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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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Frigidaire - 17.6 Cu. Ft. Top Freezer Refrigerator - Fingerprint-Resistant Stainless Steel Look

Frigidaire
Original price $963.99 - Original price $963.99
Original price
$963.99
$963.99 - $963.99
Current price $963.99

Spacious Interior StorageFind a place for everything with our spacious interior storage options designed for busy families including two edge-to-ed...

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Original price $963.99 - Original price $963.99
Original price
$963.99
$963.99 - $963.99
Current price $963.99

SteelSeries - Apex 9 TKL Wired Optical OptiPoint Adjustable Actuation Switch Gaming Keyboard with Rapid Tap - Black

Steel Series
Original price $179.99 - Original price $179.99
Original price
$179.99
$179.99 - $179.99
Current price $179.99

Play at the Speed of LightOutpace leading optical keyboards with 33 faster actuation using custom OptiPoint switches with zero debounce and a light...

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Original price $179.99 - Original price $179.99
Original price
$179.99
$179.99 - $179.99
Current price $179.99

Canon - SELPHY CP1500 Wireless Compact Photo Printer - Black

Canon
Original price $220.99 - Original price $220.99
Original price
$220.99
$220.99 - $220.99
Current price $220.99

Take it with youWhere is the best place to print and share images of your friends Wherever you are of course Thanks to the optional battery NB-CP...

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Original price $220.99 - Original price $220.99
Original price
$220.99
$220.99 - $220.99
Current price $220.99

Turtle Beach - Stealth Pro Multiplatform Wireless Noise-Cancelling Gaming Headset for PS5 PS4 PC Mac Mobile - Black

Turtle Beach
Original price $362.99 - Original price $362.99
Original price
$362.99
$362.99 - $362.99
Current price $362.99

Exceptional Audio FidelityHand-selected 50mm Nanoclear drivers are larger than the competition and produce a clear highly detailed soundstage optim...

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Original price $362.99 - Original price $362.99
Original price
$362.99
$362.99 - $362.99
Current price $362.99

Cooluli - Curve 3.8 cuft Freestanding Compressor Fridge - Black

Cooluli
Original price $609.99 - Original price $609.99
Original price
$609.99
$609.99 - $609.99
Current price $609.99

Built to LastPremium constructed body made from a single piece of metal ensuring durability and efficiencySeparate Freezer CompartmentVersatile sto...

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Original price $609.99 - Original price $609.99
Original price
$609.99
$609.99 - $609.99
Current price $609.99

Dyson - Ball Animal 3 Extra Upright Vacuum with 5 accessories - Copper/Silver

Dyson
Original price $623.99 - Original price $623.99
Original price
$623.99
$623.99 - $623.99
Current price $623.99

The best cleaning performance of any upright de-tangling vacuum.Engineered for larger homes with petsRemoves dirt allergens and pet hair around you...

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Original price $623.99 - Original price $623.99
Original price
$623.99
$623.99 - $623.99
Current price $623.99

AMD - Ryzen 9 9900X3D 12-Core - 24-Thread 4.4 GHz (5.5 GHz Max Boost) Socket AM5 Unlocked Desktop Processor - Black

AMD
Original price $693.99 - Original price $693.99
Original price
$693.99
$693.99 - $693.99
Current price $693.99

Number Of CPU Cores12-core.Number Of Threads24-threads.Max. Boost ClockUp to 5.5 GHz max boost.L3 Cache128MB cache.Default TDP120W TDP.

Original price $693.99 - Original price $693.99
Original price
$693.99
$693.99 - $693.99
Current price $693.99

Fujifilm - instax mini 12 Instant Film Camera - Pastel Blue

Fujifilm
Original price $119.99 - Original price $119.99
Original price
$119.99
$119.99 - $119.99
Current price $119.99

Easy operationEasily twist the lens to turn on and off.BatteriesUses (2) AA batteries.Compact and cute designAvailable in 5 colors Pastel Blue Min...

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Original price $119.99 - Original price $119.99
Original price
$119.99
$119.99 - $119.99
Current price $119.99

Klipsch - Reference Series 10" 150W Powered Subwoofer - Black

Klipsch
Original price $416.99 - Original price $416.99
Original price
$416.99
$416.99 - $416.99
Current price $416.99

Spun-copper thermoformed crystalline polymer (TCP) woofersAll-new 10 spun-copper thermoformed crystalline polymer woofers (TCP) make the latest Ref...

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Original price $416.99 - Original price $416.99
Original price
$416.99
$416.99 - $416.99
Current price $416.99

Whirlpool - 7.4 cu. ft. Smart Front Load ENERGY STAR Gas Dryer with Wrinkle Shield Option - Radiant Silver

Whirlpool
Original price $1,185.99 - Original price $1,185.99
Original price
$1,185.99
$1,185.99 - $1,185.99
Current price $1,185.99

Wrinkle Shield OptionHelp keep wrinkles from setting into clean dry laundry with the Wrinkle Shield Option. It keeps clothes tumbling up to 150 min...

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Original price $1,185.99 - Original price $1,185.99
Original price
$1,185.99
$1,185.99 - $1,185.99
Current price $1,185.99

JLab - Epic Sport ANC 3 True Wireless Earbuds - Black

JLab
Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

Hybrid Dual DriversThe Epic Lab Edition boasts hybrid dual drivers a dynamic driver for rich bass and low frequencies and a Knowles balanced armat...

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Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

Amana - 3.8 Cu. Ft. High Efficiency Top Load Washer with with High-Efficiency Agitator - White

Amana
Original price $701.99 - Original price $701.99
Original price
$701.99
$701.99 - $701.99
Current price $701.99

High-Efficiency Agitator and Wash SystemThe High-Efficiency Agitator and Wash System hit dirt hard but are gentle on clothes for efficient cleaning...

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Original price $701.99 - Original price $701.99
Original price
$701.99
$701.99 - $701.99
Current price $701.99

Greenworks - 24 Volt Battery Powered Bluetooth Speaker with 2.0Ah Battery Charger - Green

Greenworks
Original price $164.99 - Original price $164.99
Original price
$164.99
$164.99 - $164.99
Current price $164.99

Greenworks 24V OPP Bluetooth Speaker - Kit with 2Ah battery and 2A chargerThe 24V Bluetooth speaker can be powered with an extension cord or with a...

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Original price $164.99 - Original price $164.99
Original price
$164.99
$164.99 - $164.99
Current price $164.99

ZLINE - Autograph 30" Legacy Dual Fuel Range with Bronze Accents (RABZ-30-CB) - Black

ZLINE
Original price $4,008.99 - Original price $4,008.99
Original price
$4,008.99
$4,008.99 - $4,008.99
Current price $4,008.99

ZLINE Legacy SeriesThe Legacy Professional Range Series represents the foundation for ZLINE’s family-focused mission of attainable luxuryExclusive ...

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Original price $4,008.99 - Original price $4,008.99
Original price
$4,008.99
$4,008.99 - $4,008.99
Current price $4,008.99

JLab - JBuds Lux ANC Wireless Bluetooth Over-Ear Headphones with Active Noise Cancelling Spatial Audio 70+ Hour Battery - Graphite

JLab
Original price $76.99 - Original price $76.99
Original price
$76.99
$76.99 - $76.99
Current price $76.99

Lab Quality SoundPowered by advanced 40mm drivers these headphones deliver a level of depth and clarity to your music that will elevate your listen...

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Original price $76.99 - Original price $76.99
Original price
$76.99
$76.99 - $76.99
Current price $76.99

LG - 34" WQHD 100Hz 5ms Smart Monitor with HDR10 (HDMI USB-A) - Black

LG
Original price $401.99 - Original price $401.99
Original price
$401.99
$401.99 - $401.99
Current price $401.99

Work Smart Play Smart on a 219 Smart ScreenLG Smart Monitor is designed for multitasking while you work play and watch. Connect the 34 219 curved d...

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Original price $401.99 - Original price $401.99
Original price
$401.99
$401.99 - $401.99
Current price $401.99

Insta360 - Flow2 Pro Gimbal Stabilizer for Smartphones with Built-in Selfie Stick and Tripod - Gray

Insta360
Original price $186.99 - Original price $186.99
Original price
$186.99
$186.99 - $186.99
Current price $186.99

3-axis gimble360 Infinite Pan TrackingAI - TrackingAllow multiple tracking at onceLong lasting Battery10 hrs battery life

Original price $186.99 - Original price $186.99
Original price
$186.99
$186.99 - $186.99
Current price $186.99

Microsoft - Surface Pro - Copilot+ PC - 12" Touchscreen - Snapdragon X Plus - 16GB Memory - 512GB UFS - Device Only - Platinum

Microsoft
Original price $955.99 - Original price $955.99
Original price
$955.99
$955.99 - $955.99
Current price $955.99

Copilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...

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Original price $955.99 - Original price $955.99
Original price
$955.99
$955.99 - $955.99
Current price $955.99

Marshall - Acton III Bluetooth Home Speaker with Bass / Treble / Volume Controls and 3.5 mm Auxiliary Input - Black

Marshall
Original price $214.99 - Original price $214.99
Original price
$214.99
$214.99 - $214.99
Current price $214.99

Room-filling SoundActon III has an even wider soundstage than its predecessor delivering room-filling Marshall signature sound that has been re-eng...

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Original price $214.99 - Original price $214.99
Original price
$214.99
$214.99 - $214.99
Current price $214.99

Apple - AirPods 4 - White

Apple
Original price $166.99 - Original price $166.99
Original price
$166.99
$166.99 - $166.99
Current price $166.99

REBUILT FOR COMFORT—AirPods 4 have been redesigned for exceptional all-day comfort and greater stability. With a refined contour shorter stem and q...

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Original price $166.99 - Original price $166.99
Original price
$166.99
$166.99 - $166.99
Current price $166.99

Razer - BlackShark V2 X Wired Over-the-Ear Gaming Headset for PC PS5 PS4 Switch Xbox XS and Xbox One - Quartz

Razer
Original price $61.99 - Original price $61.99
Original price
$61.99
$61.99 - $61.99
Current price $61.99

Razer TriForce 50mm Drivers for high-end audio performanceOur new cutting-edge proprietary design divides the driver into 3 parts for the individua...

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Original price $61.99 - Original price $61.99
Original price
$61.99
$61.99 - $61.99
Current price $61.99

Hyperice - Normatec Go - Black

Hyperice
Original price $423.99 - Original price $423.99
Original price
$423.99
$423.99 - $423.99
Current price $423.99

Targeted compression for your calvesNormatec Go is made specifically for the calf muscles to flush out and rejuvenate your entire lower body. The c...

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Original price $423.99 - Original price $423.99
Original price
$423.99
$423.99 - $423.99
Current price $423.99

Best Buy essentials - USB-C to HDMI Adapter - White

Best Buy essentials
Original price $29.99 - Original price $29.99
Original price
$29.99
$29.99 - $29.99
Current price $29.99

Male USB-C to female HDMI conversionConnects most USB-C devices (with DP Alt Mode) to an HDMI-enabled monitor for mirroring or extending your displ...

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Original price $29.99 - Original price $29.99
Original price
$29.99
$29.99 - $29.99
Current price $29.99

Razer - BlackShark V2 X Wired Over-the-Ear Gaming Headset for PC PS5 PS4 Switch Xbox XS and Xbox One - White

Razer
Original price $61.99 - Original price $61.99
Original price
$61.99
$61.99 - $61.99
Current price $61.99

Razer TriForce 50mm DriversOur new cutting-edge proprietary design divides the driver into 3 parts for the individual tuning of highs mids and lows...

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Original price $61.99 - Original price $61.99
Original price
$61.99
$61.99 - $61.99
Current price $61.99

SideTrak - SideTrak Swivel Triple 12.5" Attachable Portable Monitor - Black

SideTrak
Original price $603.99 - Original price $603.99
Original price
$603.99
$603.99 - $603.99
Current price $603.99

Triple-screen setupExpand your workspace for maximum productivityFlexible hingesPatented swivel 360 and rotate 270 for personalized anglesTravel-fr...

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Original price $603.99 - Original price $603.99
Original price
$603.99
$603.99 - $603.99
Current price $603.99

Microsoft - Surface Pro 12" Keyboard for Pro 12" - Slate

Microsoft
Original price $165.99 - Original price $165.99
Original price
$165.99
$165.99 - $165.99
Current price $165.99

Surface Pro 12" KeyboardA sleek comfortable and durable keyboardBest-in-class for typingFull-sized backlit modern keyboard with dedicated special k...

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Original price $165.99 - Original price $165.99
Original price
$165.99
$165.99 - $165.99
Current price $165.99

GE - 24" Top Control Built-In Plastic Tub Dishwasher with 3rd Rack Bottle Jets and 50 dBA - Stainless Steel

GE
Original price $696.99 - Original price $696.99
Original price
$696.99
$696.99 - $696.99
Current price $696.99

3 Rack DishwasherThis dishwasher has a third rack without dedicated compartments giving you extra capacity and flexibility to store everything from...

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Original price $696.99 - Original price $696.99
Original price
$696.99
$696.99 - $696.99
Current price $696.99

Therabody - JetBoots PRO Plus - Wireless Compression Boots With Vibration Infrared LED Light - Regular - Black

Therabody
Original price $1,245.99 - Original price $1,245.99
Original price
$1,245.99
$1,245.99 - $1,245.99
Current price $1,245.99

The only recovery boots to combine pneumatic compression infrared LED light and vibration therapiesThese 3 therapies work together to deliver faste...

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Original price $1,245.99 - Original price $1,245.99
Original price
$1,245.99
$1,245.99 - $1,245.99
Current price $1,245.99

Ninja - Espresso Coffee Barista System Single Serve Nespresso with 12-Cup Carafe 4 Styles with Ristretto - Black

Ninja
Original price $324.99 - Original price $324.99
Original price
$324.99
$324.99 - $324.99
Current price $324.99

Barista Plus TechnologyThe 19-bar pressure system delivers ultra-flavorful espresso with a silky-smooth crema by brewing at the optimal temperature...

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Original price $324.99 - Original price $324.99
Original price
$324.99
$324.99 - $324.99
Current price $324.99

Klipsch - Reference Series Dual 6-1/2" 400-Watt Passive 2-Way Floor Speaker (Each) - Black

Klipsch
Original price $451.99 - Original price $451.99
Original price
$451.99
$451.99 - $451.99
Current price $451.99

Handles up to 400W peak power (100W continuous)For robust and controlled audio that is crisp and clear.Two 6-1/2" injection molded graphite (IMG) w...

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Original price $451.99 - Original price $451.99
Original price
$451.99
$451.99 - $451.99
Current price $451.99

eufy - eufyCam 3 3-Outdoor Wireless 4K Solar Powered Security Cameras with HomeBase 3 - White

Eufy
Original price $435.99 - Original price $435.99
Original price
$435.99
$435.99 - $435.99
Current price $435.99

See 4K Detail Day and NightGain full color clarity of humans or animals on your property even at night. The Starlight photosensitive system enhance...

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Original price $435.99 - Original price $435.99
Original price
$435.99
$435.99 - $435.99
Current price $435.99

Frigidaire - 45 Bottle Two-Zone Wine Cooler - Stainless Steel

Frigidaire
Original price $847.99 - Original price $847.99
Original price
$847.99
$847.99 - $847.99
Current price $847.99

Holds up to 45 Wine BottlesHolds up to 45 wine bottles for maximum storage of your favorite winesTwo Temperature ZonesStore red white and sparkling...

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Original price $847.99 - Original price $847.99
Original price
$847.99
$847.99 - $847.99
Current price $847.99

LG - 27" Class LED Full HD Smart TV with webOS (2022)

LG
Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

27 FHD (1920 x 1080) IPS DisplayFrom sharp imagery to spot-on color watch your brightest ideas come to life in Full High Res Definition on a 27 inc...

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Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

Apple - Magic Keyboard Folio for iPad (A16) - White

Apple
Original price $305.99 - Original price $305.99
Original price
$305.99
$305.99 - $305.99
Current price $305.99

DESIGNED FOR COMFORT—Magic Keyboard Folio features a versatile two-piece design that includes a detachable keyboard and a protective back panel tha...

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Original price $305.99 - Original price $305.99
Original price
$305.99
$305.99 - $305.99
Current price $305.99

Shokz - OpenRun Mini Wireless Bone Conduction Open-Ear Bluetooth Endurance Headphones - Black

Aftershokz
Original price $119.99 - Original price $119.99
Original price
$119.99
$119.99 - $119.99
Current price $119.99

Open-ear designThe Shokz signature open-ear design is powered by patented bone conduction technology. The design allows you to stay open to your s...

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Original price $119.99 - Original price $119.99
Original price
$119.99
$119.99 - $119.99
Current price $119.99

Razer - Basilisk V3 Optical Gaming Mouse with Chroma RBG Lighting - Wired - Black

Razer
Original price $54.99 - Original price $54.99
Original price
$54.99
$54.99 - $54.99
Current price $54.99

10+1 Programmable ButtonsAssign all your macros and secondary functions across 11 programmable buttons—including its acclaimed multi-function trigg...

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Original price $54.99 - Original price $54.99
Original price
$54.99
$54.99 - $54.99
Current price $54.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.