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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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Acer - Swift Go 16 AI Copilot+ PC 16 2K OLED Touchscreen Laptop Intel Core Ultra 7 355 32GB Memory 1TB Storage - Vapor Silver

Acer
Original price $1,070.99 - Original price $1,070.99
Original price
$1,070.99
$1,070.99 - $1,070.99
Current price $1,070.99

Windows 11 Operating SystemWith intuitive navigation faster performance and stronger security Windows 11 is designed to elevate how you work and cr...

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Original price $1,070.99 - Original price $1,070.99
Original price
$1,070.99
$1,070.99 - $1,070.99
Current price $1,070.99

Marvel - Legends Series Gamerverse Punisher and Nick Fury Action Figure Collectibles

Hasbro
Original price $78.99 - Original price $78.99
Original price
$78.99
$78.99 - $78.99
Current price $78.99

GAMERVERSE 2-PACKPunisher and Nick Fury figures are inspired by their appearance in Marvel's classic The Punisher video gameGAMING-INSPIRED ACCESSO...

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Original price $78.99 - Original price $78.99
Original price
$78.99
$78.99 - $78.99
Current price $78.99

JLab - Jbuds Pods ANC True Wireless Earbuds - Black

JLab
Original price $66.99 - Original price $66.99
Original price
$66.99
$66.99 - $66.99
Current price $66.99

Playtime56+ hours of Bluetooth playtimeANCHybrid active noise cancelling + Be Aware mode for safe listeningMultipointGoogle Fast Pair + Bluetooth m...

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Original price $66.99 - Original price $66.99
Original price
$66.99
$66.99 - $66.99
Current price $66.99

Yale - Code Keypad Deadbolt - Satin Nickel

Yale
Original price $126.99 - Original price $126.99
Original price
$126.99
$126.99 - $126.99
Current price $126.99

Security made simplerYale Code adds a key-free entry method to your door so you can share access and secure your home.Beginner-friendly and entry-l...

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Original price $126.99 - Original price $126.99
Original price
$126.99
$126.99 - $126.99
Current price $126.99

Samsung - Q-Series HW-QS750F 5.1.2 Ch Soundbar with Subwoofer and Rear Speakers - Titan Black

Samsung
Original price $819.99 - Original price $819.99
Original price
$819.99
$819.99 - $819.99
Current price $819.99

Convertible FitChoose the soundbar setup that suits you whether flush against the wall or flat on a table without compromising audio quality. The b...

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Original price $819.99 - Original price $819.99
Original price
$819.99
$819.99 - $819.99
Current price $819.99

JLab - Epic Open Sport Air Conduction Wireless Earbuds - Black

JLab
Original price $100.99 - Original price $100.99
Original price
$100.99
$100.99 - $100.99
Current price $100.99

Open Air SoundImmersive open air sound with 14.2MM high-fidelity driversSafe ListeningRests comfrotably in front of the ear for safer listeningPlay...

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Original price $100.99 - Original price $100.99
Original price
$100.99
$100.99 - $100.99
Current price $100.99

ASUS - ROG Strix Scope II X Full-size Wired Mechanical RGB Gaming Keyboard with Hot-Swappable ROG NX Snow Switches - Black

ASUS
Original price $123.99 - Original price $123.99
Original price
$123.99
$123.99 - $123.99
Current price $123.99

Hot-Swappable ROG NX Snow Mechanical Switches V2Support more keycap profiles and deliver softer acoustics and a more refined typing feelXbox Game B...

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Original price $123.99 - Original price $123.99
Original price
$123.99
$123.99 - $123.99
Current price $123.99

Nintendo - Joy-Con 2 (R) - Light Red

Nintendo
Original price $77.99 - Original price $77.99
Original price
$77.99
$77.99 - $77.99
Current price $77.99

Terms and GameChat requirements applyOnly for use with the Nintendo Switch 2 system.

Original price $77.99 - Original price $77.99
Original price
$77.99
$77.99 - $77.99
Current price $77.99

Takeya - Sport 64-oz. Wide Handle Leakproof Water Bottle with Spout Lid - Obsidian

Takeya USA
Original price $67.99 - Original price $67.99
Original price
$67.99
$67.99 - $67.99
Current price $67.99

Keeps Water Ice-Cold for 36 Hours or Hot for 14 HoursTriple-layer insulation with copper lining delivers exceptional temperature retention perfect ...

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Original price $67.99 - Original price $67.99
Original price
$67.99
$67.99 - $67.99
Current price $67.99

Razer - DeathAdder V4 Pro Lightweight Optical Gaming Mouse with 150 Hour Battery - Wireless - Black

Razer
Original price $181.99 - Original price $181.99
Original price
$181.99
$181.99 - $181.99
Current price $181.99

56 g Ultra-Lightweight DesignRe-engineered with weight optimizations and a smooth-touch finish our latest DeathAdder delivers faster tighter movem...

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Original price $181.99 - Original price $181.99
Original price
$181.99
$181.99 - $181.99
Current price $181.99

MSI - Stealth 16 AI 16" 240Hz QHD+ OLED Gaming Laptop - Intel U9-285H - NVIDIA GeForce RTX 5070 - 32GB Memory - 1TB SSD - Core Black

MSI
Original price $2,573.99 - Original price $2,573.99
Original price
$2,573.99
$2,573.99 - $2,573.99
Current price $2,573.99

Windows 11 HomeExperience the most secure Windows ever built with fast boot times increased responsiveness and added protection against phishing an...

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Original price $2,573.99 - Original price $2,573.99
Original price
$2,573.99
$2,573.99 - $2,573.99
Current price $2,573.99

ASUS - ROG Azoth X 75 Wireless Mechanical RGB Gaming Keyboard with Hot-Swappable ROG NX Snow Switches - White

ASUS
Original price $208.99 - Original price $208.99
Original price
$208.99
$208.99 - $208.99
Current price $208.99

Stellar-Themed ROG KeycapsSpecial dye-sublimated keycaps are translucent on three sides to allow RGB lighting to pass through for a striking aesthe...

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Original price $208.99 - Original price $208.99
Original price
$208.99
$208.99 - $208.99
Current price $208.99

Sony - 55" Class BRAVIA 8 II OLED 4K UHD Smart Google TV (2025)

Sony
Original price $2,422.99 - Original price $2,422.99
Original price
$2,422.99
$2,422.99 - $2,422.99
Current price $2,422.99

Pure black and our highest OLED brightnessOver 8 million self-lit pixels are precisely controlled to produce pure black with our highest OLED brigh...

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Original price $2,422.99 - Original price $2,422.99
Original price
$2,422.99
$2,422.99 - $2,422.99
Current price $2,422.99

Maytag - 24" Front Control Built-In Stainless Steel Tub Dishwasher with PowerBlast Cycle and 50 dBA - Stainless Steel

Maytag
Original price $803.99 - Original price $803.99
Original price
$803.99
$803.99 - $803.99
Current price $803.99

Most Recommended Dishwasher Brand (U.S. Only)As the most recommended dishwasher brand Maytag dishwashers deliver dependable quality and performance...

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Original price $803.99 - Original price $803.99
Original price
$803.99
$803.99 - $803.99
Current price $803.99

TP-Link - Tapo DL100 Smart Wi-Fi Deadbolt Door Lock Keyless Tactile Buttons App-Controlled Custom Access Fits Standard Doors - Black

TP Link
Original price $83.99 - Original price $83.99
Original price
$83.99
$83.99 - $83.99
Current price $83.99

Quick Easy InstallationTapo DL100 offers hassle-free setup with all mounting tools includedAA Battery PoweredLasts up to 200 days in Wi-Fi mode o...

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Original price $83.99 - Original price $83.99
Original price
$83.99
$83.99 - $83.99
Current price $83.99

Sony - GN28 Wireless Radio Control External Flash

Sony
Original price $347.99 - Original price $347.99
Original price
$347.99
$347.99 - $347.99
Current price $347.99

Compact and reliable for flawless flash control with (GN28)Designed to match Sony’s mirrorless cameras for a compact manageable system the HVL-F28R...

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Original price $347.99 - Original price $347.99
Original price
$347.99
$347.99 - $347.99
Current price $347.99

HP - OmniBook Ultra - Copilot+ - 14" 3K OLED Touchscreen Laptop - Intel Core Ultra X9 (2026) - 32GB Memory - 1TB SSD - Silk Sand

HP
Original price $2,579.99 - Original price $2,579.99
Original price
$2,579.99
$2,579.99 - $2,579.99
Current price $2,579.99

3K OLED touchscreenWith technology that lights each pixel separately an OLED display brings deeper blacks for richer contrast enhanced color depth ...

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Original price $2,579.99 - Original price $2,579.99
Original price
$2,579.99
$2,579.99 - $2,579.99
Current price $2,579.99

Razer - BlackWidow V4 TKL HyperSpeed Wireless Orange Switch Gaming Keyboard with Hot-swappable Design - Black

Razer
Original price $183.99 - Original price $183.99
Original price
$183.99
$183.99 - $183.99
Current price $183.99

Razer HyperSpeed Wireless BluetoothGame lag-free with our ultra-fast 2.4 GHz wireless and pair a compatible Razer mouse to the same dongle via mul...

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Original price $183.99 - Original price $183.99
Original price
$183.99
$183.99 - $183.99
Current price $183.99

HP - Copilot+ PC 27" Full HD Touch-Screen All-in-One with Adjustable Height - AMD Ryzen AI 7 - 16GB DDR5 Memory - 1TB SSD - Jet Black

HP
Original price $1,150.99 - Original price $1,150.99
Original price
$1,150.99
$1,150.99 - $1,150.99
Current price $1,150.99

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,150.99 - Original price $1,150.99
Original price
$1,150.99
$1,150.99 - $1,150.99
Current price $1,150.99

Soundcore - by Anker Liberty 5 Pro Max True Wireless Noise Cancelling Bluetooth In-Ear Earbuds - Black

Soundcore
Original price $195.99 - Original price $195.99
Original price
$195.99
$195.99 - $195.99
Current price $195.99

AI note-taking for meetings and classesAutomatically transcribes conversations in real time and generates summaries with key action items helping y...

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Original price $195.99 - Original price $195.99
Original price
$195.99
$195.99 - $195.99
Current price $195.99

Apple - 13-inch iPad Air M4 chip Wi-Fi + Cellular 128GB - Space Gray (Unlocked)

Apple
Original price $1,213.99 - Original price $1,213.99
Original price
$1,213.99
$1,213.99 - $1,213.99
Current price $1,213.99

WHY IPAD AIR—iPad Air with the Apple M4 chip packs even more performance into a beautiful design and it comes in two portable sizes. It features Ap...

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Original price $1,213.99 - Original price $1,213.99
Original price
$1,213.99
$1,213.99 - $1,213.99
Current price $1,213.99

MSI - MAG 272QP QD-OLED X50 27" Quantum Dot OLED QHD 500Hz 0.03ms FreeSync Premium Pro Gaming Monitor (DisplayPort HDMI USB) - Black

MSI
Original price $743.99 - Original price $743.99
Original price
$743.99
$743.99 - $743.99
Current price $743.99

Latest generation QD-OLED panelsThe sub-pixel arrangement improves your viewing experience providing sharper images finer details and clearer text....

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Original price $743.99 - Original price $743.99
Original price
$743.99
$743.99 - $743.99
Current price $743.99

DJI - Osmo 360 Standard Combo - Black

DJI
Original price $398.99 - Original price $398.99
Original price
$398.99
$398.99 - $398.99
Current price $398.99

Next-Level 360 Image Quality Native 8K 360 VideoOsmo 360 is DJI's first camera to offer native 8K/30fps 360 degree video with large 2.4¿m pixels. W...

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Original price $398.99 - Original price $398.99
Original price
$398.99
$398.99 - $398.99
Current price $398.99

Forno Appliances - Pallerano Alta Qualita 2.05 Cu. Ft. Freestanding Electric Range - Silver

Forno Appliances
Original price $1,340.99 - Original price $1,340.99
Original price
$1,340.99
$1,340.99 - $1,340.99
Current price $1,340.99

Do the MostPrepare everything you need to complete your meal with 4 electric elements on the radiant electric smooth cooktop surfaceOven Capacity t...

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Original price $1,340.99 - Original price $1,340.99
Original price
$1,340.99
$1,340.99 - $1,340.99
Current price $1,340.99

14-inch MacBook Pro - Apple M5 Pro chip with 15-core CPU and 16-core GPU - 24GB Memory - 2TB SSD - Silver

Apple
Original price $3,145.99 - Original price $3,145.99
Original price
$3,145.99
$3,145.99 - $3,145.99
Current price $3,145.99

BUCKLE UP-Along with a next-generation CPU faster unified memory and up to 2x faster SSD storage178; M5 Pro and M5 Max feature a more powerful GPU ...

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Original price $3,145.99 - Original price $3,145.99
Original price
$3,145.99
$3,145.99 - $3,145.99
Current price $3,145.99

NEXT - 4K TV Dock Kit for Switch 2 Switch Switch OLED - Black

NEXT
Original price $93.99 - Original price $93.99
Original price
$93.99
$93.99 - $93.99
Current price $93.99

Compatible with Nintendo Switch 2 SwitchWorks with the Nintendo Switch 2 Switch Switch OLED (not compatible with Nintendo Switch Lite)Compact fun...

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Original price $93.99 - Original price $93.99
Original price
$93.99
$93.99 - $93.99
Current price $93.99

Skylight - 15" Calendar 2 - Charcoal

Skylight
Original price $360.99 - Original price $360.99
Original price
$360.99
$360.99 - $360.99
Current price $360.99

Skylight All-in-one Smart Home WiFi Touchscreen Digital CalendarEffortlessly organzie the whole family with the touchscreen display for all your c...

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Original price $360.99 - Original price $360.99
Original price
$360.99
$360.99 - $360.99
Current price $360.99

PowerA - Advantage Wireless Controller for Nintendo Switch 2 - Mario Yoshi

PowerA
Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99

Hall Effect Modules Say goodbye to stick drift with contract-free magnetic sensors in the thumbsticks giving you smoother control enhanced precisio...

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Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99

LG - Sound Suite M7 Wireless Spatial Speaker with Wi-Fi and Dolby Atmos - Black

LG
Original price $386.99 - Original price $386.99
Original price
$386.99
$386.99 - $386.99
Current price $386.99

Spatial Sound that Flows All AroundBuild your Sound Suite with wireless speakers that unlock a deeper more cinematic experience—with spatial sound ...

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Original price $386.99 - Original price $386.99
Original price
$386.99
$386.99 - $386.99
Current price $386.99

Samsung - Galaxy S26+ 512GB - Black (ATT)

Samsung
Original price $1,333.99 - Original price $1,333.99
Original price
$1,333.99
$1,333.99 - $1,333.99
Current price $1,333.99

Fast. Powerful. AI-ready.Reimagine what’s possible with Galaxy S26 Series featuring our most powerful processor yet. Effortlessly stay connected wi...

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Original price $1,333.99 - Original price $1,333.99
Original price
$1,333.99
$1,333.99 - $1,333.99
Current price $1,333.99

Philips - Hue OmniGlow Strip Light 10 feet - White

Philips
Original price $169.99 - Original price $169.99
Original price
$169.99
$169.99 - $169.99
Current price $169.99

Ultimate effortless controlWhether you want to set a beautiful light scene set mood-matching effects or simply control your strip lights — do it al...

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Original price $169.99 - Original price $169.99
Original price
$169.99
$169.99 - $169.99
Current price $169.99

AMD - Ryzen 7 9850X3D - 8-Core 5.6GHz AM5 120W Desktop Processor

AMD
Original price $589.99 - Original price $589.99
Original price
$589.99
$589.99 - $589.99
Current price $589.99

Enhanced Gaming Performance with 3D V-CacheUnlock the ultimate gaming advantage with the AMD Ryzen 7 9850X3D. Powered by 2nd-gen AMD 3D V-Cache tec...

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Original price $589.99 - Original price $589.99
Original price
$589.99
$589.99 - $589.99
Current price $589.99

Acer - Aspire Go 15 15.6" FHD Laptop AMD Ryzen 7 7000 Series AMD Radeon Graphics - 16GB DDR4 512GB PCIe Storage - Pure Silver

Acer
Original price $712.99 - Original price $712.99
Original price
$712.99
$712.99 - $712.99
Current price $712.99

Exceptional Performance and ProductivityExperience smooth and responsive performance powered by an AMD Ryzen 7 7730U processor and 16GB DDR4 memory...

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Original price $712.99 - Original price $712.99
Original price
$712.99
$712.99 - $712.99
Current price $712.99

LEGO - Sonic the Hedgehog Sonic Speedster Lightning 77117

Lego
Original price $25.99 - Original price $25.99
Original price
$25.99
$25.99 - $25.99
Current price $25.99

Hit The Ground RunningKids speed into action with the LEGO Sonic the Hedgehog Sonic Speedster Lightning (77117) building toy for boys and girls age...

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Original price $25.99 - Original price $25.99
Original price
$25.99
$25.99 - $25.99
Current price $25.99

Hyperice - Hypervolt 3 Pro - Black

Hyperice
Original price $390.99 - Original price $390.99
Original price
$390.99
$390.99 - $390.99
Current price $390.99

Power that keeps up with you.With 6 speeds of percussion 5 interchangeable attachments including the Heated Head Attachment and a 2.5 lb weight the...

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Original price $390.99 - Original price $390.99
Original price
$390.99
$390.99 - $390.99
Current price $390.99

LG - Sound Suite H7 Soundbar with Dolby Atmos FlexConnect - Black

LG
Original price $958.99 - Original price $958.99
Original price
$958.99
$958.99 - $958.99
Current price $958.99

OLED Level PerformancePowered by the same processor that elevates the award-winning LG OLED evo picture quality LG's alpha 11 Gen 3 AI processor br...

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Original price $958.99 - Original price $958.99
Original price
$958.99
$958.99 - $958.99
Current price $958.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.