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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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GE - 27.7 Cu. Ft. Smart Side-By-Side Refrigerator with LED Light Walls and Extra Tall Dispenser - Stainless Steel

GE
Original price $2,069.99 - Original price $2,069.99
Original price
$2,069.99
$2,069.99 - $2,069.99
Current price $2,069.99

LED Light WallsTwo bright LED Light Walls help illuminate every corner of your fridge and freezer allowing you to see everything and find it fast.E...

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Original price $2,069.99 - Original price $2,069.99
Original price
$2,069.99
$2,069.99 - $2,069.99
Current price $2,069.99

Soundcore - Work by Anker Portable A.I. Voice Recorder Note Taker Transcription Summarization 8GB (No Display) - White

Soundcore
Original price $183.99 - Original price $183.99
Original price
$183.99
$183.99 - $183.99
Current price $183.99

Enhanced EfficiencyStart recording instantly with a single press and get GPT-powered transcriptions with pinpoint accuracy - automatically summariz...

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Original price $183.99 - Original price $183.99
Original price
$183.99
$183.99 - $183.99
Current price $183.99

HP - OmniStudio 27" Full HD Touchscreen All-in-One w/ Adjustable Height - AMD Ryzen AI 7 445 - 16GB RAM - 1TB SSD - Copilot+ - Jet Black

HP
Original price $1,370.99 - Original price $1,370.99
Original price
$1,370.99
$1,370.99 - $1,370.99
Current price $1,370.99

AMD Ryzen AI 7 445 processorUnlock powerful AI-driven experiences with Copilot+ PCs powered by an AMD Ryzen AI processor designed to enhance creati...

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Original price $1,370.99 - Original price $1,370.99
Original price
$1,370.99
$1,370.99 - $1,370.99
Current price $1,370.99

Antigravity - A1 High-Capacity Flight Battery

Antigravity
Original price $148.99 - Original price $148.99
Original price
$148.99
$148.99 - $148.99
Current price $148.99

Unleash the full power of A1.Enhanced 4345mAh Capacity Up to 35 Minutes of Uninterrupted Aerial Creativity. Tested in a controlled environment at ...

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Original price $148.99 - Original price $148.99
Original price
$148.99
$148.99 - $148.99
Current price $148.99

Samsung - 42" Class S90H OLED 4K UHD SmartVision AI Smart Tizen TV (2026)

Samsung
Original price $1,217.99 - Original price $1,217.99
Original price
$1,217.99
$1,217.99 - $1,217.99
Current price $1,217.99

OLED HDR+ with Glare FreeExperience incredible brightness and deep contrast for a lifelike picture. Powered by advanced AI every detail is enhanced...

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Original price $1,217.99 - Original price $1,217.99
Original price
$1,217.99
$1,217.99 - $1,217.99
Current price $1,217.99

Lenovo - Yoga Slim 7x- Copilot+ PC - 14" 2K OLED Touchscreen Laptop- Snapdragon X2 Plus X2P-42-100 2026 - 16GB Memory- 512GB SSD - Cosmic Blue

Lenovo
Original price $1,171.99 - Original price $1,171.99
Original price
$1,171.99
$1,171.99 - $1,171.99
Current price $1,171.99

Copilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...

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Original price $1,171.99 - Original price $1,171.99
Original price
$1,171.99
$1,171.99 - $1,171.99
Current price $1,171.99

BISSELL - PowerFresh Vac Steam All-in-One Vacuum and Steam Mop - White/ Green

Bissell
Original price $244.99 - Original price $244.99
Original price
$244.99
$244.99 - $244.99
Current price $244.99

Vacuum and mop at the same timeYou can remove debris and mop clean your floors at the same time with the PowerFresh Vac Steam All-in-One Vacuum an...

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Original price $244.99 - Original price $244.99
Original price
$244.99
$244.99 - $244.99
Current price $244.99

Moza Racing - CS Pro Sim Racing Steering Wheel for Windows - Black

Moza Racing
Original price $361.99 - Original price $361.99
Original price
$361.99
$361.99 - $361.99
Current price $361.99

Precision racing wheel for ultimate sim controlHand-stitched eco-friendly microfiber leather a fully customizable 2.99-inch high-definition display...

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Original price $361.99 - Original price $361.99
Original price
$361.99
$361.99 - $361.99
Current price $361.99

DJI - Osmo Mobile 7 Smartphone 3-Axis Gimbal Stabilizer - Gray

DJI
Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99

Experience Seamless StabilityOsmo Mobile 7's robust 3-axis gimbal stabilization ensures lossless stability. Capture creative bursts and craft stunn...

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Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99

Samsung - 75 Class QN90F Series Neo QLED Mini LED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung
Original price $2,449.99 - Original price $2,449.99
Original price
$2,449.99
$2,449.99 - $2,449.99
Current price $2,449.99

NQ4 AI Gen3 ProcessorPowered by 128 neural networks our most powerful 4K AI processor leverages AI to deliver an mind blowing 4K TV experience. No ...

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Original price $2,449.99 - Original price $2,449.99
Original price
$2,449.99
$2,449.99 - $2,449.99
Current price $2,449.99

Apple - 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi + Cellular 256GB - Purple (Unlocked)

Apple
Original price $1,095.99 - Original price $1,095.99
Original price
$1,095.99
$1,095.99 - $1,095.99
Current price $1,095.99

13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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Original price $1,095.99 - Original price $1,095.99
Original price
$1,095.99
$1,095.99 - $1,095.99
Current price $1,095.99

Dyson - Spot+Scrub Ai Wet and Dry Robot Vacuum - Matched Black/Blue

Dyson
Original price $979.99 - Original price $979.99
Original price
$979.99
$979.99 - $979.99
Current price $979.99

Ai-Enhanced CleaningHigh contrast green illumination works with the HD camera + Ai to identify spills and stains. Returns to stubborn stains up to ...

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Original price $979.99 - Original price $979.99
Original price
$979.99
$979.99 - $979.99
Current price $979.99

LG - 2.1 Cu. Ft. Over The Range Smart Microwave with Sensor Cooking and EasyClean - Stainless Steel

LG
Original price $708.99 - Original price $708.99
Original price
$708.99
$708.99 - $708.99
Current price $708.99

Premium Handle DesignThis new style takes your kitchen to the next level with a fresh contemporary look. Our new bar handle design is slightly cont...

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Original price $708.99 - Original price $708.99
Original price
$708.99
$708.99 - $708.99
Current price $708.99

Peak Design - Everyday Backpack V2 30L - Black

Peak Design
Original price $323.99 - Original price $323.99
Original price
$323.99
$323.99 - $323.99
Current price $323.99

Versatile DesignCustomizable internal dividers make this bag ideal for everyday camera and laptop carry.Side + Top AccessAccess from top via MagLat...

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Original price $323.99 - Original price $323.99
Original price
$323.99
$323.99 - $323.99
Current price $323.99

Soundcore - by Anker AeroClip Open-Ear Clip-On Earbud Headphones - Black

Soundcore
Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99

Adaptive Ultra-ComfortDesigned to relieve in-ear discomfort soundcore AeroClip open-ear clip-on earbuds let you enjoy music pressure-free for every...

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Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99

Ring - Spotlight Cam Plus Outdoor/Indoor 1080p Plug-In Surveillance Camera - White

Ring
Original price $182.99 - Original price $182.99
Original price
$182.99
$182.99 - $182.99
Current price $182.99

Look in anytimeWatch over your home day or night in wide-angle 1080p HD video with Color Night Vision and check in at anytime with Live View.Stop i...

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Original price $182.99 - Original price $182.99
Original price
$182.99
$182.99 - $182.99
Current price $182.99

LG - 32" Monitor QHD IPS 100Hz with HDR10 (HDMI USB-C) - Black

LG
Original price $303.99 - Original price $303.99
Original price
$303.99
$303.99 - $303.99
Current price $303.99

Vivid Visuals at Wide Viewing Angles.Experience exceptional picture quality with the 32" QHD (2560x1440) display with IPS technology for vivid and ...

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Original price $303.99 - Original price $303.99
Original price
$303.99
$303.99 - $303.99
Current price $303.99

Razer - USB C Dock Station with 11 Ports for PC and Mac - Black

Razer
Original price $143.99 - Original price $143.99
Original price
$143.99
$143.99 - $143.99
Current price $143.99

11-Port DesignGet a docking solution for every scenario with 2 USB C ports 4 USB-A ports a Gigabit Ethernet port an HDMI port UHS-I SD/MicroSD card...

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Original price $143.99 - Original price $143.99
Original price
$143.99
$143.99 - $143.99
Current price $143.99

LG - 42" Class C5 Series OLED evo AI 4K UHD Smart webOS TV (2025)

LG
Original price $1,020.99 - Original price $1,020.99
Original price
$1,020.99
$1,020.99 - $1,020.99
Current price $1,020.99

Alpha 9 AI Processor Gen8Alpha 9 AI Processor Gen8 provides smooth crisp picture and sound with AI Picture Pro and AI Super Upscaling.178;Perfect B...

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Original price $1,020.99 - Original price $1,020.99
Original price
$1,020.99
$1,020.99 - $1,020.99
Current price $1,020.99

Sony - ULT FIELD 3 Wireless Speaker - Forest Gray

Sony
Original price $180.99 - Original price $180.99
Original price
$180.99
$180.99 - $180.99
Current price $180.99

ULT ButtonBoost the bass with the press of the ULT button delivering enhanced sound depth for your favorite tracks.Shoulder StrapDesigned for easy ...

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Original price $180.99 - Original price $180.99
Original price
$180.99
$180.99 - $180.99
Current price $180.99

Logitech - MX ERGO S PLUS Wireless Ergonomic Trackball Mouse with 6 Programmable Buttons - Wireless - Graphite

Logitech
Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

Advanced thumb controlThe MX Ergo S Advanced wireless trackball mouse gives more control with less movement; switch between speed and high-precisio...

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Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

ASUS - PRIME NVIDIA GeForce RTX 5070 OC Edition 12GB GDDR7 PCI Express 5.0 Graphics Card - Black

ASUS
Original price $819.99 - Original price $819.99
Original price
$819.99
$819.99 - $819.99
Current price $819.99

Powered byNVIDIA Blackwell architecture and DLSS 4SFF-Ready enthusiast GeForce cardCompatible with small-form-factor buildsAxial-tech fansFeature a...

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Original price $819.99 - Original price $819.99
Original price
$819.99
$819.99 - $819.99
Current price $819.99

Samsung - 77 Class S85F Series OLED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung
Original price $1,721.99 - Original price $1,721.99
Original price
$1,721.99
$1,721.99 - $1,721.99
Current price $1,721.99

NQ4 AI Gen2 ProcessorExperience the power of AI in your 4K TV. Powered by 20 neural networks it makes all the movies TV shows video games and sport...

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Original price $1,721.99 - Original price $1,721.99
Original price
$1,721.99
$1,721.99 - $1,721.99
Current price $1,721.99

WORX - Pegasus Multi-Function 2-in-1 Folding Work Table Sawhorse Lightweight Quick Clamps Holding Pegs Quick-Attach Boxes - Black

Worx
Original price $138.99 - Original price $138.99
Original price
$138.99
$138.99 - $138.99
Current price $138.99

Worktable SawhorseHolds up to 300 lbs. as a work table supports 1000 lbs. as a sawhorse. And it’s easy to transition between the two.Custom Clamps...

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Original price $138.99 - Original price $138.99
Original price
$138.99
$138.99 - $138.99
Current price $138.99

LG - 65" Class C5 Series OLED evo AI 4K UHD Smart webOS TV (2025)

LG
Original price $1,531.99 - Original price $1,531.99
Original price
$1,531.99
$1,531.99 - $1,531.99
Current price $1,531.99

Brightness BoosterBrightness Booster technology magnifies each individual pixel for luminous quality that shines with every detailBright Room Ready...

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Original price $1,531.99 - Original price $1,531.99
Original price
$1,531.99
$1,531.99 - $1,531.99
Current price $1,531.99

Skylight - Calendar Max 27 inch Touchscreen Smart Calendar and Family Organizer - White

Skylight
Original price $658.99 - Original price $658.99
Original price
$658.99
$658.99 - $658.99
Current price $658.99

Skylight All-in-one Smart Home WiFi Touchscreen Digital CalendarEffortlessly organzie the whole family with the touchscreen display for all your c...

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Original price $658.99 - Original price $658.99
Original price
$658.99
$658.99 - $658.99
Current price $658.99

Apple - Smart Folio for iPad (A16) - White

Apple
Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

CompatibilityiPad (A16)

Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

Outdoor Cam Plus Battery with 2K Video and Ring Vision Low-Light Sight and Mount-Anywhere Versatility - Black

Ring
Original price $126.99 - Original price $126.99
Original price
$126.99
$126.99 - $126.99
Current price $126.99

2K VideoSee every detail in brilliantly clear 2K with Ring’s best image quality yet.Low-Light SightReveal true-to-life color and detail in the near...

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Original price $126.99 - Original price $126.99
Original price
$126.99
$126.99 - $126.99
Current price $126.99

GoPro - HERO13 Black Action Camera - Limited Edition - Polar White

GoPro
Original price $416.99 - Original price $416.99
Original price
$416.99
$416.99 - $416.99
Current price $416.99

HB-Series Lenses With Auto DetectionHERO13 Black is compatible with the HB-Series Lenses that let you instantly set up your camera for a variety of...

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Original price $416.99 - Original price $416.99
Original price
$416.99
$416.99 - $416.99
Current price $416.99

ASUS - PRIME NVIDIA GeForce RTX 5070 12GB GDDR7 PCI Express 5.0 Graphics Card - Black

ASUS
Original price $728.99 - Original price $728.99
Original price
$728.99
$728.99 - $728.99
Current price $728.99

Powered byNVIDIA Blackwell architecture and DLSS 4SFF-Ready enthusiast GeForce cardCompatible with small-form-factor buildsAxial-tech fansFeature a...

View full details
Original price $728.99 - Original price $728.99
Original price
$728.99
$728.99 - $728.99
Current price $728.99

Keychron - K2 HE 75 Custom Wireless RGB Mechanical Keyboard with Programmable QMK/VIA Hot-Swappable Magnetic Switch - Black

Keychron
Original price $127.99 - Original price $127.99
Original price
$127.99
$127.99 - $127.99
Current price $127.99

Last Keystroke Prioritization (LKP) Snap ClickLKP allows seamless directional changes by prioritizing the last key pressed ensuring smoother gamep...

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Original price $127.99 - Original price $127.99
Original price
$127.99
$127.99 - $127.99
Current price $127.99

ASUS - Zenbook S 14 14" 3K OLED Touch Screen Laptop - Copilot+ PC - Intel Core Ultra 7 - 32GB RAM - 1TB SSD - Zumaia Gray

ASUS
Original price $1,564.99 - Original price $1,564.99
Original price
$1,564.99
$1,564.99 - $1,564.99
Current price $1,564.99

Copilot+ PCs. A New AI Era BeginsNew AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on Co...

View full details
Original price $1,564.99 - Original price $1,564.99
Original price
$1,564.99
$1,564.99 - $1,564.99
Current price $1,564.99

Nacon - Revolution 5 Pro Wireless Controller for PS5 PS4 and PC - Arctic Camo

Nacon
Original price $220.99 - Original price $220.99
Original price
$220.99
$220.99 - $220.99
Current price $220.99

Wireless controlUSB wireless adapter for PS5 PS4 and PC and up to 10 hours of battery powered gaming. Use wired mode for competitive play with incl...

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Original price $220.99 - Original price $220.99
Original price
$220.99
$220.99 - $220.99
Current price $220.99

Moza Racing - ESX Sim Racing Steering Wheel for Xbox One Xbox Series XS and Windows - Black

Moza
Original price $163.99 - Original price $163.99
Original price
$163.99
$163.99 - $163.99
Current price $163.99

Officially licensed for XboxCombining Xbox console performance with MOZA Racing direct drive technology for the most immersive racing experience.Du...

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Original price $163.99 - Original price $163.99
Original price
$163.99
$163.99 - $163.99
Current price $163.99

SAMSUNG Wireless Rear Speaker Kit - Black

Samsung
Original price $176.99 - Original price $176.99
Original price
$176.99
$176.99 - $176.99
Current price $176.99

Wireless SolutionEnjoy surround sound that doesn't clutter your room. The wireless rear speakers connect to your soundbar without the need for sepa...

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Original price $176.99 - Original price $176.99
Original price
$176.99
$176.99 - $176.99
Current price $176.99

Sony - LinkBuds Clip Truly Wireless Open Earbuds - Greige

Sony
Original price $228.99 - Original price $228.99
Original price
$228.99
$228.99 - $228.99
Current price $228.99

Open Ear DesignEnjoy true open ear listening that keeps you connected to your surroundings while immersing you in your favorite music or podcast. W...

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Original price $228.99 - Original price $228.99
Original price
$228.99
$228.99 - $228.99
Current price $228.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.