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Rent to Own Laptops – Affordable Financing for Work, Gaming & School

Upgrade to the latest laptops with flexible rent-to-own financing from Finance My Cart. Get a MacBook Pro for work, a powerful gaming laptop, from ASUS, or an AI laptop for school. With a network of lenders, we've got a path to ownership for you. Explore the newest laptops from Apple, Acer, ASUS, Lenovo, and more. Enjoy premium features such as touchscreens, AI features, OLED screens, and the newest NVIDIA graphics cards—all with flexible monthly payments and free shipping. Our rent to own laptop options make it simple to get the laptop you need today while staying within your budget.

Check out our laptop buying guide here or read more about rent to own MacBooks here. 

Original price $1,446.99 - Original price $1,446.99
Original price
$1,446.99
$1,446.99 - $1,446.99
Current price $1,446.99

HP - OmniBook X - Copilot+ PC - 17.3" Full HD Touch-Screen Laptop - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Glacier Silver

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,446.99 - Original price $1,446.99
Original price
$1,446.99
$1,446.99 - $1,446.99
Current price $1,446.99
Original price $957.99 - Original price $957.99
Original price
$957.99
$957.99 - $957.99
Current price $957.99

HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 16" 2K Touch-Screen Laptop - AMD Ryzen AI 5 - 16GB Memory - 512GB SSD - Meteor Silver

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $957.99 - Original price $957.99
Original price
$957.99
$957.99 - $957.99
Current price $957.99
Original price $1,531.99 - Original price $1,531.99
Original price
$1,531.99
$1,531.99 - $1,531.99
Current price $1,531.99

HP - Victus 15.6" 144Hz Full HD Gaming Laptop - Intel Core i7-13620H - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Mica Silver

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
Original price $1,531.99 - Original price $1,531.99
Original price
$1,531.99
$1,531.99 - $1,531.99
Current price $1,531.99
Original price $1,423.99 - Original price $1,423.99
Original price
$1,423.99
$1,423.99 - $1,423.99
Current price $1,423.99

Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Starlight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,423.99 - Original price $1,423.99
Original price
$1,423.99
$1,423.99 - $1,423.99
Current price $1,423.99
Original price $1,110.99 - Original price $1,110.99
Original price
$1,110.99
$1,110.99 - $1,110.99
Current price $1,110.99

ASUS - Zenbook A14 14" FHD+ OLED Laptop - Copilot+ PC - Snapdragon X Plus - 16GB RAM - 512GB SSD - Zabriskie Beige

ASUS

Copilot+ PCs. A New AI Era BeginsNew AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on Co...

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Original price $1,110.99 - Original price $1,110.99
Original price
$1,110.99
$1,110.99 - $1,110.99
Current price $1,110.99
Original price $1,680.99 - Original price $1,680.99
Original price
$1,680.99
$1,680.99 - $1,680.99
Current price $1,680.99

HP - OmniBook X - Copilot+ PC - 17.3" Full HD Touch-Screen Laptop - Intel Core Ultra 7 - 32GB Memory - 2TB SSD - Glacier Silver

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,680.99 - Original price $1,680.99
Original price
$1,680.99
$1,680.99 - $1,680.99
Current price $1,680.99
Original price $957.99 - Original price $957.99
Original price
$957.99
$957.99 - $957.99
Current price $957.99

Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Midnight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $957.99 - Original price $957.99
Original price
$957.99
$957.99 - $957.99
Current price $957.99
Original price $249.99 - Original price $249.99
Original price
$249.99
$249.99 - $249.99
Current price $249.99

HP - 14" Laptop - Intel Processor N150 - 4GB Memory - 128GB UFS - Honey Lavender

HP

Windows 11 Home in S ModeExperience the most secure Windows ever built. With fast boot times increased responsiveness and added protection against ...

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Original price $249.99 - Original price $249.99
Original price
$249.99
$249.99 - $249.99
Current price $249.99
Original price $347.99 - Original price $347.99
Original price
$347.99
$347.99 - $347.99
Current price $347.99

ASUS - Vivobook 14 14" FHD Laptop - Intel Core i3 - 8GB Memory - 128GB SSD - Quiet Blue

ASUS

Microsoft CopilotMake complex tasks simple. Get answers generate images summarize texts and more Unleash your creativity with the power of intellig...

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Original price $347.99 - Original price $347.99
Original price
$347.99
$347.99 - $347.99
Current price $347.99
Original price $486.99 - Original price $486.99
Original price
$486.99
$486.99 - $486.99
Current price $486.99

ASUS - Vivobook 14 14" FHD Laptop - Intel Core i5 - 12GB Memory - 256GB SSD - Quiet Blue

ASUS

Microsoft CopilotMake complex tasks simple. Get answers generate images summarize texts and more Unleash your creativity with the power of intellig...

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Original price $486.99 - Original price $486.99
Original price
$486.99
$486.99 - $486.99
Current price $486.99
Original price $1,205.99 - Original price $1,205.99
Original price
$1,205.99
$1,205.99 - $1,205.99
Current price $1,205.99

Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Silver

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,205.99 - Original price $1,205.99
Original price
$1,205.99
$1,205.99 - $1,205.99
Current price $1,205.99
Original price $958.99 - Original price $958.99
Original price
$958.99
$958.99 - $958.99
Current price $958.99

HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 14" 2K Touch-Screen Laptop - AMD Ryzen AI 5 - 16GB Memory - 512GB SSD - Meteor Silver

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
Original price $958.99 - Original price $958.99
Original price
$958.99
$958.99 - $958.99
Current price $958.99
Original price $1,181.99 - Original price $1,181.99
Original price
$1,181.99
$1,181.99 - $1,181.99
Current price $1,181.99

HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 14" 2K Touch-Screen Laptop - AMD Ryzen AI 7 - 24GB Memory - 1TB SSD - Meteor Silver

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
Original price $1,181.99 - Original price $1,181.99
Original price
$1,181.99
$1,181.99 - $1,181.99
Current price $1,181.99
Original price $1,146.99 - Original price $1,146.99
Original price
$1,146.99
$1,146.99 - $1,146.99
Current price $1,146.99

HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 16" 2K Touch-Screen Laptop - Intel Core Ultra 7 - 32GB Memory - 2TB SSD - Eclipse Gray

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,146.99 - Original price $1,146.99
Original price
$1,146.99
$1,146.99 - $1,146.99
Current price $1,146.99
Original price $304.99 - Original price $304.99
Original price
$304.99
$304.99 - $304.99
Current price $304.99

Lenovo - IdeaPad Slim 3i 15.6" Full HD Laptop - Intel Core i3-N305 2023 - 8GB Memory - 128GB UFS - Arctic Grey

Lenovo

Windows 11 Home in S mode operating systemExperience the most secure Windows ever built with fast boot times increased responsiveness and added pro...

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Original price $304.99 - Original price $304.99
Original price
$304.99
$304.99 - $304.99
Current price $304.99
Original price $1,642.99 - Original price $1,642.99
Original price
$1,642.99
$1,642.99 - $1,642.99
Current price $1,642.99

Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Sky Blue

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,642.99 - Original price $1,642.99
Original price
$1,642.99
$1,642.99 - $1,642.99
Current price $1,642.99
Original price $957.99 - Original price $957.99
Original price
$957.99
$957.99 - $957.99
Current price $957.99

Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Sky Blue

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
Original price $957.99 - Original price $957.99
Original price
$957.99
$957.99 - $957.99
Current price $957.99
Original price $957.99 - Original price $957.99
Original price
$957.99
$957.99 - $957.99
Current price $957.99

Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Silver

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
Original price $957.99 - Original price $957.99
Original price
$957.99
$957.99 - $957.99
Current price $957.99
Original price $818.99 - Original price $818.99
Original price
$818.99
$818.99 - $818.99
Current price $818.99

HP - OmniBook X Flip 2-in-1 16" 2K Touch-Screen Laptop - AMD Ryzen 5 - 8GB Memory - 512GB SSD - Meteor Silver

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
Original price $818.99 - Original price $818.99
Original price
$818.99
$818.99 - $818.99
Current price $818.99
Original price $1,423.99 - Original price $1,423.99
Original price
$1,423.99
$1,423.99 - $1,423.99
Current price $1,423.99

Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Midnight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
Original price $1,423.99 - Original price $1,423.99
Original price
$1,423.99
$1,423.99 - $1,423.99
Current price $1,423.99
Original price $554.99 - Original price $554.99
Original price
$554.99
$554.99 - $554.99
Current price $554.99

Lenovo - IdeaPad Slim 3 15.6" Full HD Touchscreen Laptop - AMD Ryzen 7 5825U 2025 - 16GB Memory - 512GB SSD - Arctic Grey

Lenovo

Windows 11 Home operating systemWindows 11 Home OS smartly manages your hardware and runs routine applications efficiently.Copilot in Windows 11 - ...

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Original price $554.99 - Original price $554.99
Original price
$554.99
$554.99 - $554.99
Current price $554.99
Original price $698.99 - Original price $698.99
Original price
$698.99
$698.99 - $698.99
Current price $698.99

Dell - Inspiron - 15.6" 2K Touchscreen Laptop - AMD Ryzen 7 7730U 2023 - 16GB Memory - 1TB Storage - Carbon Black

Dell

Plenty of PortsConnect all your devices with a variety of ports.Type With EaseWrite and calculate quickly with roomy keypads separate numeric keypa...

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Original price $698.99 - Original price $698.99
Original price
$698.99
$698.99 - $698.99
Current price $698.99
Original price $2,642.99 - Original price $2,642.99
Original price
$2,642.99
$2,642.99 - $2,642.99
Current price $2,642.99

ASUS - ROG Flow Z13 13.4" 2.5K 180Hz Touch-Screen Gaming Laptop - Copilot+ PC - AMD Ryzen AI Max+ 395 - 64GB RAM - 1TB SSD - Off Black

ASUS

Game and create with Windows 11 HomeGame create and boost your productivity — Windows 11 Home is the place for it all. With advanced features power...

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Original price $2,642.99 - Original price $2,642.99
Original price
$2,642.99
$2,642.99 - $2,642.99
Current price $2,642.99
Original price $1,423.99 - Original price $1,423.99
Original price
$1,423.99
$1,423.99 - $1,423.99
Current price $1,423.99

Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Sky Blue

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,423.99 - Original price $1,423.99
Original price
$1,423.99
$1,423.99 - $1,423.99
Current price $1,423.99
Original price $929.99 - Original price $929.99
Original price
$929.99
$929.99 - $929.99
Current price $929.99

Dell - Plus - Copilot+ PC - 14" 2K 2-in-1 Touchscreen Laptop - Intel Core Ultra 7 256V 2024 - 16GB Memory - 1TB Storage - Ice Blue

Dell

Stunning function in every modeExperience seamless productivity in any mode with the DB04250 design that maximises performance and portability ensu...

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Original price $929.99 - Original price $929.99
Original price
$929.99
$929.99 - $929.99
Current price $929.99
Original price $664.99 - Original price $664.99
Original price
$664.99
$664.99 - $664.99
Current price $664.99

Dell - Inspiron - Copilot+ PC - 14" 2K Laptop - Snapdragon X X1-26-100 2025 - 16GB Memory - 512GB Storage - Titan Grey

Dell

Built For Fast-Paced LifestylesOn-device AI powered by Snapdragon X Plus gives you responsive performance and power efficiency.Ultimate MobilityThi...

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Original price $664.99 - Original price $664.99
Original price
$664.99
$664.99 - $664.99
Current price $664.99
Original price $249.99 - Original price $249.99
Original price
$249.99
$249.99 - $249.99
Current price $249.99

HP - 14" Laptop - Intel Processor N150 - 4GB Memory - 128GB UFS - Willow Green

HP

Windows 11 Home in S ModeExperience the most secure Windows ever built. With fast boot times increased responsiveness and added protection against ...

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Original price $249.99 - Original price $249.99
Original price
$249.99
$249.99 - $249.99
Current price $249.99
Original price $1,423.99 - Original price $1,423.99
Original price
$1,423.99
$1,423.99 - $1,423.99
Current price $1,423.99

Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Midnight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
Original price $1,423.99 - Original price $1,423.99
Original price
$1,423.99
$1,423.99 - $1,423.99
Current price $1,423.99
Original price $1,422.99 - Original price $1,422.99
Original price
$1,422.99
$1,422.99 - $1,422.99
Current price $1,422.99

ASUS - Zenbook S 14 14" 3K OLED Touch Screen Laptop - Copilot+ PC - Intel Core Ultra 7 - 32GB RAM - 1TB SSD - Zumaia Gray

ASUS

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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Original price $1,422.99 - Original price $1,422.99
Original price
$1,422.99
$1,422.99 - $1,422.99
Current price $1,422.99
Original price $1,183.99 - Original price $1,183.99
Original price
$1,183.99
$1,183.99 - $1,183.99
Current price $1,183.99

HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 16" 2K Touch-Screen Laptop - AMD Ryzen AI 7 - 24GB Memory - 1TB SSD - Meteor Silver

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
Original price $1,183.99 - Original price $1,183.99
Original price
$1,183.99
$1,183.99 - $1,183.99
Current price $1,183.99
Original price $1,205.99 - Original price $1,205.99
Original price
$1,205.99
$1,205.99 - $1,205.99
Current price $1,205.99

Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Starlight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
Original price $1,205.99 - Original price $1,205.99
Original price
$1,205.99
$1,205.99 - $1,205.99
Current price $1,205.99
Original price $1,205.99 - Original price $1,205.99
Original price
$1,205.99
$1,205.99 - $1,205.99
Current price $1,205.99

Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Starlight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
Original price $1,205.99 - Original price $1,205.99
Original price
$1,205.99
$1,205.99 - $1,205.99
Current price $1,205.99
Original price $1,423.99 - Original price $1,423.99
Original price
$1,423.99
$1,423.99 - $1,423.99
Current price $1,423.99

Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Silver

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
Original price $1,423.99 - Original price $1,423.99
Original price
$1,423.99
$1,423.99 - $1,423.99
Current price $1,423.99
Original price $1,205.99 - Original price $1,205.99
Original price
$1,205.99
$1,205.99 - $1,205.99
Current price $1,205.99

Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Sky Blue

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
Original price $1,205.99 - Original price $1,205.99
Original price
$1,205.99
$1,205.99 - $1,205.99
Current price $1,205.99
Original price $1,867.99 - Original price $1,867.99
Original price
$1,867.99
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Current price $1,867.99

ASUS - TUF Gaming A16 16" FHD+ 165Hz Gaming Laptop - AMD Ryzen 9 - 32GB RAM - NVIDIA GeForce RTX 5070 - 1TB SSD - Jaegar Gray

ASUS

Windows 11 Home operating systemGame create and maximize your productivity—Windows 11 Home is the one place for it all. With a fresh new feel and t...

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Original price $1,867.99 - Original price $1,867.99
Original price
$1,867.99
$1,867.99 - $1,867.99
Current price $1,867.99
Original price $1,180.99 - Original price $1,180.99
Original price
$1,180.99
$1,180.99 - $1,180.99
Current price $1,180.99

Lenovo - Yoga 7 2-in-1 - Copilot+ PC - 16" Full HD LCD Touchscreen Laptop - AMD Ryzen AI 7 350 2025 - 16GB Memory - 1TB SSD - Seashell

Lenovo

Copilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...

View full details
Original price $1,180.99 - Original price $1,180.99
Original price
$1,180.99
$1,180.99 - $1,180.99
Current price $1,180.99

Rent to Own Laptops – Affordable Financing for Work, Gaming & School

Upgrade to the latest laptops with flexible rent-to-own financing from Finance My Cart. Whether you need a powerful business laptop, a high-performance gaming laptop to play games, or a lightweight notebook for portable computing, we've got top brands like Apple, Dell, ASUS, Lenovo, Acer, Razer, MSI, and more.

Enjoy premium features such as touchscreens, high-speed processors, OLED displays, and next-gen Wi-Fi—all with easy lease-to-own payment plans and fast shipping. Get pre approved today for rent to own services at Finance My Cart and get the perfect laptop for your lifestyle TODAY.

How Terrace Finance Works for Your Laptop Needs

Terrace Finance helps our customers connect to payment solution providers, so you can get the benefits of rent to own for the laptops and computers you need. Many applicants receive easy approval (with no credit needed offers available!)

Apply through any link on our site, and our agents will help finalize your contract for the laptop you choose. Powerful computing and the latest technology is just a few steps away.

Why Choose a Rent-to-Own Laptop Computer?

Get the perfect laptop now without applying for a credit card or waiting and saving. Renting to own or leasing to own gives you another way to pay for the laptop you need without having to wait and save.

Spread payments over time with flexible monthly payment plans that work within your budget.

Is There a Credit Check?

No! We specialize in providing rent-to-own services with no credit needed offers and easy approval processes. We have laptop and computer financing programs for customers across the lending spectrum.

Applying won't hurt your score, our lenders utilize a soft credit check. Applying only takes a few minutes and you could be approved for up to $5000 in purchasing power for a new laptop computer.

Can I Pay Off My Laptop Early to Save Money?

Yes! We offer early buyout options and same-as-cash periods that allow you to affordably purchase your laptop before the agreement term is complete, potentially saving you money. Getting a new computer has never been easier - Finance My Cart is here to help you access the things you need with the payment services