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Ranges, Ovens, & Cooktops

Rent to Own Ranges, Ovens, & Cooktops – Transform Your Kitchen with Flexible Financing

Upgrade your culinary space with premium ranges, ovens, and cooktops from Finance My Cart. Discover models featuring modern design, energy efficiency, and advanced cooking technology from top brands. Whether you're seeking a high-performance range or a versatile oven and cooktop combo, our rent-to-own financing options let you invest in quality appliances without a hefty upfront cost. Enjoy fast shipping, hassle-free financing, and no credit worries as you transform your kitchen into a stylish, functional space for everyday cooking and special occasions.

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Whirlpool - 30" Electric Cooktop - Black
$835.99 - $835.99
$835.99
$835.99 - $835.99
$835.99

Whirlpool - 30" Electric Cooktop - Black

Whirlpool

FlexHeat Dual Radiant ElementGet two elements in one with a 6" inner ring that's great for smaller pots and pans and a 10" expandable outer ring th...

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$835.99 - $835.99
$835.99
$835.99 - $835.99
$835.99
Whirlpool - 5.3 Cu. Ft. Freestanding Electric Convection Range with No Preheat Air Fry and Air Baking - Stainless Steel
$1,030.99 - $1,030.99
$1,030.99
$1,030.99 - $1,030.99
$1,030.99

Whirlpool - 5.3 Cu. Ft. Freestanding Electric Convection Range with No Preheat Air Fry and Air Baking - Stainless Steel

Whirlpool

Air Cooking technologyAdd convenience to your cooking and spice up the menu with the added power of No Preheat Air Fry and Air BakingNo Preheat Air...

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$1,030.99 - $1,030.99
$1,030.99
$1,030.99 - $1,030.99
$1,030.99
Whirlpool - 30 inches - Convertible - Under cabinet Range Hood - Stainless Steel
Whirlpool - 30 inches - Convertible - Under cabinet Range Hood - Stainless Steel
$475.99 - $475.99
$475.99
$475.99 - $475.99
$475.99

Whirlpool - 30 inches - Convertible - Under cabinet Range Hood - Stainless Steel

Whirlpool

3-Speed 270 CFM Motor ClassQuickly removes smoke and odors from your kitchen. (Performance varies based on installation. Resources available at aha...

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$475.99 - $475.99
$475.99
$475.99 - $475.99
$475.99
Whirlpool - 5.0 Cu. Ft. Freestanding Single Gas Range with Air Fry and Air Baking - Stainless Steel
$1,058.99 - $1,058.99
$1,058.99
$1,058.99 - $1,058.99
$1,058.99

Whirlpool - 5.0 Cu. Ft. Freestanding Single Gas Range with Air Fry and Air Baking - Stainless Steel

Whirlpool

Air Cooking technologyAdd convenience to your cooking and spice up the menu with the added power of No Preheat Air Fry and Air BakingNo Preheat Air...

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$1,058.99 - $1,058.99
$1,058.99
$1,058.99 - $1,058.99
$1,058.99
Whirlpool - 30" Built-In Gas Cooktop with SpeedHeat Burner - White
$851.99 - $851.99
$851.99
$851.99 - $851.99
$851.99

Whirlpool - 30" Built-In Gas Cooktop with SpeedHeat Burner - White

Whirlpool

SpeedHeat BurnerGet a rapid boil and perfect sear quickly with the SpeedHeat Burner which generates high heat to get dinner to the table fast.Cooki...

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$851.99 - $851.99
$851.99
$851.99 - $851.99
$851.99
Whirlpool - 5.3 Cu. Ft. Freestanding Electric Range with Cooktop Flexibility - Stainless Steel
Whirlpool - 5.3 Cu. Ft. Freestanding Electric Range with Cooktop Flexibility - Stainless Steel
$888.99 - $888.99
$888.99
$888.99 - $888.99
$888.99

Whirlpool - 5.3 Cu. Ft. Freestanding Electric Range with Cooktop Flexibility - Stainless Steel

Whirlpool

No Preheat ModeTake preheating off your plate with No Preheat Mode. Simply place your food in the oven and start baking. The oven will adjust the c...

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$888.99 - $888.99
$888.99
$888.99 - $888.99
$888.99
Whirlpool - 30 inches - Externally Vented - Wall Range Hood - Stainless Steel
$274.99 - $274.99
$274.99
$274.99 - $274.99
$274.99

Whirlpool - 30 inches - Externally Vented - Wall Range Hood - Stainless Steel

Whirlpool

270 cfm exhaust capacityQuickly pull smoke and cooking odors out of the air.2 fan-speed settingsAllow you to adjust ventilation to meet your needs....

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$274.99 - $274.99
$274.99
$274.99 - $274.99
$274.99
Whirlpool -5.3 Cu. Ft. Freestanding Electric Range w/Cooktop Flexibility -Stainless Steel
$887.99 - $887.99
$887.99
$887.99 - $887.99
$887.99

Whirlpool -5.3 Cu. Ft. Freestanding Electric Range w/Cooktop Flexibility -Stainless Steel

Whirlpool

No Preheat ModeBakeBroilCooktop Flexibility2 FlexHeat Dual Radiant Elements

$887.99 - $887.99
$887.99
$887.99 - $887.99
$887.99
Whirlpool - 5.0 Cu. Ft. Gas Burner Range with Air Fry for Frozen Foods - Stainless Steel
$1,099.99 - $1,099.99
$1,099.99
$1,099.99 - $1,099.99
$1,099.99

Whirlpool - 5.0 Cu. Ft. Gas Burner Range with Air Fry for Frozen Foods - Stainless Steel

Whirlpool

5-in-1 OvenCook however you want with 5 cooking modes in 1 oven Air Fry Convect Bake Broil Frozen Bake and Bake cyclesAir FryAir fry chicken nugget...

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$1,099.99 - $1,099.99
$1,099.99
$1,099.99 - $1,099.99
$1,099.99
Whirlpool - 5.1 Cu. Ft. Freestanding Gas Range with Broiler Drawer - Stainless Steel
Whirlpool - 5.1 Cu. Ft. Freestanding Gas Range with Broiler Drawer - Stainless Steel
$886.99 - $886.99
$886.99
$886.99 - $886.99
$886.99

Whirlpool - 5.1 Cu. Ft. Freestanding Gas Range with Broiler Drawer - Stainless Steel

Whirlpool

Two SpeedHeat BurnersGet dinner to the table fast with two SpeedHeat Burners that generate the high heat needed to sear and boil quicklyFrozen Bake...

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$886.99 - $886.99
$886.99
$886.99 - $886.99
$886.99
Whirlpool - 5.1 Cu. Ft. Freestanding Gas Range with Broiler Drawer - White
$884.99 - $884.99
$884.99
$884.99 - $884.99
$884.99

Whirlpool - 5.1 Cu. Ft. Freestanding Gas Range with Broiler Drawer - White

Whirlpool

Two SpeedHeat BurnersGet dinner to the table fast with two SpeedHeat Burners that generate the high heat needed to sear and boil quicklyFrozen Bake...

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$884.99 - $884.99
$884.99
$884.99 - $884.99
$884.99
Whirlpool - 5.1 Cu. Ft. Freestanding Gas Range with Edge to Edge Cooktop - Stainless Steel
$923.99 - $923.99
$923.99
$923.99 - $923.99
$923.99

Whirlpool - 5.1 Cu. Ft. Freestanding Gas Range with Edge to Edge Cooktop - Stainless Steel

Whirlpool

Two SpeedHeat BurnersGet dinner to the table fast with two SpeedHeat Burners that generate the high heat needed to sear and boil quicklyFrozen Bake...

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$923.99 - $923.99
$923.99
$923.99 - $923.99
$923.99
Whirlpool - 30" Smart Built-In Single Electric Wall Oven with Air Fry - Stainless Steel
$2,316.99 - $2,316.99
$2,316.99
$2,316.99 - $2,316.99
$2,316.99

Whirlpool - 30" Smart Built-In Single Electric Wall Oven with Air Fry - Stainless Steel

Whirlpool

Smart Wall OvenWhen you’re busy elsewhere use your smartphone to get dinner started by remotely preheating the oven. Or when your hands are full us...

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$2,316.99 - $2,316.99
$2,316.99
$2,316.99 - $2,316.99
$2,316.99
Whirlpool - 4.8 Cu. Ft. Slide-In Electric Range - Stainless Steel
$1,220.99 - $1,220.99
$1,220.99
$1,220.99 - $1,220.99
$1,220.99

Whirlpool - 4.8 Cu. Ft. Slide-In Electric Range - Stainless Steel

Whirlpool

Frozen Bake TechnologySkip preheating and cook frozen favorites like pizza in fewer steps with preprogrammed settings that automatically adjust coo...

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$1,220.99 - $1,220.99
$1,220.99
$1,220.99 - $1,220.99
$1,220.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.