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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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Apple Watch Series 11 (GPS) 46mm Silver Aluminum Case with Purple Fog Sport Band - M/L - Silver - (2025)

Apple
Original price $500.99 - Original price $500.99
Original price
$500.99
$500.99 - $500.99
Current price $500.99

HYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.KNOW YOUR SL...

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Original price $500.99 - Original price $500.99
Original price
$500.99
$500.99 - $500.99
Current price $500.99

Amazon - Kindle Colorsoft 16 GB With color display and adjustable warm light - 2025 - Black

AMAZON
Original price $294.99 - Original price $294.99
Original price
$294.99
$294.99 - $294.99
Current price $294.99

A brand-new experienceThe Kindle Colorsoft display is optimized for reading in color and is different from the Kindle Paperwhite display which is o...

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Original price $294.99 - Original price $294.99
Original price
$294.99
$294.99 - $294.99
Current price $294.99

29.8" Trim Kit for Caf CEB515P2NSS Microwave - Stainless Steel

GE Cafe
Original price $240.99 - Original price $240.99
Original price
$240.99
$240.99 - $240.99
Current price $240.99

Compatible with Cafe CEB515P2NSS microwaveFor a precise fit.Stainless steel finishOffers a stylish appearance.Provides a built-in appearanceFor add...

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Original price $240.99 - Original price $240.99
Original price
$240.99
$240.99 - $240.99
Current price $240.99

HP OMEN - 35L VALORANT Limited Edition Gaming Desktop - Intel Core i7-14700F - 16GB Memory - NVIDIA GeForce RTX 5060 Ti - 1TB SSD - Navy

HP
Original price $1,827.99 - Original price $1,827.99
Original price
$1,827.99
$1,827.99 - $1,827.99
Current price $1,827.99

The ultimate immersive experience for gaming and creating.Intel’s performance hybrid architecture to optimize your gaming content creation and prod...

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Original price $1,827.99 - Original price $1,827.99
Original price
$1,827.99
$1,827.99 - $1,827.99
Current price $1,827.99

Marshall - Middleton Portable Bluetooth Speaker with Rugged Waterproof / Dust-proof Wireless Design - Black/Brass

Marshall
Original price $359.99 - Original price $359.99
Original price
$359.99
$359.99 - $359.99
Current price $359.99

Marshall Signature SoundCarry the heaviest portable sound in your hand. Middleton utilises True Stereophonic a unique form of multi-directional ste...

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Original price $359.99 - Original price $359.99
Original price
$359.99
$359.99 - $359.99
Current price $359.99

Samsung - T7 Shield 2TB External USB 3.2 Gen 2 Rugged SSD IP65 Water Resistant - Black

Samsung
Original price $675.99 - Original price $675.99
Original price
$675.99
$675.99 - $675.99
Current price $675.99

Rugged durabilityTough fast and compact. The all new rugged PSSD T7 Shield is built to endure with the space to create thanks to an IP65 rating for...

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Original price $675.99 - Original price $675.99
Original price
$675.99
$675.99 - $675.99
Current price $675.99

Pioneer - 65" Class LED 4K UHD Smart Roku TV

Pioneer
Original price $499.99 - Original price $499.99
Original price
$499.99
$499.99 - $499.99
Current price $499.99

4K (2160p) Ultra HDEnjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content to Ultra H...

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Original price $499.99 - Original price $499.99
Original price
$499.99
$499.99 - $499.99
Current price $499.99

Nikon - NIKKOR Z 40mm f/2 Standard Prime Lens for Z Cameras - Black

Nikon
Original price $290.99 - Original price $290.99
Original price
$290.99
$290.99 - $290.99
Current price $290.99

Compatible with Nikon Z camerasFor use with your existing camera.40mm focal lengthA versatile focal length for capturing crystal-clear shots throug...

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Original price $290.99 - Original price $290.99
Original price
$290.99
$290.99 - $290.99
Current price $290.99

Whirlpool - 30" 5.0 Cu. Ft. Built-In Single Electric Wall Oven with Self-Cleaning - Stainless Steel

Whirlpool
Original price $1,402.99 - Original price $1,402.99
Original price
$1,402.99
$1,402.99 - $1,402.99
Current price $1,402.99

3-in-1 Wall OvenCook however you want with 3 cooking modes in one wall oven Keep Warm Broil and Bake. Get the flexibility to cook your favorite dis...

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Original price $1,402.99 - Original price $1,402.99
Original price
$1,402.99
$1,402.99 - $1,402.99
Current price $1,402.99

MB Quart - Jeep JT Gladiator Tuned 8" Dual-Voice-Coil 2-Ohm Subwoofer with Integrated 400W Amp - Black

MB Quart
Original price $759.99 - Original price $759.99
Original price
$759.99
$759.99 - $759.99
Current price $759.99

Underseat subwoofer system upgrade for select Jeep vehiclesIncluding Jeep Gladiator (JT) 2020-current models.Two 8" subwoofersProvide rich sound.40...

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Original price $759.99 - Original price $759.99
Original price
$759.99
$759.99 - $759.99
Current price $759.99

Canon - EOS R5 Mirrorless Camera (Body Only) - Black

Canon
Original price $2,983.99 - Original price $2,983.99
Original price
$2,983.99
$2,983.99 - $2,983.99
Current price $2,983.99

45 Megapixel Full-frame CMOS SensorThe EOS R5 camera features an entirely new Canon-developed CMOS sensor with approx. 45 effective megapixels. It ...

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Original price $2,983.99 - Original price $2,983.99
Original price
$2,983.99
$2,983.99 - $2,983.99
Current price $2,983.99

Shokz - OpenFit 2+ Open-Ear True Wireless Bluetooth Earbuds - Stone Blue

Shokz
Original price $176.99 - Original price $176.99
Original price
$176.99
$176.99 - $176.99
Current price $176.99

Dynamic Sound with Dolby AudioHear the power of deep bass vibrant mids and crystal-clear highs. Dolby Audio creates a rich expansive soundstage tha...

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Original price $176.99 - Original price $176.99
Original price
$176.99
$176.99 - $176.99
Current price $176.99

Turtle Beach - VelocityOne Race KD3 Direct Drive Force Feedback Racing System for Xbox Series XS Xbox One Windows - Black

Turtle Beach
Original price $303.99 - Original price $303.99
Original price
$303.99
$303.99 - $303.99
Current price $303.99

Authentic Complete SetupThe VelocityOne Race KD3 race system comes with everything you need to win including a direct-drive force feedback wheel an...

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Original price $303.99 - Original price $303.99
Original price
$303.99
$303.99 - $303.99
Current price $303.99

Apple - 96W USB-C Power Adapter - White

Apple
Original price $106.99 - Original price $106.99
Original price
$106.99
$106.99 - $106.99
Current price $106.99

Compatible with any USB-C enabled device; iPhone 15 models Macbook Air 20018 and above modes; Macbook 13inc 2016 and above models; Macbook 16 inch ...

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Original price $106.99 - Original price $106.99
Original price
$106.99
$106.99 - $106.99
Current price $106.99

ASUS - TUF Gaming 32" FHD VA 250Hz 0.5ms Curved Gaming Monitor with FreeSync Premium and HDR (DisplayPort HDMI) - Black

ASUS
Original price $221.99 - Original price $221.99
Original price
$221.99
$221.99 - $221.99
Current price $221.99

250Hz Refresh Rate (OC) and 0.5ms (min.) Response TimeWith 250Hz refresh rate (OC) decimates lag and motion blur to give you the upper hand in firs...

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Original price $221.99 - Original price $221.99
Original price
$221.99
$221.99 - $221.99
Current price $221.99

Fire 7 Kids - 7" Tablet (2023) 16GB with Amazon Kids+ (6 Month Subscription) - Blue

AMAZON
Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

Full Featured TabletGet a full-featured tablet (not a toy) for kids ages 37 6 months of Amazon Kids+ content and a Kid-Proof Case with a built-in s...

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Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

Apple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Black Alpine Loop - Medium - Black - (2025)

Apple
Original price $910.99 - Original price $910.99
Original price
$910.99
$910.99 - $910.99
Current price $910.99

RUGGED AND READY TO GO—The ultimate sports and adventure watch is built to last with an extremely tough titanium case and a strong sapphire crystal...

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Original price $910.99 - Original price $910.99
Original price
$910.99
$910.99 - $910.99
Current price $910.99

LG - 5.0 Cu. Ft. High-Efficiency Stackable Front Load Washer with 6Motion Technology - White

LG
Original price $1,079.99 - Original price $1,079.99
Original price
$1,079.99
$1,079.99 - $1,079.99
Current price $1,079.99

5.0 cu. ft. Mega CapacitySay never again to never-ending piles of laundry—this mega capacity washer fits more clothes in every load and helps you p...

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Original price $1,079.99 - Original price $1,079.99
Original price
$1,079.99
$1,079.99 - $1,079.99
Current price $1,079.99

Logitech - MX Mechanical Mini Compact Wireless Mechanical Tactile Switch Keyboard for Windows/macOS with Backlit Keys - Graphite

Logitech
Original price $206.99 - Original price $206.99
Original price
$206.99
$206.99 - $206.99
Current price $206.99

Fluid and quiet mechanical typingMX Mechanical Mini keyboard features Tactile Quiet switches that deliver next-level feel and flow with less noise ...

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Original price $206.99 - Original price $206.99
Original price
$206.99
$206.99 - $206.99
Current price $206.99

j5create - VESA Certified 16K DisplayPort 2.1 80Gbps 5.2 ft. Cable for DisplayPort enabled Devices - Black

J5 Create
Original price $55.99 - Original price $55.99
Original price
$55.99
$55.99 - $55.99
Current price $55.99

VESA CertifiedVESA Certified DisplayPort 2.1 DP 80Gbps CableResolutionsSupports resolutions up to 16K60Hz 8K120Hz 4K240HzBackward compatibleBackwar...

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Original price $55.99 - Original price $55.99
Original price
$55.99
$55.99 - $55.99
Current price $55.99

Turtle Beach - Victrix Pro BFG Reloaded Wireless Modular Controller for PlayStation 5 PlayStation 4 Windows - Black

Turtle Beach
Original price $251.99 - Original price $251.99
Original price
$251.99
$251.99 - $251.99
Current price $251.99

Anti-Drift ThumbsticksEnjoy drift-free precision premium accuracy and lasting durability from three customizable modules with Hall-Effect technolog...

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Original price $251.99 - Original price $251.99
Original price
$251.99
$251.99 - $251.99
Current price $251.99

Sony - WH-1000XM5 Wireless Noise-Canceling Over-the-Ear Headphones - Black

Sony
Original price $315.99 - Original price $315.99
Original price
$315.99
$315.99 - $315.99
Current price $315.99

Active Noise CancelationFrom airplane noise to people’s voices our WH-1000XM5 wireless headphones with multiple microphone noise canceling keep out...

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Original price $315.99 - Original price $315.99
Original price
$315.99
$315.99 - $315.99
Current price $315.99

JVC - Air Cushion In Ear Neckband Bluetooth Wireless Headphones - Black

JVC
Original price $49.99 - Original price $49.99
Original price
$49.99
$49.99 - $49.99
Current price $49.99

Lightweight Neckband In Ear Air Cushion DesignEnjoy JVC's comfortable neckband style headphones with secure fit in ear Air Cushion design.Battery L...

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Original price $49.99 - Original price $49.99
Original price
$49.99
$49.99 - $49.99
Current price $49.99

Logitech - Brio 500 1920x1080p Webcam with Privacy Cover - Graphite

Logitech
Original price $170.99 - Original price $170.99
Original price
$170.99
$170.99 - $170.99
Current price $170.99

Advanced Image QualityFull HD 1080p webcam resolution provides outstanding image quality so everyone can see you clearly during meetings.Auto Light...

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Original price $170.99 - Original price $170.99
Original price
$170.99
$170.99 - $170.99
Current price $170.99

ASUS - RT-BE92U BE9700 Tri-Band Wi-Fi 7 Router - Black

ASUS
Original price $237.99 - Original price $237.99
Original price
$237.99
$237.99 - $237.99
Current price $237.99

Faster Smarter Home Wi-Fi 7The ASUS RT-BE92U boasts cutting-edge Wi-Fi 7 technology with superior 6 GHz band. Enjoy next-generation speeds and conn...

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Original price $237.99 - Original price $237.99
Original price
$237.99
$237.99 - $237.99
Current price $237.99

CORSAIR - HS80 RGB Wireless Gaming Headset for PC Mac PS5 PS4 - White

Corsair
Original price $178.99 - Original price $178.99
Original price
$178.99
$178.99 - $178.99
Current price $178.99

Live the GameThe HS80 RGB WIRELESS merges iconic CORSAIR design superb audio quality industry-leading wireless technology and durable build quality...

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Original price $178.99 - Original price $178.99
Original price
$178.99
$178.99 - $178.99
Current price $178.99

GIGABYTE - B550M GAMING X WIFI6E (Socket AM4) AMD B550 Micro-ATX DDR4 Wi-Fi 6 Motherboard - Black

GIGABYTE
Original price $196.99 - Original price $196.99
Original price
$196.99
$196.99 - $196.99
Current price $196.99

Processor CompatibilitySupports AMD Ryzen 5000 / Ryzen 4000 / Ryzen 3000 Series ProcessorsDDR4 Compatible4DIMMs with AMD EXPO Memory Module Support...

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Original price $196.99 - Original price $196.99
Original price
$196.99
$196.99 - $196.99
Current price $196.99

Sony - 50" Class BRAVIA 2 II LED 4K UHD Smart Google TV (2025)

Sony
Original price $589.99 - Original price $589.99
Original price
$589.99
$589.99 - $589.99
Current price $589.99

Powerful TV processingThe 4K Processor X1 delivers a lifelike picture that is full of rich colors and sharp details.Enhanced color and fine details...

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Original price $589.99 - Original price $589.99
Original price
$589.99
$589.99 - $589.99
Current price $589.99

Shark - Stratos MultiFLEX Cordless Stick Vacuum with Clean Sense IQ and Odor Neutralizer Up to 40 min Runtime - Ash Purple

Shark
Original price $410.99 - Original price $410.99
Original price
$410.99
$410.99 - $410.99
Current price $410.99

Clean Sense IqInfrared sensor technology detects the dirt you can’t see and automatically increases power giving you up to 50 better dirt pickup. T...

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Original price $410.99 - Original price $410.99
Original price
$410.99
$410.99 - $410.99
Current price $410.99

Samsung - Galaxy Tab A11+ - 11" 256GB - Wi-Fi - Silver

Samsung
Original price $321.99 - Original price $321.99
Original price
$321.99
$321.99 - $321.99
Current price $321.99

Power for all you doGalaxy Tab A11+ gives your family the optimal performance they need for all their day to day activities. Power through tasks re...

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Original price $321.99 - Original price $321.99
Original price
$321.99
$321.99 - $321.99
Current price $321.99

Glorious - Edgeless Mouse Pad 2 XXL - Nebula

Glorious
Original price $63.99 - Original price $63.99
Original price
$63.99
$63.99 - $63.99
Current price $63.99

Perfect for Speed ControlA dense weave creates a smooth swift mouse glide with enough resistance for precision control. Optimized for both optical...

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Original price $63.99 - Original price $63.99
Original price
$63.99
$63.99 - $63.99
Current price $63.99

bella PRO - 6-Slice Air Fryer Toaster Oven (0.88 Cu. Ft.) - Stainless Steel

Bella Pro
Original price $145.99 - Original price $145.99
Original price
$145.99
$145.99 - $145.99
Current price $145.99

Powerful 1500-watt systemHeats quickly and cooks evenly.0.88 cu. ft. interiorSpacious 25L capacity fits 6 slices of bread a 12" pizza or an 8"x12" ...

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Original price $145.99 - Original price $145.99
Original price
$145.99
$145.99 - $145.99
Current price $145.99

SanDisk - 256GB microSDXC UHS-1 Memory Card Licensed for Nintendo Switch 1

SanDisk
Original price $109.99 - Original price $109.99
Original price
$109.99
$109.99 - $109.99
Current price $109.99

Compatible with most devices that support microSDXC cardsFor wide-ranging use.Nintendo-licensed for the Nintendo Switch 1 consoleThe SanDisk microS...

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Original price $109.99 - Original price $109.99
Original price
$109.99
$109.99 - $109.99
Current price $109.99

Keychron - M3 Wireless Bluetooth Laser Gaming Mouse with 8K Polling Rate - Wired - Black

Keychron
Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99

The Strongest Mouse SensorThe most competitive grade mouse sensor chip PixArt 3950 for 8K version with up to 30000 DPI up to 750 IPS and incomparab...

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Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99

Turtle Beach - Vulcan II TKL Wired Compact RGB Mechanical Gaming Keyboard with Hot-Swappable Switches - Black

Turtle Beach
Original price $145.99 - Original price $145.99
Original price
$145.99
$145.99 - $145.99
Current price $145.99

Compact Tenkeyless Form FactorFree up desk space and increase mouse range for competitive FPS and MOBA gameplay with a sleek portable design.TITAN ...

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Original price $145.99 - Original price $145.99
Original price
$145.99
$145.99 - $145.99
Current price $145.99

ViewSonic - VG2448A 23.8" IPS LCD FHD Monitors (DisplayPort VGA USB HDMI) - Black

ViewSonic
Original price $200.99 - Original price $200.99
Original price
$200.99
$200.99 - $200.99
Current price $200.99

Full HD23.8in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

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Original price $200.99 - Original price $200.99
Original price
$200.99
$200.99 - $200.99
Current price $200.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.