providers, so you can get the benefits of rent to own for the laptops and computers you need. Many applicants receive easy approval (with no credit needed offers available!)

Apply through any link on our site, and our agents will help finalize your contract for the laptop you choose. Powerful computing and the latest technology is just a few steps away.

Why Choose a Rent-to-Own Laptop Computer?

Get the perfect laptop now without applying for a credit card or waiting and saving. Renting to own or leasing to own gives you another way to pay for the laptop you need without having to wait and save.

Spread payments over time with flexible monthly payment plans that work within your budget.

Is There a Credit Check?

No! We specialize in providing rent-to-own services with no credit needed offers and easy approval processes. We have laptop and computer financing programs for customers across the lending spectrum.

Applying won't hurt your score, our lenders utilize a soft credit check. Applying only takes a few minutes and you could be approved for up to $5000 in purchasing power for a new laptop computer.

Can I Pay Off My Laptop Early to Save Money?

Yes! We offer early buyout options and same-as-cash periods that allow you to affordably purchase your laptop before the agreement term is complete, potentially saving you money. Getting a new computer has never been easier - Finance My Cart is here to help you access the things you need with the payment services