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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.
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Nanoleaf - Matter Smart Floor Lamp - Multicolor
NanoleafSlim Minimalistic DesignSuits any home decor aesthetic.Dynamic Color-Changing AnimationsCreate customize your own colorful lighting effects with ...
View full detailsLG - UltraGear 34" OLED Curved WQHD 240Hz 0.03ms AMD FreeSync Premium Pro Gaming Monitor with HDR (DisplayPort HDMI USB-C) - Black
LGThe 240Hz OLED Gaming Monitor that’s Ahead of the (800R) CurveThe 34 WQHD OLED with a steep 800R curve and up to 1300 nits (APL 1.5) peak brightnes...
View full detailsLG - FlushFit 24" Top Control Smart Built-In Stainless Steel Tub Dishwasher with 3rd Rack 1-Hour Wash Dry Cycle and 46dBA - Stainless Steel
LGFlushFit DesignFlush appliance installation is among the hottest kitchen trends but rest assured the sleek integrated design of this LG dishwasher ...
View full detailsLG - Standard-Depth MAX 28.6 Cu. Ft. French Door-in-Door Smart Refrigerator with Mini Craft Ice - Stainless Steel
LGMini Craft IceMini Craft Ice is our newest ice innovation developed to deliver more of your favorite round ice—only smaller—right through the dispe...
View full detailsSamsung - 98 Class Q7F Series QLED 4K UHD SamsungVision AI Smart Tizen TV (2025)
SamsungSupersize Picture EnhancerBigger screens mean bigger pixels. With groundbreaking enhancements exclusively on our largest screens get improved clari...
View full detailsCORSAIR - Sabre V2 Pro Ultralight FPS Gaming Mouse - Wireless - Black
Corsair36g Ultra-light ultra-lethalThe 36g Sabre v2 Pro is designed by pros and built to win. It’s one of the lightest mice on the planet so you’ll have ...
View full detailsRazer - Kraken V4 X Wired Over-the-Ear Gaming Headset for PC Mac Playstation Nintendo Switch Steam Deck Mobile and Tablet - Pokmon Edition
RazerOfficially Licensed By PokemonFrom Pikachu and Bulbasaur to Charmander and Squirtle get a dream start to your adventure with our eye-catching Black...
View full detailsSennheiser - MOMENTUM 4 Wireless Bluetooth Adaptive Noise-Canceling Over-The-Ear Headphones - Brown
SennheiserMaximum audio resolution with Sennheiser Signature SoundEnjoy premium music quality all-day long thanks to the headphone's audiophile-inspired 42 m...
View full detailsWhirlpool - 7.0 Cu. Ft. Gas Dryer with AutoSensing and Adaptive Dry - White
WhirlpoolAutoSense DryAutoSense uses 1 built-in sensor to measure temperature levels to help prevent over drying and automatically stop the cycle when the l...
View full detailsGovee - RGBIC Smart Table Lamp 2S - Multi
GoveeRGBIC 16 million colors16 million RGB colors and 60+ scenes offer dynamic lighting—controllable via 4 methods.3 Control optionsConvenience via Tou...
View full detailsCanon - EOS R100 4K Video Mirrorless Camera Double Zoom Lens Kit with RF-S18-45mm and RF75-300mm Lenses - Black
CanonRF-S 18-45mm f/4.5-6.3 IS STM Standard Zoom LensThe small size of the RF-S1845mm F4.56.3 IS STM and clever lens retraction mechanism lets it fit ju...
View full detailsAeric - 400 Sq. Ft Portable Air Conditioner - White
Aeric3-in-1 UnitThis AC not only cools at 5500 BTU SACC Standard (9000 BTU ASHRAE) but has 2 fan speeds and dehumidifies up to 50 pints per day to remov...
View full detailsBose - SoundLink Micro Portable Bluetooth Speaker (2nd Gen) - Black
BoseSmall speaker. Big impact.SoundLink Micro's crisp sound and impressive bass makes it so you can break through any silence and form in-the-moment co...
View full detailsApple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Black Alpine Loop - Large - Black - (2025)
AppleRUGGED AND READY TO GO—The ultimate sports and adventure watch is built to last with an extremely tough titanium case and a strong sapphire crystal...
View full detailsTCL - 98" Class QM9K Series 4K UHD HDR QD-Mini LED Smart TV with Google TV (2025)
TCLQD-Mini LEDThis premium level Mini LED TV now with the New TCL Halo Control System ensures a stunning viewing experience.TCL Halo Control SystemAn ...
View full detailsArlo - Essential Outdoor Security Camera 2K (3rd Gen 2025 Release) - Wireless Rechargeable Camera 1-Cam - White
ArloSimple Reliable Home MonitoringA wireless rechargeable camera with clear 2K video dependable Dual-B Wi-Fi that provides critical alerts. Perfect f...
View full detailsApple Watch Series 11 (GPS+Cellular) 46mm Aluminum Case with Black Sport Band - S/M - Jet Black - (2025)
AppleHYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.185;KNOW YOU...
View full detailsApple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Black/Charcoal Trail Loop - M/L - Black - (2025)
AppleRUGGED AND READY TO GO—The ultimate sports and adventure watch is built to last with an extremely tough titanium case and a strong sapphire crystal...
View full detailsASUS - ROG Strix 27" 2K OLED 280Hz 0.03ms Gaming Monitor with G-SYNC/FreeSync Premium Pro and HDR (DisplayPort HDMI) - Black
ASUSOne For All26.5-inch QHD (2560 x 1440) QD-OLED gaming monitor with 280 Hz refresh rate and 0.03ms response timeASUS OLED Care ProNew ASUS OLED Care...
View full detailsFIFINE - Gaming Microphone and Stand Bundle - USB Cardioid Condenser with RGB - Black
FIFINEInstant Setup ExperienceThe USB plug-and-play design works seamlessly with PC PS4 PS5 and Mac requiring no extra drivers or software for quick and ...
View full detailsFrigidaire - 20 Cu. Ft. Counter Depth French Door Refrigerator with Internal Water Dispenser - Fingerprint-Resistant Stainless Steel Look
FrigidaireInternal Water DispenserInternal water dispenser gives you fresh filtered water while achieving a clean exterior finish in your kitchen.Large Door ...
View full detailsSteelSeries - QcK Cloth Gaming Mouse Pad (Medium) - Lavender
Steel SeriesLEGENDARY MICRO-WOVEN CLOTHAn optimal surface for mouse precision and performance the proprietary micro-woven cloth makes the SteelSeries QcK trust...
View full detailsBose - QuietComfort Wireless Noise Cancelling Over-the-Ear Bluetooth Headphones - Moonlight Gray
BoseTake over the tempo.Chin up shoulders back music blasting. Press play and take charge of the music with Bose QuietComfort noise cancelling headphon...
View full detailsLenovo - Legion Tower 5 Gaming Desktop - AMD Ryzen 7 7800X3D - 32GB Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Eclipse Black
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsLogitech - G321 LIGHTSPEED Wireless Over-the-Ear Bluetooth Gaming Headset for Windows PS4 PS5 Nintendo Switch Mobile - White
LogitechDynamic comfort and fitWireless headset with mic that’s engineered for lightweight comfort (210 g) with thick headband high elasticity knit fabric ...
View full detailsBower - Audro M1 Wireless Microphone System with Charging Case and Noise Reduction
BowerDual Wireless MicrophonesRecord with two people at once or individuallyUSB-C ReceiverConnects directly to phones tablets or computers with USB-C po...
View full detailsASUS - TUF Gaming 27" FHD IPS 200Hz 0.3ms Gaming Monitor with G-SYNC/FreeSync Premium and HDR (DisplayPort HDMI) - Black
ASUSExceptional Gaming ExperiencesThe Fast IPS panel offers quick response times supersmooth gameplay and crisp visuals with 1920 x 1080 resolution to ...
View full detailsHOVERAir - X1 PROMAX Retail Combo - Black
HoverAirCinematic 8K30fps in the Palm of Your HandCapture stunning 8K30fps videos with the HOVERAir X1 PROMAX 8K for the big screen 4K vertical for the sma...
View full detailsDe'Longhi - Rivelia Fully Automatic Espresso Machine Integrated Grinder 2 Removable Bean Hoppers Automatic Milk Frother - Onyx Black
DelonghiCraft coffee shop favorits with just one-touchWith one touch grind dose brew and froth your favorite coffee drinks. Switch between a full range of ...
View full detailsASUS - ROG Strix 32" 4K OLED 240Hz 0.03ms Gaming Monitor with G-SYNC/FreeSync Premium Pro and HDR (DisplayPort HDMI) - Black
ASUSExperience the Ultimate Game ChangerThe 32-inch 4K QD-OLED panel of the PG32UCDMR opens up a world of unbelievably lifelike gaming and entertainmen...
View full detailsManfrotto - 290 Tripod with Quick Release Ball Head - Black
ManfrottoDurable aluminum constructionRigid aluminum leg tubes and reinforced top castings ensure long-lasting stability even under heavy gear and frequent ...
View full detailsSteelSeries - Arctis Nova 7X Gen 2 Wireless Over-The-Ear Multi Gaming Headset for Xbox PC PS5 Switch Handheld - Black
Steel SeriesREAL-TIME GAME AUDIO CONTROLPinpoint enemies with what GamingTrend calls “the biggest cheat code in the industry. 200+ game specific audio presets ...
View full detailsBose - SoundLink Micro Portable Bluetooth Speaker (2nd Gen) - Blue Dusk
BoseSmall speaker. Big impact.SoundLink Micro's crisp sound and impressive bass makes it so you can break through any silence and form in-the-moment co...
View full detailsLG - FlushFit 24" Top Control Smart Built-In Stainless Steel Tub Dishwasher with 3rd Rack 1 Hour Wash Dry Cycle and 39dBA - Stainless Steel
LGFlushFit DesignFlush appliance installation is among the hottest kitchen trends but rest assured the sleek integrated design of this LG dishwasher ...
View full detailsFIFINE - AM8T Gaming Microphone Bundle Studio-Quality Sound USB/XLR RGB Lighting Arm Boom Stand - Black
FIFINEPro Studio Sound at HomeThe AM8T dynamic mic delivers rich 50Hz-16kHz range audio with superior noise rejection - perfect for streaming recording a...
View full detailsShokz - OpenFit Pro Open-Ear True Wireless Bluetooth Active Noise Reduction Earbuds - Black
ShokzSuperior Sound with Rich DetailPowered by Shokz SuperBoost and Shokz OpenBass 2.0 OpenFit Pro delivers sound that’s dynamic and distortion-free. Th...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.