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Buy Now Pay Later Laptops

Level up to a state-of-the-art laptop with a little help from Finance My Cart and Terrace Finance. Lease to own the latest in laptop technology such as OLED displays, touchscreens, improved portability, and enhanced processing power for all the new AI-based applications. Shop top laptop brands like Apple, Microsoft, Razer, Asus, Dell, LG, Samsung and more, then pay over time with affordable payments. Top it off with free shipping and you're ready to rock & roll with an amazing new laptop!

  • Original price $1,260.99 - Original price $1,260.99
    Original price
    $1,260.99
    $1,260.99 - $1,260.99
    Current price $1,260.99

    LG gram 16 2in1 Laptop - Intel Evo 13th Gen Intel Core Processor i7 with 32GB RAM - 1TB NVMe SSD - Black - Black

    LG

    Windows 11 HomeWindows 11 brings you closer to what you love. Pursue your passions and maximize your productivity with the new Windows 11. Built wi...

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    Original price $1,260.99 - Original price $1,260.99
    Original price
    $1,260.99
    $1,260.99 - $1,260.99
    Current price $1,260.99
  • Original price $1,065.99 - Original price $1,065.99
    Original price
    $1,065.99
    $1,065.99 - $1,065.99
    Current price $1,065.99

    LG - gram 16" Laptop - Intel Evo 13th Gen Intel Core i7-1360P - 16GB RAM - 1TB SSD - Charcoal Gray

    LG

    Windows 11 HomeWindows 11 brings you closer to what you love. Pursue your passions and maximize your productivity with the new Windows 11. Built wi...

    View full details
    Original price $1,065.99 - Original price $1,065.99
    Original price
    $1,065.99
    $1,065.99 - $1,065.99
    Current price $1,065.99
  • Original price $1,103.99 - Original price $1,103.99
    Original price
    $1,103.99
    $1,103.99 - $1,103.99
    Current price $1,103.99

    LG - gram 17" Laptop - Intel Evo 13th Gen Intel Core i7-1360P - 16GB RAM - 1TB SSD - Black

    LG

    Windows 11 HomeWindows 11 brings you closer to what you love. Pursue your passions and maximize your productivity with the new Windows 11. Built wi...

    View full details
    Original price $1,103.99 - Original price $1,103.99
    Original price
    $1,103.99
    $1,103.99 - $1,103.99
    Current price $1,103.99
  • Original price $1,525.99 - Original price $1,525.99
    Original price
    $1,525.99
    $1,525.99 - $1,525.99
    Current price $1,525.99

    LG gram 17" Laptop - Intel Evo 13th Gen Intel Core - 16GB RAM - 1TB SSD - Black

    LG

    The 17-inch LG gram Z90R series laptop is an ultra-lightweight powerhouse of productivity that gives you what you need to get it all done…wherever ...

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    Original price $1,525.99 - Original price $1,525.99
    Original price
    $1,525.99
    $1,525.99 - $1,525.99
    Current price $1,525.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.