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PC Gaming Computers

Lease-to-Own PC Gaming Computers – Level Up Your Play

Upgrade your gaming setup with high-performance PC gaming computers from Finance My Cart. Enjoy flexible lease-to-own financing that lets you access top brands like Alienware, ASUS, MSI, Dell, and more. Whether you're gearing up for competitive esports or immersive solo adventures, our PC gaming rigs deliver cutting-edge graphics, lightning-fast processors, and customizable configurations tailored to your needs. With fast shipping, no credit hassles, and a seamless financing process, powering up your ultimate gaming experience has never been easier!
Looking to upgrade? Check out this PC upgrade guide. 

Original price $1,122.99 - Original price $1,122.99
Original price
$1,122.99
$1,122.99 - $1,122.99
Current price $1,122.99

HP - 27" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core Ultra 5 - 8GB DDR5 Memory - 512GB SSD - Shell White

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,122.99 - Original price $1,122.99
Original price
$1,122.99
$1,122.99 - $1,122.99
Current price $1,122.99
Original price $2,112.99 - Original price $2,112.99
Original price
$2,112.99
$2,112.99 - $2,112.99
Current price $2,112.99

iBUYPOWER - Slate Gaming Desktop PC - AMD Ryzen 7 9800X3D AMD Radeon RX 9070XT 16GB 32GB DDR5 RGB2TB NVMe SSD - Black

iBuyPower

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

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Original price $2,112.99 - Original price $2,112.99
Original price
$2,112.99
$2,112.99 - $2,112.99
Current price $2,112.99
Original price $569.99 - Original price $569.99
Original price
$569.99
$569.99 - $569.99
Current price $569.99

HP - OmniDesk Desktop - AMD Ryzen 3 - 8GB DDR5 Memory - 256GB SSD - Gray Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $569.99 - Original price $569.99
Original price
$569.99
$569.99 - $569.99
Current price $569.99
Original price $1,907.99 - Original price $1,907.99
Original price
$1,907.99
$1,907.99 - $1,907.99
Current price $1,907.99

CyberPowerPC - Gaming Desktop - Intel Core i7-14700F - NVIDIA GeForce RTX 5070 12GB - 32GB DDR5 - 2TB PCIe 4.0 SSD - Black

CyberPowerPC

Get a fresh perspective with Windows 11 HomeFrom a rejuvenated Start menu to more ways to connect to your favorite people news games and content Wi...

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Original price $1,907.99 - Original price $1,907.99
Original price
$1,907.99
$1,907.99 - $1,907.99
Current price $1,907.99
Original price $1,158.99 - Original price $1,158.99
Original price
$1,158.99
$1,158.99 - $1,158.99
Current price $1,158.99

HP OMEN - 16L Gaming Desktop - Intel Core i5-14400F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 Ti 8GB GDDR7 - 1TB SSD - Panda Metal

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,158.99 - Original price $1,158.99
Original price
$1,158.99
$1,158.99 - $1,158.99
Current price $1,158.99
Original price $2,717.99 - Original price $2,717.99
Original price
$2,717.99
$2,717.99 - $2,717.99
Current price $2,717.99

Alienware - Aurora Gaming Desktop - Intel Core Ultra 9 285 2025 - 32GB Memory - NVIDIA GeForce RTX 5070 12GB - 2TB Storage - Black

Alienware

Legend perfectedACT1250 features modern design with a matte "basalt black" finish in an optimized chassis with customizable AlienFX lighting zones ...

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Original price $2,717.99 - Original price $2,717.99
Original price
$2,717.99
$2,717.99 - $2,717.99
Current price $2,717.99
Original price $1,073.99 - Original price $1,073.99
Original price
$1,073.99
$1,073.99 - $1,073.99
Current price $1,073.99

ASUS - TUF T500 Gaming Desktop - Intel Core i5 13420H - 16GB Memory - NVIDIA GeForce RTX 5060 8GB - 1TB SSD - Eclipse Gray

ASUS

Game with Windows 11 HomeWindows 11 Home brings powerful tools and a streamlined interface designed for high-performance gaming and productivity. W...

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Original price $1,073.99 - Original price $1,073.99
Original price
$1,073.99
$1,073.99 - $1,073.99
Current price $1,073.99
Original price $1,656.99 - Original price $1,656.99
Original price
$1,656.99
$1,656.99 - $1,656.99
Current price $1,656.99

Skytech Gaming - KING95 Gaming Desktop PC - AMD Ryzen 7 9700X - 16GB Memory - NVIDIA GeForce RTX 5060 Ti 16GB - 1TB NVMe SSD - White

Skytech Gaming

Windows 11 Home 64-bitWindows 11 Home 64-bit has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with ...

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Original price $1,656.99 - Original price $1,656.99
Original price
$1,656.99
$1,656.99 - $1,656.99
Current price $1,656.99
Original price $1,242.99 - Original price $1,242.99
Original price
$1,242.99
$1,242.99 - $1,242.99
Current price $1,242.99

iBUYPOWER - Element Gaming Desktop PC - AMD Ryzen 7 8700F NVIDIA GeForce RTX 5060 8GB 16GB DDR5 RGB1TB NVMe - White

iBuyPower

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

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Original price $1,242.99 - Original price $1,242.99
Original price
$1,242.99
$1,242.99 - $1,242.99
Current price $1,242.99
Original price $1,328.99 - Original price $1,328.99
Original price
$1,328.99
$1,328.99 - $1,328.99
Current price $1,328.99

HP OMEN - 35L Gaming Desktop - AMD Ryzen 7 8700F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 Ti 16GB GDDR7 - 1TB SSD - Panda Metal

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,328.99 - Original price $1,328.99
Original price
$1,328.99
$1,328.99 - $1,328.99
Current price $1,328.99
Original price $2,057.99 - Original price $2,057.99
Original price
$2,057.99
$2,057.99 - $2,057.99
Current price $2,057.99

HP OMEN - 35L Gaming Desktop - AMD Ryzen 7 8700F - 32GB DDR5 Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Panda Metal

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $2,057.99 - Original price $2,057.99
Original price
$2,057.99
$2,057.99 - $2,057.99
Current price $2,057.99
Original price $1,382.99 - Original price $1,382.99
Original price
$1,382.99
$1,382.99 - $1,382.99
Current price $1,382.99

iBUYPOWER - Slate Gaming Desktop PC - AMD Ryzen 7 9700X AMD Radeon RX 9060XT 8GB 32GB DDR5 RGB1TB NVMe SSD - Black

iBuyPower

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

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Original price $1,382.99 - Original price $1,382.99
Original price
$1,382.99
$1,382.99 - $1,382.99
Current price $1,382.99
Original price $2,129.99 - Original price $2,129.99
Original price
$2,129.99
$2,129.99 - $2,129.99
Current price $2,129.99

MSI - Aegis Z2 Gaming Desktop - R7-8700F - 32GB Memory - NVIDIA GeForce RTX 5070Ti - 2TB SSD - Black

MSI

Windows 11 Operating SystemEquipped with brand new Windows 11 with all its new featuresAMD R7-8700FThe AMD R7-8700F processor delivers enhanced mul...

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Original price $2,129.99 - Original price $2,129.99
Original price
$2,129.99
$2,129.99 - $2,129.99
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Original price $1,795.99 - Original price $1,795.99
Original price
$1,795.99
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Current price $1,795.99

MSI - Codex Z2 Gaming Desktop - R7-8700F - 32GB Memory - NVIDIA GeForce RTX 5070 - 2TB SSD - Black

MSI

Windows 11 Operating SystemEquipped with brand new Windows 11 with all its new featuresAMD R7-8700FThe AMD R7-8700F processor delivers enhanced mul...

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Original price $1,795.99 - Original price $1,795.99
Original price
$1,795.99
$1,795.99 - $1,795.99
Current price $1,795.99
Original price $1,415.99 - Original price $1,415.99
Original price
$1,415.99
$1,415.99 - $1,415.99
Current price $1,415.99

CyberPowerPC - Gaming Desktop - AMD Ryzen 7 9700X - AMD Radeon RX 9060 XT 8GB - 16GB DDR5 - 2TB PCIe 4.0 SSD - White

CyberPowerPC

Get a fresh perspective with Windows 11 HomeFrom a rejuvenated Start menu to more ways to connect to your favorite people news games and content Wi...

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Original price $1,415.99 - Original price $1,415.99
Original price
$1,415.99
$1,415.99 - $1,415.99
Current price $1,415.99
Original price $1,307.99 - Original price $1,307.99
Original price
$1,307.99
$1,307.99 - $1,307.99
Current price $1,307.99

HP OMEN - 16L Gaming Desktop - Intel Core Ultra 7 265F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 Ti 16GB GDDR7 - 1TB SSD - Panda Metal

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,307.99 - Original price $1,307.99
Original price
$1,307.99
$1,307.99 - $1,307.99
Current price $1,307.99
Original price $1,656.99 - Original price $1,656.99
Original price
$1,656.99
$1,656.99 - $1,656.99
Current price $1,656.99

iBUYPOWER - Slate Gaming Desktop PC- Intel Core Ultra 7 265FNVIDIA GeForce RTX 5060Ti 8GB32GB DDR5 RGB2TB SSD - White

iBuyPower

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

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Original price $1,656.99 - Original price $1,656.99
Original price
$1,656.99
$1,656.99 - $1,656.99
Current price $1,656.99
Original price $988.99 - Original price $988.99
Original price
$988.99
$988.99 - $988.99
Current price $988.99

Skytech Gaming - CRYSTAL Gaming Desktop PC - Intel Core i5 14400F - 16GB Memory - AMD Radeon RX 9060XT 8GB - 1TB NVMe SSD - Black

Skytech Gaming

Windows 11 Home 64-bitWindows 11 Home 64-bit has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with ...

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Original price $988.99 - Original price $988.99
Original price
$988.99
$988.99 - $988.99
Current price $988.99
Original price $1,421.99 - Original price $1,421.99
Original price
$1,421.99
$1,421.99 - $1,421.99
Current price $1,421.99

MSI - Aegis ZS2 Gaming Desktop - AMD Ryzen R9-7900X - 32GB Memory - NVIDIA GeForce RTX 5060Ti 8GB - 1TB SSD - Black

MSI

Windows 11 operating systemEquipped with brand new Windows 11 with all its new features.AMD Ryzen R9-7900XEnjoy serious speed and the ultimate powe...

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Original price $1,421.99 - Original price $1,421.99
Original price
$1,421.99
$1,421.99 - $1,421.99
Current price $1,421.99
Original price $1,347.99 - Original price $1,347.99
Original price
$1,347.99
$1,347.99 - $1,347.99
Current price $1,347.99

HP - 27" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core Ultra 7 - 16GB DDR5 Memory - 1TB SSD - Shell White

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,347.99 - Original price $1,347.99
Original price
$1,347.99
$1,347.99 - $1,347.99
Current price $1,347.99
Original price $858.99 - Original price $858.99
Original price
$858.99
$858.99 - $858.99
Current price $858.99

HP - Copilot+ PC 24" Full HD Touch-Screen All-in-One with Adjustable Height - AMD Ryzen AI 5 - 16GB DDR5 Memory - 512GB SSD - Jet Black

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $858.99 - Original price $858.99
Original price
$858.99
$858.99 - $858.99
Current price $858.99
Original price $1,997.99 - Original price $1,997.99
Original price
$1,997.99
$1,997.99 - $1,997.99
Current price $1,997.99

CyberPowerPC - Gaming Desktop - AMD Ryzen 7 9800X3D - NVIDIA GeForce RTX 5070 12GB - 32GB DDR5 - 2TB PCIe 4.0 SSD - Black

CyberPowerPC

Get a fresh perspective with Windows 11 HomeFrom a rejuvenated Start menu to more ways to connect to your favorite people news games and content Wi...

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Original price $1,997.99 - Original price $1,997.99
Original price
$1,997.99
$1,997.99 - $1,997.99
Current price $1,997.99
Original price $810.99 - Original price $810.99
Original price
$810.99
$810.99 - $810.99
Current price $810.99

HP - OmniDesk Desktop - AMD Ryzen 5 - 16GB DDR5 Memory - 512GB SSD - Gray Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $810.99 - Original price $810.99
Original price
$810.99
$810.99 - $810.99
Current price $810.99
Original price $766.99 - Original price $766.99
Original price
$766.99
$766.99 - $766.99
Current price $766.99

HP - OmniDesk Desktop - Intel Core Ultra 7 - 16GB DDR5 Memory - 1TB SSD - Dark Wood

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $766.99 - Original price $766.99
Original price
$766.99
$766.99 - $766.99
Current price $766.99
Original price $1,696.99 - Original price $1,696.99
Original price
$1,696.99
$1,696.99 - $1,696.99
Current price $1,696.99

HP - OmniStudio X - Copilot+ PC - 31.5" 4K UHD All-in-One with Adjustable Height - Intel Core Ultra 7 - 32GB Memory - 1TB SSD - Meteor Silver

HP

Get A Fresh Perspective With Windows 11From a rejuvenated start menu to new ways to connect to your favorite people news games and content—windows ...

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Original price $1,696.99 - Original price $1,696.99
Original price
$1,696.99
$1,696.99 - $1,696.99
Current price $1,696.99
Original price $1,969.99 - Original price $1,969.99
Original price
$1,969.99
$1,969.99 - $1,969.99
Current price $1,969.99

ASUS - ROG G700 Gaming Desktop - Intel Core Ultra 7 265KF - 32GB Memory - NVIDIA GeForce RTX 5070 12GB - 2TB SSD - Black

ASUS

Game and Create With Windows 11 HomeUnlock your potential with Windows 11 Home designed for gaming multitasking and productivity. With an intuitive...

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Original price $1,969.99 - Original price $1,969.99
Original price
$1,969.99
$1,969.99 - $1,969.99
Current price $1,969.99
Original price $2,738.99 - Original price $2,738.99
Original price
$2,738.99
$2,738.99 - $2,738.99
Current price $2,738.99

ASUS - ROG G700 Gaming Desktop - Intel Core Ultra 7 265KF - 32GB Memory - NVIDIA GeForce RTX 5080 16GB - 2TB SSD - Black

ASUS

Game and Create With Windows 11 HomeUnlock your potential with Windows 11 Home designed for gaming multitasking and productivity. With an intuitive...

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Original price $2,738.99 - Original price $2,738.99
Original price
$2,738.99
$2,738.99 - $2,738.99
Current price $2,738.99
Original price $1,281.99 - Original price $1,281.99
Original price
$1,281.99
$1,281.99 - $1,281.99
Current price $1,281.99

ASUS - ROG G700 Gaming Desktop - Intel Core Ultra 5 225F - 16GB Memory - NVIDIA GeForce RTX 5060 8GB - 1TB SSD - Black

ASUS

Game and Create With Windows 11 HomeUnlock your potential with Windows 11 Home designed for gaming multitasking and productivity. With an intuitive...

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Original price $1,281.99 - Original price $1,281.99
Original price
$1,281.99
$1,281.99 - $1,281.99
Current price $1,281.99
Original price $2,551.99 - Original price $2,551.99
Original price
$2,551.99
$2,551.99 - $2,551.99
Current price $2,551.99

ASUS - ROG G700 Gaming Desktop - Intel Core Ultra 7 - 32GB Memory - NVIDIA GeForce RTX 5070 Ti - 2TB SSD - Black

ASUS

Game and create with Windows 11 HomeUnlock your potential with Windows 11 Home designed for gaming multitasking and productivity. With an intuitive...

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Original price $2,551.99 - Original price $2,551.99
Original price
$2,551.99
$2,551.99 - $2,551.99
Current price $2,551.99
Original price $448.99 - Original price $448.99
Original price
$448.99
$448.99 - $448.99
Current price $448.99

HP - OmniDesk Slim Desktop - Intel Core i3 - 8GB DDR5 Memory - 256GB SSD - Meteor Silver

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $448.99 - Original price $448.99
Original price
$448.99
$448.99 - $448.99
Current price $448.99
Original price $1,411.99 - Original price $1,411.99
Original price
$1,411.99
$1,411.99 - $1,411.99
Current price $1,411.99

HP - OmniStudio X - Copilot+ PC - 27" 4K UHD All-in-One with Adjustable Height - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Meteor Silver

HP

Get A Fresh Perspective With Windows 11From a rejuvenated start menu to new ways to connect to your favorite people news games and content—Windows ...

View full details
Original price $1,411.99 - Original price $1,411.99
Original price
$1,411.99
$1,411.99 - $1,411.99
Current price $1,411.99
Original price $1,330.99 - Original price $1,330.99
Original price
$1,330.99
$1,330.99 - $1,330.99
Current price $1,330.99

Skytech Gaming - CRYSTAL Gaming Desktop PC - AMD Ryzen 7 7700 - 16GB Memory - AMD Radeon RX 9060XT 16GB - 1TB NVMe SSD - Black

Skytech Gaming

Windows 11 Home 64-bitWindows 11 Home 64-bit has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with ...

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Original price $1,330.99 - Original price $1,330.99
Original price
$1,330.99
$1,330.99 - $1,330.99
Current price $1,330.99
Original price $3,085.99 - Original price $3,085.99
Original price
$3,085.99
$3,085.99 - $3,085.99
Current price $3,085.99

CyberPowerPC - Gaming Desktop - AMD Ryzen 9 9900X - NVIDIA GeForce RTX 5080 16GB - 32GB DDR5 - 2TB PCIe 4.0 SSD - White

CyberPowerPC

Get a fresh perspective with Windows 11 HomeFrom a rejuvenated Start menu to more ways to connect to your favorite people news games and content Wi...

View full details
Original price $3,085.99 - Original price $3,085.99
Original price
$3,085.99
$3,085.99 - $3,085.99
Current price $3,085.99
Original price $1,670.99 - Original price $1,670.99
Original price
$1,670.99
$1,670.99 - $1,670.99
Current price $1,670.99

Dell - Tower Plus EBT2250 Desktop - Intel Core Ultra 7 265 2025 - 32GB Memory - NVIDIA GeForce RTX 5060 8GB - 1TB Storage - Black

Dell

Intel Core Ultra Series 2Powerful and efficient Intel Core Ultra 7 265 processor gives you the AI-enhanced performance needed to keep up with the m...

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Original price $1,670.99 - Original price $1,670.99
Original price
$1,670.99
$1,670.99 - $1,670.99
Current price $1,670.99
Original price $1,080.99 - Original price $1,080.99
Original price
$1,080.99
$1,080.99 - $1,080.99
Current price $1,080.99

iBUYPOWER - Element SE Gaming Desktop PC - Intel Core 5 120 NVIDIA GeForce RTX 5050 8GB 16GB DDR5 RGB1TB NVMe SSD - Black

iBuyPower

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

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Original price $1,080.99 - Original price $1,080.99
Original price
$1,080.99
$1,080.99 - $1,080.99
Current price $1,080.99
Original price $2,084.99 - Original price $2,084.99
Original price
$2,084.99
$2,084.99 - $2,084.99
Current price $2,084.99

Lenovo - Legion Tower 5 Gaming Desktop - AMD Ryzen 7 7800X3D - 32GB Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Eclipse Black

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $2,084.99 - Original price $2,084.99
Original price
$2,084.99
$2,084.99 - $2,084.99
Current price $2,084.99

Upgrade to a New Gaming PC with Lease-to-Own Financing

When you’re ready to level up your gaming computer, but need to spread payments over time, Finance My Cart can help with a lease-to-own plan at checkout. Shop top brands like, CyberPower PC, HP, iBuyPower, Acer, Asus, and more. No matter your credit history, our lease-to-own financing options make it simple to get the gaming PC you need today while staying within your monthly budget.

How Terrace Finance Works for Your Gaming PC needs Needs

Terrace Finance connects you to payment solution providers offering lease-to-own plans for gaming PCs and other computers. Many applicants receive easy approval (with no credit needed offers available!) Apply at checkout, and our team will help finalize your contract for the gaming PC of your choice.

Why Choose a Lease-to-Own Gaming PC?

Leasing-to-own gives you another way to pay for gaming PC or other computer you need without having to wait and save. Spread payments over time with flexible monthly payment plans that work within your budget. Get the gaming PC you need now without applying for a traditional credit card requiring a hard credit pull.

Do I Need Good Credit to Shop at Finance My Cart for an
Air Conditioner?

No! We specialize in providing lease-to-own gaming PCs with average credit and no credit needed offers. Our easy approval processes does not affect your credit. We have LTO gaming PC programs for customers of all credit profiles, including those with bad credit or no credit history.

Can I Pay Off My Gaming PC Early to Save Money?

Yes! We offer early buyout options and same-as-cash periods that allow you to affordably purchase your gaming PC before the agreement term is reached making your purchase more economical.