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Rent to Own Laptops – Affordable Financing for Work, Gaming & School

Upgrade to the latest laptops with flexible rent-to-own financing from Finance My Cart. Whether you need a powerful business laptop, a high-performance gaming laptop, or a lightweight notebook for school and travel, we’ve got top brands like Apple, Dell, HP, ASUS, Lenovo, Acer, Razer, MSI, and more. Enjoy premium features such as touchscreens, high-speed processors, OLED displays, and next-gen Wi-Fi—all with easy lease-to-own payment plans and fast shipping. No matter your credit history, our financing options make it simple to get the laptop you need today while staying within your budget.

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Lenovo - Yoga Slim 7i Aura Edition - Copilot+ PC - 15.3 3K Touchscreen Laptop - Intel Core Ultra 7 - 32GB Memory - 1TB SSD - Luna Grey
$1,563.99 - $1,563.99
$1,563.99
$1,563.99 - $1,563.99
$1,563.99

Lenovo - Yoga Slim 7i Aura Edition - Copilot+ PC - 15.3 3K Touchscreen Laptop - Intel Core Ultra 7 - 32GB Memory - 1TB SSD - Luna Grey

Lenovo

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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$1,563.99 - $1,563.99
$1,563.99
$1,563.99 - $1,563.99
$1,563.99
Lenovo - Ideapad 1i 15.6" FHD Touchscreen Laptop - Intel Core i3-1215U with 8GB Memory - Intel UHD Graphics - 256GB SSD - Cloud Gray
$524.99 - $524.99
$524.99
$524.99 - $524.99
$524.99

Lenovo - Ideapad 1i 15.6" FHD Touchscreen Laptop - Intel Core i3-1215U with 8GB Memory - Intel UHD Graphics - 256GB SSD - Cloud Gray

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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$524.99 - $524.99
$524.99
$524.99 - $524.99
$524.99
Lenovo - Ideapad 1 15.6" HD Laptop - Intel Celeron N4500 - 4GB Memory - 128GB eMMC - Abyss Blue
$274.99 - $274.99
$274.99
$274.99 - $274.99
$274.99

Lenovo - Ideapad 1 15.6" HD Laptop - Intel Celeron N4500 - 4GB Memory - 128GB eMMC - Abyss Blue

Lenovo

Windows 11 Home in S mode operating systemExperience the most secure Windows ever built with fast boot times increased responsiveness and added pro...

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$274.99 - $274.99
$274.99
$274.99 - $274.99
$274.99
Lenovo - IdeaPad Slim 3 15.6" Full HD Touchscreen Laptop - AMD Ryzen 7 5825U - 16GB Memory - 512GB SSD - Arctic Grey
$560.99 - $560.99
$560.99
$560.99 - $560.99
$560.99

Lenovo - IdeaPad Slim 3 15.6" Full HD Touchscreen Laptop - AMD Ryzen 7 5825U - 16GB Memory - 512GB SSD - Arctic Grey

Lenovo

Windows 11 Home operating systemWindows 11 Home OS smartly manages your hardware and runs routine applications efficiently15.6" Full HD DisplayAnti...

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$560.99 - $560.99
$560.99
$560.99 - $560.99
$560.99
Lenovo ThinkPad E14 Gen 6 - 14" - AMD Ryzen 7 - 7735U - 16 GB RAM - 512 GB SSD - English
$922.99 - $922.99
$922.99
$922.99 - $922.99
$922.99

Lenovo ThinkPad E14 Gen 6 - 14" - AMD Ryzen 7 - 7735U - 16 GB RAM - 512 GB SSD - English

Lenovo

Lenovo ThinkPad E14 Gen 6 21M3 - 180-degree hinge design - AMD Ryzen 7 - 7735U / up to 4.75 GHz - Win 11 Pro - Radeon 680M - 16 GB RAM - 512 GB SSD...

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$922.99 - $922.99
$922.99
$922.99 - $922.99
$922.99
Lenovo - IdeaPad 3i Chromebook Laptop - 15.6" FHD Touch Screen - Pentium Silver N6000 - 8GB Memory - 128GB SSD - Arctic Grey
$467.99 - $467.99
$467.99
$467.99 - $467.99
$467.99

Lenovo - IdeaPad 3i Chromebook Laptop - 15.6" FHD Touch Screen - Pentium Silver N6000 - 8GB Memory - 128GB SSD - Arctic Grey

Lenovo

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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$467.99 - $467.99
$467.99
$467.99 - $467.99
$467.99
Lenovo ThinkPad E14 Gen 6 - AI Ready - 14" - Intel Core Ultra 7 - 155U - 16 GB RAM - 512 GB SSD - English
$1,144.99 - $1,144.99
$1,144.99
$1,144.99 - $1,144.99
$1,144.99

Lenovo ThinkPad E14 Gen 6 - AI Ready - 14" - Intel Core Ultra 7 - 155U - 16 GB RAM - 512 GB SSD - English

Lenovo

Windows 11 ProWindows 11 is designed for hybrid work. Upgrade to Windows 11 Pro for all the features of Windows 11 Home plus tools for business use...

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$1,144.99 - $1,144.99
$1,144.99
$1,144.99 - $1,144.99
$1,144.99
Lenovo ThinkPad E16 Gen 2 - AI Ready - 16" - Intel Core Ultra 7 - 155U - 16 GB RAM - 512 GB SSD - US
$1,144.99 - $1,144.99
$1,144.99
$1,144.99 - $1,144.99
$1,144.99

Lenovo ThinkPad E16 Gen 2 - AI Ready - 16" - Intel Core Ultra 7 - 155U - 16 GB RAM - 512 GB SSD - US

Lenovo

Lenovo ThinkPad E16 Gen 2 21MA - 180-degree hinge design - Intel Core Ultra 7 - 155U / up to 4.8 GHz - Win 11 Pro - Intel Graphics - 16 GB RAM - 51...

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$1,144.99 - $1,144.99
$1,144.99
$1,144.99 - $1,144.99
$1,144.99
Lenovo - IdeaPad 3i Chromebook 15.6" FHD Laptop - Intel Celeron - 4GB Memory with 64GB eMMC Storage - Artic Grey
$282.99 - $282.99
$282.99
$282.99 - $282.99
$282.99

Lenovo - IdeaPad 3i Chromebook 15.6" FHD Laptop - Intel Celeron - 4GB Memory with 64GB eMMC Storage - Artic Grey

Lenovo

Chrome OSChromebook is a computer for the way the modern world works with thousands of apps built-in virus protection and cloud backups. It is secu...

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$282.99 - $282.99
$282.99
$282.99 - $282.99
$282.99
Lenovo ThinkPad E16 Gen 1 - 16" - Intel Core i7 1355U - 16 GB RAM - 512 GB SSD - English
$1,191.99 - $1,191.99
$1,191.99
$1,191.99 - $1,191.99
$1,191.99

Lenovo ThinkPad E16 Gen 1 - 16" - Intel Core i7 1355U - 16 GB RAM - 512 GB SSD - English

Lenovo

Operating SystemWindows 11 Pro16" WUXGA displayIndulge in breathtaking visuals on a 16" WUXGA IPS display boasting a crisp 1920x1200 resolution and...

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$1,191.99 - $1,191.99
$1,191.99
$1,191.99 - $1,191.99
$1,191.99
Lenovo - IdeaPad 1i 15.6" FHD Touchscreen Laptop - Intel Core i5 - 8GB Memory with 512GB SSD Storage - Abyss Blue
$486.99 - $486.99
$486.99
$486.99 - $486.99
$486.99

Lenovo - IdeaPad 1i 15.6" FHD Touchscreen Laptop - Intel Core i5 - 8GB Memory with 512GB SSD Storage - Abyss Blue

Lenovo

Windows 11 Home in S mode operating systemExperience the most secure Windows ever built with fast boot times increased responsiveness and added pro...

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$486.99 - $486.99
$486.99
$486.99 - $486.99
$486.99
Lenovo - Yoga Slim 7i Aura Edition - Copilot+ PC - 15.3 3K Touchscreen Laptop - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Luna Gray
$1,454.99 - $1,454.99
$1,454.99
$1,454.99 - $1,454.99
$1,454.99

Lenovo - Yoga Slim 7i Aura Edition - Copilot+ PC - 15.3 3K Touchscreen Laptop - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Luna Gray

Lenovo

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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$1,454.99 - $1,454.99
$1,454.99
$1,454.99 - $1,454.99
$1,454.99
Lenovo - Yoga 9i 2-in-1 14" 4K OLED Touchscreen Laptop with Pen - Intel Core Ultra 7 155H with 32GB Memory - 1TB SSD - Cosmic Blue
$1,835.99 - $1,835.99
$1,835.99
$1,835.99 - $1,835.99
$1,835.99

Lenovo - Yoga 9i 2-in-1 14" 4K OLED Touchscreen Laptop with Pen - Intel Core Ultra 7 155H with 32GB Memory - 1TB SSD - Cosmic Blue

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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$1,835.99 - $1,835.99
$1,835.99
$1,835.99 - $1,835.99
$1,835.99
Lenovo - Yoga 7 2-in-1 14" 2K Touchscreen Laptop - AMD Ryzen 7 8840HS with 16GB Memory - 1 TB SSD - Artic Grey
$1,015.99 - $1,015.99
$1,015.99
$1,015.99 - $1,015.99
$1,015.99

Lenovo - Yoga 7 2-in-1 14" 2K Touchscreen Laptop - AMD Ryzen 7 8840HS with 16GB Memory - 1 TB SSD - Artic Grey

Lenovo

Windows 11 Home operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that let...

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$1,015.99 - $1,015.99
$1,015.99
$1,015.99 - $1,015.99
$1,015.99
Lenovo - Legion Pro 5i 16" Gaming Laptop WQXGA - Intel 14th Gen Core i9 with 16GB Memory - NVIDIA GeForce RTX 4060 8GB - 1TB SSD - Onyx Grey
$1,684.99 - $1,684.99
$1,684.99
$1,684.99 - $1,684.99
$1,684.99

Lenovo - Legion Pro 5i 16" Gaming Laptop WQXGA - Intel 14th Gen Core i9 with 16GB Memory - NVIDIA GeForce RTX 4060 8GB - 1TB SSD - Onyx Grey

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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$1,684.99 - $1,684.99
$1,684.99
$1,684.99 - $1,684.99
$1,684.99
Lenovo - Legion Pro 5i 16" Gaming Laptop WQXGA - Intel 14th Gen Core i9 with 32GB Memory - NVIDIA GeForce RTX 4070 8GB - 2TB SSD - Onyx Grey
$2,112.99 - $2,112.99
$2,112.99
$2,112.99 - $2,112.99
$2,112.99

Lenovo - Legion Pro 5i 16" Gaming Laptop WQXGA - Intel 14th Gen Core i9 with 32GB Memory - NVIDIA GeForce RTX 4070 8GB - 2TB SSD - Onyx Grey

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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$2,112.99 - $2,112.99
$2,112.99
$2,112.99 - $2,112.99
$2,112.99
Lenovo - Yoga Slim 7x - Copilot+ PC - 14.5" 3K OLED Touch-Screen Laptop - Snapdragon X Elite - 16GB Memory - 512GB SSD - Cosmic Blue
$1,352.99 - $1,352.99
$1,352.99
$1,352.99 - $1,352.99
$1,352.99

Lenovo - Yoga Slim 7x - Copilot+ PC - 14.5" 3K OLED Touch-Screen Laptop - Snapdragon X Elite - 16GB Memory - 512GB SSD - Cosmic Blue

Lenovo

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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$1,352.99 - $1,352.99
$1,352.99
$1,352.99 - $1,352.99
$1,352.99
Lenovo - Yoga Pro 9i 16" 3.2K Mini LED Touchscreen Laptop - Intel Core Ultra 9 - 32GB Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Luna Grey
$2,116.99 - $2,116.99
$2,116.99
$2,116.99 - $2,116.99
$2,116.99

Lenovo - Yoga Pro 9i 16" 3.2K Mini LED Touchscreen Laptop - Intel Core Ultra 9 - 32GB Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Luna Grey

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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$2,116.99 - $2,116.99
$2,116.99
$2,116.99 - $2,116.99
$2,116.99
Lenovo - Yoga 7i 2-in-1 16" 2K Touchscreen Laptop - Intel Core Ultra 7 155U with 16GB Memory - 1TB SSD - Storm Grey
$1,176.99 - $1,176.99
$1,176.99
$1,176.99 - $1,176.99
$1,176.99

Lenovo - Yoga 7i 2-in-1 16" 2K Touchscreen Laptop - Intel Core Ultra 7 155U with 16GB Memory - 1TB SSD - Storm Grey

Lenovo

Windows 11 Home operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that let...

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$1,176.99 - $1,176.99
$1,176.99
$1,176.99 - $1,176.99
$1,176.99
Lenovo - Yoga 7 2-in-1 14" 2K Touchscreen Laptop - AMD Ryzen 5 8640HS with 8GB Memory - 512GB SSD - Artic Grey
$828.99 - $828.99
$828.99
$828.99 - $828.99
$828.99

Lenovo - Yoga 7 2-in-1 14" 2K Touchscreen Laptop - AMD Ryzen 5 8640HS with 8GB Memory - 512GB SSD - Artic Grey

Lenovo

Windows 11 Home operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that let...

View full details
$828.99 - $828.99
$828.99
$828.99 - $828.99
$828.99
Lenovo - Yoga 7i 2-in-1 14" 2K Touchscreen Laptop - Intel Core Ultra 7 155U with 16GB Memory - 1TB SSD - Storm Grey
$1,174.99 - $1,174.99
$1,174.99
$1,174.99 - $1,174.99
$1,174.99

Lenovo - Yoga 7i 2-in-1 14" 2K Touchscreen Laptop - Intel Core Ultra 7 155U with 16GB Memory - 1TB SSD - Storm Grey

Lenovo

Windows 11 Home operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that let...

View full details
$1,174.99 - $1,174.99
$1,174.99
$1,174.99 - $1,174.99
$1,174.99
Lenovo - Yoga 9i 2-in-1 14" 2.8K OLED Touchscreen Laptop with Pen - Intel Core Ultra 7 155H with 16GB Memory - 1TB SSD - Cosmic Blue
$1,234.99 - $1,234.99
$1,234.99
$1,234.99 - $1,234.99
$1,234.99

Lenovo - Yoga 9i 2-in-1 14" 2.8K OLED Touchscreen Laptop with Pen - Intel Core Ultra 7 155H with 16GB Memory - 1TB SSD - Cosmic Blue

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

View full details
$1,234.99 - $1,234.99
$1,234.99
$1,234.99 - $1,234.99
$1,234.99
Lenovo - Flex 5i Chromebook Plus Laptop with Google AI - 14" 2K Touch - Intel i3-1315U - 8GB RAM - Intel UHD Graphics - 128GB SSD - Storm Grey
$519.99 - $519.99
$519.99
$519.99 - $519.99
$519.99

Lenovo - Flex 5i Chromebook Plus Laptop with Google AI - 14" 2K Touch - Intel i3-1315U - 8GB RAM - Intel UHD Graphics - 128GB SSD - Storm Grey

Lenovo

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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$519.99 - $519.99
$519.99
$519.99 - $519.99
$519.99
Lenovo - IdeaPad Flex 3i Chromebook Laptop - 12.2" WUXGA Touchscreen - Intel N100 with 4GB Memory - 64GB eMMC - Abyss Blue
$406.99 - $406.99
$406.99
$406.99 - $406.99
$406.99

Lenovo - IdeaPad Flex 3i Chromebook Laptop - 12.2" WUXGA Touchscreen - Intel N100 with 4GB Memory - 64GB eMMC - Abyss Blue

Lenovo

Runs ChromeOSThe fast and secure operating system built by Google. From easy setup with Gmail to built-in Google apps a tap away plus supercharged ...

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$406.99 - $406.99
$406.99
$406.99 - $406.99
$406.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.