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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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NETGEAR - Orbi 770 Series BE11000 Tri-Band Mesh Wi-Fi 7 System (2-pack) - White

NETGEAR
Original price $601.99 - Original price $601.99
Original price
$601.99
$601.99 - $601.99
Current price $601.99

BE11000 tri-band mesh Wi-Fi router and satellitesOrbi 770 Series with Wi-Fi 7 unleashes speeds up to 11Gbps for flawless performance and coverage f...

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Original price $601.99 - Original price $601.99
Original price
$601.99
$601.99 - $601.99
Current price $601.99

Apple - Magic Keyboard for iPad Pro 13-inch (M5) - Black

Apple
Original price $405.99 - Original price $405.99
Original price
$405.99
$405.99 - $405.99
Current price $405.99

DESIGNED FOR COMFORT—Magic Keyboard features a two-cantilever-hinge design for smooth adjustable viewing angles. Backlit keys with a scissor mechan...

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Original price $405.99 - Original price $405.99
Original price
$405.99
$405.99 - $405.99
Current price $405.99

Samsung - 32" Odyssey 1000R Curved QHD 165Hz 1ms AMD FreeSync Gaming Monitor (DP HDMI) - Black

Samsung
Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

QHD ResolutionYour gaming world more lifelike than ever before. Packing in 1.7x the pixel density of Full HD QHD resolution boasts incredibly detai...

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Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

Pioneer - 40" Class LED Full HD (1080p) Smart Roku TV

Pioneer
Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

Endless entertainmentEnjoy over 500 channels with live news sports and more—totally free. You can also watch your favorite streaming apps such as N...

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Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

Apple - Magic Keyboard for iPad Pro 13-inch (M5) - White

Apple
Original price $405.99 - Original price $405.99
Original price
$405.99
$405.99 - $405.99
Current price $405.99

DESIGNED FOR COMFORT—Magic Keyboard features a two-cantilever-hinge design for smooth adjustable viewing angles. Backlit keys with a scissor mechan...

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Original price $405.99 - Original price $405.99
Original price
$405.99
$405.99 - $405.99
Current price $405.99

LG - 6.9 Cu. Ft. Freestanding Double Oven Gas True Convection Smart Range with EasyClean and Air Fry - Stainless Steel

LG
Original price $2,229.99 - Original price $2,229.99
Original price
$2,229.99
$2,229.99 - $2,229.99
Current price $2,229.99

ThinQ Smart TechnologyThe ThinQ app offers control and convenience to help you simplify life and enjoy the comforts of home. Control your oven remo...

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Original price $2,229.99 - Original price $2,229.99
Original price
$2,229.99
$2,229.99 - $2,229.99
Current price $2,229.99

TORRAS - Ostand Q3 Spin Series Samsung Galaxy S26+ 6.7" - Black

TORRAS
Original price $57.99 - Original price $57.99
Original price
$57.99
$57.99 - $57.99
Current price $57.99

360 Rotatable KickstandAllows flexible angle adjustment for stable portrait and landscape viewing3-in-1 Functional DesignIntegrates kickstand ring ...

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Original price $57.99 - Original price $57.99
Original price
$57.99
$57.99 - $57.99
Current price $57.99

TORRAS - Ostand Q3 Spin Series Samsung Galaxy S26 6.3" - Black

TORRAS
Original price $57.99 - Original price $57.99
Original price
$57.99
$57.99 - $57.99
Current price $57.99

360 Rotatable KickstandAllows flexible angle adjustment for stable portrait and landscape viewing3-in-1 Functional DesignIntegrates kickstand ring ...

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Original price $57.99 - Original price $57.99
Original price
$57.99
$57.99 - $57.99
Current price $57.99

TORRAS - Ostand Q3 Spin Series Samsung Galaxy S26 Ultra 6.9" - Black

TORRAS
Original price $50.99 - Original price $50.99
Original price
$50.99
$50.99 - $50.99
Current price $50.99

360 Rotatable KickstandAllows flexible angle adjustment for stable portrait and landscape viewing3-in-1 Functional DesignIntegrates kickstand ring ...

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Original price $50.99 - Original price $50.99
Original price
$50.99
$50.99 - $50.99
Current price $50.99

LG - 83" Class M3 Series OLED evo 4K UHD Smart webOS TV with Wireless Connectivity (2023)

LG
Original price $3,272.99 - Original price $3,272.99
Original price
$3,272.99
$3,272.99 - $3,272.99
Current price $3,272.99

Wireless ConnectivityA wireless connectivity solution capable of real-time video and audio transmission removing the need to run cables and wires d...

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Original price $3,272.99 - Original price $3,272.99
Original price
$3,272.99
$3,272.99 - $3,272.99
Current price $3,272.99

Speck - Balance Folio Case for Apple iPad Air 13" (latest model/M4/M3/M2 chip) - Black/White

Speck
Original price $52.99 - Original price $52.99
Original price
$52.99
$52.99 - $52.99
Current price $52.99

4-foot drop protectionDropped from 4 feet multiple times by independent labs to ensure superior protection.A full interior linerProvides scientific...

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Original price $52.99 - Original price $52.99
Original price
$52.99
$52.99 - $52.99
Current price $52.99

GoTrax - XR PRO Commuting Electric Scooter w/18mi Max Operating Range 18mph Max Speed - Black

GoTrax
Original price $401.99 - Original price $401.99
Original price
$401.99
$401.99 - $401.99
Current price $401.99

Digital displayClear and easy readouts on speed cruise control and your headlight. Our Digital display gives you the necessary information on your ...

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Original price $401.99 - Original price $401.99
Original price
$401.99
$401.99 - $401.99
Current price $401.99

Therabody - TheraFace Mask - Advanced Clinically Proven LED Skincare Mask With 648 LEDs for Firmer Smoother Skin - White

Therabody
Original price $661.99 - Original price $661.99
Original price
$661.99
$661.99 - $661.99
Current price $661.99

3 science-backed LED light therapiesRed light reduces fine lines wrinkles dark spots. Red + Infrared light boosts collagen to firm skin reduce de...

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Original price $661.99 - Original price $661.99
Original price
$661.99
$661.99 - $661.99
Current price $661.99

Samsung - 990 PRO 2TB Internal SSD PCle Gen 4x4 NVMe

Samsung
Original price $462.99 - Original price $462.99
Original price
$462.99
$462.99 - $462.99
Current price $462.99

Our ultimate SSDReach max performance with PCIe 4.0. Experience longer-lasting opponent-blasting speed. The in-house controller's smart heat contro...

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Original price $462.99 - Original price $462.99
Original price
$462.99
$462.99 - $462.99
Current price $462.99

Samsung - 990 PRO 1TB Internal SSD PCle Gen 4x4 NVMe

Samsung
Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

Our ultimate SSDReach max performance with PCIe 4.0. Experience longer-lasting opponent-blasting speed. The in-house controller's smart heat contro...

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Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

Bose - Bass Module 700 Wireless Subwoofer - Black

Bose
Original price $1,049.99 - Original price $1,049.99
Original price
$1,049.99
$1,049.99 - $1,049.99
Current price $1,049.99

Bose Bass Module 700 wireless home theater subwooferThis wireless compact subwoofer is designed to be paired with the Bose soundbars to bring music...

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Original price $1,049.99 - Original price $1,049.99
Original price
$1,049.99
$1,049.99 - $1,049.99
Current price $1,049.99

Samsung - 990 PRO 2TB Internal SSD PCIe Gen 4x4 NVMe with Heatsink for PS5

Samsung
Original price $784.99 - Original price $784.99
Original price
$784.99
$784.99 - $784.99
Current price $784.99

Next Level Performance With Maximum Heat ControlThe integrated heatsink disperses heat to maintain speed power efficiency and thermal control preve...

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Original price $784.99 - Original price $784.99
Original price
$784.99
$784.99 - $784.99
Current price $784.99

NINJA ULTRACRUSH BLE

Ninja
Original price $203.99 - Original price $203.99
Original price
$203.99
$203.99 - $203.99
Current price $203.99

NINJA ULTRACRUSH BLENDER

Original price $203.99 - Original price $203.99
Original price
$203.99
$203.99 - $203.99
Current price $203.99

PENCILVAC FLUFFYCONE

Dyson
Original price $678.99 - Original price $678.99
Original price
$678.99
$678.99 - $678.99
Current price $678.99

PENCILVAC FLUFFYCONES CORDLESS VACUUM

Original price $678.99 - Original price $678.99
Original price
$678.99
$678.99 - $678.99
Current price $678.99

Samsung - 85 Class QN70F Series Neo QLED Mini LED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung
Original price $1,439.99 - Original price $1,439.99
Original price
$1,439.99
$1,439.99 - $1,439.99
Current price $1,439.99

NQ4 AI Gen2 ProcessorExperience the power of AI in your 4K TV. Powered by 20 neural networks it makes all the movies TV shows video games and sport...

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Original price $1,439.99 - Original price $1,439.99
Original price
$1,439.99
$1,439.99 - $1,439.99
Current price $1,439.99

Samsung - 55 Class QN70F Series Neo QLED Mini LED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung
Original price $892.99 - Original price $892.99
Original price
$892.99
$892.99 - $892.99
Current price $892.99

NQ4 AI Gen2 ProcessorExperience the power of AI in your 4K TV. Powered by 20 neural networks it makes all the movies TV shows video games and sport...

View full details
Original price $892.99 - Original price $892.99
Original price
$892.99
$892.99 - $892.99
Current price $892.99

Samsung - 65 Class S90F Series OLED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung
Original price $1,492.99 - Original price $1,492.99
Original price
$1,492.99
$1,492.99 - $1,492.99
Current price $1,492.99

NQ4 AI Gen3 ProcessorPowered by 128 neural networks our most powerful 4K AI processor leverages AI to deliver a mind-blowing 4K TV experience. No m...

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Original price $1,492.99 - Original price $1,492.99
Original price
$1,492.99
$1,492.99 - $1,492.99
Current price $1,492.99

Sony - 75" Class BRAVIA 5 Mini LED 4K UHD Smart Google TV (2025)

Sony
Original price $1,604.99 - Original price $1,604.99
Original price
$1,604.99
$1,604.99 - $1,604.99
Current price $1,604.99

Mini LED brightness and contrastThousands of Mini LEDs are precisely controlled by XR Backlight Master Drive to deliver captivating brightness and ...

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Original price $1,604.99 - Original price $1,604.99
Original price
$1,604.99
$1,604.99 - $1,604.99
Current price $1,604.99

Samsung - Bespoke 29 cu. ft. 4-Door French Door Refrigerator with AI Family Hub+ - Charcoal Glass Black/Charcoal

Samsung
Original price $3,898.99 - Original price $3,898.99
Original price
$3,898.99
$3,898.99 - $3,898.99
Current price $3,898.99

AI Family Hub +Your kitchen is now the best seat in the house. Watch listen and cook with AI Family Hub+ - the entertainment hub with 32" touchscre...

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Original price $3,898.99 - Original price $3,898.99
Original price
$3,898.99
$3,898.99 - $3,898.99
Current price $3,898.99

LG - 83" Class G5 Series OLED evo AI 4K UHD Smart webOS TV with One Wall Design (2025)

LG
Original price $4,894.99 - Original price $4,894.99
Original price
$4,894.99
$4,894.99 - $4,894.99
Current price $4,894.99

Brightness Booster UltimateBrightness Booster Ultimate magnifies each individual pixel for remarkably luminous detail.Bright Room ReadyBright Room ...

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Original price $4,894.99 - Original price $4,894.99
Original price
$4,894.99
$4,894.99 - $4,894.99
Current price $4,894.99

TP-Link - Deco 7 Pro BE14000 Tri-Band Wi-Fi 7 Whole Home Mesh Router System - Deco BE68 (3-pack) - White

TP Link
Original price $546.99 - Original price $546.99
Original price
$546.99
$546.99 - $546.99
Current price $546.99

Blazing Fast 14 Gbps Tri-Band Wi-Fi 7Experience next-gen speeds of up to 14 Gbps across three bands delivering seamless 4K/8K streaming lag-free vi...

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Original price $546.99 - Original price $546.99
Original price
$546.99
$546.99 - $546.99
Current price $546.99

Moza Racing - CRP2 Load Cell Sim Racing Pedals (Accelerator Brake) - Black

Moza Racing
Original price $427.99 - Original price $427.99
Original price
$427.99
$427.99 - $427.99
Current price $427.99

Minimalist designThe sim racing pedal features a minimalist design with smooth curves and a sophisticated black and gold color scheme exuding compe...

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Original price $427.99 - Original price $427.99
Original price
$427.99
$427.99 - $427.99
Current price $427.99

Nikon - Z5II 4 K Video Mirrorless Camera Body - Black

Nikon
Original price $1,854.99 - Original price $1,854.99
Original price
$1,854.99
$1,854.99 - $1,854.99
Current price $1,854.99

Body OnlyLens is sold separately.Full Frame Power24.5MP BSI-CMOS FX-format sensor and EXPEED 7 processing engine unlock high-resolution high-speed ...

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Original price $1,854.99 - Original price $1,854.99
Original price
$1,854.99
$1,854.99 - $1,854.99
Current price $1,854.99

LG - 85" Class 92A Series QNED evo AI MiniLED 4K UHD Smart webOS TV (2025)

LG
Original price $1,888.99 - Original price $1,888.99
Original price
$1,888.99
$1,888.99 - $1,888.99
Current price $1,888.99

Dynamic QNED Color ProDynamic QNED Color Pro and 100 Color Volume185; provide a truly immersive and captivating visual experience.MiniLED Backlight...

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Original price $1,888.99 - Original price $1,888.99
Original price
$1,888.99
$1,888.99 - $1,888.99
Current price $1,888.99

LG - 75" Class 92A Series QNED evo AI MiniLED 4K UHD Smart webOS TV (2025)

LG
Original price $1,859.99 - Original price $1,859.99
Original price
$1,859.99
$1,859.99 - $1,859.99
Current price $1,859.99

Dynamic QNED Color ProDynamic QNED Color Pro and 100 Color Volume185; provide a truly immersive and captivating visual experience.MiniLED Backlight...

View full details
Original price $1,859.99 - Original price $1,859.99
Original price
$1,859.99
$1,859.99 - $1,859.99
Current price $1,859.99

Samsung - 55 Class S90F Series OLED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung
Original price $1,270.99 - Original price $1,270.99
Original price
$1,270.99
$1,270.99 - $1,270.99
Current price $1,270.99

NQ4 AI Gen3 ProcessorPowered by 128 neural networks our most powerful 4K AI processor leverages AI to deliver a mind-blowing 4K TV experience. No m...

View full details
Original price $1,270.99 - Original price $1,270.99
Original price
$1,270.99
$1,270.99 - $1,270.99
Current price $1,270.99

Hyper - 26IN ELECTRIC MOUNTAIN BIKE CLASS 2 - Gray

Hyper
Original price $924.99 - Original price $924.99
Original price
$924.99
$924.99 - $924.99
Current price $924.99

Throttle IncludedThrottle included for full electric drive up to 20MPHMotor350W rear hub motor for max speedBattery36v electric batteryFrameLightwe...

View full details
Original price $924.99 - Original price $924.99
Original price
$924.99
$924.99 - $924.99
Current price $924.99

Echo Dot Kids with Alexa (newest model) Designed for kids w/ parental controls Includes 1 Year of Amazon Kids+ - Rainbow Swirl

AMAZON
Original price $83.99 - Original price $83.99
Original price
$83.99
$83.99 - $83.99
Current price $83.99

Echo Dot KidsOur most popular and cutest smart speaker with Alexa made for kids (not a toy). The improved speaker delivers clearer vocals and rich ...

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Original price $83.99 - Original price $83.99
Original price
$83.99
$83.99 - $83.99
Current price $83.99

Sony - WH-1000XM6- Best Wireless Noise Cancelling Headphones - Black

Sony
Original price $360.99 - Original price $360.99
Original price
$360.99
$360.99 - $360.99
Current price $360.99

The Best Noise CancellationPowered by advanced processors and an adaptive microphone system the WH-1000XM6 headphones deliver real-time noise cance...

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Original price $360.99 - Original price $360.99
Original price
$360.99
$360.99 - $360.99
Current price $360.99

Sony - WH-1000XM6- Best Wireless Noise Cancelling Headphones - Silver

Sony
Original price $360.99 - Original price $360.99
Original price
$360.99
$360.99 - $360.99
Current price $360.99

The Best Noise CancellationPowered by advanced processors and an adaptive microphone system the WH-1000XM6 headphones deliver real-time noise cance...

View full details
Original price $360.99 - Original price $360.99
Original price
$360.99
$360.99 - $360.99
Current price $360.99

Sony - WH-1000XM6- Best Wireless Noise Cancelling Headphones - Midnight Blue

Sony
Original price $360.99 - Original price $360.99
Original price
$360.99
$360.99 - $360.99
Current price $360.99

The Best Noise CancellationPowered by advanced processors and an adaptive microphone system the WH-1000XM6 headphones deliver real-time noise cance...

View full details
Original price $360.99 - Original price $360.99
Original price
$360.99
$360.99 - $360.99
Current price $360.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.