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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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GE Profile - 5.3 Cu. Ft. High-Efficiency Stackable Smart Front Load Washer with Steam and UltraFresh Vent System+ With OdorBlock - White

GE Profile
Original price $1,266.99 - Original price $1,266.99
Original price
$1,266.99
$1,266.99 - $1,266.99
Current price $1,266.99

UltraFresh Vent System+ With OdorBlockThe first and only UltraFresh Vent System+ is enhanced with a sensor that detects and eliminates excess moist...

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Original price $1,266.99 - Original price $1,266.99
Original price
$1,266.99
$1,266.99 - $1,266.99
Current price $1,266.99

Disney - Lorcana Card Sleeve (Tiana)

Lorcana
Original price $23.99 - Original price $23.99
Original price
$23.99
$23.99 - $23.99
Current price $23.99

Play in StyleElevate your gaming experience with these stunning card sleeves.Ultimate Card ProtectionKeep your cards in pristine condition during i...

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Original price $23.99 - Original price $23.99
Original price
$23.99
$23.99 - $23.99
Current price $23.99

Saramonic - Blink 500 B2+ 2-Person Wireless Mic System w/ Device Mount Receiver 3.5mm USB-C Lightning Outs - Black

Saramonic
Original price $147.99 - Original price $147.99
Original price
$147.99
$147.99 - $147.99
Current price $147.99

Ideal Wireless Mic SystemIncredibly Easy-to-Use 2-Person wireless clip-on mic system that is ideal for Content Creation Interviews Vlogging Mobile ...

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Original price $147.99 - Original price $147.99
Original price
$147.99
$147.99 - $147.99
Current price $147.99

Amazon - Fire HD 10 - 10.1" Tablet (2023 Release) - 32GB with Wi-Fi - Black

AMAZON
Original price $172.99 - Original price $172.99
Original price
$172.99
$172.99 - $172.99
Current price $172.99

Do what you love uninterrupted25 faster performance than the previous generation and 3 GB RAM are ideal for seamless streaming reading and gaming.H...

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Original price $172.99 - Original price $172.99
Original price
$172.99
$172.99 - $172.99
Current price $172.99

Night Owl - Indoor/Outdoor Wire Free 2K Security Camera with 2-Way Audio - White

Night Owl
Original price $108.99 - Original price $108.99
Original price
$108.99
$108.99 - $108.99
Current price $108.99

Capture key recordings with clarityIt’s clear video quality matters. Reliably capture what’s happening around your home or business with crisp 2K r...

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Original price $108.99 - Original price $108.99
Original price
$108.99
$108.99 - $108.99
Current price $108.99

Yale - Assure Lock 2 - Smart Lock Keyless Wi-Fi Deadbolt with APPLE HOME KEYS Touchscreen Keypad Access - Black Suede

Yale
Original price $297.99 - Original price $297.99
Original price
$297.99
$297.99 - $297.99
Current price $297.99

Tap and go with Home KeysAdd your Home Key to your Apple Wallet app and simply tap the lock with your iPhone or Apple Watch to unlock your door. To...

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Original price $297.99 - Original price $297.99
Original price
$297.99
$297.99 - $297.99
Current price $297.99

GoTrax - Z4 LITE Folding eBike w/ 25mi Max Operating Range and 20mph Max Speed - Black

GoTrax
Original price $754.99 - Original price $754.99
Original price
$754.99
$754.99 - $754.99
Current price $754.99

Digital displayQuick readouts on speed battery life pedal assist headlight control and more.Folding frameThe easy folding frame makes your e-bike t...

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Original price $754.99 - Original price $754.99
Original price
$754.99
$754.99 - $754.99
Current price $754.99

OtterBox - Defender Series for Apple iPad Air 11-inch (M4) iPad Air 11-inch (M3) Apple iPad Air 11-inch (M2) iPad Air (5/4 gen) - Black

Otterbox
Original price $79.99 - Original price $79.99
Original price
$79.99
$79.99 - $79.99
Current price $79.99

Designed For Use With Apple iPad Air 11-Inch (M4/M3/M2) iPad Air 5th gen and iPad Air 4th genProtects and compliments your tablet.DROP+2X as many d...

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Original price $79.99 - Original price $79.99
Original price
$79.99
$79.99 - $79.99
Current price $79.99

Fujifilm - instax WIDE 400 Instant Camera - Sage Green

Fujifilm
Original price $214.99 - Original price $214.99
Original price
$214.99
$214.99 - $214.99
Current price $214.99

FeaturesAutomatic exposure and Flash control. Self-timer with LED countdownEasy-to-use analog-style controlsThree focus modes Normal Landscape and ...

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Original price $214.99 - Original price $214.99
Original price
$214.99
$214.99 - $214.99
Current price $214.99

ZLINE - 24" Built-in Convection Microwave Oven - Black

ZLINE
Original price $1,732.99 - Original price $1,732.99
Original price
$1,732.99
$1,732.99 - $1,732.99
Current price $1,732.99

ConvectionConvection and Microwave Modes - Select from a variety of convection broil and microwave cooking settings to provide optimal dish results...

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Original price $1,732.99 - Original price $1,732.99
Original price
$1,732.99
$1,732.99 - $1,732.99
Current price $1,732.99

Logitech - MX Keys S Combo Advanced Full-size Wireless Scissor Keyboard and Mouse Bundle with Palm-rest - Black

Logitech
Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

Keyboard and mouse combo engineered for speed and precisionMX Keys S Wireless Keyboard features fast fluid laptop-like typing combined with the fas...

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Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

TCL - S55H 2.1 Channel S-Class Soundbar with Wireless Subwoofer Dolby Atmos - Black

TCL
Original price $152.99 - Original price $152.99
Original price
$152.99
$152.99 - $152.99
Current price $152.99

2.1 Channel S Class Sound BarFill your room with sound bringing the movie theater experience into your home with just a single HDMI cable. It’s hom...

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Original price $152.99 - Original price $152.99
Original price
$152.99
$152.99 - $152.99
Current price $152.99

Samsung - 32" Odyssey OLED G8 (G80SD) 4K UHD 240Hz 0.03ms Smart Gaming Monitor with HDR - Silver

Samsung
Original price $1,279.99 - Original price $1,279.99
Original price
$1,279.99
$1,279.99 - $1,279.99
Current price $1,279.99

4K UHD ResolutionContent springs to life in 4K OLED. Brilliant imagery shines with 250 nits (typ) of brightness and a wider spectrum of colors shad...

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Original price $1,279.99 - Original price $1,279.99
Original price
$1,279.99
$1,279.99 - $1,279.99
Current price $1,279.99

Segway - E2 Pro Electric Scooter w/21.7 miles Max Operating Range 18.6 mph Max Speed - Black

Segway
Original price $460.99 - Original price $460.99
Original price
$460.99
$460.99 - $460.99
Current price $460.99

Easy-to-read easy-to-operateThe E2 Pro’s functional handlebar features a 2.8-inch large dashboard a power and riding mode switch and direction ind...

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Original price $460.99 - Original price $460.99
Original price
$460.99
$460.99 - $460.99
Current price $460.99

Beats - Solo Buds True Wireless Earbuds - Transparent Red

Apple
Original price $93.99 - Original price $93.99
Original price
$93.99
$93.99 - $93.99
Current price $93.99

Custom acoustic architecture for big Beats sound with full range and clarity.The smallest case we’ve ever made making these powerful earbuds the pe...

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Original price $93.99 - Original price $93.99
Original price
$93.99
$93.99 - $93.99
Current price $93.99

Turtle Beach - Stealth 700 Gen 3 Wireless Over-Ear Multiplatform Gaming Headsetfor PS5 PS4 PC Mobile with 80-Hr Battery - White

Turtle Beach
Original price $234.99 - Original price $234.99
Original price
$234.99
$234.99 - $234.99
Current price $234.99

CrossPlay Multiplatform Wireless Audio SystemDual USB wireless transmitters and a single button on the headset allow you to quickly switch between ...

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Original price $234.99 - Original price $234.99
Original price
$234.99
$234.99 - $234.99
Current price $234.99

PowerA - 4-Port Hi-Speed USB Hub for Nintendo Switch - Black

PowerA
Original price $41.99 - Original price $41.99
Original price
$41.99
$41.99 - $41.99
Current price $41.99

Expanded portsExpanded Ports Add four USB 2.0 ports to your Nintendo Switch to connect more PowerA Wired Controllers and other compatible accessor...

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Original price $41.99 - Original price $41.99
Original price
$41.99
$41.99 - $41.99
Current price $41.99

PowerA - FUSION Pro Wireless Controller for Xbox Series XS with Lumectra - Black

PowerA
Original price $169.99 - Original price $169.99
Original price
$169.99
$169.99 - $169.99
Current price $169.99

Ghost RGB LED lightningThe controller reveals a stunning hidden design when the RGB LED lighting is activated and has 6 unique lighting modes acros...

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Original price $169.99 - Original price $169.99
Original price
$169.99
$169.99 - $169.99
Current price $169.99

Shark - PowerDetect Upright Vacuum with DuoClean Detect Technology Self-Cleaning Brushroll and XL Dustcup - Eggplant

Shark
Original price $467.99 - Original price $467.99
Original price
$467.99
$467.99 - $467.99
Current price $467.99

Best Overall Cleaning Of Any VacuumMost powerful suction and most advanced cleaning technology of any vacuum.Based on ASTM F558 measured at the hos...

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Original price $467.99 - Original price $467.99
Original price
$467.99
$467.99 - $467.99
Current price $467.99

Logitech - Keys-To-Go 2 Slim Portable Bluetooth Keyboard for Tablet With Built-in Cover - Pale Gray

Logitech
Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

Ultra portable keyboardThe super slim lightweight design of this portable Bluetooth keyboard makes it easy to pack and go—it’s the perfect companio...

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Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

OtterBox - Defender Series for Apple iPad Pro 11-inch (M4) and Apple iPad Pro 11-inch (M5) - Black

Otterbox
Original price $79.99 - Original price $79.99
Original price
$79.99
$79.99 - $79.99
Current price $79.99

Designed For Use With Apple Ipad Pro 11-Inch (M4) and Apple iPad Pro 11-inch (M5)Protects and compliments your tablet.DROP+2X as many drops as mili...

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Original price $79.99 - Original price $79.99
Original price
$79.99
$79.99 - $79.99
Current price $79.99

Toshiba - 55" Class C350 Series LED 4K UHD Smart Fire TV

Toshiba
Original price $449.99 - Original price $449.99
Original price
$449.99
$449.99 - $449.99
Current price $449.99

REGZA Engine ZRREGZA Engine ZR is Toshiba's revolutionary Engine. With the power of precise analyzing technology it drives the maximum potential of...

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Original price $449.99 - Original price $449.99
Original price
$449.99
$449.99 - $449.99
Current price $449.99

Beats - Solo Buds True Wireless Earbuds - Matte Black

Apple
Original price $93.99 - Original price $93.99
Original price
$93.99
$93.99 - $93.99
Current price $93.99

Custom acoustic architecture for big Beats sound with full range and clarity.The smallest case we’ve ever made making these powerful earbuds the pe...

View full details
Original price $93.99 - Original price $93.99
Original price
$93.99
$93.99 - $93.99
Current price $93.99

GoPro - HERO12 Creator Edition Action Camera - Black

GoPro
Original price $552.99 - Original price $552.99
Original price
$552.99
$552.99 - $552.99
Current price $552.99

All-in-one creative solutionThe GoPro ever made with the mounts and accessories. It includes Volta Media Mod and Light Mod that seamlessly come tog...

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Original price $552.99 - Original price $552.99
Original price
$552.99
$552.99 - $552.99
Current price $552.99

Frigidaire - 28.8 Cu. Ft. French Door Standard-Depth Refrigerator with Internal Water Dispenser - Smudge Proof Stainless Steel

Frigidaire
Original price $1,907.99 - Original price $1,907.99
Original price
$1,907.99
$1,907.99 - $1,907.99
Current price $1,907.99

EvenTemp cooling systemKeep your food fresh and reduce freezer burn with our variable speed compressor that reacts quickly to temperature fluctuati...

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Original price $1,907.99 - Original price $1,907.99
Original price
$1,907.99
$1,907.99 - $1,907.99
Current price $1,907.99

Samsung - Galaxy Buds3 Pro Wireless Earbud Headphones - White

Samsung
Original price $209.99 - Original price $209.99
Original price
$209.99
$209.99 - $209.99
Current price $209.99

Redesigned with the best sound in mindListen in long-lasting comfort with an improved shape that delivers a snugt fit. Enjoy a completely new immer...

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Original price $209.99 - Original price $209.99
Original price
$209.99
$209.99 - $209.99
Current price $209.99

GoTrax - XR LITE Commuting Electric Scooter w/5mi Max Operating Range 12mph Max Speed - Black

GoTrax
Original price $273.99 - Original price $273.99
Original price
$273.99
$273.99 - $273.99
Current price $273.99

Digital displayClear and easy readouts on speed cruise control and your headlight. Our Digital display gives you the necessary information on your ...

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Original price $273.99 - Original price $273.99
Original price
$273.99
$273.99 - $273.99
Current price $273.99

Tineco - Floor Washer Flashdry Cordless Mop Vacuum Cleaner - 6 Series - Black

Tineco
Original price $309.99 - Original price $309.99
Original price
$309.99
$309.99 - $309.99
Current price $309.99

Cordless 4-in-1 Mop + Vacuum + Self Clean + Self DryThe Tineco FLOORWASHER 6 Series integrates a powerful cordless floor washer wet/dry vacuum clea...

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Original price $309.99 - Original price $309.99
Original price
$309.99
$309.99 - $309.99
Current price $309.99

Philips Sonicare - DiamondClean Smart Electric Rechargeable Toothbrush for Complete Oral Care - 9300 Series - Rose Gold

Philips Sonicare
Original price $271.99 - Original price $271.99
Original price
$271.99
$271.99 - $271.99
Current price $271.99

Complete oral care with smart sensor technology for an exceptional cleanRemoves up to 10x more plaque and improves gum health up to 7x in just 2 we...

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Original price $271.99 - Original price $271.99
Original price
$271.99
$271.99 - $271.99
Current price $271.99

Ninja - Luxe Caf Premier Series 3-in-1 Espresso Coffee and Cold Brew Machine with Grinder and Scale and Hands-Free Frother - Stainless Steel

Ninja
Original price $678.99 - Original price $678.99
Original price
$678.99
$678.99 - $678.99
Current price $678.99

3 Machines In 1Brew without limits with no guesswork espresso well-balanced drip coffee and rapid cold brew. 2 Espresso Styles — double shot or qua...

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Original price $678.99 - Original price $678.99
Original price
$678.99
$678.99 - $678.99
Current price $678.99

LG - UltraGear 27" OLED QHD 280Hz 0.03ms G-Sync and FreeSync Premium Pro Gaming Monitor with HDR500 (HDMI x2 DP USB-A) - Black

LG
Original price $646.99 - Original price $646.99
Original price
$646.99
$646.99 - $646.99
Current price $646.99

LG's Brightest OLED Gaming MonitorExperience ultra-smooth tear-free gameplay with up to 280Hz refresh rate178; and 0.03ms response time on a bright...

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Original price $646.99 - Original price $646.99
Original price
$646.99
$646.99 - $646.99
Current price $646.99

Razer - Basilisk V3 Pro 35K Optical Gaming Mouse with HyperScroll Tilt Wheel - Wireless - Phantom White

Razer
Original price $191.99 - Original price $191.99
Original price
$191.99
$191.99 - $191.99
Current price $191.99

Configurable Razer HyperScroll Tilt WheelChoose between tactile cycling and smooth free-spin scrolling or auto-switch between them based on your sc...

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Original price $191.99 - Original price $191.99
Original price
$191.99
$191.99 - $191.99
Current price $191.99

Samsung - Bespoke 6.3 Cu. Ft. Slide-In Electric Range with Precision Knobs - Stainless Steel

Samsung
Original price $1,174.99 - Original price $1,174.99
Original price
$1,174.99
$1,174.99 - $1,174.99
Current price $1,174.99

Bespoke designGive your kitchen a premium look with a stylish and contemporary Bespoke design that will enhance the look of your kitchen or add an ...

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Original price $1,174.99 - Original price $1,174.99
Original price
$1,174.99
$1,174.99 - $1,174.99
Current price $1,174.99

Apple - 11-inch iPad Pro M5 chip Wi-Fi 2TB with OLED Nano-texture Glass - Space Black

Apple
Original price $2,552.99 - Original price $2,552.99
Original price
$2,552.99
$2,552.99 - $2,552.99
Current price $2,552.99

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

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Original price $2,552.99 - Original price $2,552.99
Original price
$2,552.99
$2,552.99 - $2,552.99
Current price $2,552.99

Heybike - Ranger S 2.0 - Foldable Step-Thru Fat-Tire 750W Ebike Hydraulic Disc Brakes 55 Miles Max Range 28MPH - UL Certified - Black

Heybike
Original price $1,367.99 - Original price $1,367.99
Original price
$1,367.99
$1,367.99 - $1,367.99
Current price $1,367.99

55-Mile Range + UL2849-Cert BatteryWhy it matters 48V 14.4Ah (692Wh) capacity outlasts competitors by 15+ miles.1400W Peak Motor (750W Rated Power)...

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Original price $1,367.99 - Original price $1,367.99
Original price
$1,367.99
$1,367.99 - $1,367.99
Current price $1,367.99

Tineco - Floor Washer Pet Cordless Mop Vacuum Cleaner - 5 Series - Black

Tineco
Original price $250.99 - Original price $250.99
Original price
$250.99
$250.99 - $250.99
Current price $250.99

Cordless 3-in-1 Mop + Vacuum + Self CleanThis versatile device combines the functions of a mop vacuum and self-cleaning unit in one powerful soluti...

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Original price $250.99 - Original price $250.99
Original price
$250.99
$250.99 - $250.99
Current price $250.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.