Rent to Own Laptops – Affordable Financing for Work, Gaming & School
Upgrade to the latest laptops with flexible rent-to-own financing from Finance My Cart. Whether you need a powerful business laptop, a high-performance gaming laptop, or a lightweight notebook for school and travel, we’ve got top brands like Apple, Dell, HP, ASUS, Lenovo, Acer, Razer, MSI, and more. Enjoy premium features such as touchscreens, high-speed processors, OLED displays, and next-gen Wi-Fi—all with easy lease-to-own payment plans and fast shipping. No matter your credit history, our financing options make it simple to get the laptop you need today while staying within your budget.
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$1,678.99
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ASUS - Vivobook Pro 15 FHD OLED Laptop - Intel Core Ultra 9 with 24GB Memory - NVIDIA GeForce RTX 3050 - 2TB SSD - Earl Gray
ASUSWindows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...
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$1,678.99
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$1,678.99
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$1,678.99
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$1,678.99
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$901.99
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$901.99
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$901.99
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$901.99
ASUS - Zenbook 14 14" FHD+ OLED Touch Screen Laptop - Intel Core Ultra 5 with 8GB Memory - 512GB SSD - Jasper Gray
ASUSWindows 11 Operating SystemWindows 11 boasts the power and security of Windows 10 with a redesigned and refreshed look accompanied by new tools sou...
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$901.99
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$901.99
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$901.99
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$901.99
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$901.99
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$2,544.99
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$2,544.99
ASUS - ROG Zephyrus G16 16" OLED QHD 240Hz Gaming Laptop - Intel Core Ultra 9 - 32GB LPDDR5X - NVIDIA RTX 4080 - 1TB SSD - Eclipse Gray
ASUSMake everyday easier with the Windows 11 Operating SystemGame create turn up the volume with family and friends - Windows 11 is the place for it al...
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$2,544.99
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$2,544.99
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ASUS - Zenbook 14 14" OLED Touch Laptop - Intel Core Ultra 9 285H with 32GB Memory - Intel Arc Graphics - 1TB Storage - Foggy Silver
ASUSIntuitive Windows 11 Pro Operating SystemPersonalize features faster performance and enhanced security. Windows 11 Pro empowers productivity and cr...
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$1,585.99
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$744.99
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ASUS - Vivobook 16 16" FHD+ Laptop - AMD Ryzen 7 with 16GB Memory - 1TB SSD - Indie Black
ASUSWindows 11 Home operating systemWindows 11 Home OS smartly manages your hardware and runs routine applications efficiently.16" DisplayAnti-glare Sc...
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$3,136.99
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ASUS - ROG Zephyrus G16 16" OLED QHD 240Hz Gaming Laptop - Intel Core Ultra 9 - 32GB LPDDR5X - NVIDIA RTX 4090 - 2TB SSD - Eclipse Gray
ASUSMake everyday easier with Windows 11 Operating SystemGame create turn up the volume with family and friends - Windows 11 is the place for it all. W...
View full details
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$1,595.99
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$1,595.99
Apple - MacBook Air 15-inch Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Starlight
AppleSUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...
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$1,821.99
Apple - MacBook Air 15-inch Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Sky Blue
AppleSUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...
View full details
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$1,821.99
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$1,143.99
Apple - MacBook Air 13-inch Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Silver
AppleSUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...
View full details
Original price
$1,143.99
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$1,143.99
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$1,143.99
$1,143.99
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$1,143.99
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$1,143.99
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$1,595.99
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$1,595.99
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$1,595.99
$1,595.99
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$1,595.99
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$1,595.99
Apple - MacBook Air 13-inch Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Starlight
AppleSUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...
View full details
Original price
$1,595.99
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$1,595.99
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$1,595.99
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$1,595.99
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$1,595.99
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$1,595.99
Apple - MacBook Air 15-inch Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Midnight
AppleSUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...
View full details
Original price
$1,595.99
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$1,595.99
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$1,595.99
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$1,595.99
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$1,369.99
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$1,369.99
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$1,369.99
$1,369.99
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$1,369.99
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$1,369.99
Apple - MacBook Air 13-inch Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Midnight
AppleSUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...
View full details
Original price
$1,369.99
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$1,369.99
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$1,369.99
$1,369.99
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$1,369.99
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$1,369.99
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$1,369.99
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$1,369.99
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$1,369.99
$1,369.99
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$1,369.99
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$1,369.99
Apple - MacBook Air 15-inch Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Midnight
AppleSUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...
View full details
Original price
$1,369.99
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$1,369.99
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$1,369.99
$1,369.99
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$1,369.99
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$1,369.99
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$1,821.99
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$1,821.99
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$1,821.99
$1,821.99
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$1,821.99
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$1,821.99
Apple - MacBook Air 15-inch Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Starlight
AppleSUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...
View full details
Original price
$1,821.99
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$1,821.99
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$1,821.99
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$1,143.99
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$1,143.99
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$1,143.99
$1,143.99
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$1,143.99
Current price
$1,143.99
Apple - MacBook Air 13-inch Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Sky Blue
AppleSUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...
View full details
Original price
$1,143.99
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$1,143.99
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$1,143.99
$1,143.99
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$1,143.99
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$1,143.99
Original price
$1,369.99
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$1,369.99
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$1,369.99
$1,369.99
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$1,369.99
Current price
$1,369.99
Apple - MacBook Air 13-inch Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Silver
AppleSUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...
View full details
Original price
$1,369.99
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$1,369.99
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$1,369.99
$1,369.99
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$1,369.99
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$1,369.99
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$1,595.99
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$1,595.99
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$1,595.99
$1,595.99
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$1,595.99
Current price
$1,595.99
Apple - MacBook Air 13-inch Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Sky Blue
AppleSUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...
View full details
Original price
$1,595.99
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$1,595.99
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$1,595.99
$1,595.99
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$1,595.99
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$1,595.99
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$1,595.99
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$1,595.99
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$1,595.99
$1,595.99
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$1,595.99
Current price
$1,595.99
Apple - MacBook Air 13-inch Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver
AppleSUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...
View full details
Original price
$1,595.99
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Original price
$1,595.99
Original price
$1,595.99
$1,595.99
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$1,595.99
Current price
$1,595.99
Original price
$1,369.99
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Original price
$1,369.99
Original price
$1,369.99
$1,369.99
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$1,369.99
Current price
$1,369.99
Apple - MacBook Air 15-inch Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Silver
AppleSUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...
View full details
Original price
$1,369.99
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Original price
$1,369.99
Original price
$1,369.99
$1,369.99
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$1,369.99
Current price
$1,369.99
Original price
$1,595.99
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$1,595.99
Original price
$1,595.99
$1,595.99
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$1,595.99
Current price
$1,595.99
Apple - MacBook Air 15-inch Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Sky Blue
AppleSUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...
View full details
Original price
$1,595.99
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Original price
$1,595.99
Original price
$1,595.99
$1,595.99
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$1,595.99
Current price
$1,595.99
Original price
$1,143.99
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Original price
$1,143.99
Original price
$1,143.99
$1,143.99
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$1,143.99
Current price
$1,143.99
Apple - MacBook Air 13-inch Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Midnight
AppleSUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...
View full details
Original price
$1,143.99
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Original price
$1,143.99
Original price
$1,143.99
$1,143.99
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$1,143.99
Current price
$1,143.99
Original price
$1,595.99
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Original price
$1,595.99
Original price
$1,595.99
$1,595.99
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$1,595.99
Current price
$1,595.99
Apple - MacBook Air 13-inch Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Midnight
AppleSUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...
View full details
Original price
$1,595.99
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Original price
$1,595.99
Original price
$1,595.99
$1,595.99
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$1,595.99
Current price
$1,595.99
Original price
$1,369.99
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Original price
$1,369.99
Original price
$1,369.99
$1,369.99
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$1,369.99
Current price
$1,369.99
Apple - MacBook Air 13-inch Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Starlight
AppleSUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...
View full details
Original price
$1,369.99
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Original price
$1,369.99
Original price
$1,369.99
$1,369.99
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$1,369.99
Current price
$1,369.99
Original price
$1,369.99
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Original price
$1,369.99
Original price
$1,369.99
$1,369.99
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$1,369.99
Current price
$1,369.99
Apple - MacBook Air 15-inch Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Starlight
AppleSUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...
View full details
Original price
$1,369.99
-
Original price
$1,369.99
Original price
$1,369.99
$1,369.99
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$1,369.99
Current price
$1,369.99
What is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.