Office Furniture
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Original price $276.99 - Original price $276.99Original price$276.99$276.99 - $276.99Current price $276.99| /
OSP Home Furnishings - 60" Writing Desk - Taupe/Brown
OSP Home FurnishingsElegant Modern StyleContemporary mixed materials of metal and woodgrainAmble work spaceExpansive 60" top surface in beautiful woodgrain finishVersa...
View full detailsOriginal price $276.99 - Original price $276.99Original price$276.99$276.99 - $276.99Current price $276.99| / -
Original price $123.99 - Original price $123.99Original price$123.99$123.99 - $123.99Current price $123.99| /
OSP Home Furnishings - Writing Desk 48" - Gray
OSP Home FurnishingsAttractive Contemporary StyleAppealing grey woodgrain finish with sturdy hairpin-style black metal legsAmble work space48" x 22" desktop workspaceA...
View full detailsOriginal price $123.99 - Original price $123.99Original price$123.99$123.99 - $123.99Current price $123.99| / -
Original price $141.99 - Original price $141.99Original price$141.99$141.99 - $141.99Current price $141.99| /
OSP Home Furnishings - 2 Drawer Locking Metal File Cabinet - Black
OSP Home FurnishingsLocking bottom file drawerKeep your documents secureLarge drawerDurable letter size file rack. Deep full sided drawers with durable roller slidesNo...
View full detailsOriginal price $141.99 - Original price $141.99Original price$141.99$141.99 - $141.99Current price $141.99| / -
Original price $426.99 - Original price $426.99Original price$426.99$426.99 - $426.99Current price $426.99| /
OSP Home Furnishings - Wellington 46" Desk with Power - Gray
OSP Home FurnishingsIncludes charging unit with two plugs and USB connectionEasy access to your electronicsSolid constructionEngineered wood with solid wood legsAssemb...
View full detailsOriginal price $426.99 - Original price $426.99Original price$426.99$426.99 - $426.99Current price $426.99| / -
Original price $276.99 - Original price $276.99Original price$276.99$276.99 - $276.99Current price $276.99| /
60" WRITING DESK
OSP Home Furnishings60" WRITING DESK
Original price $276.99 - Original price $276.99Original price$276.99$276.99 - $276.99Current price $276.99| / -
Original price $384.99 - Original price $384.99Original price$384.99$384.99 - $384.99Current price $384.99| /
ACE 60" DESK WITH HU
OSP Home FurnishingsACE 60" DESK WITH HUTCH SHELF
Original price $384.99 - Original price $384.99Original price$384.99$384.99 - $384.99Current price $384.99| / -
Original price $179.99 - Original price $179.99Original price$179.99$179.99 - $179.99Current price $179.99| /
VICTOR WRITING DESK
OSP Home FurnishingsVICTOR WRITING DESK
Original price $179.99 - Original price $179.99Original price$179.99$179.99 - $179.99Current price $179.99| / -
Original price $290.99 - Original price $290.99Original price$290.99$290.99 - $290.99Current price $290.99| /
OSP Home Furnishings - 48" Desk and Dual Bookcase - Mocha
OSP Home FurnishingsIntegrated storage and desk workstation48" desk surface is paired with 12 nimble storage cubes ready to go to work as bookshelves and office storag...
View full detailsOriginal price $290.99 - Original price $290.99Original price$290.99$290.99 - $290.99Current price $290.99| / -
Original price $173.99 - Original price $173.99Original price$173.99$173.99 - $173.99Current price $173.99| /
OSP Home Furnishings - Mesh Back Manager’s Chair with Bulit in Lumbar Support and Chrome Base - Black
OSP Home FurnishingsBreathable Mesh Seat and Back with Adjustable Lumbar SupportDurable material offers a comfortable seat while you work. Built-in lumbar support help...
View full detailsOriginal price $173.99 - Original price $173.99Original price$173.99$173.99 - $173.99Current price $173.99| / -
Original price $173.99 - Original price $173.99Original price$173.99$173.99 - $173.99Current price $173.99| /
OSP Home Furnishings - Mesh Back Manager’s Chair with Bulit in Lumbar Support and Chrome Base - Black/White
OSP Home FurnishingsBreathable Mesh Seat and Back with Adjustable Lumbar SupportDurable material offers a comfortable seat while you work. Built-in lumbar support help...
View full detailsOriginal price $173.99 - Original price $173.99Original price$173.99$173.99 - $173.99Current price $173.99| / -
Original price $153.99 - Original price $153.99Original price$153.99$153.99 - $153.99Current price $153.99| /
OSP Home Furnishings - Kayla Mid-Century Writing Desk - White/Light Wood
OSP Home FurnishingsSmart Mid-Century Modern writing deskSolid wood frame in light natural woodgrain finishAdditional StorageTwo spacious drawers with soft-close ball ...
View full detailsOriginal price $153.99 - Original price $153.99Original price$153.99$153.99 - $153.99Current price $153.99| / -
Original price $92.99 - Original price $92.99Original price$92.99$92.99 - $92.99Current price $92.99| /
OSP Home Furnishings - Writing Desk 36" - Gray
OSP Home FurnishingsAttractive Contemporary StyleAppealing grey woodgrain finish with a sturdy hairpin-style black metal legsAmble work space36" x 22" desktop workspac...
View full detailsOriginal price $92.99 - Original price $92.99Original price$92.99$92.99 - $92.99Current price $92.99| / -
Original price $177.99 - Original price $177.99Original price$177.99$177.99 - $177.99Current price $177.99| /
OSP Home Furnishings - Victor Writing Desk - Brown Oak
OSP Home FurnishingsContemporary StyleModern rustic design elementsAmble work spaceLarge 42" x 24" desk surfaceAdditional StorageLarge accessory drawerSimple Assembly ...
View full detailsOriginal price $177.99 - Original price $177.99Original price$177.99$177.99 - $177.99Current price $177.99| / -
Original price $367.99 - Original price $367.99Original price$367.99$367.99 - $367.99Current price $367.99| /
OSP Home Furnishings - Professional R2 SpaceGrid Back Manager’s Chair with Adjustable Lumbar Support and Adjustable Flip Arms - Black
OSP Home FurnishingsMultiple ergonomic adjustmentsDurable material offers a comfortable seat while you work. Built-in lumbar support helps ease back tension and four w...
View full detailsOriginal price $367.99 - Original price $367.99Original price$367.99$367.99 - $367.99Current price $367.99| / -
Original price $293.99 - Original price $293.99Original price$293.99$293.99 - $293.99Current price $293.99| /
OSP Home Furnishings - Mesh Back with Headrest and Adjustable Arms on Nylon Base - Black
OSP Home FurnishingsBreathable Mesh Seat and Back with Adjustable Lumbar SupportDurable material offers a comfortable seat while you work. Built-in lumbar support help...
View full detailsOriginal price $293.99 - Original price $293.99Original price$293.99$293.99 - $293.99Current price $293.99| / -
Original price $268.99 - Original price $268.99Original price$268.99$268.99 - $268.99Current price $268.99| /
OSP Home Furnishings - Mesh Back with Adjustable Arms on Nylon Base - Black
OSP Home FurnishingsBreathable Mesh Seat and Back with Adjustable Lumbar SupportDurable material offers a comfortable seat while you work. Built-in lumbar support help...
View full detailsOriginal price $268.99 - Original price $268.99Original price$268.99$268.99 - $268.99Current price $268.99| / -
Original price $205.99 - Original price $205.99Original price$205.99$205.99 - $205.99Current price $205.99| /
OSP Home Furnishings - Mesh Back Manager’s Chair with Flip Arms and 2-Way Adjustable Headrest - Black
OSP Home FurnishingsBreathable Mesh Seat and Back with Adjustable Lumbar SupportDurable material offers a comfortable seat while you work. Built-in lumbar support help...
View full detailsOriginal price $205.99 - Original price $205.99Original price$205.99$205.99 - $205.99Current price $205.99| / -
Original price $367.99 - Original price $367.99Original price$367.99$367.99 - $367.99Current price $367.99| /
OSP Home Furnishings - High Back Mesh Back Manager’s Chair with Self-Adjusting Lumbar Support and Adjustable Arms - Black
OSP Home FurnishingsBreathable Mesh Seat and Back with Adjustable Lumbar SupportDurable material offers a comfortable seat while you work. Built-in lumbar support help...
View full detailsOriginal price $367.99 - Original price $367.99Original price$367.99$367.99 - $367.99Current price $367.99| / -
Original price $457.99 - Original price $457.99Original price$457.99$457.99 - $457.99Current price $457.99| /
OSP Home Furnishings - Wellington 46" Desk with Power - Toasted Wheat
OSP Home FurnishingsTraditional “campaign stylingEngineered wood with solid wood legsEasy access to your electronicsIncludes charging unit with two plugs and USB conne...
View full detailsOriginal price $457.99 - Original price $457.99Original price$457.99$457.99 - $457.99Current price $457.99| / -
Original price $324.99 - Original price $324.99Original price$324.99$324.99 - $324.99Current price $324.99| /
OSP Home Furnishings - Contempo 40" Desk - Brown
OSP Home FurnishingsEasy to assemblyDesk top ships assembled with drawersStay organizedConvenient upper shelf provides extra. Features 2 large accessory drawers with m...
View full detailsOriginal price $324.99 - Original price $324.99Original price$324.99$324.99 - $324.99Current price $324.99| / -
Original price $442.99 - Original price $442.99Original price$442.99$442.99 - $442.99Current price $442.99| /
OSP Home Furnishings - Hagney Lane 54" Wide Sit-To-Stand Desk - Farm Oak
OSP Home FurnishingsSit-To-Stand desk with side hutchAdjust desktop height to three positions quickly transforming your sitting desk to a standing deskSimply lift to l...
View full detailsOriginal price $442.99 - Original price $442.99Original price$442.99$442.99 - $442.99Current price $442.99| / -
Original price $324.99 - Original price $324.99Original price$324.99$324.99 - $324.99Current price $324.99| /
OSP Home Furnishings - Contempo 40" Desk with Shelf hutch - White Oak
OSP Home FurnishingsEasy to assemblyDesk top ships assembled with drawersStay organizedConvenient upper shelf provides extra. Features 2 large accessory drawers with m...
View full detailsOriginal price $324.99 - Original price $324.99Original price$324.99$324.99 - $324.99Current price $324.99| / -
Original price $170.99 - Original price $170.99Original price$170.99$170.99 - $170.99Current price $170.99| /
OSP Home Furnishings - Contempo 40" Desk with Drawer - White Oak
OSP Home FurnishingsEasy to assembleEasy assembly / Desk top ships assembled with drawersEasy access to your electronicsFeatures an accessory drawer and storage shelf ...
View full detailsOriginal price $170.99 - Original price $170.99Original price$170.99$170.99 - $170.99Current price $170.99| / -
Original price $170.99 - Original price $170.99Original price$170.99$170.99 - $170.99Current price $170.99| /
OSP Home Furnishings - Contempo 40" Desk with Drawer - Brown
OSP Home FurnishingsEasy to assembleEasy assembly / desk top ships assembled with drawersEasy access to your electronicsFeatures an accessory drawer and storage shelf ...
View full detailsOriginal price $170.99 - Original price $170.99Original price$170.99$170.99 - $170.99Current price $170.99| / -
Original price $335.99 - Original price $335.99Original price$335.99$335.99 - $335.99Current price $335.99| /
OSP Home Furnishings - Dane Accent Chair - Charcoal
OSP Home FurnishingsSophisticated mid-century styleRolled arm creates a classic charmSolid wood tapered legHigh density foam core cushion provides comfortBeautiful pip...
View full detailsOriginal price $335.99 - Original price $335.99Original price$335.99$335.99 - $335.99Current price $335.99| / -
Original price $461.99 - Original price $461.99Original price$461.99$461.99 - $461.99Current price $461.99| /
OSP Home Furnishings - Wellington 46" Desk with Power - Grey
OSP Home FurnishingsIncludes charging unit with two plugs and USB connectionEasy access to your electronicsSolid constructionEngineered wood with solid wood legsAssemb...
View full detailsOriginal price $461.99 - Original price $461.99Original price$461.99$461.99 - $461.99Current price $461.99| / -
Original price $274.99 - Original price $274.99Original price$274.99$274.99 - $274.99Current price $274.99| /
OSP Home Furnishings - Santina Bankers Chair - Gray
OSP Home FurnishingsStylish office chairClassic traditional style. ¿Tailored French seam and nailhead trim details with solid wood armrestLets you control and customiz...
View full detailsOriginal price $274.99 - Original price $274.99Original price$274.99$274.99 - $274.99Current price $274.99| / -
Original price $245.99 - Original price $245.99Original price$245.99$245.99 - $245.99Current price $245.99| /
OSP Home Furnishings - Eagle Ridge Counter Stool in Finish - Black
OSP Home FurnishingsTraditional Windsor style counter height stoolSaddled seat for comfortSolid wood constructionElegant tapered legSemi-assembled some assembly required
Original price $245.99 - Original price $245.99Original price$245.99$245.99 - $245.99Current price $245.99| / -
Original price $269.99 - Original price $269.99Original price$269.99$269.99 - $269.99Current price $269.99| /
OSP Home Furnishings - Milford Rustic Writing Desk - Antique White
OSP Home FurnishingsTraditional design with rustic touchesDecorative horizontal drawer pulls in burnished black. Classic 2-Tone Acacia veneers and paint finishesLarge ...
View full detailsOriginal price $269.99 - Original price $269.99Original price$269.99$269.99 - $269.99Current price $269.99| / -
Original price $248.99 - Original price $248.99Original price$248.99$248.99 - $248.99Current price $248.99| /
OSP Home Furnishings - Milford Rustic Writing Desk - Slate Grey
OSP Home FurnishingsTraditional design with rustic touchesDecorative horizontal drawer pulls in burnished black. Classic 2-Tone Acacia veneers and paint finishesLarge ...
View full detailsOriginal price $248.99 - Original price $248.99Original price$248.99$248.99 - $248.99Current price $248.99| / -
Original price $315.99 - Original price $315.99Original price$315.99$315.99 - $315.99Current price $315.99| /
OSP Home Furnishings - Zenos Desk - Cherry
OSP Home FurnishingsSturdy desk topAttractive 8mm tempered glass desktop with chrome standoff hardwareAmple desktop surface48" x 24" worksurfaceSolid constructionBeaut...
View full detailsOriginal price $315.99 - Original price $315.99Original price$315.99$315.99 - $315.99Current price $315.99| / -
Original price $196.99 - Original price $196.99Original price$196.99$196.99 - $196.99Current price $196.99| /
OSP Home Furnishings - Alpine 2-Drawer Vertical File with Lockdowel Fastening System - White
OSP Home FurnishingsSecurity and PrivacyLocking top drawerNumber of drawers2 storage drawersOrganize fileCompatible with letter size documentsSmooth open and closingSm...
View full detailsOriginal price $196.99 - Original price $196.99Original price$196.99$196.99 - $196.99Current price $196.99| / -
Original price $196.99 - Original price $196.99Original price$196.99$196.99 - $196.99Current price $196.99| /
OSP Home Furnishings - Alpine 2-Drawer Vertical File with Lockdowel Fastening System - Black
OSP Home FurnishingsSecurity and PrivacyLocking top drawerNumber of drawers2 storage drawersOrganize fileCompatible with letter size documentsSmooth open and closingSm...
View full detailsOriginal price $196.99 - Original price $196.99Original price$196.99$196.99 - $196.99Current price $196.99| / -
Original price $101.99 - Original price $101.99Original price$101.99$101.99 - $101.99Current price $101.99| /
OSP Home Furnishings - Zephyr Computer Desk - Black/Silver
OSP Home FurnishingsModern space-saving designPerfect for small spacesSturdy desk topAttractive 8mm tempered glass desktop with chrome standoff hardwareAmple keyboard ...
View full detailsOriginal price $101.99 - Original price $101.99Original price$101.99$101.99 - $101.99Current price $101.99| / -
Original price $196.99 - Original price $196.99Original price$196.99$196.99 - $196.99Current price $196.99| /
OSP Home Furnishings - Denmark Writing Desk - Natural
OSP Home FurnishingsModern Scandinavian styleNatural clear woodgrain finish with sturdy powder-coated steel frameExtra storageTwo deep drawers with Euro-style door gli...
View full detailsOriginal price $196.99 - Original price $196.99Original price$196.99$196.99 - $196.99Current price $196.99| / -
Original price $643.99 - Original price $643.99Original price$643.99$643.99 - $643.99Current price $643.99| /
OSP Home Furnishings - Baton Rouge L-Shape Desk - Brushed Walnut
OSP Home FurnishingsEasy to assemblyTops pre-assembled attached to unassembled baseTraditional design with rustic industrial touchesDecorative hardware includes burnis...
View full detailsOriginal price $643.99 - Original price $643.99Original price$643.99$643.99 - $643.99Current price $643.99| /
What is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.