Buy Now Pay Later Laptops
Level up to a state-of-the-art laptop with a little help from Finance My Cart and Terrace Finance. Lease to own the latest in laptop technology such as OLED displays, touchscreens, improved portability, and enhanced processing power for all the new AI-based applications. Shop top laptop brands like Apple, Microsoft, Razer, Asus, Dell, LG, Samsung and more, then pay over time with affordable payments. Top it off with free shipping and you're ready to rock & roll with an amazing new laptop!
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Original price $1,228.99 - Original price $1,228.99Original price$1,228.99$1,228.99 - $1,228.99Current price $1,228.99| /
MSI - Cyborg 14" 144Hz Gaming Laptop (FHD+) - Intel Core i7-13620H with 16GB - NVIDIA GeForce RTX 4060 with 8G - 512GB SSD - Translucent Black
MSIWindows 11 HomeExperience the most secure Windows ever built with fast boot times increased responsiveness and added protection against phishing an...
View full detailsOriginal price $1,228.99 - Original price $1,228.99Original price$1,228.99$1,228.99 - $1,228.99Current price $1,228.99| / -
Original price $750.99 - Original price $750.99Original price$750.99$750.99 - $750.99Current price $750.99| /
MSI - THIN 15 15.6" 144Hz FHD Gaming Laptop-Intel Core i5-13420H - 16GB Memory - GeForce RTX 4050 - 512GB SSD - Black
MSIWindows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...
View full detailsOriginal price $750.99 - Original price $750.99Original price$750.99$750.99 - $750.99Current price $750.99| / -
Original price $1,560.99 - Original price $1,560.99Original price$1,560.99$1,560.99 - $1,560.99Current price $1,560.99| /
MSI - Crosshair 16" 144hz FHD+ Gaming Laptop - Intel 14th Gen Core i7 with 16GB Memory -RTX 4070-1TB SSD - Cosmo Gray
MSIWindows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...
View full detailsOriginal price $1,560.99 - Original price $1,560.99Original price$1,560.99$1,560.99 - $1,560.99Current price $1,560.99| / -
Original price $3,657.99 - Original price $3,657.99Original price$3,657.99$3,657.99 - $3,657.99Current price $3,657.99| /
MSI - Stealth 18 AI 18" 120Hz UHD+ Ultra Thin Gaming Laptop-Intel Core Ultra9-185H with 32GB Memory-RTX 4080-1TB SSD - Star Blue
MSIWindows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...
View full detailsOriginal price $3,657.99 - Original price $3,657.99Original price$3,657.99$3,657.99 - $3,657.99Current price $3,657.99| / -
Original price $1,458.99 - Original price $1,458.99Original price$1,458.99$1,458.99 - $1,458.99Current price $1,458.99| /
CROSSHAIR16 I7-14650
MSICROSSHAIR16 I7-14650HX/RTX 4070/16G/1T
Original price $1,458.99 - Original price $1,458.99Original price$1,458.99$1,458.99 - $1,458.99Current price $1,458.99| / -
Original price $752.99 - Original price $752.99Original price$752.99$752.99 - $752.99Current price $752.99| /
MSI - THIN GF63 15.6" 144Hz FHD Gaming Laptop-intel core i5-12450H with 8GB Memory-RTX 2050-1TB SSD - Black
MSIWindows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...
View full detailsOriginal price $752.99 - Original price $752.99Original price$752.99$752.99 - $752.99Current price $752.99| / -
Original price $2,222.99 - Original price $2,222.99Original price$2,222.99$2,222.99 - $2,222.99Current price $2,222.99| /
MSI - Stealth A16 AI+ -Copilot+PC- 16"240Hz QHD Ultra Thin Gaming Laptop- AMD Ryzen AI 9-365 with 32GB Memory-RTX 4070-1TB SSD - Core Black
MSICopilot+ PCsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you need. Understand new l...
View full detailsOriginal price $2,222.99 - Original price $2,222.99Original price$2,222.99$2,222.99 - $2,222.99Current price $2,222.99| / -
Original price $3,151.99 - Original price $3,151.99Original price$3,151.99$3,151.99 - $3,151.99Current price $3,151.99| /
STEALTH18 CU9-185H/R
MSISTEALTH18 CU9-185H/RTX 4080/32GB/1TBSSD
Original price $3,151.99 - Original price $3,151.99Original price$3,151.99$3,151.99 - $3,151.99Current price $3,151.99| / -
Original price $1,433.99 - Original price $1,433.99Original price$1,433.99$1,433.99 - $1,433.99Current price $1,433.99| /
MSI - Katana 15 15.6" 144Hz FHD Gaming Laptop-Ryzen 9-8945HS with 16GB Memory-RTX 4070-1TB SSD - Black
MSIWindows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...
View full detailsOriginal price $1,433.99 - Original price $1,433.99Original price$1,433.99$1,433.99 - $1,433.99Current price $1,433.99| / -
Original price $2,222.99 - Original price $2,222.99Original price$2,222.99$2,222.99 - $2,222.99Current price $2,222.99| /
MSI - Stealth 16 AI 16" 165Hz FHD+ Ultra Thin Gaming Laptop-Intel Core Ultra9-185H with 32GB Memory-RTX 4070-1TB SSD - Star Blue
MSIWindows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...
View full detailsOriginal price $2,222.99 - Original price $2,222.99Original price$2,222.99$2,222.99 - $2,222.99Current price $2,222.99| / -
Original price $1,780.99 - Original price $1,780.99Original price$1,780.99$1,780.99 - $1,780.99Current price $1,780.99| /
MSI - Stealth 14 AI 14" 165Hz FHD+ Ultra Thin Gaming Laptop-Intel Core Ultra7-155H with 16GB Memory-RTX 4060-1TB SSD - Star Blue
MSIWindows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...
View full detailsOriginal price $1,780.99 - Original price $1,780.99Original price$1,780.99$1,780.99 - $1,780.99Current price $1,780.99| / -
Original price $1,585.99 - Original price $1,585.99Original price$1,585.99$1,585.99 - $1,585.99Current price $1,585.99| /
MSI - Stealth 14 14" 165Hz FHD+ Ultra Thin Gaming Laptop-Intel Core i7-13620H with 16GB Memory-RTX 4060-1TB SSD - Star Blue
MSIWindows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...
View full detailsOriginal price $1,585.99 - Original price $1,585.99Original price$1,585.99$1,585.99 - $1,585.99Current price $1,585.99| / -
Original price $1,614.99 - Original price $1,614.99Original price$1,614.99$1,614.99 - $1,614.99Current price $1,614.99| /
MSI - Prestige 16 Laptop Intel Evo Edition Intel Core Ultra 9 Intel ARC Graphics with 16GB Memory 1TB SSD - Stellar Gray
MSIWindows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...
View full detailsOriginal price $1,614.99 - Original price $1,614.99Original price$1,614.99$1,614.99 - $1,614.99Current price $1,614.99| / -
Original price $1,448.99 - Original price $1,448.99Original price$1,448.99$1,448.99 - $1,448.99Current price $1,448.99| /
MSI - Prestige 13 OLED Laptop Intel Evo Edition Intel Core Ultra 7 Intel ARC Graphics with 32GB Memory 1TB SSD - Stellar Gray
MSIWindows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...
View full detailsOriginal price $1,448.99 - Original price $1,448.99Original price$1,448.99$1,448.99 - $1,448.99Current price $1,448.99| / -
Original price $1,670.99 - Original price $1,670.99Original price$1,670.99$1,670.99 - $1,670.99Current price $1,670.99| /
MSI - Stealth 14 AI 14" 165Hz FHD+ Ultra Thin Gaming Laptop-Intel Core i7-13620Hwith 16GB Memory-RTX 4060-1TB SSD - Star Blue
MSIWindows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...
View full detailsOriginal price $1,670.99 - Original price $1,670.99Original price$1,670.99$1,670.99 - $1,670.99Current price $1,670.99| / -
Original price $1,559.99 - Original price $1,559.99Original price$1,559.99$1,559.99 - $1,559.99Current price $1,559.99| /
MSI - Prestige 16 Laptop Intel Evo Edition Intel Core Ultra 7 Intel ARC Graphics with 32GB Memory 1TB SSD - Stellar Gray
MSIWindows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...
View full detailsOriginal price $1,559.99 - Original price $1,559.99Original price$1,559.99$1,559.99 - $1,559.99Current price $1,559.99| / -
Original price $1,070.99 - Original price $1,070.99Original price$1,070.99$1,070.99 - $1,070.99Current price $1,070.99| /
MSI - Bravo 15 15.6" 144hz Gaming Laptop FHD - Ryzen 5-7535HS with 16GB RAM - GeForce RTX 4050 with 6G GDDR6 - 512GB NVMe SSD - Black
MSIWindows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...
View full detailsOriginal price $1,070.99 - Original price $1,070.99Original price$1,070.99$1,070.99 - $1,070.99Current price $1,070.99| / -
Original price $1,670.99 - Original price $1,670.99Original price$1,670.99$1,670.99 - $1,670.99Current price $1,670.99| /
MSI - Stealth 14" 165hz FHD+ Gaming Laptop - Intel Core i7 13620H - NVIDIA GeForce RTX 4060 with 16GB RAM and 1TB SSD - Blue
MSIWindows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...
View full detailsOriginal price $1,670.99 - Original price $1,670.99Original price$1,670.99$1,670.99 - $1,670.99Current price $1,670.99| /
What is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.