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PC Gaming Computers

Lease-to-Own PC Gaming Computers – Level Up Your Play

Upgrade your gaming setup with high-performance PC gaming computers from Finance My Cart. Enjoy flexible lease-to-own financing that lets you access top brands like Alienware, ASUS, MSI, Dell, and more. Whether you're gearing up for competitive esports or immersive solo adventures, our PC gaming rigs deliver cutting-edge graphics, lightning-fast processors, and customizable configurations tailored to your needs. With fast shipping, no credit hassles, and a seamless financing process, powering up your ultimate gaming experience has never been easier!
Looking to upgrade? Check out this PC upgrade guide. 

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HP OMEN - 35L Gaming Desktop - AMD Ryzen 7 9800X3D - 32GB DDR5 Memory - AMD Radeon RX 9070 XT - 1TB SSD - LCD Liquid Cooling - Ceramic White
$2,427.99 - $2,427.99
$2,427.99
$2,427.99 - $2,427.99
$2,427.99

HP OMEN - 35L Gaming Desktop - AMD Ryzen 7 9800X3D - 32GB DDR5 Memory - AMD Radeon RX 9070 XT - 1TB SSD - LCD Liquid Cooling - Ceramic White

HP

AMD Ryzen 7 9800X3D processorPushes gaming and content creation to the next frontier with ‘Zen 5’ architecture and AMD 3D V-Cache technology delive...

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$2,427.99 - $2,427.99
$2,427.99
$2,427.99 - $2,427.99
$2,427.99
HP - Copilot+ PC 24" Full HD Touch-Screen All-in-One with Adjustable Height - Jet Black
$1,122.99 - $1,122.99
$1,122.99
$1,122.99 - $1,122.99
$1,122.99

HP - Copilot+ PC 24" Full HD Touch-Screen All-in-One with Adjustable Height - Jet Black

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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$1,122.99 - $1,122.99
$1,122.99
$1,122.99 - $1,122.99
$1,122.99
HP OMEN - 35L Gaming Desktop - Intel Core i7-14700F 2024 - 32GB Memory - NVIDIA GeForce RTX 5080 - 1TB SSD - Shadow Black
$2,762.99 - $2,762.99
$2,762.99
$2,762.99 - $2,762.99
$2,762.99

HP OMEN - 35L Gaming Desktop - Intel Core i7-14700F 2024 - 32GB Memory - NVIDIA GeForce RTX 5080 - 1TB SSD - Shadow Black

HP

Intel Core i7-14700F processorIntel’s performance hybrid architecture optimizes your gaming content creation and productivity.Windows 11 Home opera...

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$2,762.99 - $2,762.99
$2,762.99
$2,762.99 - $2,762.99
$2,762.99
HP OMEN - 35L Gaming Desktop - Intel Core i7-14700F - 32GB Memory - NVIDIA GeForce RTX 5080 - 1TB SSD - Shadow Black
$2,995.99 - $2,995.99
$2,995.99
$2,995.99 - $2,995.99
$2,995.99

HP OMEN - 35L Gaming Desktop - Intel Core i7-14700F - 32GB Memory - NVIDIA GeForce RTX 5080 - 1TB SSD - Shadow Black

HP

Intel Core i7-14700F processorIntel’s performance hybrid architecture optimizes your gaming content creation and productivity.Windows 11 Home opera...

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$2,995.99 - $2,995.99
$2,995.99
$2,995.99 - $2,995.99
$2,995.99
HP OMEN - 35L Gaming Desktop - AMD Ryzen 5 8400F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Panda Metal
$1,198.99 - $1,198.99
$1,198.99
$1,198.99 - $1,198.99
$1,198.99

HP OMEN - 35L Gaming Desktop - AMD Ryzen 5 8400F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Panda Metal

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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$1,198.99 - $1,198.99
$1,198.99
$1,198.99 - $1,198.99
$1,198.99
HP - OmniDesk Desktop - Intel Core Ultra 5 - 16GB DDR5 Memory - 1TB SSD - Dark Wood
$674.99 - $674.99
$674.99
$674.99 - $674.99
$674.99

HP - OmniDesk Desktop - Intel Core Ultra 5 - 16GB DDR5 Memory - 1TB SSD - Dark Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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$674.99 - $674.99
$674.99
$674.99 - $674.99
$674.99
HP - OmniDesk Desktop - Intel Core Ultra 7 - 32GB DDR5 Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Dark Wood
$1,385.99 - $1,385.99
$1,385.99
$1,385.99 - $1,385.99
$1,385.99

HP - OmniDesk Desktop - Intel Core Ultra 7 - 32GB DDR5 Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Dark Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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$1,385.99 - $1,385.99
$1,385.99
$1,385.99 - $1,385.99
$1,385.99
HP - OmniDesk Desktop - AMD Ryzen 7 - 16GB DDR5 Memory - NVIDIA GeForce RTX 3050 - 1TB SSD - Gray Wood
$1,082.99 - $1,082.99
$1,082.99
$1,082.99 - $1,082.99
$1,082.99

HP - OmniDesk Desktop - AMD Ryzen 7 - 16GB DDR5 Memory - NVIDIA GeForce RTX 3050 - 1TB SSD - Gray Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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$1,082.99 - $1,082.99
$1,082.99
$1,082.99 - $1,082.99
$1,082.99
HP - 23.8" Full HD Touch-Screen All-in-One - Intel Core i3 - 8GB Memory - 512GB SSD - Shell White
$634.99 - $634.99
$634.99
$634.99 - $634.99
$634.99

HP - 23.8" Full HD Touch-Screen All-in-One - Intel Core i3 - 8GB Memory - 512GB SSD - Shell White

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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$634.99 - $634.99
$634.99
$634.99 - $634.99
$634.99
HP OMEN - 35L Gaming Desktop - Intel Core i7-14700F - 32GB Memory - NVIDIA GeForce RTX 5070 Ti- 1TB SSD - Shadow Black
$2,498.99 - $2,498.99
$2,498.99
$2,498.99 - $2,498.99
$2,498.99

HP OMEN - 35L Gaming Desktop - Intel Core i7-14700F - 32GB Memory - NVIDIA GeForce RTX 5070 Ti- 1TB SSD - Shadow Black

HP

Intel Core i7-14700F processorIntel’s performance hybrid architecture optimizes your gaming content creation and productivity.Windows 11 Home opera...

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$2,498.99 - $2,498.99
$2,498.99
$2,498.99 - $2,498.99
$2,498.99
HP - OmniDesk Desktop - AMD Ryzen 7 - 16GB DDR5 Memory - 1TB SSD - Gray Wood
$765.99 - $765.99
$765.99
$765.99 - $765.99
$765.99

HP - OmniDesk Desktop - AMD Ryzen 7 - 16GB DDR5 Memory - 1TB SSD - Gray Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
$765.99 - $765.99
$765.99
$765.99 - $765.99
$765.99
HP - Copilot+ PC 27" Full HD Touch-Screen All-in-One with Adjustable Height - AMD Ryzen AI 7 - 16GB DDR5 Memory - 1TB SSD - Jet Black
$1,081.99 - $1,081.99
$1,081.99
$1,081.99 - $1,081.99
$1,081.99

HP - Copilot+ PC 27" Full HD Touch-Screen All-in-One with Adjustable Height - AMD Ryzen AI 7 - 16GB DDR5 Memory - 1TB SSD - Jet Black

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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$1,081.99 - $1,081.99
$1,081.99
$1,081.99 - $1,081.99
$1,081.99
HP - 27" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core Ultra 5 - 8GB DDR5 Memory - 512GB SSD - Shell White
$1,122.99 - $1,122.99
$1,122.99
$1,122.99 - $1,122.99
$1,122.99

HP - 27" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core Ultra 5 - 8GB DDR5 Memory - 512GB SSD - Shell White

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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$1,122.99 - $1,122.99
$1,122.99
$1,122.99 - $1,122.99
$1,122.99
HP - OmniDesk Desktop - AMD Ryzen 3 - 8GB DDR5 Memory - 256GB SSD - Gray Wood
$550.99 - $550.99
$550.99
$550.99 - $550.99
$550.99

HP - OmniDesk Desktop - AMD Ryzen 3 - 8GB DDR5 Memory - 256GB SSD - Gray Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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$550.99 - $550.99
$550.99
$550.99 - $550.99
$550.99
HP OMEN - 16L Gaming Desktop - Intel Core i5-14400F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 Ti 8GB GDDR7 - 1TB SSD - Panda Metal
HP OMEN - 16L Gaming Desktop - Intel Core i5-14400F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 Ti 8GB GDDR7 - 1TB SSD - Panda Metal
$1,394.99 - $1,394.99
$1,394.99
$1,394.99 - $1,394.99
$1,394.99

HP OMEN - 16L Gaming Desktop - Intel Core i5-14400F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 Ti 8GB GDDR7 - 1TB SSD - Panda Metal

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
$1,394.99 - $1,394.99
$1,394.99
$1,394.99 - $1,394.99
$1,394.99
HP OMEN - 35L Gaming Desktop - AMD Ryzen 7 8700F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 Ti 16GB GDDR7 - 1TB SSD - Panda Metal
HP OMEN - 35L Gaming Desktop - AMD Ryzen 7 8700F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 Ti 16GB GDDR7 - 1TB SSD - Panda Metal
$1,633.99 - $1,633.99
$1,633.99
$1,633.99 - $1,633.99
$1,633.99

HP OMEN - 35L Gaming Desktop - AMD Ryzen 7 8700F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 Ti 16GB GDDR7 - 1TB SSD - Panda Metal

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
$1,633.99 - $1,633.99
$1,633.99
$1,633.99 - $1,633.99
$1,633.99
HP OMEN - 35L Gaming Desktop - AMD Ryzen 7 8700F - 32GB DDR5 Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Panda Metal
$2,057.99 - $2,057.99
$2,057.99
$2,057.99 - $2,057.99
$2,057.99

HP OMEN - 35L Gaming Desktop - AMD Ryzen 7 8700F - 32GB DDR5 Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Panda Metal

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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$2,057.99 - $2,057.99
$2,057.99
$2,057.99 - $2,057.99
$2,057.99
HP OMEN - 16L Gaming Desktop - Intel Core Ultra 7 265F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 Ti 16GB GDDR7 - 1TB SSD - Panda Metal
$1,648.99 - $1,648.99
$1,648.99
$1,648.99 - $1,648.99
$1,648.99

HP OMEN - 16L Gaming Desktop - Intel Core Ultra 7 265F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 Ti 16GB GDDR7 - 1TB SSD - Panda Metal

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
$1,648.99 - $1,648.99
$1,648.99
$1,648.99 - $1,648.99
$1,648.99
HP - 27" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core Ultra 7 - 16GB DDR5 Memory - 1TB SSD - Shell White
$1,178.99 - $1,178.99
$1,178.99
$1,178.99 - $1,178.99
$1,178.99

HP - 27" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core Ultra 7 - 16GB DDR5 Memory - 1TB SSD - Shell White

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
$1,178.99 - $1,178.99
$1,178.99
$1,178.99 - $1,178.99
$1,178.99
HP - Copilot+ PC 24" Full HD Touch-Screen All-in-One with Adjustable Height - AMD Ryzen AI 5 - 16GB DDR5 Memory - 512GB SSD - Jet Black
$858.99 - $858.99
$858.99
$858.99 - $858.99
$858.99

HP - Copilot+ PC 24" Full HD Touch-Screen All-in-One with Adjustable Height - AMD Ryzen AI 5 - 16GB DDR5 Memory - 512GB SSD - Jet Black

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
$858.99 - $858.99
$858.99
$858.99 - $858.99
$858.99
HP - OmniDesk Desktop - AMD Ryzen 5 - 16GB DDR5 Memory - 512GB SSD - Gray Wood
$810.99 - $810.99
$810.99
$810.99 - $810.99
$810.99

HP - OmniDesk Desktop - AMD Ryzen 5 - 16GB DDR5 Memory - 512GB SSD - Gray Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
$810.99 - $810.99
$810.99
$810.99 - $810.99
$810.99
HP - OmniDesk Desktop - Intel Core Ultra 7 - 16GB DDR5 Memory - 1TB SSD - Dark Wood
$851.99 - $851.99
$851.99
$851.99 - $851.99
$851.99

HP - OmniDesk Desktop - Intel Core Ultra 7 - 16GB DDR5 Memory - 1TB SSD - Dark Wood

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
$851.99 - $851.99
$851.99
$851.99 - $851.99
$851.99
HP - OmniStudio X - Copilot+ PC - 31.5" 4K UHD All-in-One with Adjustable Height - Intel Core Ultra 7 - 32GB Memory - 1TB SSD - Meteor Silver
$1,696.99 - $1,696.99
$1,696.99
$1,696.99 - $1,696.99
$1,696.99

HP - OmniStudio X - Copilot+ PC - 31.5" 4K UHD All-in-One with Adjustable Height - Intel Core Ultra 7 - 32GB Memory - 1TB SSD - Meteor Silver

HP

Get A Fresh Perspective With Windows 11From a rejuvenated start menu to new ways to connect to your favorite people news games and content—windows ...

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$1,696.99 - $1,696.99
$1,696.99
$1,696.99 - $1,696.99
$1,696.99
HP - OmniDesk Slim Desktop - Intel Core i3 - 8GB DDR5 Memory - 256GB SSD - Meteor Silver
$573.99 - $573.99
$573.99
$573.99 - $573.99
$573.99

HP - OmniDesk Slim Desktop - Intel Core i3 - 8GB DDR5 Memory - 256GB SSD - Meteor Silver

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
$573.99 - $573.99
$573.99
$573.99 - $573.99
$573.99
HP - OmniStudio X - Copilot+ PC - 27" 4K UHD All-in-One with Adjustable Height - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Meteor Silver
$1,692.99 - $1,692.99
$1,692.99
$1,692.99 - $1,692.99
$1,692.99

HP - OmniStudio X - Copilot+ PC - 27" 4K UHD All-in-One with Adjustable Height - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Meteor Silver

HP

Get A Fresh Perspective With Windows 11From a rejuvenated start menu to new ways to connect to your favorite people news games and content—Windows ...

View full details
$1,692.99 - $1,692.99
$1,692.99
$1,692.99 - $1,692.99
$1,692.99
HP - OmniDesk Desktop - AMD Ryzen 5 - 32GB Memory - 512GB SSD - Gray Wood
$897.99 - $897.99
$897.99
$897.99 - $897.99
$897.99

HP - OmniDesk Desktop - AMD Ryzen 5 - 32GB Memory - 512GB SSD - Gray Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
$897.99 - $897.99
$897.99
$897.99 - $897.99
$897.99
HP OMEN - 35L VALORANT Limited Edition Gaming Desktop - Intel Core i7-14700F - 16GB Memory - NVIDIA GeForce RTX 5060 Ti - 1TB SSD - Navy
$2,034.99 - $2,034.99
$2,034.99
$2,034.99 - $2,034.99
$2,034.99

HP OMEN - 35L VALORANT Limited Edition Gaming Desktop - Intel Core i7-14700F - 16GB Memory - NVIDIA GeForce RTX 5060 Ti - 1TB SSD - Navy

HP

The ultimate immersive experience for gaming and creating.Intel’s performance hybrid architecture to optimize your gaming content creation and prod...

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$2,034.99 - $2,034.99
$2,034.99
$2,034.99 - $2,034.99
$2,034.99
HP - OmniDesk Desktop - AMD Ryzen 7 - 32GB Memory - 2TB SSD - Gray Wood
$1,074.99 - $1,074.99
$1,074.99
$1,074.99 - $1,074.99
$1,074.99

HP - OmniDesk Desktop - AMD Ryzen 7 - 32GB Memory - 2TB SSD - Gray Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
$1,074.99 - $1,074.99
$1,074.99
$1,074.99 - $1,074.99
$1,074.99
HP - 23.8" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core i5 - 8GB Memory - 512GB SSD - Shell White
$739.99 - $739.99
$739.99
$739.99 - $739.99
$739.99

HP - 23.8" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core i5 - 8GB Memory - 512GB SSD - Shell White

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
$739.99 - $739.99
$739.99
$739.99 - $739.99
$739.99
HP - OMEN 45L Gaming Desktop GT22-3060 - Intel Core Ultra 7 265K - 32GB Memory - 1 TB SSD - Black
$2,601.99 - $2,601.99
$2,601.99
$2,601.99 - $2,601.99
$2,601.99

HP - OMEN 45L Gaming Desktop GT22-3060 - Intel Core Ultra 7 265K - 32GB Memory - 1 TB SSD - Black

HP

Get a fresh perspective with windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content Windows ...

View full details
$2,601.99 - $2,601.99
$2,601.99
$2,601.99 - $2,601.99
$2,601.99

Upgrade to a New Gaming PC with Lease-to-Own Financing

When you’re ready to level up your gaming computer, but need to spread payments over time, Finance My Cart can help with a lease-to-own plan at checkout. Shop top brands like, CyberPower PC, HP, iBuyPower, Acer, Asus, and more. No matter your credit history, our lease-to-own financing options make it simple to get the gaming PC you need today while staying within your monthly budget.

How Terrace Finance Works for Your Gaming PC needs Needs

Terrace Finance connects you to payment solution providers offering lease-to-own plans for gaming PCs and other computers. Many applicants receive easy approval (with no credit needed offers available!) Apply at checkout, and our team will help finalize your contract for the gaming PC of your choice.

Why Choose a Lease-to-Own Gaming PC?

Leasing-to-own gives you another way to pay for gaming PC or other computer you need without having to wait and save. Spread payments over time with flexible monthly payment plans that work within your budget. Get the gaming PC you need now without applying for a traditional credit card requiring a hard credit pull.

Do I Need Good Credit to Shop at Finance My Cart for an
Air Conditioner?

No! We specialize in providing lease-to-own gaming PCs with average credit and no credit needed offers. Our easy approval processes does not affect your credit. We have LTO gaming PC programs for customers of all credit profiles, including those with bad credit or no credit history.

Can I Pay Off My Gaming PC Early to Save Money?

Yes! We offer early buyout options and same-as-cash periods that allow you to affordably purchase your gaming PC before the agreement term is reached making your purchase more economical.