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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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Acer - Chromebook 315 15.6" FHD 2K Laptop - MediaTek Kompanio 540 4GB Memory 128GB Storage Wi-Fi 6E - Protective Sleeve - Silver

Acer
Original price $404.99 - Original price $404.99
Original price
$404.99
$404.99 - $404.99
Current price $404.99

The Best of Google in a LaptopChromebooks run ChromeOS the fast secure operating system from Google with built-in Google apps like Gmail Gemini Doc...

View full details
Original price $404.99 - Original price $404.99
Original price
$404.99
$404.99 - $404.99
Current price $404.99

Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi + Cellular 1TB - Space Gray (Unlocked)

Apple
Original price $1,308.99 - Original price $1,308.99
Original price
$1,308.99
$1,308.99 - $1,308.99
Current price $1,308.99

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

View full details
Original price $1,308.99 - Original price $1,308.99
Original price
$1,308.99
$1,308.99 - $1,308.99
Current price $1,308.99

Whisker - Litter-Robot 4 Smart App-Controlled Self-Cleaning Litter Box Core Accessories Bundle - Black

Whisker
Original price $907.99 - Original price $907.99
Original price
$907.99
$907.99 - $907.99
Current price $907.99

Never scoop againLitter-Robot’s patented sifting process quietly separates kitty's waste from the clean litter ensuring a fresh bed of litter for e...

View full details
Original price $907.99 - Original price $907.99
Original price
$907.99
$907.99 - $907.99
Current price $907.99

ZLINE - Autograph 36 in. 4.6 cu. ft. Legacy Freestanding Dual Fuel Range with 6 Burners Convection Oven w/ Bronze Accents - Stainless Steel/Champagne Bronze Accents

ZLINE
Original price $3,751.99 - Original price $3,751.99
Original price
$3,751.99
$3,751.99 - $3,751.99
Current price $3,751.99

ZLINE Legacy SeriesThe Legacy Professional Range Series represents the foundation for ZLINE’s family-focused mission of attainable luxuryExclusive ...

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Original price $3,751.99 - Original price $3,751.99
Original price
$3,751.99
$3,751.99 - $3,751.99
Current price $3,751.99

GE Profile - 1.1 Cu. Ft. Countertop Microwave with Sensor Cooking and Built-In Capable Option - White

GE Profile
Original price $488.99 - Original price $488.99
Original price
$488.99
$488.99 - $488.99
Current price $488.99

Scan to Cook TechnologyEffortlessly prepare your favorite frozen meals exactly as intended by the manufacturer—just scan the barcode and let your m...

View full details
Original price $488.99 - Original price $488.99
Original price
$488.99
$488.99 - $488.99
Current price $488.99

GE - 2.2 Cu. Ft. Countertop Microwave with Built-In Wi-Fi - Stainless Steel

GE
Original price $446.99 - Original price $446.99
Original price
$446.99
$446.99 - $446.99
Current price $446.99

2.2 Cu. Ft. Capacity1100 watts (IEC-705 test procedure)Wi-Fi Powered by SmartHQWorks with Google Assistant and Alexa so you can use your voice to o...

View full details
Original price $446.99 - Original price $446.99
Original price
$446.99
$446.99 - $446.99
Current price $446.99

LG - 7.3 Cu. Ft. Smart Electric Dryer with Sensor Dry - Platinum Black

LG
Original price $1,003.99 - Original price $1,003.99
Original price
$1,003.99
$1,003.99 - $1,003.99
Current price $1,003.99

7.3 cu. ft. Ultra Large CapacityFree up your day—fit more clothes in every load with 7.3 cu. ft. of space. Running fewer loads saves energy and mon...

View full details
Original price $1,003.99 - Original price $1,003.99
Original price
$1,003.99
$1,003.99 - $1,003.99
Current price $1,003.99

Apple - 13-inch iPad Air M4 chip Wi-Fi + Cellular 256GB - Space Gray (Unlocked)

Apple
Original price $1,326.99 - Original price $1,326.99
Original price
$1,326.99
$1,326.99 - $1,326.99
Current price $1,326.99

WHY IPAD AIR—iPad Air with the Apple M4 chip packs even more performance into a beautiful design and it comes in two portable sizes. It features Ap...

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Original price $1,326.99 - Original price $1,326.99
Original price
$1,326.99
$1,326.99 - $1,326.99
Current price $1,326.99

ASUS - Zenbook S16 16" 3K OLED Touch Screen Laptop - Copilot+ PC - AMD Ryzen AI 9 465 - 32GB RAM - 1TB SSD - Antrim Gray

ASUS
Original price $2,063.99 - Original price $2,063.99
Original price
$2,063.99
$2,063.99 - $2,063.99
Current price $2,063.99

Copilot+ PC on Windows 11 HomeAs a Copilot+ PC on Windows 11 Home Zenbook S16 delivers up to 50 TOPS of on-device AI powering faster searches insta...

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Original price $2,063.99 - Original price $2,063.99
Original price
$2,063.99
$2,063.99 - $2,063.99
Current price $2,063.99

ASUS - Zenbook A14 14 OLED 2K Display - Copilot+ PC - Snapdragon X2 Elite - 16GB RAM - 512GB SSD - Zabriskie Beige

ASUS
Original price $1,484.99 - Original price $1,484.99
Original price
$1,484.99
$1,484.99 - $1,484.99
Current price $1,484.99

Copilot+ PC on Windows 11 HomeAs a Copilot+ PC on Windows 11 Home Zenbook A14 delivers 80 NPU TOPS of on-device AI powering faster searches instant...

View full details
Original price $1,484.99 - Original price $1,484.99
Original price
$1,484.99
$1,484.99 - $1,484.99
Current price $1,484.99

Soundcore - by Anker Space 2 Wireless Bluetoth Noise Cancelling Over-the-Ear Headphones with 50H ANC Playtime and All-Day Comfort - Black

Soundcore
Original price $116.99 - Original price $116.99
Original price
$116.99
$116.99 - $116.99
Current price $116.99

Enhanced Noise Cancelling for Your JourneyThe 4-stage low-frequency noise cancelling system specifically targets and blocks jet engine roar and env...

View full details
Original price $116.99 - Original price $116.99
Original price
$116.99
$116.99 - $116.99
Current price $116.99

ZLINE - Autograph Edition 36 in. 4.6 cu. ft. Freestanding Legacy Dual Fuel Range in Black Stainless Steel and Bronze Accents - Black

ZLINE
Original price $4,523.99 - Original price $4,523.99
Original price
$4,523.99
$4,523.99 - $4,523.99
Current price $4,523.99

ZLINE Legacy SeriesThe Legacy Professional Range Series represents the foundation for ZLINE’s family-focused mission of attainable luxuryExclusive ...

View full details
Original price $4,523.99 - Original price $4,523.99
Original price
$4,523.99
$4,523.99 - $4,523.99
Current price $4,523.99

Apple - 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi + Cellular 1TB - Blue (Unlocked)

Apple
Original price $1,525.99 - Original price $1,525.99
Original price
$1,525.99
$1,525.99 - $1,525.99
Current price $1,525.99

13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

View full details
Original price $1,525.99 - Original price $1,525.99
Original price
$1,525.99
$1,525.99 - $1,525.99
Current price $1,525.99

LG - 4.5 Cu. Ft. HE Smart Front Load Washer and 7.4 Cu. Ft. Gas Dryer WashTower with Steam and Built-In Intelligence - Black Steel

LG
Original price $2,409.99 - Original price $2,409.99
Original price
$2,409.99
$2,409.99 - $2,409.99
Current price $2,409.99

Ultra Large Capacity 4.5 cu.ft. Washer and 7.4 cu.ft. Dryer (WashTower)Fit more clothes in every load and power through laundry day in less time. W...

View full details
Original price $2,409.99 - Original price $2,409.99
Original price
$2,409.99
$2,409.99 - $2,409.99
Current price $2,409.99

32" QHD IPS 180HZ

Samsung
Original price $416.99 - Original price $416.99
Original price
$416.99
$416.99 - $416.99
Current price $416.99

32" QHD IPS 180HZ 1MS G-SYNC

Original price $416.99 - Original price $416.99
Original price
$416.99
$416.99 - $416.99
Current price $416.99

HYPERX ORIGINS 2 180

HP
Original price $167.99 - Original price $167.99
Original price
$167.99
$167.99 - $167.99
Current price $167.99

HYPERX ORIGINS 2 1800

Original price $167.99 - Original price $167.99
Original price
$167.99
$167.99 - $167.99
Current price $167.99

16" R7 - 32/1 KOKI R

HP
Original price $1,549.99 - Original price $1,549.99
Original price
$1,549.99
$1,549.99 - $1,549.99
Current price $1,549.99

16" R7 - 32/1 KOKI R7

Original price $1,549.99 - Original price $1,549.99
Original price
$1,549.99
$1,549.99 - $1,549.99
Current price $1,549.99

50 CLASS U8000H SERI

Samsung
Original price $387.99 - Original price $387.99
Original price
$387.99
$387.99 - $387.99
Current price $387.99

50 CLASS U8000H SERIES CRYSTAL UHD 4K

Original price $387.99 - Original price $387.99
Original price
$387.99
$387.99 - $387.99
Current price $387.99

NINJA BLENDBOSS CYBE

Ninja
Original price $164.99 - Original price $164.99
Original price
$164.99
$164.99 - $164.99
Current price $164.99

NINJA BLENDBOSS CYBERSPACE

Original price $164.99 - Original price $164.99
Original price
$164.99
$164.99 - $164.99
Current price $164.99

OMEN OLED 27Q

HP
Original price $567.99 - Original price $567.99
Original price
$567.99
$567.99 - $567.99
Current price $567.99

OMEN OLED 27Q

Original price $567.99 - Original price $567.99
Original price
$567.99
$567.99 - $567.99
Current price $567.99

75 CLASS QN70H SERIE

Samsung
Original price $1,696.99 - Original price $1,696.99
Original price
$1,696.99
$1,696.99 - $1,696.99
Current price $1,696.99

75 CLASS QN70H SERIES NEO QLED

Original price $1,696.99 - Original price $1,696.99
Original price
$1,696.99
$1,696.99 - $1,696.99
Current price $1,696.99

14" U5 - 16/512 SALU

HP
Original price $1,224.99 - Original price $1,224.99
Original price
$1,224.99
$1,224.99 - $1,224.99
Current price $1,224.99

14" U5 - 16/512 SALUTE U5

Original price $1,224.99 - Original price $1,224.99
Original price
$1,224.99
$1,224.99 - $1,224.99
Current price $1,224.99

WORX WG582 40V 780CF

Worx
Original price $322.99 - Original price $322.99
Original price
$322.99
$322.99 - $322.99
Current price $322.99

WORX WG582 40V 780CFM 190MPH BLOWER

Original price $322.99 - Original price $322.99
Original price
$322.99
$322.99 - $322.99
Current price $322.99

CASE PRO WITH CHARGI

Belkin
Original price $123.99 - Original price $123.99
Original price
$123.99
$123.99 - $123.99
Current price $123.99

CASE PRO WITH CHARGING AND PROTECTION

Original price $123.99 - Original price $123.99
Original price
$123.99
$123.99 - $123.99
Current price $123.99

SS RF70H30GERAA 29CF

Samsung
Original price $2,697.99 - Original price $2,697.99
Original price
$2,697.99
$2,697.99 - $2,697.99
Current price $2,697.99

SS RF70H30GERAA 29CF 35" FD 3DR STS

Original price $2,697.99 - Original price $2,697.99
Original price
$2,697.99
$2,697.99 - $2,697.99
Current price $2,697.99

G325 - BLACK

Logitech
Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

G325 - BLACK

Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

LG WM3420CW 4.5CF FL

LG
Original price $981.99 - Original price $981.99
Original price
$981.99
$981.99 - $981.99
Current price $981.99

LG WM3420CW 4.5CF FL WASHER WHT

Original price $981.99 - Original price $981.99
Original price
$981.99
$981.99 - $981.99
Current price $981.99

16" R9 - 32/1 KOKI R

HP
Original price $1,906.99 - Original price $1,906.99
Original price
$1,906.99
$1,906.99 - $1,906.99
Current price $1,906.99

16" R9 - 32/1 KOKI R9

Original price $1,906.99 - Original price $1,906.99
Original price
$1,906.99
$1,906.99 - $1,906.99
Current price $1,906.99

14" U7 - 24/512 SALU

HP
Original price $1,506.99 - Original price $1,506.99
Original price
$1,506.99
$1,506.99 - $1,506.99
Current price $1,506.99

14" U7 - 24/512 SALUTE U7

Original price $1,506.99 - Original price $1,506.99
Original price
$1,506.99
$1,506.99 - $1,506.99
Current price $1,506.99

16" R5 - 16/512 KOKI

HP
Original price $1,286.99 - Original price $1,286.99
Original price
$1,286.99
$1,286.99 - $1,286.99
Current price $1,286.99

16" R5 - 16/512 KOKI R5 LCD

Original price $1,286.99 - Original price $1,286.99
Original price
$1,286.99
$1,286.99 - $1,286.99
Current price $1,286.99

27" FLAT GAMING 300

Samsung
Original price $359.99 - Original price $359.99
Original price
$359.99
$359.99 - $359.99
Current price $359.99

27" FLAT GAMING 300 HZ FHD IPS

Original price $359.99 - Original price $359.99
Original price
$359.99
$359.99 - $359.99
Current price $359.99

KA272 P6BI 27" FHD I

Acer
Original price $187.99 - Original price $187.99
Original price
$187.99
$187.99 - $187.99
Current price $187.99

KA272 P6BI 27" FHD IPS MONITOR

Original price $187.99 - Original price $187.99
Original price
$187.99
$187.99 - $187.99
Current price $187.99

65" CLASS M70H SERIE

Samsung
Original price $623.99 - Original price $623.99
Original price
$623.99
$623.99 - $623.99
Current price $623.99

65" CLASS M70H SERIES MINI LED 4K UHD

Original price $623.99 - Original price $623.99
Original price
$623.99
$623.99 - $623.99
Current price $623.99

ROKU 32R2E5 HD LED R

Roku
Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

ROKU 32R2E5 HD LED ROKU TV

Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

65 CLASS QN70H SERIE

Samsung
Original price $1,410.99 - Original price $1,410.99
Original price
$1,410.99
$1,410.99 - $1,410.99
Current price $1,410.99

65 CLASS QN70H SERIES NEO QLED

Original price $1,410.99 - Original price $1,410.99
Original price
$1,410.99
$1,410.99 - $1,410.99
Current price $1,410.99

43R4E5

Roku
Original price $264.99 - Original price $264.99
Original price
$264.99
$264.99 - $264.99
Current price $264.99

43R4E5

Original price $264.99 - Original price $264.99
Original price
$264.99
$264.99 - $264.99
Current price $264.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.