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Personal Care

Rent To Own Personal Care – Enhance Your Self-Care Routine with Flexible Financing

Treat yourself to premium personal care products with Finance My Cart. Whether you're looking for electric toothbrushes, grooming kits, skincare devices, or hair care tools, we offer top brands like Philips, Braun, Foreo, and more. With our rent-to-own and buy now, pay later payment plans, you can enjoy high-quality personal care products without the large upfront cost. Enjoy affordable monthly payments, free shipping, and financing options that fit your budget and credit situation. Elevate your self-care routine today with flexible financing made just for you!

Shark - CryoGlow Under-Eye Cooling + LED Anti-Aging Skin Clearing Face Mask - Starlight Dream

Shark
Original price $388.99 - Original price $388.99
Original price
$388.99
$388.99 - $388.99
Current price $388.99

Under-Eye Cooling + LED Anti-Aging Acne Clearing MaskShark CryoGlow is the only MedSpa-inspired under-eye cooling + LED anti-aging acne clearing ...

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Original price $388.99 - Original price $388.99
Original price
$388.99
$388.99 - $388.99
Current price $388.99

Philips - Epilator Series 8000 for women Cordless Wet Dry +2 Accessories (BRE708/00) - Light Blue

Philips
Original price $105.99 - Original price $105.99
Original price
$105.99
$105.99 - $105.99
Current price $105.99

Smoothness for up to 4 weeksEnjoy to be free from hair removal routine. No more waiting for hair to grow removes hair 3 times shorter than waxProGu...

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Original price $105.99 - Original price $105.99
Original price
$105.99
$105.99 - $105.99
Current price $105.99

Philips Norelco - All-in-One 9000 Series 23-Piece Trimmer - MG9575/49 - Silver

Philips Norelco
Original price $100.99 - Original price $100.99
Original price
$100.99
$100.99 - $100.99
Current price $100.99

23 tools for all your grooming needsOur trimmer comes with 23 tools so you can trim and style your facial hair clip your hair and groom your body c...

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Original price $100.99 - Original price $100.99
Original price
$100.99
$100.99 - $100.99
Current price $100.99

Philips - Lady Electric Shaver Series 6000 for women Cordless Wet Dry with 4 Accessories (BRL128/04) - Lychee Pink

Philips
Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

Removes hair as short as 0.2 mm for a gentle clean shave3 blade system for a smooth gentle shave prevents nicks and cuts. Consists of dual-sided t...

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Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

Oura - Ring 4 Ceramic - Smart Ring - Size Before You Buy with OR4 Sizing Kit - Size 10 - Midnight - (2025)

Oura
Original price $473.99 - Original price $473.99
Original price
$473.99
$473.99 - $473.99
Current price $473.99

Oura MembershipFirst month of membership is on us with your purchase 5.99/mo afterwards. Offer available to new members only. Take advantage of the...

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Original price $473.99 - Original price $473.99
Original price
$473.99
$473.99 - $473.99
Current price $473.99

Chirp - Halo Double - Slate

Chirp
Original price $196.99 - Original price $196.99
Original price
$196.99
$196.99 - $196.99
Current price $196.99

Clinically Trusted Dual Therapy (TENS + EMS)Utilizes combined TENS (Transcutaneous Electrical Nerve Stimulation) to block pain signals and EMS (Ele...

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Original price $196.99 - Original price $196.99
Original price
$196.99
$196.99 - $196.99
Current price $196.99

Shark - FacialPro Glow Replenishment Kit - Cool White

Shark
Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

Derm DetoxAHA + BHA Exfoliation Gel removes pore-clogging impurities dead skin for a visibly smoother skin.Results from clinical study with 60 sub...

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Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

Hyperice - Hyperboot by Nike x Hyperice- Large - Black

Hyperice
Original price $882.99 - Original price $882.99
Original price
$882.99
$882.99 - $882.99
Current price $882.99

Revolutionary warmup + recovery.Industry-leading heat and Normatec dynamic air compression technologies help to improve circulation from the feet a...

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Original price $882.99 - Original price $882.99
Original price
$882.99
$882.99 - $882.99
Current price $882.99

Therabody - TheraFace Mask Glo - Clinically Proven LED Skincare Mask With 504 LEDs For Radiant Skin - White

Therabody
Original price $421.99 - Original price $421.99
Original price
$421.99
$421.99 - $421.99
Current price $421.99

3 types of science-backed LED light therapy address specific skin concerns for clinically proven resultsRed Light therapy helps reduce fine lines w...

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Original price $421.99 - Original price $421.99
Original price
$421.99
$421.99 - $421.99
Current price $421.99

Philips Norelco - Shaver 2400 Cordless Electric Shaver with Pop-Up Trimmer - Deep Black

Philips Norelco
Original price $59.99 - Original price $59.99
Original price
$59.99
$59.99 - $59.99
Current price $59.99

Introducing SkinProtect Technology for a reliably clean shave that is gentle on skin. A combination of 4D flex contour technology Wet/Dry usability...

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Original price $59.99 - Original price $59.99
Original price
$59.99
$59.99 - $59.99
Current price $59.99

WHOOP - 5.0 Peak - Health and Fitness Tracker - 12-Month Membership - Obsidian - (2025)

Whoop
Original price $279.99 - Original price $279.99
Original price
$279.99
$279.99 - $279.99
Current price $279.99

Everything You Need Is IncludedYour WHOOP purchase includes a 12-month WHOOP Peak membership a WHOOP 5.0 device a SuperKnit band and a waterproof W...

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Original price $279.99 - Original price $279.99
Original price
$279.99
$279.99 - $279.99
Current price $279.99

Hyperice - Hypervolt 3 Pro - Black

Hyperice
Original price $390.99 - Original price $390.99
Original price
$390.99
$390.99 - $390.99
Current price $390.99

Power that keeps up with you.With 6 speeds of percussion 5 interchangeable attachments including the Heated Head Attachment and a 2.5 lb weight the...

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Original price $390.99 - Original price $390.99
Original price
$390.99
$390.99 - $390.99
Current price $390.99

Shark - Depuffi Instant Contrast Therapy Tool - Black

Shark
Original price $238.99 - Original price $238.99
Original price
$238.99
$238.99 - $238.99
Current price $238.99

Contrast Therapy3 hot + cold temperature levels for visbile results after 1 use.InstaChill TechFor under-eye depuffing facial sculpting rapid soot...

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Original price $238.99 - Original price $238.99
Original price
$238.99
$238.99 - $238.99
Current price $238.99

RevAir - Precision Root Micro Edge Styler - 0.3 inch - Black Teal

RevAir
Original price $114.99 - Original price $114.99
Original price
$114.99
$114.99 - $114.99
Current price $114.99

Total heat controlFrom a gentle 270F to a powerful 430F you decide how much heat your hair needs. Go low for fine or delicate strands crank it up f...

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Original price $114.99 - Original price $114.99
Original price
$114.99
$114.99 - $114.99
Current price $114.99

Takeya - 40-oz. Straw Tumbler with Handle - Ombre Adventure

Takeya USA
Original price $46.99 - Original price $46.99
Original price
$46.99
$46.99 - $46.99
Current price $46.99

Double Stainless Steel InsulationKeeps liquid cold for 24 hours while preventing exterior sweat.Ergonomic HandleFor easy comfortable carrying so y...

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Original price $46.99 - Original price $46.99
Original price
$46.99
$46.99 - $46.99
Current price $46.99

Hyperice - Normatec Elite Regular - Black

Hyperice
Original price $1,201.99 - Original price $1,201.99
Original price
$1,201.99
$1,201.99 - $1,201.99
Current price $1,201.99

Travel light recover rightNormatec Elite features our revolutionary HyperSync technology which synchronizes each leg to ensure you experience a sym...

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Original price $1,201.99 - Original price $1,201.99
Original price
$1,201.99
$1,201.99 - $1,201.99
Current price $1,201.99

Sharper Image - PowerBoost Pro Hot and Cold Compact - Black

Sharper Image
Original price $146.99 - Original price $146.99
Original price
$146.99
$146.99 - $146.99
Current price $146.99

Premium deep tissue massageExperience unparalleled sports recovery with Sharper Image Powerboost Pro+ Compact targeting sore muscles and tension th...

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Original price $146.99 - Original price $146.99
Original price
$146.99
$146.99 - $146.99
Current price $146.99

Manscaped - The Lawn Mower 5.0 Ultra Hair Trimmer Essentials Kit - Black

Manscaped
Original price $115.99 - Original price $115.99
Original price
$115.99
$115.99 - $115.99
Current price $115.99

The interchangeable dual-head system is specifically designed to give you a skin-close shave. Use our SkinSafe Trimmer Blade to take a little off t...

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Original price $115.99 - Original price $115.99
Original price
$115.99
$115.99 - $115.99
Current price $115.99

Therabody - Theragun PRO Plus - Advanced Multi-Therapy Device With Massage LED Heat Vibration For Optimal Performance - Black

Therabody
Original price $653.99 - Original price $653.99
Original price
$653.99
$653.99 - $653.99
Current price $653.99

5 powerful therapies in 1 innovative device The only Theragun to deliver five powerful therapies — percussive heat LED light vibration and cold (so...

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Original price $653.99 - Original price $653.99
Original price
$653.99
$653.99 - $653.99
Current price $653.99

Hyperice - Normatec 3 Hip Attachment - Black

Hyperice
Original price $296.99 - Original price $296.99
Original price
$296.99
$296.99 - $296.99
Current price $296.99

Relief where you need it mostTwo overlapping zones create compression massage that covers the quads hamstrings IT bands glutes and lower back and t...

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Original price $296.99 - Original price $296.99
Original price
$296.99
$296.99 - $296.99
Current price $296.99

Takeya - 40-oz. Straw Tumbler with Handle - Oatmilk

Takeya USA
Original price $57.99 - Original price $57.99
Original price
$57.99
$57.99 - $57.99
Current price $57.99

Double Stainless Steel InsulationKeeps liquid cold for 24 hours while preventing exterior sweat.Ergonomic HandleFor easy comfortable carrying so y...

View full details
Original price $57.99 - Original price $57.99
Original price
$57.99
$57.99 - $57.99
Current price $57.99

Manscaped - The Beard Hedger Rechargeable Wet/Dry Hair Trimmer - BLACK

Manscaped
Original price $105.99 - Original price $105.99
Original price
$105.99
$105.99 - $105.99
Current price $105.99

Ditch the other clippersOne guard 20 different lengths with zoom wheelDesigned to last60-minute runtime Li-ion batteryKnow when to chargeTri-level ...

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Original price $105.99 - Original price $105.99
Original price
$105.99
$105.99 - $105.99
Current price $105.99

Philips Norelco - Beard Trimmer Series 7000 - Dark Silver

Philips Norelco
Original price $113.99 - Original price $113.99
Original price
$113.99
$113.99 - $113.99
Current price $113.99

Maximum precision and long-lasting performanceSelf-sharpening metal blades deliver added strength for maximum precision as you trim staying as shar...

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Original price $113.99 - Original price $113.99
Original price
$113.99
$113.99 - $113.99
Current price $113.99

Dyson - Airwrap Coanda 2x Multi-Styler and Dryer For Curly+Coily Hair - Ceramic Pink/Rose Gold

Dyson
Original price $822.99 - Original price $822.99
Original price
$822.99
$822.99 - $822.99
Current price $822.99

Full Hair Dryer Performance Enabled by Our Fastest Most Powerful Motor.Our most powerful Airwrap multi-styler for supercharged styling. 30 more pow...

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Original price $822.99 - Original price $822.99
Original price
$822.99
$822.99 - $822.99
Current price $822.99

Sharper Image - Powerboost Move Deep Tissue Travel Percussion Massager - Gray

Sharper Image
Original price $112.99 - Original price $112.99
Original price
$112.99
$112.99 - $112.99
Current price $112.99

DEEP TISSUE MASSAGELet the Sharper Image Powerboost Move be your sports recovery sidekick It targets sore muscles and relieves tension with deep-ti...

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Original price $112.99 - Original price $112.99
Original price
$112.99
$112.99 - $112.99
Current price $112.99

Philips Sonicare - Power Flosser 3000 - White

Philips Sonicare
Original price $91.99 - Original price $91.99
Original price
$91.99
$91.99 - $91.99
Current price $91.99

More Effective Than FlossUp to 180 more effective than floss for healthier gums.Quad Stream TipCreates four wide streams of water for a thorough cl...

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Original price $91.99 - Original price $91.99
Original price
$91.99
$91.99 - $91.99
Current price $91.99

Philips Norelco - Shaver 5000X Rechargeable Wet Dry Shaver with Precision Trimmer - Silver/ Black

Philips Norelco
Original price $68.99 - Original price $68.99
Original price
$68.99
$68.99 - $68.99
Current price $68.99

Glides smoothly for less irritationShave with comfort. The SkinGlide Protective Coating with 100.000 micro-beads per square centimeter improves gli...

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Original price $68.99 - Original price $68.99
Original price
$68.99
$68.99 - $68.99
Current price $68.99

Chirp - Sole Vibe - Slate

Chirp
Original price $172.99 - Original price $172.99
Original price
$172.99
$172.99 - $172.99
Current price $172.99

Chirp Sole VibeChirp Sole VibeChirp Sole VibeChirp Sole VibeChirp Sole VibeChirp Sole Vibe

Original price $172.99 - Original price $172.99
Original price
$172.99
$172.99 - $172.99
Current price $172.99

Shark - SilkiPro Straight Wet to Dry Straightener + Rapid Blow Dryer - Rose Petal

Shark
Original price $293.99 - Original price $293.99
Original price
$293.99
$293.99 - $293.99
Current price $293.99

Silki Smooth Comb Collection3 interchangeable combs for silkier styles even for the tightest curls and thickest hair.Wide Tooth CombPreps hair by d...

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Original price $293.99 - Original price $293.99
Original price
$293.99
$293.99 - $293.99
Current price $293.99

Philips Sonicare - C2 Plaque Control - Replacement Toothbrush Heads 4 Pack HX9024/77 - White

Philips Sonicare
Original price $56.99 - Original price $56.99
Original price
$56.99
$56.99 - $56.99
Current price $56.99

Fits all Philips Sonicare click-on handlesThis brush head is compatible with all Philips Sonicare electric toothbrushes. Simply click it on or off ...

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Original price $56.99 - Original price $56.99
Original price
$56.99
$56.99 - $56.99
Current price $56.99

Philips Norelco - All-in-One 3000 Series 13 in 1 Trimmer MG3919/50 - Black

Philips Norelco
Original price $42.99 - Original price $42.99
Original price
$42.99
$42.99 - $42.99
Current price $42.99

13in1 trimmerOur trimmer comes with 13 tools so you can trim and style your facial hair and clip your hair conveniently covering all your grooming ...

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Original price $42.99 - Original price $42.99
Original price
$42.99
$42.99 - $42.99
Current price $42.99

Shark - SilkiPro Straight Wet to Dry Straightener + Rapid Blow Dryer - Plum Satin

Shark
Original price $293.99 - Original price $293.99
Original price
$293.99
$293.99 - $293.99
Current price $293.99

Silki Smooth Comb Collection3 interchangeable combs for silkier styles even for the tightest curls and thickest hair.Wide Tooth CombPreps hair by d...

View full details
Original price $293.99 - Original price $293.99
Original price
$293.99
$293.99 - $293.99
Current price $293.99

Philips Sonicare - S2 Sensitive - Replacement Toothbrush Heads 3 Pack HX6053/77 - White

Philips Sonicare
Original price $50.99 - Original price $50.99
Original price
$50.99
$50.99 - $50.99
Current price $50.99

Gentle yet effective cleaning of sensitive teeth and gums these electric toothbrush heads feature a unique design with long thin ultra-soft bristle...

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Original price $50.99 - Original price $50.99
Original price
$50.99
$50.99 - $50.99
Current price $50.99

Dyson - Supersonic Travel Hair Dryer - Ceramic Pink / Rose Gold

Dyson
Original price $337.99 - Original price $337.99
Original price
$337.99
$337.99 - $337.99
Current price $337.99

Lightweight Compact For Easy PortabilityHealthier hair compared to drying and styling with a hotel hair dryer.32 Smaller 25 Lighter Still MightyT...

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Original price $337.99 - Original price $337.99
Original price
$337.99
$337.99 - $337.99
Current price $337.99

Philips Norelco - All-in-One 7000 Series 22-Piece Trimmer - MG7975/49 - Silver

Philips Norelco
Original price $91.99 - Original price $91.99
Original price
$91.99
$91.99 - $91.99
Current price $91.99

22 tools for all your grooming needsOur trimmer comes with 22 tools so you can trim and style your facial hair clip your hair and groom your body c...

View full details
Original price $91.99 - Original price $91.99
Original price
$91.99
$91.99 - $91.99
Current price $91.99

Philips Sonicare - A3 All-in-One -Replacement Brush Heads 2 Pack - White

Philips Sonicare
Original price $51.99 - Original price $51.99
Original price
$51.99
$51.99 - $51.99
Current price $51.99

Up to 20x more plaque removal than a manual toothbrushEveryone cleans differently so we designed this brush head with multi-angle bristles to keep ...

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Original price $51.99 - Original price $51.99
Original price
$51.99
$51.99 - $51.99
Current price $51.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.