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Rent to Own Laptops – Affordable Financing for Work, Gaming & School

Upgrade to the latest laptops with flexible rent-to-own financing from Finance My Cart. Whether you need a powerful business laptop, a high-performance gaming laptop, or a lightweight notebook for school and travel, we’ve got top brands like Apple, Dell, HP, ASUS, Lenovo, Acer, Razer, MSI, and more. Enjoy premium features such as touchscreens, high-speed processors, OLED displays, and next-gen Wi-Fi—all with easy lease-to-own payment plans and fast shipping. No matter your credit history, our financing options make it simple to get the laptop you need today while staying within your budget.

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Samsung - Galaxy Book4 15.6" FHD Laptop - Intel Core 7- 16GB Memory - 512GB SSD - Silver
$930.99 - $930.99
$930.99
$930.99 - $930.99
$930.99

Samsung - Galaxy Book4 15.6" FHD Laptop - Intel Core 7- 16GB Memory - 512GB SSD - Silver

Samsung

Power to elevate your everydayMake the most of every moment with Galaxy Book4 and the latest Intel processor. From daily tasks to downloads to chil...

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$930.99 - $930.99
$930.99
$930.99 - $930.99
$930.99
Samsung - Galaxy Book4 360 2-in-1 15.6" FHD AMOLED Touch Screen Laptop - Intel Core 7 - 16GB Memory -512GB SSD - Gray
$1,529.99 - $1,529.99
$1,529.99
$1,529.99 - $1,529.99
$1,529.99

Samsung - Galaxy Book4 360 2-in-1 15.6" FHD AMOLED Touch Screen Laptop - Intel Core 7 - 16GB Memory -512GB SSD - Gray

Samsung

Power to exploreSpark your curiosity with the powerful processor of Galaxy Book4 360. The latest Intel chipset packs plenty of power to help you di...

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$1,529.99 - $1,529.99
$1,529.99
$1,529.99 - $1,529.99
$1,529.99
Samsung - Galaxy Book4 Pro 360 2-in1 16" AMOLED Touch Screen Laptop - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Moonstone Gray
$2,147.99 - $2,147.99
$2,147.99
$2,147.99 - $2,147.99
$2,147.99

Samsung - Galaxy Book4 Pro 360 2-in1 16" AMOLED Touch Screen Laptop - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Moonstone Gray

Samsung

Powerful enough for whatever you doBlaze new paths with a powerful Intel processor designed for visionaries. Tap into lightning fast speed and perf...

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$2,147.99 - $2,147.99
$2,147.99
$2,147.99 - $2,147.99
$2,147.99
Samsung Galaxy Book5 Pro 360 - 16" - Intel Core Ultra 7 - 256V - Evo - 16 GB RAM - 1 TB SSD
$1,738.99 - $1,738.99
$1,738.99
$1,738.99 - $1,738.99
$1,738.99

Samsung Galaxy Book5 Pro 360 - 16" - Intel Core Ultra 7 - 256V - Evo - 16 GB RAM - 1 TB SSD

Samsung

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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$1,738.99 - $1,738.99
$1,738.99
$1,738.99 - $1,738.99
$1,738.99
Samsung - Galaxy Book4 Ultra 16" AMOLED Touch Screen Laptop - Intel Core Ultra 9 - 32GB Memory - NVIDIA GeForce RTX 4070 - 1TB SSD - Moonstone Gray
$3,354.99 - $3,354.99
$3,354.99
$3,354.99 - $3,354.99
$3,354.99

Samsung - Galaxy Book4 Ultra 16" AMOLED Touch Screen Laptop - Intel Core Ultra 9 - 32GB Memory - NVIDIA GeForce RTX 4070 - 1TB SSD - Moonstone Gray

Samsung

Ultimate power for your most ambitious ideasUnleash ultimate power for your biggest ideas.Galaxy Book4 Ultra is packed with our mightiest Intel pro...

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$3,354.99 - $3,354.99
$3,354.99
$3,354.99 - $3,354.99
$3,354.99
Samsung - Galaxy Book4 Edge - Copilot+ PC - 16" AMOLED Touch-Screen Laptop - Snapdragon X Elite 3.8Ghz- 16GB Memory- 1TB Storage - Sapphire Blue
$1,663.99 - $1,663.99
$1,663.99
$1,663.99 - $1,663.99
$1,663.99

Samsung - Galaxy Book4 Edge - Copilot+ PC - 16" AMOLED Touch-Screen Laptop - Snapdragon X Elite 3.8Ghz- 16GB Memory- 1TB Storage - Sapphire Blue

Samsung

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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$1,663.99 - $1,663.99
$1,663.99
$1,663.99 - $1,663.99
$1,663.99
Samsung - Galaxy Chromebook Plus 15.6 with Google AI - AMOLED display Intel Core 3 8GB Memory 256GB Storage - Neptune Blue
$841.99 - $841.99
$841.99
$841.99 - $841.99
$841.99

Samsung - Galaxy Chromebook Plus 15.6 with Google AI - AMOLED display Intel Core 3 8GB Memory 256GB Storage - Neptune Blue

Samsung

Get the best of Google AI for 12 months at no costChromebook Plus comes with 12 months of the Google One AI Premium plan including Gemini Advanced ...

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$841.99 - $841.99
$841.99
$841.99 - $841.99
$841.99
Samsung - Galaxy Book5 Pro - Copilot+ PC - 16" 3K AMOLED Touch-Screen Laptop - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Gray
$1,866.99 - $1,866.99
$1,866.99
$1,866.99 - $1,866.99
$1,866.99

Samsung - Galaxy Book5 Pro - Copilot+ PC - 16" 3K AMOLED Touch-Screen Laptop - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Gray

Samsung

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

View full details
$1,866.99 - $1,866.99
$1,866.99
$1,866.99 - $1,866.99
$1,866.99
Samsung - Galaxy Book5 Pro - Copilot+ PC - 14" 3K AMOLED Touch-Screen Laptop - Intel Core Ultra 7 - 16GB Memory - 512GB SSD - Gray
$1,529.99 - $1,529.99
$1,529.99
$1,529.99 - $1,529.99
$1,529.99

Samsung - Galaxy Book5 Pro - Copilot+ PC - 14" 3K AMOLED Touch-Screen Laptop - Intel Core Ultra 7 - 16GB Memory - 512GB SSD - Gray

Samsung

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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$1,529.99 - $1,529.99
$1,529.99
$1,529.99 - $1,529.99
$1,529.99
Samsung Galaxy Book4 Edge - AI Ready - 15.6" - Qualcomm Snapdragon X Plus - X1P-42-100 - 16 GB RAM - 512 GB SSD
$918.99 - $918.99
$918.99
$918.99 - $918.99
$918.99

Samsung Galaxy Book4 Edge - AI Ready - 15.6" - Qualcomm Snapdragon X Plus - X1P-42-100 - 16 GB RAM - 512 GB SSD

Samsung

The fastest most powerful Snapdragon for laptops available first in Samsung Galaxy Book 4 Edge.Unleash power packed performance with Snapdragon X E...

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$918.99 - $918.99
$918.99
$918.99 - $918.99
$918.99
Samsung - Galaxy Book4 Edge - Copilot+ PC - 16" AMOLED Touch-Screen Laptop - Snapdragon X Elite 3.4Ghz- 16GB Memory- 512GB Storage - Sapphire Blue
$1,332.99 - $1,332.99
$1,332.99
$1,332.99 - $1,332.99
$1,332.99

Samsung - Galaxy Book4 Edge - Copilot+ PC - 16" AMOLED Touch-Screen Laptop - Snapdragon X Elite 3.4Ghz- 16GB Memory- 512GB Storage - Sapphire Blue

Samsung

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

View full details
$1,332.99 - $1,332.99
$1,332.99
$1,332.99 - $1,332.99
$1,332.99
Samsung - Galaxy Book4 Edge - Copilot+ PC - 14" AMOLED Touch-Screen Laptop - Snapdragon X Elite 3.4Ghz- 16GB Memory- 512GB Storage - Sapphire Blue
$1,221.99 - $1,221.99
$1,221.99
$1,221.99 - $1,221.99
$1,221.99

Samsung - Galaxy Book4 Edge - Copilot+ PC - 14" AMOLED Touch-Screen Laptop - Snapdragon X Elite 3.4Ghz- 16GB Memory- 512GB Storage - Sapphire Blue

Samsung

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

View full details
$1,221.99 - $1,221.99
$1,221.99
$1,221.99 - $1,221.99
$1,221.99
Samsung - Galaxy Book4 Ultra 16" AMOLED Touch Screen Laptop - Intel Core Ultra 7 - 16GB Memory - NVIDIA GeForce RTX 4050 - 1TB SSD - Moonstone Gray
$2,686.99 - $2,686.99
$2,686.99
$2,686.99 - $2,686.99
$2,686.99

Samsung - Galaxy Book4 Ultra 16" AMOLED Touch Screen Laptop - Intel Core Ultra 7 - 16GB Memory - NVIDIA GeForce RTX 4050 - 1TB SSD - Moonstone Gray

Samsung

Ultimate power for your most ambitious ideasUnleash ultimate power for your biggest ideas.Galaxy Book4 Ultra is packed with our mightiest Intel pro...

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$2,686.99 - $2,686.99
$2,686.99
$2,686.99 - $2,686.99
$2,686.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.