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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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Shark - MessMaster Portable Wet/Dry Vacuum 1 Gallon Capacity Corded Handheld Perfect for Pets Cars with Bonus Carpet Tool - Blue

Euro-Pro
Original price $211.99 - Original price $211.99
Original price
$211.99
$211.99 - $211.99
Current price $211.99

Vacuum The Un-VacuumableThe MessMaster wet dry vacuum powers through life’s toughest wet dry messes—kitchen catastrophes pet pandemonium kid chao...

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Original price $211.99 - Original price $211.99
Original price
$211.99
$211.99 - $211.99
Current price $211.99

ZLINE - Autograph 30" Legacy Dual Fuel Range w/ 4 Burners Polished Gold Accents (RAZ-30-G) - Stainless Steel/Polished Gold Accents

ZLINE
Original price $3,322.99 - Original price $3,322.99
Original price
$3,322.99
$3,322.99 - $3,322.99
Current price $3,322.99

ZLINE Legacy SeriesThe Legacy Professional Range Series represents the foundation for ZLINE’s family-focused mission of attainable luxuryExclusive ...

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Original price $3,322.99 - Original price $3,322.99
Original price
$3,322.99
$3,322.99 - $3,322.99
Current price $3,322.99

Ultra PRO - 2.5" x 3.5" Soft Trading Card Penny Sleeves (500-Count)

Ultra Pro
Original price $25.99 - Original price $25.99
Original price
$25.99
$25.99 - $25.99
Current price $25.99

The original "Penny Sleeves" Ultra PRO's clear Soft Trading Card Sleeves protect your valuable trading cards and gaming cards during sorting and ga...

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Original price $25.99 - Original price $25.99
Original price
$25.99
$25.99 - $25.99
Current price $25.99

GE - 5.3 Cu. Ft. Freestanding Gas Convection Range with Steam Cleaning and EasyWash Oven Tray - Stainless Steel

GE
Original price $1,129.99 - Original price $1,129.99
Original price
$1,129.99
$1,129.99 - $1,129.99
Current price $1,129.99

EasyWash Oven TrayOven cleaning is easier than ever with the industry-first EasyWash Oven Tray. This enameled tray is easily removed and rinsed cle...

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Original price $1,129.99 - Original price $1,129.99
Original price
$1,129.99
$1,129.99 - $1,129.99
Current price $1,129.99

Night Owl - Indoor/Outdoor Plug-In Wi-Fi 4K Security Camera with 2-Way Audio - White

Night Owl
Original price $112.99 - Original price $112.99
Original price
$112.99
$112.99 - $112.99
Current price $112.99

Capture key recordings with clarityIt’s clear video quality matters. Reliably capture what’s happening around your home or business with crisp 4K r...

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Original price $112.99 - Original price $112.99
Original price
$112.99
$112.99 - $112.99
Current price $112.99

Sony - FE 16-25mm F2.8 G Wide Zoom Lens for E-mount Cameras - Black

Sony
Original price $1,509.99 - Original price $1,509.99
Original price
$1,509.99
$1,509.99 - $1,509.99
Current price $1,509.99

A compact F2.8 zoom that is ready to go anywhereWith a 16-25 mm range that is ideal for scenery cityscapes selfies travel and general snapshots thi...

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Original price $1,509.99 - Original price $1,509.99
Original price
$1,509.99
$1,509.99 - $1,509.99
Current price $1,509.99

Sony - ULT WEAR Wireless Noise Canceling Headphones - Forest Gray

Sony
Original price $210.99 - Original price $210.99
Original price
$210.99
$210.99 - $210.99
Current price $210.99

ULT Power SoundPress ULT and feel the power of sound and bass. ULT1 delivers deep low frequency ULT2 brings ultra-bass. Set the vibe and yourself a...

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Original price $210.99 - Original price $210.99
Original price
$210.99
$210.99 - $210.99
Current price $210.99

Bower - Camera Desk Mount Stand

Bower
Original price $148.99 - Original price $148.99
Original price
$148.99
$148.99 - $148.99
Current price $148.99

Highly VersatileThe standard 1/4-inch screw mount is compatible with DSLR/mirrorless/compact cameras smartphone mounts LED lights microphones and m...

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Original price $148.99 - Original price $148.99
Original price
$148.99
$148.99 - $148.99
Current price $148.99

Greenworks - 80V 17" Brushless String Trimmer with 2.0Ah Battery Charger - Black/Green

Greenworks
Original price $266.99 - Original price $266.99
Original price
$266.99
$266.99 - $266.99
Current price $266.99

High Efficiency Brushless MotorProvides more power torque quiet operation longer motor lifeEngine DisplacementEquivalent power to a 30cc gas strin...

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Original price $266.99 - Original price $266.99
Original price
$266.99
$266.99 - $266.99
Current price $266.99

Nikon - Z fc 4K Video Mirrorless Camera w/ NIKKOR Z DX 16-50mm f/3.5-6.3 VR - Black/Silver

Nikon
Original price $1,164.99 - Original price $1,164.99
Original price
$1,164.99
$1,164.99 - $1,164.99
Current price $1,164.99

NIKKOR Z DX 16-50mm f/3.5-6.3 VR - Silver Standard zoom lensGreat for everyday shots including everything from gorgeous landscapes to exceptional c...

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Original price $1,164.99 - Original price $1,164.99
Original price
$1,164.99
$1,164.99 - $1,164.99
Current price $1,164.99

Shark - HydroVac MessMaster Heavy Duty Cordless 3-in-1 Vacuum Mop and Self-Cleaning System For Floors Area Rugs - Multi

Shark
Original price $250.99 - Original price $250.99
Original price
$250.99
$250.99 - $250.99
Current price $250.99

3-In-1 CleaningThe Shark HydroVac MessMaster vacuums mops and cleans itself at the same time to deep clean hard floors and clean area rugs.Wet + Dr...

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Original price $250.99 - Original price $250.99
Original price
$250.99
$250.99 - $250.99
Current price $250.99

TUMI - Alpha Bravo Esports Pro Sling - Black

Tumi
Original price $366.99 - Original price $366.99
Original price
$366.99
$366.99 - $366.99
Current price $366.99

Exterior FeaturesZipper opening to main compartment Scratch-resistant material on bottom panel 1 Front vertical zipper pocket 2 Front elastic mesh ...

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Original price $366.99 - Original price $366.99
Original price
$366.99
$366.99 - $366.99
Current price $366.99

Amazon - Kindle Scribe (32GB) - 2024 - Tungsten

AMAZON
Original price $464.99 - Original price $464.99
Original price
$464.99
$464.99 - $464.99
Current price $464.99

Write in books as inspiration strikesStart writing directly on the page and Active Canvas will create space for your notes.Built-in notebookCreate ...

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Original price $464.99 - Original price $464.99
Original price
$464.99
$464.99 - $464.99
Current price $464.99

Frigidaire - 27'' Microwave Trim Kit - Silver

Frigidaire
Original price $418.99 - Original price $418.99
Original price
$418.99
$418.99 - $418.99
Current price $418.99

Complete the Look of Your Kitchen with a Built-In Trim KitThe Smudge-Proof stainless-steel trim complements your microwave for a stylish built-in l...

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Original price $418.99 - Original price $418.99
Original price
$418.99
$418.99 - $418.99
Current price $418.99

Seagate - Game Drive for PlayStation Consoles 2TB External USB 3.2 Gen 1 Portable Hard Drive with Blue LED Lighting - White

Seagate
Original price $175.99 - Original price $175.99
Original price
$175.99
$175.99 - $175.99
Current price $175.99

Build your game vault2TB of capacity means no more sacrificing deleting or redownloading games.Totally portableLightweight design makes it easy to ...

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Original price $175.99 - Original price $175.99
Original price
$175.99
$175.99 - $175.99
Current price $175.99

Ultimate Ears - MINIROLL Ultra-Portable Waterproof Bluetooth Speaker with 131 ft Range - Gentle Black

Logitech
Original price $74.99 - Original price $74.99
Original price
$74.99
$74.99 - $74.99
Current price $74.99

Crisp clear and bassy soundSurprisingly big bass in one petite portable speaker.Effortless Bluetooth pairing for 12 hours of boomThe MINIROLL porta...

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Original price $74.99 - Original price $74.99
Original price
$74.99
$74.99 - $74.99
Current price $74.99

Bose - SoundLink Max Portable Bluetooth Speaker - Blue Dusk

Bose
Original price $473.99 - Original price $473.99
Original price
$473.99
$473.99 - $473.99
Current price $473.99

Big sound that wows the party.The Bose SoundLink Max Speaker is the ultimate party starter. Whether you’re the go-to DJ in your crew or a music lov...

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Original price $473.99 - Original price $473.99
Original price
$473.99
$473.99 - $473.99
Current price $473.99

ProForm - Carbon TL Treadmill - Black

Proform
Original price $805.99 - Original price $805.99
Original price
$805.99
$805.99 - $805.99
Current price $805.99

Powered by iFITUnlock over 10000 workouts with the 1-month included iFIT Train Membership on your smart treadmill. Just hit start and your treadmil...

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Original price $805.99 - Original price $805.99
Original price
$805.99
$805.99 - $805.99
Current price $805.99

Turtle Beach - Stealth 600 Wireless Over-Ear Multiplatform Gaming Headset for Xbox Series XS Xbox One PS5 PS4 PC Mobile - White

Turtle Beach
Original price $114.99 - Original price $114.99
Original price
$114.99
$114.99 - $114.99
Current price $114.99

Multiplatform Wireless + BluetoothExperience low-latency multiplatform freedom with 2.4GHz wireless and BluetootH 5.2 on Xbox PlayStation PC or Ste...

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Original price $114.99 - Original price $114.99
Original price
$114.99
$114.99 - $114.99
Current price $114.99

NETGEAR - Orbi 750 Series AX5200 Tri-Band Mesh Wi-Fi 6 System (3-pack) - White

NETGEAR
Original price $473.99 - Original price $473.99
Original price
$473.99
$473.99 - $473.99
Current price $473.99

Cutting-edge AX5200 performanceFeatures wireless speeds up to 5.2 Gbps. Enjoy 4K/8K UHD streaming lag-free gaming and smooth streaming.Up to 7500 s...

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Original price $473.99 - Original price $473.99
Original price
$473.99
$473.99 - $473.99
Current price $473.99

DJI - Mic 2 Wireless Omnidirectional Microphone System - Black

DJI
Original price $220.99 - Original price $220.99
Original price
$220.99
$220.99 - $220.99
Current price $220.99

Ready When You AreThe transmitters and receiver are pre-linked and ready to go letting you easily save time and improve efficiency. Features USB-C ...

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Original price $220.99 - Original price $220.99
Original price
$220.99
$220.99 - $220.99
Current price $220.99

GE - 7.2 Cu. Ft. Electric Dryer with Long Venting up to 120 Ft - White with Matte Black

GE
Original price $798.99 - Original price $798.99
Original price
$798.99
$798.99 - $798.99
Current price $798.99

Auto DryAuto Dry monitors the internal air temperature to determine the ideal drying time protecting your garments from overdying.Powerful Venting ...

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Original price $798.99 - Original price $798.99
Original price
$798.99
$798.99 - $798.99
Current price $798.99

ZLINE - Autograph 36 in. Legacy Dual Fuel Range in Satin Steel Bronze Accents (RASZ-SN-36-CB) - Stainless Steel

ZLINE
Original price $4,008.99 - Original price $4,008.99
Original price
$4,008.99
$4,008.99 - $4,008.99
Current price $4,008.99

ZLINE Legacy SeriesThe Legacy Professional Range Series represents the foundation for ZLINE’s family-focused mission of attainable luxuryExclusive ...

View full details
Original price $4,008.99 - Original price $4,008.99
Original price
$4,008.99
$4,008.99 - $4,008.99
Current price $4,008.99

ZAGG - Glass Fusion XTR3 Screen Protector for Samsung Galaxy S24 ultra - Clear

Zagg Incorporated
Original price $74.99 - Original price $74.99
Original price
$74.99
$74.99 - $74.99
Current price $74.99

Engineered to Be UnbreakableFusion XTR3’s flexible hybrid polymer feels just like glass and is engineered to be unbreakable.Hexiom impact technolog...

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Original price $74.99 - Original price $74.99
Original price
$74.99
$74.99 - $74.99
Current price $74.99

Sony Interactive Entertainment - PlayStation Portal Remote Player - White

Sony
Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

Put Your PS5 in the Palm of Your HandPlayStation Portal Remote Player gives you access to the games on your PS5 over a WiFi network letting you jum...

View full details
Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

ZLINE - 36 in. 4.6 cu. ft. Freestanding Legacy Dual Fuel Range with Gas Cooktop in Black Stainless Steel 6 Brass Burners - Black Stainless Steel

ZLINE
Original price $4,054.99 - Original price $4,054.99
Original price
$4,054.99
$4,054.99 - $4,054.99
Current price $4,054.99

ZLINE Legacy SeriesThe Legacy Professional Range Series represents the foundation for ZLINE’s family-focused mission of attainable luxuryHand-Cast ...

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Original price $4,054.99 - Original price $4,054.99
Original price
$4,054.99
$4,054.99 - $4,054.99
Current price $4,054.99

Frigidaire 5.3 Cu. Ft. Freestanding Electric Range with Quick Boil Element - Stainless Steel

Frigidaire
Original price $896.99 - Original price $896.99
Original price
$896.99
$896.99 - $896.99
Current price $896.99

Quick boil elementGet meals to the table faster with the powerful 3000W Quick Boil element.Flexible five element cooktopExperience ultimate cooking...

View full details
Original price $896.99 - Original price $896.99
Original price
$896.99
$896.99 - $896.99
Current price $896.99

NETGEAR Orbi 770 Series RBE773 - Wi-Fi system - Wi-Fi 7 - desktop

NETGEAR
Original price $761.99 - Original price $761.99
Original price
$761.99
$761.99 - $761.99
Current price $761.99

BE11000 tri-band mesh Wi-Fi router and satellitesOrbi 770 Series with Wi-Fi 7 unleashes speeds up to 11Gbps for flawless performance and coverage f...

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Original price $761.99 - Original price $761.99
Original price
$761.99
$761.99 - $761.99
Current price $761.99

ZLINE - Autograph 36" Legacy Dual Fuel Range w/ 6 Burners Polished Gold Accents (RAZ-36-G) - Stainless Steel/Polished Gold Accents

ZLINE
Original price $3,751.99 - Original price $3,751.99
Original price
$3,751.99
$3,751.99 - $3,751.99
Current price $3,751.99

ZLINE Legacy SeriesThe Legacy Professional Range Series represents the foundation for ZLINE’s family-focused mission of attainable luxuryExclusive ...

View full details
Original price $3,751.99 - Original price $3,751.99
Original price
$3,751.99
$3,751.99 - $3,751.99
Current price $3,751.99

Sharp - 1.4 cu ft Countertop Microwave With Sensor Cooking - Black Stainless Steel

Sharp
Original price $210.99 - Original price $210.99
Original price
$210.99
$210.99 - $210.99
Current price $210.99

1.4 cu. ft. 1100 Watt Microwave Oven by SharpFamily-Size Microwave Oven in Black Stainless Steel is designed for the whole family with a bigger cap...

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Original price $210.99 - Original price $210.99
Original price
$210.99
$210.99 - $210.99
Current price $210.99

NIU - KQi 300P Foldable Electric Kick Scooter w/ 40 mi Max Range 20 mph Max Speed - Black

NIU
Original price $612.99 - Original price $612.99
Original price
$612.99
$612.99 - $612.99
Current price $612.99

Top Speed 20mphPowered by a 450W (900W Max Power) motor KQi300P lets you soar through your cityNew Dual-Tube Hydraulic SuspensionAerospace-grade al...

View full details
Original price $612.99 - Original price $612.99
Original price
$612.99
$612.99 - $612.99
Current price $612.99

GE - 5.3 Cu. Ft. Freestanding Electric Range with Steam Cleaning and 4 Burner Radiant Cooktop - White

GE
Original price $870.99 - Original price $870.99
Original price
$870.99
$870.99 - $870.99
Current price $870.99

4 Burner Radiant CooktopThis expansive 4 burner electric cooktop offers a flexible cooking solution that accommodates any pot or pan and is a great...

View full details
Original price $870.99 - Original price $870.99
Original price
$870.99
$870.99 - $870.99
Current price $870.99

RØDE - VIDEOMIC GO II On-Camera Shotgun Microphone - Black

Rode
Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

MicrophoneUltra-lightweight shotgun microphone (just 60g)Trs Output3.5mm TRS output for use with camerasUsb-CDigital USB-C output for use with phon...

View full details
Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

Turtle Beach - Stealth 500 Wireless Over-Ear Gaming Headset for Xbox Series XS Xbox One PC Mobile - Black

Turtle Beach
Original price $114.99 - Original price $114.99
Original price
$114.99
$114.99 - $114.99
Current price $114.99

Step up to Wireless FreedomPlay your favorite games on Xbox Series XS Xbox One with low-latency 2.4GHz wireless as well as PC mobile with Bluetoo...

View full details
Original price $114.99 - Original price $114.99
Original price
$114.99
$114.99 - $114.99
Current price $114.99

TP-Link - Deco BE16000 Quad-Band Mesh Wi-Fi 7 System with Multi-Gig (3-Pack) - White

TP Link
Original price $812.99 - Original price $812.99
Original price
$812.99
$812.99 - $812.99
Current price $812.99

8-Stream 16 Gbps Quad-Band WiFi5760 Mbps (6 GHz-1) + 5760 Mbps (6 GHz-2) + 3888 Mbps (5 GHz) + 688 Mbps (2.4 GHz).2.5 Gbps Wired Connection4 2.5 Gb...

View full details
Original price $812.99 - Original price $812.99
Original price
$812.99
$812.99 - $812.99
Current price $812.99

Samsung - 4.6 Cu. Ft. Washer with Flex Auto Dispense System and 7.6 Cu. Ft. Electric Dryer - Brushed Black

Samsung
Original price $2,382.99 - Original price $2,382.99
Original price
$2,382.99
$2,382.99 - $2,382.99
Current price $2,382.99

Laundry Hub with Easy Reach Control PanelLaundry Hub is a full-size laundry center with a front load washer and front load dryer in one space-savin...

View full details
Original price $2,382.99 - Original price $2,382.99
Original price
$2,382.99
$2,382.99 - $2,382.99
Current price $2,382.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.