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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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Nanoleaf - Matter Smart Floor Lamp - Multicolor

Nanoleaf
Original price $147.99 - Original price $147.99
Original price
$147.99
$147.99 - $147.99
Current price $147.99

Slim Minimalistic DesignSuits any home decor aesthetic.Dynamic Color-Changing AnimationsCreate customize your own colorful lighting effects with ...

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Original price $147.99 - Original price $147.99
Original price
$147.99
$147.99 - $147.99
Current price $147.99

LG - UltraGear 34" OLED Curved WQHD 240Hz 0.03ms AMD FreeSync Premium Pro Gaming Monitor with HDR (DisplayPort HDMI USB-C) - Black

LG
Original price $1,394.99 - Original price $1,394.99
Original price
$1,394.99
$1,394.99 - $1,394.99
Current price $1,394.99

The 240Hz OLED Gaming Monitor that’s Ahead of the (800R) CurveThe 34 WQHD OLED with a steep 800R curve and up to 1300 nits (APL 1.5) peak brightnes...

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Original price $1,394.99 - Original price $1,394.99
Original price
$1,394.99
$1,394.99 - $1,394.99
Current price $1,394.99

LG - FlushFit 24" Top Control Smart Built-In Stainless Steel Tub Dishwasher with 3rd Rack 1-Hour Wash Dry Cycle and 46dBA - Stainless Steel

LG
Original price $996.99 - Original price $996.99
Original price
$996.99
$996.99 - $996.99
Current price $996.99

FlushFit DesignFlush appliance installation is among the hottest kitchen trends but rest assured the sleek integrated design of this LG dishwasher ...

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Original price $996.99 - Original price $996.99
Original price
$996.99
$996.99 - $996.99
Current price $996.99

LG - Standard-Depth MAX 28.6 Cu. Ft. French Door-in-Door Smart Refrigerator with Mini Craft Ice - Stainless Steel

LG
Original price $3,765.99 - Original price $3,765.99
Original price
$3,765.99
$3,765.99 - $3,765.99
Current price $3,765.99

Mini Craft IceMini Craft Ice is our newest ice innovation developed to deliver more of your favorite round ice—only smaller—right through the dispe...

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Original price $3,765.99 - Original price $3,765.99
Original price
$3,765.99
$3,765.99 - $3,765.99
Current price $3,765.99

Samsung - 98 Class Q7F Series QLED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung
Original price $2,428.99 - Original price $2,428.99
Original price
$2,428.99
$2,428.99 - $2,428.99
Current price $2,428.99

Supersize Picture EnhancerBigger screens mean bigger pixels. With groundbreaking enhancements exclusively on our largest screens get improved clari...

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Original price $2,428.99 - Original price $2,428.99
Original price
$2,428.99
$2,428.99 - $2,428.99
Current price $2,428.99

CORSAIR - Sabre V2 Pro Ultralight FPS Gaming Mouse - Wireless - Black

Corsair
Original price $93.99 - Original price $93.99
Original price
$93.99
$93.99 - $93.99
Current price $93.99

36g Ultra-light ultra-lethalThe 36g Sabre v2 Pro is designed by pros and built to win. It’s one of the lightest mice on the planet so you’ll have ...

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Original price $93.99 - Original price $93.99
Original price
$93.99
$93.99 - $93.99
Current price $93.99

Razer - Kraken V4 X Wired Over-the-Ear Gaming Headset for PC Mac Playstation Nintendo Switch Steam Deck Mobile and Tablet - Pokmon Edition

Razer
Original price $102.99 - Original price $102.99
Original price
$102.99
$102.99 - $102.99
Current price $102.99

Officially Licensed By PokemonFrom Pikachu and Bulbasaur to Charmander and Squirtle get a dream start to your adventure with our eye-catching Black...

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Original price $102.99 - Original price $102.99
Original price
$102.99
$102.99 - $102.99
Current price $102.99

Sennheiser - MOMENTUM 4 Wireless Bluetooth Adaptive Noise-Canceling Over-The-Ear Headphones - Brown

Sennheiser
Original price $280.99 - Original price $280.99
Original price
$280.99
$280.99 - $280.99
Current price $280.99

Maximum audio resolution with Sennheiser Signature SoundEnjoy premium music quality all-day long thanks to the headphone's audiophile-inspired 42 m...

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Original price $280.99 - Original price $280.99
Original price
$280.99
$280.99 - $280.99
Current price $280.99

Whirlpool - 7.0 Cu. Ft. Gas Dryer with AutoSensing and Adaptive Dry - White

Whirlpool
Original price $878.99 - Original price $878.99
Original price
$878.99
$878.99 - $878.99
Current price $878.99

AutoSense DryAutoSense uses 1 built-in sensor to measure temperature levels to help prevent over drying and automatically stop the cycle when the l...

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Original price $878.99 - Original price $878.99
Original price
$878.99
$878.99 - $878.99
Current price $878.99

Govee - RGBIC Smart Table Lamp 2S - Multi

Govee
Original price $94.99 - Original price $94.99
Original price
$94.99
$94.99 - $94.99
Current price $94.99

RGBIC 16 million colors16 million RGB colors and 60+ scenes offer dynamic lighting—controllable via 4 methods.3 Control optionsConvenience via Tou...

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Original price $94.99 - Original price $94.99
Original price
$94.99
$94.99 - $94.99
Current price $94.99

Canon - EOS R100 4K Video Mirrorless Camera Double Zoom Lens Kit with RF-S18-45mm and RF75-300mm Lenses - Black

Canon
Original price $755.99 - Original price $755.99
Original price
$755.99
$755.99 - $755.99
Current price $755.99

RF-S 18-45mm f/4.5-6.3 IS STM Standard Zoom LensThe small size of the RF-S1845mm F4.56.3 IS STM and clever lens retraction mechanism lets it fit ju...

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Original price $755.99 - Original price $755.99
Original price
$755.99
$755.99 - $755.99
Current price $755.99

Aeric - 400 Sq. Ft Portable Air Conditioner - White

Aeric
Original price $349.99 - Original price $349.99
Original price
$349.99
$349.99 - $349.99
Current price $349.99

3-in-1 UnitThis AC not only cools at 5500 BTU SACC Standard (9000 BTU ASHRAE) but has 2 fan speeds and dehumidifies up to 50 pints per day to remov...

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Original price $349.99 - Original price $349.99
Original price
$349.99
$349.99 - $349.99
Current price $349.99

Bose - SoundLink Micro Portable Bluetooth Speaker (2nd Gen) - Black

Bose
Original price $169.99 - Original price $169.99
Original price
$169.99
$169.99 - $169.99
Current price $169.99

Small speaker. Big impact.SoundLink Micro's crisp sound and impressive bass makes it so you can break through any silence and form in-the-moment co...

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Original price $169.99 - Original price $169.99
Original price
$169.99
$169.99 - $169.99
Current price $169.99

Apple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Black Alpine Loop - Large - Black - (2025)

Apple
Original price $910.99 - Original price $910.99
Original price
$910.99
$910.99 - $910.99
Current price $910.99

RUGGED AND READY TO GO—The ultimate sports and adventure watch is built to last with an extremely tough titanium case and a strong sapphire crystal...

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Original price $910.99 - Original price $910.99
Original price
$910.99
$910.99 - $910.99
Current price $910.99

TCL - 98" Class QM9K Series 4K UHD HDR QD-Mini LED Smart TV with Google TV (2025)

TCL
Original price $3,686.99 - Original price $3,686.99
Original price
$3,686.99
$3,686.99 - $3,686.99
Current price $3,686.99

QD-Mini LEDThis premium level Mini LED TV now with the New TCL Halo Control System ensures a stunning viewing experience.TCL Halo Control SystemAn ...

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Original price $3,686.99 - Original price $3,686.99
Original price
$3,686.99
$3,686.99 - $3,686.99
Current price $3,686.99

Arlo - Essential Outdoor Security Camera 2K (3rd Gen 2025 Release) - Wireless Rechargeable Camera 1-Cam - White

Arlo
Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

Simple Reliable Home MonitoringA wireless rechargeable camera with clear 2K video dependable Dual-B Wi-Fi that provides critical alerts. Perfect f...

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Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

Apple Watch Series 11 (GPS+Cellular) 46mm Aluminum Case with Black Sport Band - S/M - Jet Black - (2025)

Apple
Original price $613.99 - Original price $613.99
Original price
$613.99
$613.99 - $613.99
Current price $613.99

HYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.185;KNOW YOU...

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Original price $613.99 - Original price $613.99
Original price
$613.99
$613.99 - $613.99
Current price $613.99

Apple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Black/Charcoal Trail Loop - M/L - Black - (2025)

Apple
Original price $910.99 - Original price $910.99
Original price
$910.99
$910.99 - $910.99
Current price $910.99

RUGGED AND READY TO GO—The ultimate sports and adventure watch is built to last with an extremely tough titanium case and a strong sapphire crystal...

View full details
Original price $910.99 - Original price $910.99
Original price
$910.99
$910.99 - $910.99
Current price $910.99

ASUS - ROG Strix 27" 2K OLED 280Hz 0.03ms Gaming Monitor with G-SYNC/FreeSync Premium Pro and HDR (DisplayPort HDMI) - Black

ASUS
Original price $532.99 - Original price $532.99
Original price
$532.99
$532.99 - $532.99
Current price $532.99

One For All26.5-inch QHD (2560 x 1440) QD-OLED gaming monitor with 280 Hz refresh rate and 0.03ms response timeASUS OLED Care ProNew ASUS OLED Care...

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Original price $532.99 - Original price $532.99
Original price
$532.99
$532.99 - $532.99
Current price $532.99

FIFINE - Gaming Microphone and Stand Bundle - USB Cardioid Condenser with RGB - Black

FIFINE
Original price $78.99 - Original price $78.99
Original price
$78.99
$78.99 - $78.99
Current price $78.99

Instant Setup ExperienceThe USB plug-and-play design works seamlessly with PC PS4 PS5 and Mac requiring no extra drivers or software for quick and ...

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Original price $78.99 - Original price $78.99
Original price
$78.99
$78.99 - $78.99
Current price $78.99

Frigidaire - 20 Cu. Ft. Counter Depth French Door Refrigerator with Internal Water Dispenser - Fingerprint-Resistant Stainless Steel Look

Frigidaire
Original price $1,843.99 - Original price $1,843.99
Original price
$1,843.99
$1,843.99 - $1,843.99
Current price $1,843.99

Internal Water DispenserInternal water dispenser gives you fresh filtered water while achieving a clean exterior finish in your kitchen.Large Door ...

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Original price $1,843.99 - Original price $1,843.99
Original price
$1,843.99
$1,843.99 - $1,843.99
Current price $1,843.99

SteelSeries - QcK Cloth Gaming Mouse Pad (Medium) - Lavender

Steel Series
Original price $27.99 - Original price $27.99
Original price
$27.99
$27.99 - $27.99
Current price $27.99

LEGENDARY MICRO-WOVEN CLOTHAn optimal surface for mouse precision and performance the proprietary micro-woven cloth makes the SteelSeries QcK trust...

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Original price $27.99 - Original price $27.99
Original price
$27.99
$27.99 - $27.99
Current price $27.99

Bose - QuietComfort Wireless Noise Cancelling Over-the-Ear Bluetooth Headphones - Moonlight Gray

Bose
Original price $306.99 - Original price $306.99
Original price
$306.99
$306.99 - $306.99
Current price $306.99

Take over the tempo.Chin up shoulders back music blasting. Press play and take charge of the music with Bose QuietComfort noise cancelling headphon...

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Original price $306.99 - Original price $306.99
Original price
$306.99
$306.99 - $306.99
Current price $306.99

Lenovo - Legion Tower 5 Gaming Desktop - AMD Ryzen 7 7800X3D - 32GB Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Eclipse Black

Lenovo
Original price $2,236.99 - Original price $2,236.99
Original price
$2,236.99
$2,236.99 - $2,236.99
Current price $2,236.99

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $2,236.99 - Original price $2,236.99
Original price
$2,236.99
$2,236.99 - $2,236.99
Current price $2,236.99

Logitech - G321 LIGHTSPEED Wireless Over-the-Ear Bluetooth Gaming Headset for Windows PS4 PS5 Nintendo Switch Mobile - White

Logitech
Original price $74.99 - Original price $74.99
Original price
$74.99
$74.99 - $74.99
Current price $74.99

Dynamic comfort and fitWireless headset with mic that’s engineered for lightweight comfort (210 g) with thick headband high elasticity knit fabric ...

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Original price $74.99 - Original price $74.99
Original price
$74.99
$74.99 - $74.99
Current price $74.99

Bower - Audro M1 Wireless Microphone System with Charging Case and Noise Reduction

Bower
Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

Dual Wireless MicrophonesRecord with two people at once or individuallyUSB-C ReceiverConnects directly to phones tablets or computers with USB-C po...

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Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

ASUS - TUF Gaming 27" FHD IPS 200Hz 0.3ms Gaming Monitor with G-SYNC/FreeSync Premium and HDR (DisplayPort HDMI) - Black

ASUS
Original price $164.99 - Original price $164.99
Original price
$164.99
$164.99 - $164.99
Current price $164.99

Exceptional Gaming ExperiencesThe Fast IPS panel offers quick response times supersmooth gameplay and crisp visuals with 1920 x 1080 resolution to ...

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Original price $164.99 - Original price $164.99
Original price
$164.99
$164.99 - $164.99
Current price $164.99

HOVERAir - X1 PROMAX Retail Combo - Black

HoverAir
Original price $861.99 - Original price $861.99
Original price
$861.99
$861.99 - $861.99
Current price $861.99

Cinematic 8K30fps in the Palm of Your HandCapture stunning 8K30fps videos with the HOVERAir X1 PROMAX 8K for the big screen 4K vertical for the sma...

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Original price $861.99 - Original price $861.99
Original price
$861.99
$861.99 - $861.99
Current price $861.99

De'Longhi - Rivelia Fully Automatic Espresso Machine Integrated Grinder 2 Removable Bean Hoppers Automatic Milk Frother - Onyx Black

Delonghi
Original price $1,394.99 - Original price $1,394.99
Original price
$1,394.99
$1,394.99 - $1,394.99
Current price $1,394.99

Craft coffee shop favorits with just one-touchWith one touch grind dose brew and froth your favorite coffee drinks. Switch between a full range of ...

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Original price $1,394.99 - Original price $1,394.99
Original price
$1,394.99
$1,394.99 - $1,394.99
Current price $1,394.99

ASUS - ROG Strix 32" 4K OLED 240Hz 0.03ms Gaming Monitor with G-SYNC/FreeSync Premium Pro and HDR (DisplayPort HDMI) - Black

ASUS
Original price $1,343.99 - Original price $1,343.99
Original price
$1,343.99
$1,343.99 - $1,343.99
Current price $1,343.99

Experience the Ultimate Game ChangerThe 32-inch 4K QD-OLED panel of the PG32UCDMR opens up a world of unbelievably lifelike gaming and entertainmen...

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Original price $1,343.99 - Original price $1,343.99
Original price
$1,343.99
$1,343.99 - $1,343.99
Current price $1,343.99

Manfrotto - 290 Tripod with Quick Release Ball Head - Black

Manfrotto
Original price $182.99 - Original price $182.99
Original price
$182.99
$182.99 - $182.99
Current price $182.99

Durable aluminum constructionRigid aluminum leg tubes and reinforced top castings ensure long-lasting stability even under heavy gear and frequent ...

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Original price $182.99 - Original price $182.99
Original price
$182.99
$182.99 - $182.99
Current price $182.99

SteelSeries - Arctis Nova 7X Gen 2 Wireless Over-The-Ear Multi Gaming Headset for Xbox PC PS5 Switch Handheld - Black

Steel Series
Original price $192.99 - Original price $192.99
Original price
$192.99
$192.99 - $192.99
Current price $192.99

REAL-TIME GAME AUDIO CONTROLPinpoint enemies with what GamingTrend calls “the biggest cheat code in the industry. 200+ game specific audio presets ...

View full details
Original price $192.99 - Original price $192.99
Original price
$192.99
$192.99 - $192.99
Current price $192.99

Bose - SoundLink Micro Portable Bluetooth Speaker (2nd Gen) - Blue Dusk

Bose
Original price $169.99 - Original price $169.99
Original price
$169.99
$169.99 - $169.99
Current price $169.99

Small speaker. Big impact.SoundLink Micro's crisp sound and impressive bass makes it so you can break through any silence and form in-the-moment co...

View full details
Original price $169.99 - Original price $169.99
Original price
$169.99
$169.99 - $169.99
Current price $169.99

LG - FlushFit 24" Top Control Smart Built-In Stainless Steel Tub Dishwasher with 3rd Rack 1 Hour Wash Dry Cycle and 39dBA - Stainless Steel

LG
Original price $1,379.99 - Original price $1,379.99
Original price
$1,379.99
$1,379.99 - $1,379.99
Current price $1,379.99

FlushFit DesignFlush appliance installation is among the hottest kitchen trends but rest assured the sleek integrated design of this LG dishwasher ...

View full details
Original price $1,379.99 - Original price $1,379.99
Original price
$1,379.99
$1,379.99 - $1,379.99
Current price $1,379.99

FIFINE - AM8T Gaming Microphone Bundle Studio-Quality Sound USB/XLR RGB Lighting Arm Boom Stand - Black

FIFINE
Original price $96.99 - Original price $96.99
Original price
$96.99
$96.99 - $96.99
Current price $96.99

Pro Studio Sound at HomeThe AM8T dynamic mic delivers rich 50Hz-16kHz range audio with superior noise rejection - perfect for streaming recording a...

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Original price $96.99 - Original price $96.99
Original price
$96.99
$96.99 - $96.99
Current price $96.99

Shokz - OpenFit Pro Open-Ear True Wireless Bluetooth Active Noise Reduction Earbuds - Black

Shokz
Original price $228.99 - Original price $228.99
Original price
$228.99
$228.99 - $228.99
Current price $228.99

Superior Sound with Rich DetailPowered by Shokz SuperBoost and Shokz OpenBass 2.0 OpenFit Pro delivers sound that’s dynamic and distortion-free. Th...

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Original price $228.99 - Original price $228.99
Original price
$228.99
$228.99 - $228.99
Current price $228.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.