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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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eufy - S340 Outdoor Solar Powered 3K PTZ Security Camera with Dual Lens - White

Eufy
Original price $142.99 - Original price $142.99
Original price
$142.99
$142.99 - $142.99
Current price $142.99

Enhanced Dual-Camera Clarity at 50 FeetCapture every event around your home in stellar 3K resolution. See exactly who and what is around your home ...

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Original price $142.99 - Original price $142.99
Original price
$142.99
$142.99 - $142.99
Current price $142.99

Twinkly - Candies Star Shaped 200 RGB LED Smart Light String Green Wire USB-C - Multicolor

Twinkly
Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

Charming multicolor RGB LED light shapesDelight in the charming light shape of stars while adding a touch of wonder to your home decor 200 LED ligh...

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Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

GoPro - HERO12 Black Action Camera - Black

GoPro
Original price $439.99 - Original price $439.99
Original price
$439.99
$439.99 - $439.99
Current price $439.99

360 horizon lockThe HERO12 Black Creator Edition’s Linear with Horizon Lock digital lens keeps your footage steady even if your camera rotates a fu...

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Original price $439.99 - Original price $439.99
Original price
$439.99
$439.99 - $439.99
Current price $439.99

BISSELL - ProHeat 2X Revolution Pet Pro Plus Corded Upright Carpet Deep Cleaner - silver/purple

Bissell
Original price $324.99 - Original price $324.99
Original price
$324.99
$324.99 - $324.99
Current price $324.99

Rigorously tested for real pet messesEasily deep clean carpet and upholstery with the ProHeat 2X Revolution Pet Pro upright cleaner. This machine i...

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Original price $324.99 - Original price $324.99
Original price
$324.99
$324.99 - $324.99
Current price $324.99

Beats - Studio Pro - Wireless Noise Cancelling Over-the-Ear Headphones - Black

Apple
Original price $300.99 - Original price $300.99
Original price
$300.99
$300.99 - $300.99
Current price $300.99

Experience immersive listening with Beats’ most powerful custom acoustic platformSound that surrounds you with Personalized Spatial Audio and dynam...

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Original price $300.99 - Original price $300.99
Original price
$300.99
$300.99 - $300.99
Current price $300.99

WD - BLACK SN770M 2TB Internal SSD PCIe Gen 4 x4 M.2 2230 for ROG Ally and Steam Deck

Western Digital
Original price $462.99 - Original price $462.99
Original price
$462.99
$462.99 - $462.99
Current price $462.99

Supercharge your handheld gaming deviceUpgrade compatible handheld devices such as the ASUS ROG Ally and Steam Deck with speeds up to 5150 MB/s for...

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Original price $462.99 - Original price $462.99
Original price
$462.99
$462.99 - $462.99
Current price $462.99

Razer - Huntsman V3 Pro Mini 60 Wired Analog Optical Linear Switch Gaming Keyboard with Snap Tap - Black

Razer
Original price $173.99 - Original price $173.99
Original price
$173.99
$173.99 - $173.99
Current price $173.99

Chosen by Pro's for Advanced FPS MovementWith Rapid Trigger Adjustable Actuation and Razer Snap Tap the Huntsman V3 Pro offers lightning-fast preci...

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Original price $173.99 - Original price $173.99
Original price
$173.99
$173.99 - $173.99
Current price $173.99

Samsung - 4.6 Cu. Ft. High-Efficiency Smart Top Load Washer with ActiveWave Agitator - Black

Samsung
Original price $954.99 - Original price $954.99
Original price
$954.99
$954.99 - $954.99
Current price $954.99

Large 4.6 cu. ft. CapacityOur large capacity Top Load Washer means fewer loads less time in the laundry room and more time doing the things you lov...

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Original price $954.99 - Original price $954.99
Original price
$954.99
$954.99 - $954.99
Current price $954.99

GE - 2.0 Cu. Ft. Countertop Microwave with Sensor Cooking and Defrost - Black

GE
Original price $280.99 - Original price $280.99
Original price
$280.99
$280.99 - $280.99
Current price $280.99

2.0 Cu. Ft. Capacity1200 Watts (IEC-705 test procedure).Sensor Cooking ControlsAutomatically adjusts time and power for delicious cooking results.A...

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Original price $280.99 - Original price $280.99
Original price
$280.99
$280.99 - $280.99
Current price $280.99

Razer - Viper V3 HyperSpeed Lightweight Optical Gaming Mouse with 280 Hour Battery Life - Wireless - Black

Razer
Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

82 g Lightweight DesignFeaturing a mass centralized design the Razer Viper V3 HyperSpeed ensures seamless consistent swipes crucial to competitive ...

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Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

Beats - Studio Pro - Wireless Noise Cancelling Over-the-Ear Headphones - Sandstone

Apple
Original price $300.99 - Original price $300.99
Original price
$300.99
$300.99 - $300.99
Current price $300.99

Experience immersive listening with Beats’ most powerful custom acoustic platformSound that surrounds you with Personalized Spatial Audio and dynam...

View full details
Original price $300.99 - Original price $300.99
Original price
$300.99
$300.99 - $300.99
Current price $300.99

Razer - Huntsman V3 Pro Full Size Wired Analog Optical Linear Switch Gaming Keyboard with Snap Tap - Black

Razer
Original price $250.99 - Original price $250.99
Original price
$250.99
$250.99 - $250.99
Current price $250.99

Chosen by Pro's for Advanced FPS MovementWith Rapid Trigger Adjustable Actuation and Razer Snap Tap the Huntsman V3 Pro offers lightning-fast preci...

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Original price $250.99 - Original price $250.99
Original price
$250.99
$250.99 - $250.99
Current price $250.99

Razer - Nommo V2 X Full-Range 2.0 PC Gaming Speakers (2 Piece) - Black

Razer
Original price $168.99 - Original price $168.99
Original price
$168.99
$168.99 - $168.99
Current price $168.99

Two 3 Full-Range DriversArmed with two full-range 3 drivers tuned for distinct clarity and rich depth across the full range of audio the Nommo V2 X...

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Original price $168.99 - Original price $168.99
Original price
$168.99
$168.99 - $168.99
Current price $168.99

LG - Standard-Depth MAX 29.6 Cu. Ft. 4-Door French Door Smart Refrigerator with Full-Convert Drawer - Stainless Steel

LG
Original price $2,477.99 - Original price $2,477.99
Original price
$2,477.99
$2,477.99 - $2,477.99
Current price $2,477.99

Capacity 29.6 Cubic Feet Standard-Depth MAXWith 29.6 cu. ft. of usable space you can save time and stock up on your club store fresh and frozen fav...

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Original price $2,477.99 - Original price $2,477.99
Original price
$2,477.99
$2,477.99 - $2,477.99
Current price $2,477.99

Whirlpool - 7.4 Cu. Ft. Stackable Gas Dryer with Steam and Wrinkle Shield Option - White

Whirlpool
Original price $1,071.99 - Original price $1,071.99
Original price
$1,071.99
$1,071.99 - $1,071.99
Current price $1,071.99

Wrinkle Shield OptionHelp keep wrinkles from setting into clean dry laundry with the Wrinkle Shield Option. It keeps clothes tumbling up to 150 min...

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Original price $1,071.99 - Original price $1,071.99
Original price
$1,071.99
$1,071.99 - $1,071.99
Current price $1,071.99

Nomad - Sport Band for Apple Watch174 42 44 45mm (Series 1-8) and Apple Watch Ultra - Black

Nomad
Original price $61.99 - Original price $61.99
Original price
$61.99
$61.99 - $61.99
Current price $61.99

Compatible with Apple WatchDesigned for Apple Watch 42mm Series 1 Series 2 Series 3 Apple Watch 44mm Series 4 Series 5 Series 6 Apple Watch 44mm ...

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Original price $61.99 - Original price $61.99
Original price
$61.99
$61.99 - $61.99
Current price $61.99

Crucial - X10 Pro 1TB USB-C External SSD - Black

Crucial
Original price $197.99 - Original price $197.99
Original price
$197.99
$197.99 - $197.99
Current price $197.99

Raw performance. Real power.With read and write speeds up to 2100/2000MB/s the Crucial X10 Pro Portable SSD is powerful enough for editing directly...

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Original price $197.99 - Original price $197.99
Original price
$197.99
$197.99 - $197.99
Current price $197.99

Beats - Studio Pro - Wireless Noise Cancelling Over-the-Ear Headphones - Navy

Apple
Original price $300.99 - Original price $300.99
Original price
$300.99
$300.99 - $300.99
Current price $300.99

Experience immersive listening with Beats’ most powerful custom acoustic platformSound that surrounds you with Personalized Spatial Audio and dynam...

View full details
Original price $300.99 - Original price $300.99
Original price
$300.99
$300.99 - $300.99
Current price $300.99

Samsung - BESPOKE 29 cu. ft. 4-Door French Door Smart Refrigerator with Beverage Center - White Glass

Samsung
Original price $2,863.99 - Original price $2,863.99
Original price
$2,863.99
$2,863.99 - $2,863.99
Current price $2,863.99

Color CustomizationCustomize the design of your french door refrigerator with changeable door panels. Choose from a variety of colors and two finis...

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Original price $2,863.99 - Original price $2,863.99
Original price
$2,863.99
$2,863.99 - $2,863.99
Current price $2,863.99

Logitech - G PRO X SUPERLIGHT 2 LIGHTSPEED Lightweight Wireless Optical HERO 2 Sensor 44 000 DPI Gaming Mouse with 8K Polling - Wireless - Off-White

Logitech
Original price $206.99 - Original price $206.99
Original price
$206.99
$206.99 - $206.99
Current price $206.99

Better PerformanceThe Logitech Superlight 2 our championship winning wireless mouse gaming is now even better; with 8 kHz polling USB-C charging 95...

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Original price $206.99 - Original price $206.99
Original price
$206.99
$206.99 - $206.99
Current price $206.99

Razer - Cobra Lightweight Optical Gaming Mouse with Chroma RGB Lighting - Wired - Black

Razer
Original price $49.99 - Original price $49.99
Original price
$49.99
$49.99 - $49.99
Current price $49.99

58g Lightweight DesignWith a lightweight design that caters to most grip styles the Razer Cobra not only allows for fast precise control but feels ...

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Original price $49.99 - Original price $49.99
Original price
$49.99
$49.99 - $49.99
Current price $49.99

Samsung - 9100 PRO 4TB Internal SSD PCIe Gen 5x4 NVMe Speeds Up to 14800 MB/s

Samsung
Original price $1,578.99 - Original price $1,578.99
Original price
$1,578.99
$1,578.99 - $1,578.99
Current price $1,578.99

PCIe 5.0 PerformanceSupercharge your workflow and gaming with lightning-fast PCIe 5.0 boasting sequential read/write speeds up to 14800/13400 MB/s....

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Original price $1,578.99 - Original price $1,578.99
Original price
$1,578.99
$1,578.99 - $1,578.99
Current price $1,578.99

Frigidaire - 24" Top Control Built-In Plastic Tub Dishwasher with MaxDry 52 dBA - Stainless Steel

Frigidaire
Original price $609.99 - Original price $609.99
Original price
$609.99
$609.99 - $609.99
Current price $609.99

Triple the cleaning powerGive your dishes a more effective clean with our three spray arms which achieve better water coverage during the cleaning ...

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Original price $609.99 - Original price $609.99
Original price
$609.99
$609.99 - $609.99
Current price $609.99

BISSELL - SurfaceSense Allergen Pet Lift-Off Upright Vacuum - Black

Bissell
Original price $286.99 - Original price $286.99
Original price
$286.99
$286.99 - $286.99
Current price $286.99

Rigorously tested for real pet messesSurfaceSense Allergen Pet Lift-Off vacuum is certified Pet Proven for its cleaning performance on fur and trai...

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Original price $286.99 - Original price $286.99
Original price
$286.99
$286.99 - $286.99
Current price $286.99

Philips - Hue Play HDMI Sync Box 8K - Black

Philips
Original price $431.99 - Original price $431.99
Original price
$431.99
$431.99 - $431.99
Current price $431.99

HDMI 2.1 CERTIFIED FOR THE HIGHEST QUALITY CONTENTWith an ultra-fast refresh rate you can sync your Hue lights to the highest quality video content...

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Original price $431.99 - Original price $431.99
Original price
$431.99
$431.99 - $431.99
Current price $431.99

Nintendo Sound Clock Alarmo - Red

Nintendo
Original price $146.99 - Original price $146.99
Original price
$146.99
$146.99 - $146.99
Current price $146.99

Select a title pick a scene set a time and wake up to a soundscape of Nintendo music and game elementsChoose from 35 scenes inspired by Nintendo ti...

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Original price $146.99 - Original price $146.99
Original price
$146.99
$146.99 - $146.99
Current price $146.99

Sonos - Move 2 (Speaker) (Each) - White

Sonos Inc
Original price $557.99 - Original price $557.99
Original price
$557.99
$557.99 - $557.99
Current price $557.99

Powerful stereo soundThe acoustic architecture replaces Move's single tweeter with two unlocking a higher-fidelity stereo soundstage with crisp voc...

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Original price $557.99 - Original price $557.99
Original price
$557.99
$557.99 - $557.99
Current price $557.99

Logitech - PRO X TKL LIGHTSPEED Wireless Mechanical Tactile Switch Gaming Keyboard with LIGHTSYNC RGB for PC - Black

Logitech
Original price $217.99 - Original price $217.99
Original price
$217.99
$217.99 - $217.99
Current price $217.99

Designed with pros engineered to winPRO X TKL gaming keyboard is the next gen of the trusted tenkeyless PRO keyboard; it's been refined to eliminat...

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Original price $217.99 - Original price $217.99
Original price
$217.99
$217.99 - $217.99
Current price $217.99

Therabody - TheraCup - Easy-To-Use Cupping With Heat And Vibration For Targeted Pain Relief - Black

Therabody
Original price $185.99 - Original price $185.99
Original price
$185.99
$185.99 - $185.99
Current price $185.99

Science-backed combination of suction heat and vibration therapies for targeted pain relief TheraCup combines suction heat and vibration to deliver...

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Original price $185.99 - Original price $185.99
Original price
$185.99
$185.99 - $185.99
Current price $185.99

bella PRO - 12-Cup Programmable Coffee Maker - Stainless Steel

Bella Pro Series
Original price $49.99 - Original price $49.99
Original price
$49.99
$49.99 - $49.99
Current price $49.99

Wake up to fresh coffeeProgrammable up to 24 hours.Customized brewStrong brew strength selector for richer tasting coffee.Serve while brewingPause ...

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Original price $49.99 - Original price $49.99
Original price
$49.99
$49.99 - $49.99
Current price $49.99

Sunpak - VideoPRO-M5 72.8-inches Tripod

Sunpak
Original price $258.99 - Original price $258.99
Original price
$258.99
$258.99 - $258.99
Current price $258.99

Heavy duty aluminum alloy constructionThe VideoPRO-M5 supports cameras weighing up to 22.4 pounds. The tripod's double-row tubular design greatly ...

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Original price $258.99 - Original price $258.99
Original price
$258.99
$258.99 - $258.99
Current price $258.99

Maytag - 6.4 Cu. Ft. Slide-In Gas Range with Air Fry - Stainless Steel

Maytag
Original price $1,798.99 - Original price $1,798.99
Original price
$1,798.99
$1,798.99 - $1,798.99
Current price $1,798.99

Air FryAir Fry allows you to make your favorite fried foods with a crispy-on-the-outside juicy-on-the-inside taste using little to no additional oi...

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Original price $1,798.99 - Original price $1,798.99
Original price
$1,798.99
$1,798.99 - $1,798.99
Current price $1,798.99

Best Buy essentials - USB-C to Ethernet Adapter - White

Best Buy essentials
Original price $29.99 - Original price $29.99
Original price
$29.99
$29.99 - $29.99
Current price $29.99

USB-C compatibilityConnects your computer to wired internet through a USB-C port.Network speeds up to 1 GbpsSupports 10/100/1000 (1 Gbps) BASE-T ne...

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Original price $29.99 - Original price $29.99
Original price
$29.99
$29.99 - $29.99
Current price $29.99

Philips Sonicare - Cordless Power Flosser 3000 - Black

Philips Sonicare
Original price $102.99 - Original price $102.99
Original price
$102.99
$102.99 - $102.99
Current price $102.99

EffectivenessUp to 150 more effective than floss for healthier gumsUnique Quad Stream creates four wide streams of water for a thorough clean betwe...

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Original price $102.99 - Original price $102.99
Original price
$102.99
$102.99 - $102.99
Current price $102.99

ASUS - ROG Zephyrus G14 14" 3K OLED 120Hz Gaming Laptop - Copilot+ PC - AMD Ryzen AI 9 HX - 32GB RAM - NVIDIA RTX 5080 - 2TB - Platinum White

ASUS
Original price $3,499.99 - Original price $3,499.99
Original price
$3,499.99
$3,499.99 - $3,499.99
Current price $3,499.99

Make Gaming and Creating Easier With Windows 11 HomeGame create and maximize your productivity - Windows 11 Home is the one place for it all. With ...

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Original price $3,499.99 - Original price $3,499.99
Original price
$3,499.99
$3,499.99 - $3,499.99
Current price $3,499.99

Logitech - Combo Touch Keyboard and Trackpad Case for Apple iPad - Latest Model A16 chip and iPad 10th Gen with Detachable Keyboard - Sand

Logitech
Original price $206.99 - Original price $206.99
Original price
$206.99
$206.99 - $206.99
Current price $206.99

Compatibility iPad (10th gen A16)Models A2696 A2757 A2777 A3162Trackpad precision and controlEdit documents navigate apps and build presentations ...

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Original price $206.99 - Original price $206.99
Original price
$206.99
$206.99 - $206.99
Current price $206.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.