Buy Now Pay Later Laptops
Level up to a state-of-the-art laptop with a little help from Finance My Cart and Terrace Finance. Lease to own the latest in laptop technology such as OLED displays, touchscreens, improved portability, and enhanced processing power for all the new AI-based applications. Shop top laptop brands like Apple, Microsoft, Razer, Asus, Dell, LG, Samsung and more, then pay over time with affordable payments. Top it off with free shipping and you're ready to rock & roll with an amazing new laptop!
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Original price $432.99 - Original price $432.99Original price$432.99$432.99 - $432.99Current price $432.99| /
Lenovo - IdeaPad 1 15" FHD Laptop - Ryzen 5 7520U - 16GB Memory with 256GB SSD Storage - Abyss Blue
LenovoWindows 11 Home in S mode operating systemExperience the most secure Windows ever built with fast boot times increased responsiveness and added pro...
View full detailsOriginal price $432.99 - Original price $432.99Original price$432.99$432.99 - $432.99Current price $432.99| / -
Original price $325.99 - Original price $325.99Original price$325.99$325.99 - $325.99Current price $325.99| /
Lenovo - Duet 11 Chromebook - 11" 2K LCD Touchscreen 2-in-1 Tablet - MediaTek Kompanio 838 - 4GB RAM - 128GB - eMMC with keyboard - Luna Gray
LenovoThe ultimate flexUltra-portable at 510g and 7.6mm the Lenovo Chromebook Duet (11" 9) fits any adventure. Explore with a spill-proof chassis and up ...
View full detailsOriginal price $325.99 - Original price $325.99Original price$325.99$325.99 - $325.99Current price $325.99| / -
Original price $550.99 - Original price $550.99Original price$550.99$550.99 - $550.99Current price $550.99| /
Lenovo - IdeaPad Duet 5 Chromebook 2-in1 Laptop - 13.3" FHD Touchscreen - Snapdragon 7cG2 - 8GB - 128GB eMMC - with Keyboard - Abyss Blue
LenovoRuns ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...
View full detailsOriginal price $550.99 - Original price $550.99Original price$550.99$550.99 - $550.99Current price $550.99| / -
Original price $879.99 - Original price $879.99Original price$879.99$879.99 - $879.99Current price $879.99| /
Lenovo - Yoga 7 2-in-1 16" 2K Touchscreen Laptop - AMD Ryzen 5 8640HS with 8GB Memory - 512GB SSD - Artic Grey
LenovoWindows 11 Home operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that let...
View full detailsOriginal price $879.99 - Original price $879.99Original price$879.99$879.99 - $879.99Current price $879.99| / -
Original price $294.99 - Original price $294.99Original price$294.99$294.99 - $294.99Current price $294.99| /
Lenovo - IdeaPad Slim 3 Chromebook Laptop - 14" FHD Touchscreen Laptop - MediaTek Kompanio 520 - 4GB Memory - 64GB eMMC - Abyss Blue
LenovoRuns ChromeOSThe fast and secure operating system built by Google. From easy setup with Gmail to built-in Google apps a tap away plus supercharged ...
View full detailsOriginal price $294.99 - Original price $294.99Original price$294.99$294.99 - $294.99Current price $294.99| / -
Original price $579.99 - Original price $579.99Original price$579.99$579.99 - $579.99Current price $579.99| /
Lenovo - Flex 5i 14" FHD Touchscreen 2-in-1 Laptop - Intel Core i3-1215U with 8GB Memory - Intel UHD Graphics - 256GB SSD - Storm Grey
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsOriginal price $579.99 - Original price $579.99Original price$579.99$579.99 - $579.99Current price $579.99| / -
Original price $2,224.99 - Original price $2,224.99Original price$2,224.99$2,224.99 - $2,224.99Current price $2,224.99| /
Lenovo - Legion 7i 16" Gaming Laptop WQXGA - Intel 14th Gen Core i9 with 32GB Memory - NVIDIA GeForce RTX 4070 8GB - 1TB SSD - Glacier White
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsOriginal price $2,224.99 - Original price $2,224.99Original price$2,224.99$2,224.99 - $2,224.99Current price $2,224.99| / -
Original price $313.99 - Original price $313.99Original price$313.99$313.99 - $313.99Current price $313.99| /
Lenovo - Slim 3 Chromebook 14" FHD Touch-Screen Laptop - MediaTek Kompanio 520 - 4GB Memory - 64GB eMMC - Abyss Blue
LenovoLive animated live lively live balanced. When you’re packing the thin and light IdeaPad Slim 3 Chromebook featuring WiFi 6 and 13.5 hours of batter...
View full detailsOriginal price $313.99 - Original price $313.99Original price$313.99$313.99 - $313.99Current price $313.99| / -
Original price $550.99 - Original price $550.99Original price$550.99$550.99 - $550.99Current price $550.99| /
Lenovo - IdeaPad Duet 5 Chromebook - 13.3" OLED 1920x1080 Touch 2in1 Tablet - Snapdragon 7cG2 - 8GB - 128GB eMMC - with Keyboard - Abyss Blue
LenovoChrome Operating SystemChromebook is a computer for the way the modern world works with thousands of apps built-in virus protection and cloud backu...
View full detailsOriginal price $550.99 - Original price $550.99Original price$550.99$550.99 - $550.99Current price $550.99| / -
Original price $890.99 - Original price $890.99Original price$890.99$890.99 - $890.99Current price $890.99| /
Lenovo ThinkPad E14 Gen 6 - 14" - AMD Ryzen 7 - 7735U - 16 GB RAM - 512 GB SSD - English
LenovoLenovo ThinkPad E14 Gen 6 21M3 - 180-degree hinge design - AMD Ryzen 7 - 7735U / up to 4.75 GHz - Win 11 Pro - Radeon 680M - 16 GB RAM - 512 GB SSD...
View full detailsOriginal price $890.99 - Original price $890.99Original price$890.99$890.99 - $890.99Current price $890.99| / -
Original price $1,018.99 - Original price $1,018.99Original price$1,018.99$1,018.99 - $1,018.99Current price $1,018.99| /
Lenovo - Yoga 7 2-in-1 16" 2K Touchscreen Laptop - AMD Ryzen 7 8840HS with 16GB Memory - 1TB SSD - Artic Grey
LenovoWindows 11 Home operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that let...
View full detailsOriginal price $1,018.99 - Original price $1,018.99Original price$1,018.99$1,018.99 - $1,018.99Current price $1,018.99| / -
Original price $753.99 - Original price $753.99Original price$753.99$753.99 - $753.99Current price $753.99| /
Lenovo ThinkPad E16 Gen 2 - 16" - AMD Ryzen 5 - 7535U - 8 GB RAM - 256 GB SSD - English
LenovoLenovo ThinkPad E16 Gen 2 21M5 - 180-degree hinge design - AMD Ryzen 5 - 7535U / up to 4.55 GHz - Win 11 Pro - Radeon 660M - 8 GB RAM - 256 GB SSD ...
View full detailsOriginal price $753.99 - Original price $753.99Original price$753.99$753.99 - $753.99Current price $753.99| / -
Original price $578.99 - Original price $578.99Original price$578.99$578.99 - $578.99Current price $578.99| /
IDEAPAD 1 15" - 82VG
LenovoIDEAPAD 1 15" - 82VG00QFUS
Original price $578.99 - Original price $578.99Original price$578.99$578.99 - $578.99Current price $578.99| / -
Original price $294.99 - Original price $294.99Original price$294.99$294.99 - $294.99Current price $294.99| /
Lenovo 100e Chromebook Gen 4 - 11.6" - MediaTek Kompanio 520 - 4 GB RAM - 32 GB eMMC - English
LenovoLenovo 100e Chromebook Gen 4 82W0 - Kompanio 520 - Chrome OS - Mali-G52 2EE MC2 - 4 GB RAM - 32 GB eMMC - 11.6" TN 1366 x 768 (HD) - Wi-Fi 6 - grap...
View full detailsOriginal price $294.99 - Original price $294.99Original price$294.99$294.99 - $294.99Current price $294.99| / -
Original price $965.99 - Original price $965.99Original price$965.99$965.99 - $965.99Current price $965.99| /
Lenovo - IdeaPad 5x - Copilot+ PC - 2-in-1 14" (WUXGA) Touchscreen Laptops- Snapdragon X Plus - 16GB - 512GB SSD - Luna Grey
LenovoCopilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...
View full detailsOriginal price $965.99 - Original price $965.99Original price$965.99$965.99 - $965.99Current price $965.99| / -
Original price $320.99 - Original price $320.99Original price$320.99$320.99 - $320.99Current price $320.99| /
Lenovo - IdeaPad 1 15.6" (FHD) Laptop - AMD Ryzen 3 - AMD Radeon - 4GB - 128GB SSD - Abyss Blue
LenovoWindows 11 Home in S mode operating systemExperience the most secure Windows ever built with fast boot times increased responsiveness and added pro...
View full detailsOriginal price $320.99 - Original price $320.99Original price$320.99$320.99 - $320.99Current price $320.99| / -
Original price $1,189.99 - Original price $1,189.99Original price$1,189.99$1,189.99 - $1,189.99Current price $1,189.99| /
Lenovo ThinkPad E16 Gen 1 - 16" - Intel Core i7 1355U - 16 GB RAM - 512 GB SSD - English
LenovoOperating SystemWindows 11 Pro16" WUXGA displayIndulge in breathtaking visuals on a 16" WUXGA IPS display boasting a crisp 1920x1200 resolution and...
View full detailsOriginal price $1,189.99 - Original price $1,189.99Original price$1,189.99$1,189.99 - $1,189.99Current price $1,189.99| / -
Original price $241.99 - Original price $241.99Original price$241.99$241.99 - $241.99Current price $241.99| /
Lenovo - IdeaPad 3i Chromebook 15.6" FHD Laptop - Intel Celeron - 4GB Memory with 64GB eMMC Storage - Artic Grey
LenovoChrome OSChromebook is a computer for the way the modern world works with thousands of apps built-in virus protection and cloud backups. It is secu...
View full detailsOriginal price $241.99 - Original price $241.99Original price$241.99$241.99 - $241.99Current price $241.99| / -
Original price $480.99 - Original price $480.99Original price$480.99$480.99 - $480.99Current price $480.99| /
Lenovo - IdeaPad 1i 15.6" FHD Touchscreen Laptop - Intel Core i5 - 8GB Memory with 512GB SSD Storage - Abyss Blue
LenovoWindows 11 Home in S mode operating systemExperience the most secure Windows ever built with fast boot times increased responsiveness and added pro...
View full detailsOriginal price $480.99 - Original price $480.99Original price$480.99$480.99 - $480.99Current price $480.99| / -
Original price $412.99 - Original price $412.99Original price$412.99$412.99 - $412.99Current price $412.99| /
Lenovo - Duet 11 Chromebook - 11" 2K LCD Touchscreen 2-in-1 Tablet - MediaTek Kompanio - 4GB Memory - 128GB - eMMC with keyboard - Luna Gray
LenovoThe ultimate flexUltra-portable at 510g and 7.6mm the Lenovo Chromebook Duet (11" 9) fits any adventure. Explore with a spill-proof chassis and up ...
View full detailsOriginal price $412.99 - Original price $412.99Original price$412.99$412.99 - $412.99Current price $412.99| / -
Original price $1,399.99 - Original price $1,399.99Original price$1,399.99$1,399.99 - $1,399.99Current price $1,399.99| /
Lenovo - Yoga Slim 7i Aura Edition - Copilot+ PC - 15.3 3K Touchscreen Laptop - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Luna Gray
LenovoCopilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...
View full detailsOriginal price $1,399.99 - Original price $1,399.99Original price$1,399.99$1,399.99 - $1,399.99Current price $1,399.99| / -
Original price $1,835.99 - Original price $1,835.99Original price$1,835.99$1,835.99 - $1,835.99Current price $1,835.99| /
Lenovo - Yoga 9i 2-in-1 14" 4K OLED Touchscreen Laptop with Pen - Intel Core Ultra 7 155H with 32GB Memory - 1TB SSD - Cosmic Blue
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsOriginal price $1,835.99 - Original price $1,835.99Original price$1,835.99$1,835.99 - $1,835.99Current price $1,835.99| / -
Original price $1,015.99 - Original price $1,015.99Original price$1,015.99$1,015.99 - $1,015.99Current price $1,015.99| /
Lenovo - Yoga 7 2-in-1 14" 2K Touchscreen Laptop - AMD Ryzen 7 8840HS with 16GB Memory - 1 TB SSD - Artic Grey
LenovoWindows 11 Home operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that let...
View full detailsOriginal price $1,015.99 - Original price $1,015.99Original price$1,015.99$1,015.99 - $1,015.99Current price $1,015.99| / -
Original price $1,116.99 - Original price $1,116.99Original price$1,116.99$1,116.99 - $1,116.99Current price $1,116.99| /
Lenovo - LOQ 15.6" Gaming Laptop FHD - AMD Ryzen 7 7435HS with 16GB Memory - NVIDIA GeForce RTX 4060 8GB - 512GB SSD - Luna Grey
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsOriginal price $1,116.99 - Original price $1,116.99Original price$1,116.99$1,116.99 - $1,116.99Current price $1,116.99| /
What is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.