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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.
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Frigidaire - 26.0 Cu. Ft. 36" Standard Depth Side by Side Refrigerator with Door Edge Water Dispenser - Stainless Steel
FrigidaireCrispSeal Plus CrisperHelp prevent produce from spoiling with a seal that blocks out dry air and an added filter that reduces the gas that causes p...
View full detailsSamsung - 32" Odyssey OLED G8 (G81SF) 4K UHD 240Hz 0.03ms AMD FreeSync Premium Pro Glare Free HDR 400 Gaming Monitor - Silver
SamsungOLED in 4KSmall details make a big difference. This OLED screen delivers clear and sharp 4K quality so you can see the subtle shadows in every scen...
View full detailsSwann - EVO Solar 2K Wireless Security Camera w 16GB Card - 2 Pack - Black
Swann2K Quad HD Video ResolutionWhether it’s bright daylight or the middle of the night these cameras deliver sharp videoSolar-Powered ConvenienceJust 4...
View full detailsFujifilm - instax mini Evo Cinema hybrid instant camera
FujifilmCreative Effects Capture10 Eras effects (1930-2020) 10 degrees of expression various creative modes; capture videos or images effortlesslyAudio L...
View full detailsSkylight - Calendar 2 15 Inch Touchscreen Smart Calendar and Chore Chart - White
SkylightSkylight All-in-one Smart Home WiFi Touchscreen Digital CalendarEffortlessly organize the whole family with the touchscreen display for all your c...
View full detailsLenovo - Yoga 9i 2-in-1 Aura Edition 14" 3K OLED Touchscreen Laptop - Core Ultra 7 Processor 355 2026- 32GB Memory- 1TB Storage - Cosmic Blue
LenovoCopilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...
View full detailsSamsung - Bespoke AI 26 cu. ft. Mega Capacity Counter Depth 3-Door French Door Refrigerator with External Water Ice Dispenser - Stainless Steel
Samsung26 cu. ft. Mega CapacityStore more groceries with extra room to stay organized. Our 26 cu. ft. Mega Capacity refrigerator gives you more space and ...
View full detailsSony - LinkBuds Clip Truly Wireless Open Earbuds - Lavender
SonyOpen Ear DesignEnjoy true open ear listening that keeps you connected to your surroundings while immersing you in your favorite music or podcast. W...
View full detailsSamsung - 65 Class Q7F Series QLED 4K UHD SamsungVision AI Smart Tizen TV (2025)
SamsungQ4 AI ProcessorEnjoy your content in stunning 4K quality even if the original source is of lower resolution. Plus get the most out of what you are ...
View full detailsLogitech - POWERPLAY 2 Gaming Mouse Pad with Wireless Charging - Black
LogitechNon-Stop Wireless ChargingThe POWERPLAY 2 gaming mouse pad features exclusive technology that continuously powers your compatible mouse while in mo...
View full detailsHP - OmniStudio 27" Full HD Touchscreen All-in-One w/ Adjustable Height - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Cotton White
HPIntel Core Ultra 7 355 processorDelivers what matters powerful performance built-in graphics and AI to revolutionize how you create game and work.2...
View full detailsLG - 1000 Sq. Ft. 18000 BTU 230V Smart Inverter Window Air Conditioner - White
LGSmart phone controlEffortlessly control your air conditioner from anywhere using your smartphone Google Assistant or Amazon Alexa with the LG ThinQ...
View full detailsLogitech - PRO X2 SUPERSTRIKE LIGHTSPEED Lightweight Wireless Gaming Mouse with Customizable Click Haptics for PC/Mac/Laptop - Wireless - White
LogitechDesigned with pros engineered to winDesigned alongside the world’s best esports athletes the Logitech G PRO X2 SUPERSTRIKE wireless gaming mouse de...
View full detailsPNY - GeForce RTX 5070 12GB OC GDDR7 PCI Express 5.0 Graphics Card with Triple Fan - Black
PNYNVIDIADLSS4Supreme speed. Superior visuals. Powered by AI. DLSS is a revolutionary suite of neural rendering technologies that uses AI to boost FPS...
View full detailsTurtle Beach - Afterglow Wave Wireless RGB Gaming Controller for Nintendo Switch 2 Nintendo Switch Switch Lite OLED Model - Black
Turtle BeachCustom RGB LightingGlow up your setup with eight RGB zones and four preset modes creating vibrant color combinations to light up your game like nev...
View full detailsLegion Go S 8" 120Hz Gaming Handheld - AMD Ryzen Z1 Extreme - SteamOS - 32GB with 1TB SSD - Steam
LenovoLenovo PureSight Gaming DisplayThe 8" Lenovo PureSight Display offers a larger ultra-vibrant screen space for immersive gaming. A 120Hz refresh rat...
View full detailsWhirlpool - 21 Cu. Ft. Side-by-Side Refrigerator with LED Interior Lighting - Stainless Steel
WhirlpoolLowest Repair RateWhirlpool brand refrigerators have the lowest repair rate among side by side refrigeratorsClaim compares Whirlpool branded refrig...
View full detailsHisense - 50" Class QD6 Series Hi-QLED 4K UHD HDR Smart Fire TV (2025)
HISENSEHi-QLED ColorExperience a visual treat with Hi-QLED Color. Every frame is rich vibrant and true-to-life ensuring that every shade from soft pastels...
View full detailsBlink - Outdoor 2K+ Wireless Smart Security Camera 2K video Two-way audio w/ noise cancellation Smart detection - 5CAM - White
Blink2K video resolutionDon't miss a detail. See every frame like never before with sharper 2K clarity and 4x zoom.Color Vision in Low LightEven in low ...
View full detailsShokz - OpenDots Air Open-Ear Clip-On True Wireless Bluetooth Earbuds - Daybreak Purple
ShokzBuilt to move with youWith a flexible nickel-titanium plate Shokz JointArc adapts to different ear shapes while maintaining a secure comfortable ho...
View full detailsJBL - Flip 7 - Portable waterproof and drop-proof speaker - 2025 - Purple
JBLBold JBL Pro Sound with AI Sound BoostWe've beefed up our bass and tweaked our tweeter. The outcome Powerful clearer bass even at max volume and cr...
View full detailsLogitech - G325 LIGHTSPEED Wireless Bluetooth Gaming Headset with Noise Reduction Microphone for PC PlayStation Switch Mobile - Lilac
LogitechUltra-plush comfortLightweight gaming headset (748 oz) delivers all-day comfort with dual-layer memory foam ear cups and soft knit headband for lon...
View full detailsDell - 24" 2K IPS Touchscreen All-in-One - Intel Core Ultra 5 Series 3 322 2026 - 16GB Memory - 512GB Storage - Copilot+ PC - Light Ash
DellCapture and display brilliantlyExperience crisp immersive visuals on a 24" IPS display in (QHD/FHD) resolution designed to elevate every interactio...
View full detailsHP - OmniStudio 23.8" Full HD All-in-One - Intel N150 Processor - 8GB Memory - 128GB UFS - Cashmere White
HPIntel N150 processorGet enhanced performance and higher graphics with Intel Core Processors for improved multitasking. Affordability that lets you ...
View full detailsNIU - KQi 200P Foldable Electric Kick Scooter w/ 34 mi Max Operating Range 20 mph Max Speed - Gray
NIUUltimate PerformanceReach a thrilling 20 mph (30 km/h) top speed and travel further with a range of 34mi (54km)Dual Tube SuspensionKQi 200P feature...
View full detailsHP - OmniDesk Desktop - AMD Ryzen 5 8500G - 8GB DDR5 Memory - 512GB SSD - Gray Wood
HPAMD Ryzen 5 8500G processorUnleash immense performance and graphic capabilities from the AMD Ryzen 5 8500G processor. Designed for efficiency and o...
View full detailsMicrosoft - Surface USB4 Dock - Black
MicrosoftThe essential dock for productivity and connectivityPeak performance with the power of USB4. One single USB-C178; 179;/ USB4 cable powers your devi...
View full detailsTCL - 65" Class QM7L Series 4K UHD HDR SQD-Mini LED Smart TV with Google TV (2026)
TCLSQD-Mini LEDAs the ultimate Mini LED TV it integrates the expansive TCL Deep Color System with the breakthrough TCL Halo Control System to ensure t...
View full detailsCyberPowerPC - Gaming Desktop - AMD Ryzen 7 8700F - NVIDIA GeForce RTX 5060 8GB - 16GB DDR5 - 1TB PCIe 4.0 SSD Storage - Black
CyberPowerPCGet a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...
View full detailsCORSAIR - VOID v2 Wireless Gaming Headset for PC PS5 PS4 Nintendo Switch and Mobile - White
CorsairDolby Atmos Spatial AudioExperience dynamic and directional audio that lets you pinpoint every footstep explosion and movement with incredible dire...
View full detailsTCL - 75" Class QM6K Series 4K UHD HDR QD Mini LED Smart TV with Google TV (2025)
TCLQD-Mini LEDThis premium level of Mini LED TV now with the New TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...
View full detailsFellow - Aiden Precision Coffee Maker - Black
FellowBarista Quality CoffeeFellow’s Aiden Coffee Maker offers professional-grade brewing with precise temperature control optimal coffee-to-water ratios...
View full detailsBenQ - MA270U 27" IPS LED 4K UHD Nano Matte Monitor for MacBook Pro and MacBook Air (HDMI/USB-C 90W) - Gray
BenQShow Mac ColorsCalibrated for MacBook with BenQ’s exclusive color tuning offering a vibrant P3 wide color gamut for MacBook Air and Pro.Expand MacB...
View full detailsHisense - 100" Class QD6 Series Hi-QLED 4K UHD HDR Smart Fire TV (2025)
HISENSEHi-QLED ColorExperience a visual treat with Hi-QLED Color. Every frame is rich vibrant and true-to-life ensuring that every shade from soft pastels...
View full detailsSony - BRAVIA Theater Bar 6 3.1.2ch subwoofer Dolby Atmos/DTSX compatible - Black
SonyCinematic 3.1.2ch spatial soundAcoustically designed to deliver cinematic spatial sound with 3 front-firing speakers including a dedicated center s...
View full detailsSamsung - 24" AutoRelease Dry Smart Built-In Stainless Steel Tub Dishwasher with 3rd Rack Washing System 38dBA - Stainless Steel
Samsung3rd Rack Washing SystemThe upgraded 3rd Rack Washing System is a dedicated area for drinkware and cutlery with a detachable tray for large cooking ...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.