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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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Sennheiser - HD 560S Wired Open Aire Over-the-Ear Audiophile Headphones - Black

Sennheiser
Original price $201.99 - Original price $201.99
Original price
$201.99
$201.99 - $201.99
Current price $201.99

Audiophile SoundReference-grade headphones for analytical listening sessions with natural and accurate reference soundOptimal ListeningAngled trans...

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Original price $201.99 - Original price $201.99
Original price
$201.99
$201.99 - $201.99
Current price $201.99

Logitech - MX Master 4 for Mac - Wireless Laser Ergonomic Mouse with Advanced Performance Haptic Feedback - Wireless - Space Black

Logitech
Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

Mastered for MacWith matching Apple finishes Logi Options+ functions for macOS USB-C charging while you work (cable not included) MX Master 4 for M...

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Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

Google - Nest Wi-Fi Video Doorbell - Battery Operated - Ash

GOOGLE
Original price $204.99 - Original price $204.99
Original price
$204.99
$204.99 - $204.99
Current price $204.99

Control with the Google Home app.View live HD video replay video recordings talk to visitors and more all from the Google Home app. The Nest Doorb...

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Original price $204.99 - Original price $204.99
Original price
$204.99
$204.99 - $204.99
Current price $204.99

Logitech - Z407 2.1 Bluetooth Computer Speaker System with Wireless Control (3-Piece) - Black

Logitech
Original price $151.99 - Original price $151.99
Original price
$151.99
$151.99 - $151.99
Current price $151.99

Immersive soundThe expertly tuned 2.1 speaker system features 80 watts of peak power and 40-watt RMS. Experience immersive lifelike sound—from cris...

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Original price $151.99 - Original price $151.99
Original price
$151.99
$151.99 - $151.99
Current price $151.99

Lenovo - Yoga Tab - 11.1" Tablet - 256GB with Keyboard + Pen - Luna Grey

Lenovo
Original price $671.99 - Original price $671.99
Original price
$671.99
$671.99 - $671.99
Current price $671.99

Lenovo Smart AI InputCommunicate freely in your own way. Lenovo Smart AI helps you with real-time text generation refinement and translation right...

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Original price $671.99 - Original price $671.99
Original price
$671.99
$671.99 - $671.99
Current price $671.99

Glorious - Model O3 Lightweight Wireless Optical Gaming Mouse with InfinitePlay Swappable Battery System Charging Base Station - Wireless - Black

Glorious
Original price $191.99 - Original price $191.99
Original price
$191.99
$191.99 - $191.99
Current price $191.99

True WirelessWhen it's time to top up your battery just swap it with the charged battery housed in the base station and continue playing. No cable...

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Original price $191.99 - Original price $191.99
Original price
$191.99
$191.99 - $191.99
Current price $191.99

Next Level Racing - Wheel Stand Lite 2.0 - Black

Next Level Racing
Original price $216.99 - Original price $216.99
Original price
$216.99
$216.99 - $216.99
Current price $216.99

Quick and easy foldable wheel stand solutionProvides height distance and angle adjustmentIncludes Gaming Chair Cradle to prevent gaming seat from s...

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Original price $216.99 - Original price $216.99
Original price
$216.99
$216.99 - $216.99
Current price $216.99

ZLINE - 30 inches - Convertible Externally Vented - Wall Range Hood - Black

ZLINE
Original price $1,311.99 - Original price $1,311.99
Original price
$1,311.99
$1,311.99 - $1,311.99
Current price $1,311.99

Easy-to-useEasy-to-use push button controls let's you easily control fan speed and lighting4-Speed Fan Control4-Speed Fan Control (120/240/320/400 ...

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Original price $1,311.99 - Original price $1,311.99
Original price
$1,311.99
$1,311.99 - $1,311.99
Current price $1,311.99

Acer - Chromebook Plus Spin 514 -14" WUXGA Touch Laptop with Google AI- MediaTek Kompanio Ultra-12GB RAM- UFS 256GB - Wi-Fi 7 - Platinum Silver

Acer
Original price $748.99 - Original price $748.99
Original price
$748.99
$748.99 - $748.99
Current price $748.99

Advanced Apps for Work and Playplay your favorite PC games on NVIDIA GeForce NOW from anywhere. Stay connected and neverNever Had a Virus - No Need...

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Original price $748.99 - Original price $748.99
Original price
$748.99
$748.99 - $748.99
Current price $748.99

Google - Pixel Buds 2a - Wireless Earbuds with Active Noise Cancellation - Bluetooth Headphones - Iris

GOOGLE
Original price $164.99 - Original price $164.99
Original price
$164.99
$164.99 - $164.99
Current price $164.99

Hear only what you want to hear.Active Noise Cancellation with Silent Seal 1.5 helps block external noise. Or switch to Transparency mode to hear t...

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Original price $164.99 - Original price $164.99
Original price
$164.99
$164.99 - $164.99
Current price $164.99

Turtle Beach - Victrix Pro BFG Reloaded Wireless Modular Controller for Xbox Series XS Xbox One Windows - Black

Turtle Beach
Original price $251.99 - Original price $251.99
Original price
$251.99
$251.99 - $251.99
Current price $251.99

Anti-Drift ThumbsticksEnjoy drift-free precision premium accuracy and lasting durability from three customizable modules with Hall-Effect technolog...

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Original price $251.99 - Original price $251.99
Original price
$251.99
$251.99 - $251.99
Current price $251.99

Razer - BlackShark V3 Pro ANC Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Nintendo Switch Smartphone - White

Razer
Original price $271.99 - Original price $271.99
Original price
$271.99
$271.99 - $271.99
Current price $271.99

Razer HyperSpeed Wireless Gen-2Outpace all competition with a fast wireless technology optimized for ultra-low latency as low as 10 ms delivering n...

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Original price $271.99 - Original price $271.99
Original price
$271.99
$271.99 - $271.99
Current price $271.99

bella PRO - Slim Espresso Machine with 20 Bars of Pressure - Stainless Steel

Bella Pro
Original price $164.99 - Original price $164.99
Original price
$164.99
$164.99 - $164.99
Current price $164.99

Coffee shop quality20-bar high pressure pump delivers the perfect shot every time.Slim space saving designSmall countertop footprint or each cabine...

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Original price $164.99 - Original price $164.99
Original price
$164.99
$164.99 - $164.99
Current price $164.99

Breville - Control Grip Immersion Blender 280W with 15 speed settings - Brushed Stainless Steel

Breville
Original price $187.99 - Original price $187.99
Original price
$187.99
$187.99 - $187.99
Current price $187.99

Anti-suction blending technologyRevolutionary bell-shaped blending base combined with internal ribbing reduces suction for greater control and more...

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Original price $187.99 - Original price $187.99
Original price
$187.99
$187.99 - $187.99
Current price $187.99

Frigidaire - 26 Cu. Ft. Standard Depth Side-by-Side Refrigerator with CrispSeal Crispers - Smudge Proof Stainless Steel

Frigidaire
Original price $1,355.99 - Original price $1,355.99
Original price
$1,355.99
$1,355.99 - $1,355.99
Current price $1,355.99

CrispSeal CrispersKeep produce fresher longer so you waste less and save money. Unlike other crispers ours offers a seal that blocks out dry air fr...

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Original price $1,355.99 - Original price $1,355.99
Original price
$1,355.99
$1,355.99 - $1,355.99
Current price $1,355.99

Lenovo - IdeaCentre Tower Desktop - Intel Processor 300 - 8GB RAM - 256GB SSD - Luna Grey

Lenovo
Original price $475.99 - Original price $475.99
Original price
$475.99
$475.99 - $475.99
Current price $475.99

Microsoft Windows 11 HomeWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you m...

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Original price $475.99 - Original price $475.99
Original price
$475.99
$475.99 - $475.99
Current price $475.99

PowerA - Enhanced Wired Controller for Nintendo Switch - Sonic Boost

PowerA
Original price $27.99 - Original price $27.99
Original price
$27.99
$27.99 - $27.99
Current price $27.99

3.5mm audio jackMappable Advanced Gaming ButtonsDetachable 10ft (3m) USB CableNo batteries requiredOfficially licensed by Nintendo with two-year li...

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Original price $27.99 - Original price $27.99
Original price
$27.99
$27.99 - $27.99
Current price $27.99

Samsung - Galaxy Tab S11 Ultra - 14.6" 512GB - Wi-Fi -with S-Pen - Gray

Samsung
Original price $1,243.99 - Original price $1,243.99
Original price
$1,243.99
$1,243.99 - $1,243.99
Current price $1,243.99

Slim design. Serious power.At 5.1mm thin Galaxy Tab S11 Ultra packs exceptional performance with effortless portability. Enjoy an immersive viewing...

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Original price $1,243.99 - Original price $1,243.99
Original price
$1,243.99
$1,243.99 - $1,243.99
Current price $1,243.99

LG - 36-in Wide Counter-Depth MAX 23.7 Cu. Ft. 3-Door Smart French Door Refrigerator with Zero Clearance Hinge System - PrintProof Stainless Steel Look

LG
Original price $2,176.99 - Original price $2,176.99
Original price
$2,176.99
$2,176.99 - $2,176.99
Current price $2,176.99

Zero Clearance Hinge SystemZero Clearance hinges let you install your refrigerator next to a wall or adjacent cabinets for a nearly built-in look. ...

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Original price $2,176.99 - Original price $2,176.99
Original price
$2,176.99
$2,176.99 - $2,176.99
Current price $2,176.99

TCL - 85" Class QM5K Series 4K UHD QD-Mini LED Smart TV with Google TV (2025)

TCL
Original price $1,126.99 - Original price $1,126.99
Original price
$1,126.99
$1,126.99 - $1,126.99
Current price $1,126.99

QD-Mini LEDThis premium level of Mini LED TV now with the new TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

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Original price $1,126.99 - Original price $1,126.99
Original price
$1,126.99
$1,126.99 - $1,126.99
Current price $1,126.99

Nikon - ZR Full-frame Mirrorless Cinema Camera Body for Z Mount Lenses - Black

Nikon
Original price $2,544.99 - Original price $2,544.99
Original price
$2,544.99
$2,544.99 - $2,544.99
Current price $2,544.99

Body OnlyNikon ZR 6K Full-frame Cinema Camera Body takes Z Mount Lenses which are sold separately.24.5 Megapixels24.5 megapixels resolution deliver...

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Original price $2,544.99 - Original price $2,544.99
Original price
$2,544.99
$2,544.99 - $2,544.99
Current price $2,544.99

Reolink - Altas Series B630 2K 4MP Battery Security Camera Wireless WiFi with Pre-Record ColorX Long Battery Life - White

Reolink
Original price $157.99 - Original price $157.99
Original price
$157.99
$157.99 - $157.99
Current price $157.99

Pre-Record Never Miss A MomentCapture footage of critical events BEFORE the camera triggers recording When Pre-Record is enabled camera will save ...

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Original price $157.99 - Original price $157.99
Original price
$157.99
$157.99 - $157.99
Current price $157.99

Govee - Smart Mini Panel Lights 10 Packs - RGBIC - Multi

Govee
Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99

Unlimited DIY Modeling PossibilitiesThis square light can be freely spliced by pressing to the connecting pieces¿¿through four sides greatly enhanc...

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Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99

Bowers Wilkins - Pi8 True Wireless Noise Cancelling In-Ear Earbuds - Anthracite Black

B&W North America
Original price $368.99 - Original price $368.99
Original price
$368.99
$368.99 - $368.99
Current price $368.99

Wireless Earphones with Flagship SoundBowers Wilkins Pi8 Wireless Earbuds feature a true 24-bit connection with a Qualcomm chipset aptX Lossless ...

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Original price $368.99 - Original price $368.99
Original price
$368.99
$368.99 - $368.99
Current price $368.99

Bose - Ultra Open-Ear True Wireless Open Earbuds - Driftwood Sand

Bose
Original price $310.99 - Original price $310.99
Original price
$310.99
$310.99 - $310.99
Current price $310.99

Open your ears to the worldNow with smoother ear-to-ear syncing and a more refined experience when not playing content. Hear all of what’s around y...

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Original price $310.99 - Original price $310.99
Original price
$310.99
$310.99 - $310.99
Current price $310.99

Apple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Black/Charcoal Trail Loop - S/M - Black - (2025)

Apple
Original price $910.99 - Original price $910.99
Original price
$910.99
$910.99 - $910.99
Current price $910.99

RUGGED AND READY TO GO—The ultimate sports and adventure watch is built to last with an extremely tough titanium case and a strong sapphire crystal...

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Original price $910.99 - Original price $910.99
Original price
$910.99
$910.99 - $910.99
Current price $910.99

Pulsar - TenZ Signature Edition Gaming Mouse - Wireless - Black

Pulsar
Original price $160.99 - Original price $160.99
Original price
$160.99
$160.99 - $160.99
Current price $160.99

Recommended for Claw GripDesigned entirely by TenZ for a perfect fit and optimal performance.Ultra Light WeightAn ultra light weight design that cl...

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Original price $160.99 - Original price $160.99
Original price
$160.99
$160.99 - $160.99
Current price $160.99

bella PRO - Combo 19-Bar Espresso 10-Cup Drip Coffee Maker - Stainless Steel

Bella Pro
Original price $240.99 - Original price $240.99
Original price
$240.99
$240.99 - $240.99
Current price $240.99

Make a variety of hot beveragesProduce espressos cappuccinos lattes and 10 cups of drip coffee with the touch of a button.19-bar pressureDelivers r...

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Original price $240.99 - Original price $240.99
Original price
$240.99
$240.99 - $240.99
Current price $240.99

Samsung - Galaxy Tab S10 Lite - 10.9" 128GB - Wi-Fi - with S-Pen - Coral Red

Samsung
Original price $436.99 - Original price $436.99
Original price
$436.99
$436.99 - $436.99
Current price $436.99

Big screen entertainment right in your handsAll of your fun content pops on the 10.9" screen. Catch up on plans for the day while you cook breakfas...

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Original price $436.99 - Original price $436.99
Original price
$436.99
$436.99 - $436.99
Current price $436.99

Arlo - Essential XL Outdoor Security Camera 2K (3rd Gen 2025 Release) - Wireless 4x Longer Battery Life 3-Cam - White

Arlo
Original price $170.99 - Original price $170.99
Original price
$170.99
$170.99 - $170.99
Current price $170.99

Simple Reliable Home MonitoringA wireless rechargeable camera with clear 2K video dependable Dual-Band Wi-Fi that provides critical alerts. Keep w...

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Original price $170.99 - Original price $170.99
Original price
$170.99
$170.99 - $170.99
Current price $170.99

Lenovo - IdeaCentre Tower Desktop - Intel Core Ultra 5 Processor 225 - 16GB RAM - 512GB SSD - Luna Grey

Lenovo
Original price $763.99 - Original price $763.99
Original price
$763.99
$763.99 - $763.99
Current price $763.99

Microsoft Windows 11 HomeWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you m...

View full details
Original price $763.99 - Original price $763.99
Original price
$763.99
$763.99 - $763.99
Current price $763.99

Apple Watch SE 3 (GPS) 40mm Midnight Aluminum Case with Midnight Sport Band - S/M - Midnight - (2025)

Apple
Original price $308.99 - Original price $308.99
Original price
$308.99
$308.99 - $308.99
Current price $308.99

HEALTH ESSENTIALS—Temperature sensing enables richer insights in the Vitals app and retrospective ovulation estimates. You’ll also get a daily slee...

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Original price $308.99 - Original price $308.99
Original price
$308.99
$308.99 - $308.99
Current price $308.99

Sony - 77" Class BRAVIA XR8B OLED 4K Google TV

Sony
Original price $2,766.99 - Original price $2,766.99
Original price
$2,766.99
$2,766.99 - $2,766.99
Current price $2,766.99

Pure black OLED contrastOver 8 million self-lit pixels are precisely controlled to produce pure black with high brightness.Powerful TV processingXR...

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Original price $2,766.99 - Original price $2,766.99
Original price
$2,766.99
$2,766.99 - $2,766.99
Current price $2,766.99

KitchenAid - 30 Cu. Ft. French Door Refrigerator with Exterior Water and Ice - Juniper

Kitchenaid
Original price $2,956.99 - Original price $2,956.99
Original price
$2,956.99
$2,956.99 - $2,956.99
Current price $2,956.99

Max Capacity Meets Premium Personalizationwith a build made to fit your groceries and customizable storage spaces to make them easy to access.Spaci...

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Original price $2,956.99 - Original price $2,956.99
Original price
$2,956.99
$2,956.99 - $2,956.99
Current price $2,956.99

Razer - BlackShark V3 Pro ANC Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Nintendo Switch Smartphone - Black

Razer
Original price $270.99 - Original price $270.99
Original price
$270.99
$270.99 - $270.99
Current price $270.99

Razer HyperSpeed Wireless Gen-2Outpace all competition with a fast wireless technology optimized for ultra-low latency as low as 10 ms delivering n...

View full details
Original price $270.99 - Original price $270.99
Original price
$270.99
$270.99 - $270.99
Current price $270.99

JLab - JBuds Party Speaker - Black

JLab
Original price $79.99 - Original price $79.99
Original price
$79.99
$79.99 - $79.99
Current price $79.99

Room Shaking Lab Quality SoundEnjoy chest thumping sound via dual 2.5 full-frequency drivers and two 2 passive woofers. With 30 watts of power this...

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Original price $79.99 - Original price $79.99
Original price
$79.99
$79.99 - $79.99
Current price $79.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.