Buy Now Pay Later Laptops
Level up to a state-of-the-art laptop with a little help from Finance My Cart and Terrace Finance. Lease to own the latest in laptop technology such as OLED displays, touchscreens, improved portability, and enhanced processing power for all the new AI-based applications. Shop top laptop brands like Apple, Microsoft, Razer, Asus, Dell, LG, Samsung and more, then pay over time with affordable payments. Top it off with free shipping and you're ready to rock & roll with an amazing new laptop!
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Original price $1,316.99 - Original price $1,316.99Original price$1,316.99$1,316.99 - $1,316.99Current price $1,316.99| /
Lenovo - Legion Pro 5i 16" Gaming Laptop WQXGA - Intel 14th Gen Core i9 with 16GB Memory - NVIDIA GeForce RTX 4060 8GB - 1TB SSD - Onyx Grey
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsOriginal price $1,316.99 - Original price $1,316.99Original price$1,316.99$1,316.99 - $1,316.99Current price $1,316.99| / -
Original price $2,112.99 - Original price $2,112.99Original price$2,112.99$2,112.99 - $2,112.99Current price $2,112.99| /
Lenovo - Legion Pro 5i 16" Gaming Laptop WQXGA - Intel 14th Gen Core i9 with 32GB Memory - NVIDIA GeForce RTX 4070 8GB - 2TB SSD - Onyx Grey
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsOriginal price $2,112.99 - Original price $2,112.99Original price$2,112.99$2,112.99 - $2,112.99Current price $2,112.99| / -
Original price $2,215.99 - Original price $2,215.99Original price$2,215.99$2,215.99 - $2,215.99Current price $2,215.99| /
Lenovo - Yoga Book 9i 2-in-1 13.3" 2.8K Dual Screen OLED Touchscreen Laptop - Intel Core Ultra 7 155U with 16GB Memory - 1TB SSD - Tidal Teal
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsOriginal price $2,215.99 - Original price $2,215.99Original price$2,215.99$2,215.99 - $2,215.99Current price $2,215.99| / -
Original price $1,019.99 - Original price $1,019.99Original price$1,019.99$1,019.99 - $1,019.99Current price $1,019.99| /
Lenovo - Yoga 7i 2-in-1 16" 2K Touchscreen Laptop - Intel Core Ultra 5 125U with 16GB Memory - 512GB SSD - Storm Grey
LenovoWindows 11 Home operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that let...
View full detailsOriginal price $1,019.99 - Original price $1,019.99Original price$1,019.99$1,019.99 - $1,019.99Current price $1,019.99| / -
Original price $1,315.99 - Original price $1,315.99Original price$1,315.99$1,315.99 - $1,315.99Current price $1,315.99| /
Lenovo - Yoga Slim 7x - Copilot+ PC - 14.5" 3K OLED Touch-Screen Laptop - Snapdragon X Elite - 16GB Memory - 512GB SSD - Cosmic Blue
LenovoCopilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...
View full detailsOriginal price $1,315.99 - Original price $1,315.99Original price$1,315.99$1,315.99 - $1,315.99Current price $1,315.99| / -
Original price $2,116.99 - Original price $2,116.99Original price$2,116.99$2,116.99 - $2,116.99Current price $2,116.99| /
Lenovo - Yoga Pro 9i 16" 3.2K Mini LED Touchscreen Laptop - Intel Core Ultra 9 - 32GB Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Luna Grey
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsOriginal price $2,116.99 - Original price $2,116.99Original price$2,116.99$2,116.99 - $2,116.99Current price $2,116.99| / -
Original price $467.99 - Original price $467.99Original price$467.99$467.99 - $467.99Current price $467.99| /
Lenovo - IdeaPad 3i Chromebook Laptop - 15" FHD Touch Screen - Pentium Silver N6000 - 8GB Memory - 128GB SSD - Arctic Grey
LenovoChrome OSChromebook is a computer for the way the modern world works with thousands of apps built-in virus protection and cloud backups. It is secu...
View full detailsOriginal price $467.99 - Original price $467.99Original price$467.99$467.99 - $467.99Current price $467.99| / -
Original price $1,177.99 - Original price $1,177.99Original price$1,177.99$1,177.99 - $1,177.99Current price $1,177.99| /
Lenovo - Yoga 7i 2-in-1 16" 2K Touchscreen Laptop - Intel Core Ultra 7 155U with 16GB Memory - 1TB SSD - Storm Grey
LenovoWindows 11 Home operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that let...
View full detailsOriginal price $1,177.99 - Original price $1,177.99Original price$1,177.99$1,177.99 - $1,177.99Current price $1,177.99| / -
Original price $851.99 - Original price $851.99Original price$851.99$851.99 - $851.99Current price $851.99| /
Lenovo - Yoga 7 2-in-1 14" 2K Touchscreen Laptop - AMD Ryzen 5 8640HS with 8GB Memory - 512GB SSD - Artic Grey
LenovoWindows 11 Home operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that let...
View full detailsOriginal price $851.99 - Original price $851.99Original price$851.99$851.99 - $851.99Current price $851.99| / -
Original price $1,175.99 - Original price $1,175.99Original price$1,175.99$1,175.99 - $1,175.99Current price $1,175.99| /
Lenovo - Yoga 7i 2-in-1 14" 2K Touchscreen Laptop - Intel Core Ultra 7 155U with 16GB Memory - 1TB SSD - Storm Grey
LenovoWindows 11 Home operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that let...
View full detailsOriginal price $1,175.99 - Original price $1,175.99Original price$1,175.99$1,175.99 - $1,175.99Current price $1,175.99| / -
Original price $1,631.99 - Original price $1,631.99Original price$1,631.99$1,631.99 - $1,631.99Current price $1,631.99| /
Lenovo - Yoga 9i 2-in-1 14" 2.8K OLED Touchscreen Laptop with Pen - Intel Core Ultra 7 155H with 16GB Memory - 1TB SSD - Cosmic Blue
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsOriginal price $1,631.99 - Original price $1,631.99Original price$1,631.99$1,631.99 - $1,631.99Current price $1,631.99| / -
Original price $1,009.99 - Original price $1,009.99Original price$1,009.99$1,009.99 - $1,009.99Current price $1,009.99| /
Lenovo - Yoga 7i 2-in-1 14" 2K Touchscreen Laptop - Intel Core Ultra 5 125U with 16GB Memory - 512GB SSD - Storm Grey
LenovoWindows 11 Home operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that let...
View full detailsOriginal price $1,009.99 - Original price $1,009.99Original price$1,009.99$1,009.99 - $1,009.99Current price $1,009.99| / -
Original price $435.99 - Original price $435.99Original price$435.99$435.99 - $435.99Current price $435.99| /
Lenovo Ideapad 1i 15.6" FHD Touchscreen Laptop - Intel Core i3-1215U with 8GB Memory - Intel UHD Graphics - 256GB SSD - Cloud Gray
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsOriginal price $435.99 - Original price $435.99Original price$435.99$435.99 - $435.99Current price $435.99| / -
Original price $524.99 - Original price $524.99Original price$524.99$524.99 - $524.99Current price $524.99| /
Lenovo Ideapad 1i 15.6" FHD Touch Laptop - Intel Core i3-1215U with 8GB Memory - Intel UHD Graphics - 256GB SSD - Cloud Gray
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsOriginal price $524.99 - Original price $524.99Original price$524.99$524.99 - $524.99Current price $524.99| / -
Original price $484.99 - Original price $484.99Original price$484.99$484.99 - $484.99Current price $484.99| /
Lenovo - Flex 5i Chromebook Plus Laptop with Google AI - 14" 2K Touch - Intel i3-1315U - 8GB RAM - Intel UHD Graphics - 128GB SSD - Storm Grey
LenovoRuns ChromeOS with Google AIThe fast secure operating system built by Google comes with AI tools to make hard work feel easy. Write like a pro des...
View full detailsOriginal price $484.99 - Original price $484.99Original price$484.99$484.99 - $484.99Current price $484.99| / -
Original price $406.99 - Original price $406.99Original price$406.99$406.99 - $406.99Current price $406.99| /
Lenovo - IdeaPad Flex 3i Chromebook Laptop - 12.2" WUXGA Touchscreen - Intel N100 with 4GB Memory - 64GB eMMC - Abyss Blue
LenovoRuns ChromeOSThe fast and secure operating system built by Google. From easy setup with Gmail to built-in Google apps a tap away plus supercharged ...
View full detailsOriginal price $406.99 - Original price $406.99Original price$406.99$406.99 - $406.99Current price $406.99| / -
Original price $524.99 - Original price $524.99Original price$524.99$524.99 - $524.99Current price $524.99| /
Lenovo Ideapad 1i 15.6" FHD Touch Laptop - Intel Core i3-1215U with 8GB Memory - Intel Iris Xe Graphics - 256GB SSD - Cloud Gray
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsOriginal price $524.99 - Original price $524.99Original price$524.99$524.99 - $524.99Current price $524.99| / -
Original price $567.99 - Original price $567.99Original price$567.99$567.99 - $567.99Current price $567.99| /
Lenovo - Flex 5i 14" FHD Touchscreen 2-in-1 Laptop - Intel Core i5-1235U with 8 GB Memory - Intel Iris Xe Graphics - 512GB SSD - Storm Grey
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsOriginal price $567.99 - Original price $567.99Original price$567.99$567.99 - $567.99Current price $567.99| / -
Original price $895.99 - Original price $895.99Original price$895.99$895.99 - $895.99Current price $895.99| /
Lenovo - LOQ 15.6" Gaming Laptop FHD - AMD Ryzen 5 7235HS with 12GB Memory - NVIDIA GeForce RTX 3050 6GB - 512GB SSD - Luna Grey
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsOriginal price $895.99 - Original price $895.99Original price$895.99$895.99 - $895.99Current price $895.99| / -
Original price $1,898.99 - Original price $1,898.99Original price$1,898.99$1,898.99 - $1,898.99Current price $1,898.99| /
Lenovo - Yoga Pro 9i 16" 3.2K Touchscreen Laptop - Intel Core Ultra 9 185H with 32GB Memory - NVIDIA GeForce RTX 4050 - 1TB SSD - Luna Grey
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsOriginal price $1,898.99 - Original price $1,898.99Original price$1,898.99$1,898.99 - $1,898.99Current price $1,898.99| / -
Original price $550.99 - Original price $550.99Original price$550.99$550.99 - $550.99Current price $550.99| /
Lenovo - IdeaPad Duet 5 Chromebook - 13.3" FHD Touchscreen 2-in-1 Tablet - Snapdragon 7cG2 - 8GB - 128GB eMMC - with Keyboard - Abyss Blue
LenovoChrome Operating SystemChromebook is a computer for the way the modern world works with thousands of apps built-in virus protection and cloud backu...
View full detailsOriginal price $550.99 - Original price $550.99Original price$550.99$550.99 - $550.99Current price $550.99| / -
Original price $763.99 - Original price $763.99Original price$763.99$763.99 - $763.99Current price $763.99| /
Lenovo - Ideapad 1 15.6" Full HD Touchscreen Laptop - Ryzen 7 5700U with 16GB Memory - AMD Radeon Graphics - 512GB SSD - Cloud Gray
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsOriginal price $763.99 - Original price $763.99Original price$763.99$763.99 - $763.99Current price $763.99| / -
Original price $1,891.99 - Original price $1,891.99Original price$1,891.99$1,891.99 - $1,891.99Current price $1,891.99| /
Lenovo - Legion 7i 16" Gaming Laptop WQXGA - Intel 14th Gen Core i7 with 16GB Memory - NVIDIA GeForce RTX 4060 8GB - 1TB SSD - Glacier White
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsOriginal price $1,891.99 - Original price $1,891.99Original price$1,891.99$1,891.99 - $1,891.99Current price $1,891.99| / -
Original price $762.99 - Original price $762.99Original price$762.99$762.99 - $762.99Current price $762.99| /
Lenovo Ideapad 1 15.6" Laptop - Ryzen 7 5700U with 16GB Memory - AMD Radeon Graphics - 512GB SSD - Cloud Gray
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsOriginal price $762.99 - Original price $762.99Original price$762.99$762.99 - $762.99Current price $762.99| /
What is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.