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Rent-to-Own MacBooks

Finance My Cart is your connection to a new MacBook! Whether you're a student looking for a lightweight new MacBook Air, a creative professional needing a MacBook Pro M4, or simply someone loyal to Apple, we have a MacBook rent-to-own agreement that fits your budget. Investing in a new MacBook is a big decision, and our plans are designed to help you get one while keeping your budget in mind. Explore our selection today and get into the Apple action with a low upfront cost! See all the laptop brands we have here.

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Apple - MacBook Pro 14-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Silver
$1,665.99 - $1,665.99
$1,665.99
$1,665.99 - $1,665.99
$1,665.99

Apple - MacBook Pro 14-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Silver

Apple

SUPERCHARGED BY M4—The M4 chip brings spectacular speed and capability to blaze through everyday activities and multitask across multiple productiv...

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$1,665.99 - $1,665.99
$1,665.99
$1,665.99 - $1,665.99
$1,665.99
Apple - MacBook Pro 14-inch Laptop - Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 1TB SSD - Space Black
$2,485.99 - $2,485.99
$2,485.99
$2,485.99 - $2,485.99
$2,485.99

Apple - MacBook Pro 14-inch Laptop - Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 1TB SSD - Space Black

Apple

SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

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$2,485.99 - $2,485.99
$2,485.99
$2,485.99 - $2,485.99
$2,485.99
Apple - MacBook Pro 14-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 1TB SSD - Space Black
$2,078.99 - $2,078.99
$2,078.99
$2,078.99 - $2,078.99
$2,078.99

Apple - MacBook Pro 14-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 1TB SSD - Space Black

Apple

SUPERCHARGED BY M4—The M4 chip brings spectacular speed and capability to blaze through everyday activities and multitask across multiple productiv...

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$2,078.99 - $2,078.99
$2,078.99
$2,078.99 - $2,078.99
$2,078.99
Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Midnight
$1,205.99 - $1,205.99
$1,205.99
$1,205.99 - $1,205.99
$1,205.99

Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Midnight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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$1,205.99 - $1,205.99
$1,205.99
$1,205.99 - $1,205.99
$1,205.99
Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Silver
$1,205.99 - $1,205.99
$1,205.99
$1,205.99 - $1,205.99
$1,205.99

Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Silver

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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$1,205.99 - $1,205.99
$1,205.99
$1,205.99 - $1,205.99
$1,205.99
Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Sky Blue
$1,423.99 - $1,423.99
$1,423.99
$1,423.99 - $1,423.99
$1,423.99

Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Sky Blue

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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$1,423.99 - $1,423.99
$1,423.99
$1,423.99 - $1,423.99
$1,423.99
Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver
$1,423.99 - $1,423.99
$1,423.99
$1,423.99 - $1,423.99
$1,423.99

Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
$1,423.99 - $1,423.99
$1,423.99
$1,423.99 - $1,423.99
$1,423.99
Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Starlight
$1,423.99 - $1,423.99
$1,423.99
$1,423.99 - $1,423.99
$1,423.99

Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Starlight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
$1,423.99 - $1,423.99
$1,423.99
$1,423.99 - $1,423.99
$1,423.99
Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Midnight
$1,205.99 - $1,205.99
$1,205.99
$1,205.99 - $1,205.99
$1,205.99

Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Midnight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
$1,205.99 - $1,205.99
$1,205.99
$1,205.99 - $1,205.99
$1,205.99
Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Starlight
$1,642.99 - $1,642.99
$1,642.99
$1,642.99 - $1,642.99
$1,642.99

Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Starlight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
$1,642.99 - $1,642.99
$1,642.99
$1,642.99 - $1,642.99
$1,642.99
Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Starlight
$1,423.99 - $1,423.99
$1,423.99
$1,423.99 - $1,423.99
$1,423.99

Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Starlight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
$1,423.99 - $1,423.99
$1,423.99
$1,423.99 - $1,423.99
$1,423.99
Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Midnight
$957.99 - $957.99
$957.99
$957.99 - $957.99
$957.99

Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Midnight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
$957.99 - $957.99
$957.99
$957.99 - $957.99
$957.99
Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Silver
$1,205.99 - $1,205.99
$1,205.99
$1,205.99 - $1,205.99
$1,205.99

Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Silver

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
$1,205.99 - $1,205.99
$1,205.99
$1,205.99 - $1,205.99
$1,205.99
Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Sky Blue
$1,642.99 - $1,642.99
$1,642.99
$1,642.99 - $1,642.99
$1,642.99

Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Sky Blue

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
$1,642.99 - $1,642.99
$1,642.99
$1,642.99 - $1,642.99
$1,642.99
Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Sky Blue
$957.99 - $957.99
$957.99
$957.99 - $957.99
$957.99

Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Sky Blue

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
$957.99 - $957.99
$957.99
$957.99 - $957.99
$957.99
Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Silver
$957.99 - $957.99
$957.99
$957.99 - $957.99
$957.99

Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Silver

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
$957.99 - $957.99
$957.99
$957.99 - $957.99
$957.99
Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Midnight
$1,423.99 - $1,423.99
$1,423.99
$1,423.99 - $1,423.99
$1,423.99

Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Midnight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
$1,423.99 - $1,423.99
$1,423.99
$1,423.99 - $1,423.99
$1,423.99
Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Sky Blue
$1,423.99 - $1,423.99
$1,423.99
$1,423.99 - $1,423.99
$1,423.99

Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Sky Blue

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
$1,423.99 - $1,423.99
$1,423.99
$1,423.99 - $1,423.99
$1,423.99
Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Midnight
$1,423.99 - $1,423.99
$1,423.99
$1,423.99 - $1,423.99
$1,423.99

Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Midnight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
$1,423.99 - $1,423.99
$1,423.99
$1,423.99 - $1,423.99
$1,423.99
Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Starlight
$1,205.99 - $1,205.99
$1,205.99
$1,205.99 - $1,205.99
$1,205.99

Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Starlight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
$1,205.99 - $1,205.99
$1,205.99
$1,205.99 - $1,205.99
$1,205.99
Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Starlight
$1,205.99 - $1,205.99
$1,205.99
$1,205.99 - $1,205.99
$1,205.99

Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Starlight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
$1,205.99 - $1,205.99
$1,205.99
$1,205.99 - $1,205.99
$1,205.99
Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Silver
$1,423.99 - $1,423.99
$1,423.99
$1,423.99 - $1,423.99
$1,423.99

Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Silver

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
$1,423.99 - $1,423.99
$1,423.99
$1,423.99 - $1,423.99
$1,423.99
Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Sky Blue
$1,205.99 - $1,205.99
$1,205.99
$1,205.99 - $1,205.99
$1,205.99

Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Sky Blue

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
$1,205.99 - $1,205.99
$1,205.99
$1,205.99 - $1,205.99
$1,205.99
Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Sky Blue
$1,205.99 - $1,205.99
$1,205.99
$1,205.99 - $1,205.99
$1,205.99

Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Sky Blue

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
$1,205.99 - $1,205.99
$1,205.99
$1,205.99 - $1,205.99
$1,205.99
Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Midnight
$1,642.99 - $1,642.99
$1,642.99
$1,642.99 - $1,642.99
$1,642.99

Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Midnight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
$1,642.99 - $1,642.99
$1,642.99
$1,642.99 - $1,642.99
$1,642.99
Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver
$1,642.99 - $1,642.99
$1,642.99
$1,642.99 - $1,642.99
$1,642.99

Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
$1,642.99 - $1,642.99
$1,642.99
$1,642.99 - $1,642.99
$1,642.99
Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Starlight
$957.99 - $957.99
$957.99
$957.99 - $957.99
$957.99

Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Starlight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
$957.99 - $957.99
$957.99
$957.99 - $957.99
$957.99
14-inch MacBook Pro - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 1TB SSD - Silver
$2,047.99 - $2,047.99
$2,047.99
$2,047.99 - $2,047.99
$2,047.99

14-inch MacBook Pro - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 1TB SSD - Silver

Apple

SUPERCHARGED BY M5—Along with its faster CPU and unified memory M5 features a more powerful GPU with a Neural Accelerator built into each core deli...

View full details
$2,047.99 - $2,047.99
$2,047.99
$2,047.99 - $2,047.99
$2,047.99
14-inch MacBook Pro - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 512GB SSD - Space Black
$1,821.99 - $1,821.99
$1,821.99
$1,821.99 - $1,821.99
$1,821.99

14-inch MacBook Pro - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 512GB SSD - Space Black

Apple

SUPERCHARGED BY M5—Along with its faster CPU and unified memory M5 features a more powerful GPU with a Neural Accelerator built into each core deli...

View full details
$1,821.99 - $1,821.99
$1,821.99
$1,821.99 - $1,821.99
$1,821.99
14-inch MacBook Pro - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 512GB SSD - Silver
$1,821.99 - $1,821.99
$1,821.99
$1,821.99 - $1,821.99
$1,821.99

14-inch MacBook Pro - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 512GB SSD - Silver

Apple

SUPERCHARGED BY M5—Along with its faster CPU and unified memory M5 features a more powerful GPU with a Neural Accelerator built into each core deli...

View full details
$1,821.99 - $1,821.99
$1,821.99
$1,821.99 - $1,821.99
$1,821.99
14-inch MacBook Pro - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 1TB SSD - Space Black
$2,047.99 - $2,047.99
$2,047.99
$2,047.99 - $2,047.99
$2,047.99

14-inch MacBook Pro - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 1TB SSD - Space Black

Apple

SUPERCHARGED BY M5—Along with its faster CPU and unified memory M5 features a more powerful GPU with a Neural Accelerator built into each core deli...

View full details
$2,047.99 - $2,047.99
$2,047.99
$2,047.99 - $2,047.99
$2,047.99
Apple - MacBook Pro 14-inch Laptop - Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Space Black
$2,078.99 - $2,078.99
$2,078.99
$2,078.99 - $2,078.99
$2,078.99

Apple - MacBook Pro 14-inch Laptop - Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Space Black

Apple

SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

View full details
$2,078.99 - $2,078.99
$2,078.99
$2,078.99 - $2,078.99
$2,078.99
Apple - MacBook Pro 16-inch Laptop - Apple M4 Max chip Built for Apple Intelligence - 36GB Memory - 1TB SSD - Space Black
$3,967.99 - $3,967.99
$3,967.99
$3,967.99 - $3,967.99
$3,967.99

Apple - MacBook Pro 16-inch Laptop - Apple M4 Max chip Built for Apple Intelligence - 36GB Memory - 1TB SSD - Space Black

Apple

SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

View full details
$3,967.99 - $3,967.99
$3,967.99
$3,967.99 - $3,967.99
$3,967.99
Apple - MacBook Pro 16-inch Laptop - Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver
$2,838.99 - $2,838.99
$2,838.99
$2,838.99 - $2,838.99
$2,838.99

Apple - MacBook Pro 16-inch Laptop - Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver

Apple

SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

View full details
$2,838.99 - $2,838.99
$2,838.99
$2,838.99 - $2,838.99
$2,838.99
Apple - MacBook Pro 14-inch Laptop - Apple M4 Max chip Built for Apple Intelligence - 36GB Memory - 1TB SSD - Space Black
$3,270.99 - $3,270.99
$3,270.99
$3,270.99 - $3,270.99
$3,270.99

Apple - MacBook Pro 14-inch Laptop - Apple M4 Max chip Built for Apple Intelligence - 36GB Memory - 1TB SSD - Space Black

Apple

SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

View full details
$3,270.99 - $3,270.99
$3,270.99
$3,270.99 - $3,270.99
$3,270.99
Apple - MacBook Pro 14-inch Laptop - Apple M4 Max chip Built for Apple Intelligence - 36GB Memory - 1TB SSD - Silver
$3,270.99 - $3,270.99
$3,270.99
$3,270.99 - $3,270.99
$3,270.99

Apple - MacBook Pro 14-inch Laptop - Apple M4 Max chip Built for Apple Intelligence - 36GB Memory - 1TB SSD - Silver

Apple

SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

View full details
$3,270.99 - $3,270.99
$3,270.99
$3,270.99 - $3,270.99
$3,270.99

What is Terrace Finance?

Finance My Cart has partnered with Terrace Finance to help you get the Apple MacBook you need when you wish to pay with something other than cash or a credit card. Through Terrace Finance, you can complete one simple application to connect with their network of payment solution providers, designed to serve a wide range of credit profiles and payback preferences. Just click any "apply" link on our site or at checkout, and the platform will work to verify if you are eligible for a pay-over-time plan. Terrace will seek out plans with low payments and/or short payoff times for you to consider after verifying your eligibility. Our team will then help finalize the contract for your chosen MacBook terms and arrange for its convenient delivery. 

"Love that when you call, they get to you fast and answer all the questions swiftly. Super nice people. Def recommend!!" ~Chris J.

Check out the reviews! We made Terrace Finance the payment method for our store because of the security of their platform, connections to multiple finance companies, and fast response time. Their services are highly rated on Google (4.6 stars) and Better Business Bureau (4.77 stars).

Why Should I Consider a Rent-to-Own MacBook Pro?

Getting a new Apple MacBook, especially a powerful MacBook Pro M4 or a versatile MacBook Air, definitely isn't cheap! Rent-to-own MacBook options offer a way to upgrade your tech setup without the need for traditional credit cards or harsh credit checks. Lease-to-own MacBook Pro plans allow you to break down large purchases into smaller, manageable payments spread over time to fit your budget, so you can get one as early as today! (No, seriously! Ask us about our MacBook same-day pick up option at most Best Buy store locations!) This means you can take advantage of the latest Apple MacBook deals without having to wait and save. Additionally, early payoff options can help you save on the total cost of leasing-to-own. 

Do I Need Good Credit to Get an Apple MacBook from Finance My Cart?

No! You don't need perfect credit to shop for Apple MacBook you've been wanting. Through our partnership with Terrace Finance, we're able to offer MacBook payment plans geared toward people with good credit through low to no credit. We're proud to offer an alternative pathway to ownership for people with less-than-perfect credit. While not everyone will qualify for an offer, you have a greater chance of being eligible with Terrace Finance because of the range of their network.

Is Rent-to-Own the Same as Lease-to-Own?

Yes, with our payment solution, Terrace Finance, they are the same. A rent-to-own or lease-to-own agreement means you pay a rental fee for the merchandise to the lease provider as you pay down the balance. The rental fee is included in your payment quote at checkout.

Is there an Early Purchase Option?

Yes! Every provider in the Terrace Finance network has early purchase options. You own the item at the end of the contract term or after you exercise an early purchase option. Early purchase options are popular because you are never locked in to a long contract, and they allow you to save on the remaining rental fees.

How Does This Work?

At Finance My Cart, to find out if you qualify for a payment plan:

  1. Add your item to your cart, proceed to checkout, and click "Check Out with Terrace Finance"
  2. The automated system analyzes your data, verifies your identity for your own security, and matches you with a provider from their full-spectrum network. (And no, applying does not affect your credit!)
  3. After approval, action is still required. You will need carefully review and eSign your contract, make your initial payment (which will most likely be the amount of the first installment), then make future payments to the provider assigned to you according to the terms of the agreement. (Take note: there is never any obligation to proceed with a purchase if the program you are offered does not meet your needs.)

What if I need help?

To speak to a human for general questions or help completing the Terrace Finance application, live agents are standing by to respond at 888-509-1370 or info@terrace finance.com. Please check your spam folder if you do not see communications coming from info@terracefinance.com during the application and signing process.

Hours:

Mon-Sat: 9AM-11PM (EST)

Sunday: 10AM-9PM (EST)