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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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Sony - Alpha 6100 APS-C Mirrorless Camera 4K Video Camera with E PZ 16-50mm Lens - Black

Sony
Original price $1,106.99 - Original price $1,106.99
Original price
$1,106.99
$1,106.99 - $1,106.99
Current price $1,106.99

Sony E PZ 16-50mm f/3.5-5.6 OSS II lens provides versatilityPerfect for everyday shots including everything from gorgeous landscapes to exceptional...

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Original price $1,106.99 - Original price $1,106.99
Original price
$1,106.99
$1,106.99 - $1,106.99
Current price $1,106.99

RØDE - VIDEOMIC ME-C+ Directional Microphone for USB-C Mobile Devices - Black

Rode
Original price $102.99 - Original price $102.99
Original price
$102.99
$102.99 - $102.99
Current price $102.99

Mobile DevicesDesigned for Android and iOS mobile devices with a USB-C portHeadphone Output Jack.5mm headphone output jack for direct monitoringNoi...

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Original price $102.99 - Original price $102.99
Original price
$102.99
$102.99 - $102.99
Current price $102.99

LG - 5.1.3-Channel S90TY Soundbar with Wireless Subwoofer Dolby Atmos WOW Orchestra - Black

LG
Original price $759.99 - Original price $759.99
Original price
$759.99
$759.99 - $759.99
Current price $759.99

Sound that Wraps Around YouGive yourself the home audio setup you’ve always dreamed about with rich immersive sound exceptional clarity and intense...

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Original price $759.99 - Original price $759.99
Original price
$759.99
$759.99 - $759.99
Current price $759.99

Fujifilm - instax mini Link 3 Smartphone Printer - Rose Pink

Fujifilm
Original price $147.99 - Original price $147.99
Original price
$147.99
$147.99 - $147.99
Current price $147.99

Ease of UseCompact lightweight and easy to hold; beautifully textured design. Easily print photos taken with your Smartphone. Requires Smartphone d...

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Original price $147.99 - Original price $147.99
Original price
$147.99
$147.99 - $147.99
Current price $147.99

Samsung - 2.1 Cu. Ft. Over-the-Range Microwave with Sensor Cooking and Wi-Fi Connectivity - Stainless Steel

Samsung
Original price $524.99 - Original price $524.99
Original price
$524.99
$524.99 - $524.99
Current price $524.99

Auto ConnectivityAuto Connectivity conveniently syncs your microwave and compatible range or cooktop by using the SmartThings App. The hood fan and...

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Original price $524.99 - Original price $524.99
Original price
$524.99
$524.99 - $524.99
Current price $524.99

XFX - SPEEDSTER SWFT210 AMD Radeon RX 7600 Core 8GB GDDR6 PCI Express 4.0 Graphics Card - Black

XFX
Original price $383.99 - Original price $383.99
Original price
$383.99
$383.99 - $383.99
Current price $383.99

GDDR6 Memory for advanced gamingEquipped with 8GB of advanced GDDR6 memory to provide high bandwidth performance enabling 1080p performance for tod...

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Original price $383.99 - Original price $383.99
Original price
$383.99
$383.99 - $383.99
Current price $383.99

ASUS - ROG 65W Charger Dock for ROG Ally (HDMI 2.0 USB-A USB-C) - Black

ASUS
Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99

Charge display and play simultaneouslyHave your TV monitor keyboard or other accessories pre-connected and plugged into the wall using the 65W gami...

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Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99

Sony - STR-AN1000 7.2 Channel Dolby Atmos Dolby Vision 8K HDR Network A/V Receiver - Black

Sony
Original price $1,105.99 - Original price $1,105.99
Original price
$1,105.99
$1,105.99 - $1,105.99
Current price $1,105.99

Step up your soundWith 165W the STR-AN1000 delivers cinema-like surround sound and crystal-clear music reproduction with powerful amplification.8K ...

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Original price $1,105.99 - Original price $1,105.99
Original price
$1,105.99
$1,105.99 - $1,105.99
Current price $1,105.99

Samsung - 7.4 Cu. Ft. Smart Electric Dryer with Steam Sanitize+ - Black

Samsung
Original price $1,101.99 - Original price $1,101.99
Original price
$1,101.99
$1,101.99 - $1,101.99
Current price $1,101.99

Steam Sanitize+Our Steam Sanitize+ cycle removes 95 of pollen from fabric while Multi-Steam refreshes clothing and relaxes light wrinkles.Wi-Fi Con...

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Original price $1,101.99 - Original price $1,101.99
Original price
$1,101.99
$1,101.99 - $1,101.99
Current price $1,101.99

Apple Watch Ultra 2 (GPS+Cellular) 49mm Titanium Case with Dark Green Alpine Loop - Small - Black - (2024)

Apple
Original price $886.99 - Original price $886.99
Original price
$886.99
$886.99 - $886.99
Current price $886.99

WHY APPLE WATCH ULTRA 2—Meet the ultimate sports and adventure watch. Advanced features for runners cyclists swimmers hikers divers and more. Rugge...

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Original price $886.99 - Original price $886.99
Original price
$886.99
$886.99 - $886.99
Current price $886.99

RØDE - VideoMicro II Wired Supercardioid Shotgun Microphone - Black

Rode
Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

Ultracompact on-camera shotgun microphoneSimply plug it in and hit record on your camera or smartphone. The microphone is perfectly tuned to delive...

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Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

Turtle Beach - Recon 50P Wired Gaming Headset for PS5 PS4 PS4 Pro Xbox Series XS Xbox One PC Mobile - Black/Blue

Turtle Beach
Original price $45.99 - Original price $45.99
Original price
$45.99
$45.99 - $45.99
Current price $45.99

Lightweight Comfortable DesignThe Recon 50P features Turtle Beach’s latest lightweight and comfortable design and is perfect for those hours-long ...

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Original price $45.99 - Original price $45.99
Original price
$45.99
$45.99 - $45.99
Current price $45.99

Razer - BlackWidow V4 75 Wired Mechanical Orange Switch Gaming Keyboard with Hot-Swappable Design - Black

Razer
Original price $176.99 - Original price $176.99
Original price
$176.99
$176.99 - $176.99
Current price $176.99

Hot-swappable DesignCompatible with 3 or 5-pin switches the keyboard’s socketed PCB allows you to easily swap out its pre-loaded switches for custo...

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Original price $176.99 - Original price $176.99
Original price
$176.99
$176.99 - $176.99
Current price $176.99

KitchenAid - 15" Built-In Electric Cooktop with 2 Radient Elements - Black

Kitchenaid
Original price $1,494.99 - Original price $1,494.99
Original price
$1,494.99
$1,494.99 - $1,494.99
Current price $1,494.99

8'' Round ElementEfficiently heats a commonly used pan size and can reach a power output of up to 1800 watts for every day use.7'' Round ElementA r...

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Original price $1,494.99 - Original price $1,494.99
Original price
$1,494.99
$1,494.99 - $1,494.99
Current price $1,494.99

Rocketfish - Tilting TV Wall Mount for Most 32"-90" TVs - Black

Rocketfish
Original price $99.99 - Original price $99.99
Original price
$99.99
$99.99 - $99.99
Current price $99.99

Compatible with most 32" - 90" flat-panel TVsUp to 130 lbs. for sturdy support.Low-Profile Mounting CapabilityMounts the TV 1.9 inches away from th...

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Original price $99.99 - Original price $99.99
Original price
$99.99
$99.99 - $99.99
Current price $99.99

bObsweep - Dustin Self-Empty Robot Vacuum Mop with 100-Day Dock SLAM Navigation Activated Charcoal Filtration - Combo Version Twilight

Bobsweep
Original price $405.99 - Original price $405.99
Original price
$405.99
$405.99 - $405.99
Current price $405.99

Dual Scrub MoppingSome areas of the home require a deeper clean like paw prints in the mudroom or kitchen and bathroom tiles. The mop spins in fast...

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Original price $405.99 - Original price $405.99
Original price
$405.99
$405.99 - $405.99
Current price $405.99

Beats - Studio Buds + True Wireless Noise Cancelling Earbuds - Black/Gold

Apple
Original price $183.99 - Original price $183.99
Original price
$183.99
$183.99 - $183.99
Current price $183.99

Feel the emotion of powerful balanced sound from Beats’ custom acoustic platformActive Noise Cancelling (ANC) adapts to your personal fit to keep y...

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Original price $183.99 - Original price $183.99
Original price
$183.99
$183.99 - $183.99
Current price $183.99

Logitech - PRO X SUPERLIGHT 2c LIGHTSPEED Lightweight Compact Wireless Optical HERO 2 Sensor 44 000 DPI Gaming Mouse for PC - Wireless - Black

Logitech
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Designed With Pros Engineered to WinDesigned alongside the world’s best esports athletes the Logitech G PRO X SUPERLIGHT 2c compact wireless gaming...

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Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Logitech - G321 LIGHTSPEED Wireless Over-the-EarBluetooth Gaming Headset for Windows PS4 PS5 Nintendo Switch Mobile - Black

Logitech
Original price $74.99 - Original price $74.99
Original price
$74.99
$74.99 - $74.99
Current price $74.99

Dynamic comfort and fitWireless headset with mic that’s engineered for lightweight comfort (210 g) with thick headband high elasticity knit fabric ...

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Original price $74.99 - Original price $74.99
Original price
$74.99
$74.99 - $74.99
Current price $74.99

Whirlpool - 1.9 Cu. Ft. Over-the-Range Microwave with Sensor Cooking - Black Stainless Steel

Whirlpool
Original price $476.99 - Original price $476.99
Original price
$476.99
$476.99 - $476.99
Current price $476.99

Sensor CookingTake out the guesswork with sensors that track the cooking progress of your food and automatically adjust cook times.Express Cooking ...

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Original price $476.99 - Original price $476.99
Original price
$476.99
$476.99 - $476.99
Current price $476.99

Logitech - Z313 2.1-Channel Speaker System (3-Piece) for PC - Black/Silver

Logitech
Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

50 watts peak power (25W RMS)Adds quality sound to your computer.2 satellite speakersWith 2" drivers for immersive sound.4" subwooferWith ported do...

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Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

Logitech - Z623 2.1 Speaker System (3-Piece) for PC - Black

Logitech
Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

330W total system power130W subwoofer and 100W per satellite. Provides quality sound for games music and videos.2 satellite speakersWith front-firi...

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Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

Samsung - Bespoke 23 cu. ft. Counter Depth 4-Door French Door Refrigerator with AI Family Hub+ - Charcoal Glass Stainless Steel

Samsung
Original price $4,008.99 - Original price $4,008.99
Original price
$4,008.99
$4,008.99 - $4,008.99
Current price $4,008.99

AI Family Hub +Your kitchen is now the best seat in the house. Watch listen and cook with AI Family Hub+ - the entertainment hub with 32" touchscre...

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Original price $4,008.99 - Original price $4,008.99
Original price
$4,008.99
$4,008.99 - $4,008.99
Current price $4,008.99

Logitech - G915 X Full-size Corded Mechanical GL Brown Tactile Switch Gaming Keyboard for PC/Mac with RGB Backlighting - Black

Logitech
Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

Full-size wired gaming keyboardThe Logitech G915 X offers the latest innovations in gaming technology; sleek design and next-gen engineering elevat...

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Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

Samsung - Bespoke 29 cu. ft. 4-Door French Door Refrigerator with Inner Beverage Center - Stainless Steel

Samsung
Original price $2,381.99 - Original price $2,381.99
Original price
$2,381.99
$2,381.99 - $2,381.99
Current price $2,381.99

Color CustomizationCustomize the design of your refrigerator with changeable door panels. Choose from a variety of colors and two finishes to creat...

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Original price $2,381.99 - Original price $2,381.99
Original price
$2,381.99
$2,381.99 - $2,381.99
Current price $2,381.99

SteelSeries - Rival 3 Gen 2 Wireless Optical Gaming Mouse with Ultra-fast clicks - Wireless - Lavender

Steel Series
Original price $70.99 - Original price $70.99
Original price
$70.99
$70.99 - $70.99
Current price $70.99

Dual WirelessSwitch Between Gaming-Grade 2.4Ghz Wireless Connection And Bluetooth For Other Devices.Faster Than EverNo Wires No Limits; Outpace The...

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Original price $70.99 - Original price $70.99
Original price
$70.99
$70.99 - $70.99
Current price $70.99

ASUS - ROG Pelta Wireless Gaming Headset for PC/Mac PS5 PS4 and Switch - Black

ASUS
Original price $107.99 - Original price $107.99
Original price
$107.99
$107.99 - $107.99
Current price $107.99

Tri-Mode Connectivity with SpeedNova TechnologyConnect via Bluetooth or low-latency 2.4 GHz with ROG SpeedNova wireless technology as well as a USB...

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Original price $107.99 - Original price $107.99
Original price
$107.99
$107.99 - $107.99
Current price $107.99

Whirlpool - 28.7 Cu. Ft. Side-by-Side Refrigerator with TruCool System - Fingerprint-Resistant Stainless Finish

Whirlpool
Original price $2,239.99 - Original price $2,239.99
Original price
$2,239.99
$2,239.99 - $2,239.99
Current price $2,239.99

High Quality Low Repair RateWhirlpool brand refrigerators have the lowest repair rate among side by side refrigerators so you can focus on caring f...

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Original price $2,239.99 - Original price $2,239.99
Original price
$2,239.99
$2,239.99 - $2,239.99
Current price $2,239.99

GE - 5.3 Cu. Ft. Slide In Gas Range with Steam Cleaning and Crisp Mode - Stainless Steel

GE
Original price $1,121.99 - Original price $1,121.99
Original price
$1,121.99
$1,121.99 - $1,121.99
Current price $1,121.99

Slide-In RangeEasily upgrade your kitchen with this new slide-in range that is guaranteed to fit into your existing space.Crisp ModeCrisp mode uses...

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Original price $1,121.99 - Original price $1,121.99
Original price
$1,121.99
$1,121.99 - $1,121.99
Current price $1,121.99

Kodak - PIXPRO C1 Digital Camera - Black

Kodak
Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

13MP BSI CMOS SensorA 13MP BSI CMOS sensor offers better light sensitivity and low-light performance compared to traditional FSI (Front-Side Illumi...

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Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

Elgato - Key Light Neo - White

Elgato
Original price $101.99 - Original price $101.99
Original price
$101.99
$101.99 - $101.99
Current price $101.99

Look proOn YouTube Teams Zoom and more.Easy setupJust connect to a USB port on your laptop or dock.For all skin tonesAdjust brightness and color te...

View full details
Original price $101.99 - Original price $101.99
Original price
$101.99
$101.99 - $101.99
Current price $101.99

Belkin - 5-Port Hub w/ 4K HDMI 7.8 inch tethered USB-C cable 100W Power Delivery for MacBook iPad Pro Chromebook More - Black

Belkin
Original price $67.99 - Original price $67.99
Original price
$67.99
$67.99 - $67.99
Current price $67.99

Multiport USB- C hubExpand your laptop’s capabilities with a single USB C connection. With 5 ports you can connect an external display via HDMI and...

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Original price $67.99 - Original price $67.99
Original price
$67.99
$67.99 - $67.99
Current price $67.99

bObsweep - Self-empty Robot Vacuum Cleaner with 100-Day Dock Activate Charcoal Odor Filtration and LiDAR Mapping - Rock

Bobsweep
Original price $1,266.99 - Original price $1,266.99
Original price
$1,266.99
$1,266.99 - $1,266.99
Current price $1,266.99

Suction that Works4500 Pa suction lifts dust and scraps off soft and hard floors ensuring thorough cleaning on various surfaces including area rugs...

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Original price $1,266.99 - Original price $1,266.99
Original price
$1,266.99
$1,266.99 - $1,266.99
Current price $1,266.99

Samsung - 24" Top Control Smart Built-In Tub Dishwasher with Storm Wash 48 dBA - Stainless Steel

Samsung
Original price $772.99 - Original price $772.99
Original price
$772.99
$772.99 - $772.99
Current price $772.99

StormWash SystemPowerful rotating jets let you skip the pre-rinse delivering heavy-duty cleaning from every angle even tough-to-reach spots.AutoRel...

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Original price $772.99 - Original price $772.99
Original price
$772.99
$772.99 - $772.99
Current price $772.99

Logitech - PRO X 2 LIGHTSPEED Wireless Over-the-Ear Gaming Headset for PC PS5 PS4 Nintendo Switch - Black

Logitech
Original price $336.99 - Original price $336.99
Original price
$336.99
$336.99 - $336.99
Current price $336.99

Clear audio50mm Graphene drivers provide clear and immersive audio with low distortion—capturing the entire soundscape of the game with audio cues ...

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Original price $336.99 - Original price $336.99
Original price
$336.99
$336.99 - $336.99
Current price $336.99

Logitech - Yeti Orb Wired Cardioid Condenser Gaming Microphone with LIGHTSYNC RGB Lights - Black

Logitech
Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

It’s that easyThe Logitech G Yeti Orb is a premium RGB gaming microphone with LIGHTSYNC that delivers best-in-class audio performance and ease of u...

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Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.