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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.
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Shark - POWERDETECT Ultra-Light Corded Stick Vacuum with DuoClean Detect Technology and Self-Cleaning Brushroll - Eggplant
SharkThe Best Overall Cleaning Of Any Corded StickThe POWERDETECT corded stick vacuum combines powerful suction with cutting-edge duoclean Detect techno...
View full detailsSamsung - Galaxy Tab Active5 8" - 128GB - Unlocked - Green/Black
SamsungAndroid 14Android operating system productivity and entertainment at your fingertips.8" screen with 1920 X 1200 resolutionThis high-resolution scre...
View full detailsNordicTrack - T Series 16 Folding Treadmill with Incline Decline 16" Smart HD Touchscreen Powered by iFIT - Black
NordictrackPowered by iFITWith the iFIT Pro Membership access over 10000 workouts on your smart treadmill. Just press start and your machine auto-adjusts to m...
View full detailsLogitech - MX Keys S Universal Full-size Wireless Scissor Keyboard for PC and Mac with Backlit keys - Pale Gray
LogitechFluid typing experienceLaptop-like profile with spherically-dished keys shaped for your fingertips delivers a fast fluid precise and quieter typing...
View full detailsPanasonic - LUMIX ZS99 Point and Shoot Camera Compact Camera for Travel with 30x Zoom with 24-720mm Zoom Lens and 4K Video/Photo - Black
PanasonicPowerful LEICA Lens with 30x Zoom24-720mm LEICA lens with 30x Zoom and a compact body that slips in your pocket; the ZS99 is ready to shoot everyth...
View full detailsRazer - BlackWidow V4 Full Size Wired Mechanical Green Clicky Switch Gaming Keyboard with Chroma RGB Backlighting - Black
RazerRazer Green Mechanical SwitchesWith a 1.9mm actuation point requiring just 50g of force experience the perfect pairing of pressure and response tim...
View full detailsSamsung - 31 cu. ft. Mega Capacity 3-Door French Door Refrigerator with External Water and Ice Dispenser - Stainless Steel
SamsungMega capacity refrigeratorStore more groceries with extra room to stay organized. Our 31 cu. ft. mega capacity refrigerator gives you more space an...
View full detailsHP - OmniStudio X - Copilot+ PC - 27" 4K UHD All-in-One w/ Adjustable Height - Intel Core Ultra 7 '24 - 16GB Memory - 1TB SSD - Meteor Silver
HPGet A Fresh Perspective With Windows 11From a rejuvenated start menu to new ways to connect to your favorite people news games and content—Windows ...
View full detailsFrigidaire - 1.7 Cu. Ft. Over-The-Range Microwave - White
FrigidaireQuick Start OptionsGet meals on the table in minutes with three different Quick Start options that allow you to make meals faster.Two Speed Ventila...
View full detailsTCL - 55" Class F35-Series 4K UHD HDR LED Smart Fire TV (2025)
TCL4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.Direct LED BacklightEnjoy better brightness uniformity...
View full detailsRØDE - WIRELESS GO (GEN 3) Compact Wireless Microphone System
RodeDual ChannelDual-channel compact wireless microphone systemStable AudioRDE’s state-of-the-art Series IV 2.4 GHz digital transmission with 128-bit e...
View full detailsMSI - NVIDIA GeForce RTX 5080 16G GAMING TRIO OC 16GB GDDR7 PCI Express Gen 5 Graphics Card - Black
MSIGraphics Processing Unit (GPU)/Clock SpeedPowered by the NVIDIA GeForce RTX 5080 graphics processing unit (GPU) with boost clock16GB GDDR716GB GDD...
View full detailsSamsung - 24" S3 (S30GD) IPS LED FHD 100Hz Monitor (HDMI D-sub) - Black
SamsungIPS PanelStay in the action when playing games watching videos or working on creative projects. The 100Hz refresh rate reduces lag and motion blur ...
View full detailsJLab - JBuds Lux ANC Wireless Bluetooth Over-Ear Headphones with Active Noise Cancelling Spatial Audio 70+ Hour Battery - Mauve
JLabLab Quality SoundPowered by advanced 40mm drivers these headphones deliver a level of depth and clarity to your music that will elevate your listen...
View full detailsNight Owl - 12-Channel 8-Camera Indoor/Outdoor Wired IP 4K 2TB NVR Security System - Black and White - Black/White
Night OwlCapture key recordings with clarityIt’s clear video quality matters. Reliably capture what’s happening around your home or business with crisp 4K r...
View full detailsJLab - JBuds Lux ANC Headphones - Sage
JLabLab Quality SoundPowered by advanced 40mm drivers these headphones deliver a level of depth and clarity to your music that will elevate your listen...
View full detailsreMarkable - Marker Plus with Built-in Eraser for reMarkable Paper Pro - Warm Black
reMarkable Paper ProFeel the differenceWeight texture balance tilt detection pressure sensitivity — we considered every factor that makes up the writing experience on ...
View full detailsMaytag - 6.4 Cu. Ft. Slide-In Electric Range with Air Fry - Stainless Steel
MaytagAir FryAir Fry allows you to make your favorite fried foods with a crispy-on-the-outside juicy-on-the-inside taste using little to no additional oi...
View full detailsLG - 26.6 Cu. Ft. Side-by-Side Smart Refrigerator with External Ice and Water - Stainless Steel
LGUltra-Large Capacity 27 cu. ft.Go ahead and stock up—not only does this refrigerator offer a generous 27 cu. ft. of space but the vertical door des...
View full detailsRazer - Handheld Dock Chroma with 100W Power Delivery for Mobile Gaming and Tablet Devices - Black
RazerFully Loaded 6-Port DesignGo beyond normal handheld gaming. Play on the big screen with HDMI 2.0 add more controllers or devices with three USB A p...
View full detailsBose - QuietComfort True Wireless Noise Cancelling In-Ear Earbuds - Black
BoseSound without compromise.Make the everyday sound epic with iconic sound and renowned noise cancellation with up to 8.5 hours 185; of go-with-the-fl...
View full detailsLogitech - MX Brio Ultra HD 4K Video Conference Gaming and Streaming Webcam - Pale Gray
LogitechUltra HD 4K webcamMeet or stream in 4K resolution at 30fps or 1080p at 60fps with our most advanced webcam sensor yet with 70 larger pixels for sha...
View full detailsHisense - 5.1 Channel 540W Soundbar with Wireless 6.5" Subwoofer and 2 Rear Speakers (HS5100) - Black
HISENSECrank up the powerHold on to your socks. 8 speakers deliver total 540w max output power. Fill the room with sound and fall deeper into the experien...
View full detailsTurtle Beach - Stealth 700 Gen 3 Wireless Over-Ear Multiplatform Gaming Headset for PS5 PS4 PC Mobile with 80-Hr Battery - Black
Turtle BeachCrossPlay Multiplatform Wireless Audio SystemDual USB wireless transmitters and a single button on the headset allow you to quickly switch between ...
View full detailsTurtle Beach - Vulcan II TKL Pro Wired Magnetic Mechanical Gaming Keyboard with Analog Hall-Effect Switches - Black
Turtle BeachAnalog Hall-Effect Magnetic SwitchesUltra-responsive magnetic switches are pre-lubed and rated at a 150M click lifecycle for silky smooth long-last...
View full detailsMSI - NVIDIA RTX 3050 VENTUS 2X XS 8G OC - 8GB GDDR6 - PCI Express 4.0 - Graphics Card - Black
MSINVIDIA GeForce RTX 3050Boost Up to 1807 MHz8GB GDDR6 Memory for Advanced GamingEquipped with 8GB of advanced GDDR6 memory to provide high bandwidth...
View full detailsCORSAIR - K65 PLUS RGB 75 Wireless Mechanical Pre-Lubricated MLX Red Linear Switch Gaming Keyboard with Hot-Swappable Switches - Black/Gray
CorsairSkill Meets StyleSeize the win on a gaming keyboard that matches your style and punctuates your best play. The space-saving 75 keyboard layout allo...
View full detailsApple - Smart Folio for iPad Pro 13-inch (M4) - Black
AppleCompatible iPad ModelsApple iPad Pro (7th Generation) 13" 2024
LG - 5.1.1-Channel S70TR Home Theater Soundbar with Wireless Subwoofer and Rear Speakers Dolby Atmos WOW Orchestra - Black
LGPerfectly Matches LG QNED Series TVWhile a great sound enhancer for any LG TV this slim and compact soundbar is especially ideal for your LG QNED. ...
View full detailsDell - XPS - 13.4" 3K OLED Touchscreen Laptop - Snapdragon X Elite X1E-80 - 16GB Memory - 512 GB Storage - Copilot+ PC - Graphite
DellCopilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...
View full detailsASUS - ZenWiFi AXE7800 WiFi 6E Tri-band Mesh Router (3-Pack) - White
ASUSNext-Gen WiFi StandardWi-Fi 6E Tri-band mesh WiFi system boosts speeds up to 7800 Mbps with coverage up to 5500 square feetUltra-Stable ConnectionN...
View full detailsRazer - Seiren V3 Chroma Condenser USB Microphone - White
RazerStream and Game Reactive Lighting powered by Razer Chroma RGBAmp up your showmanship and immersion with lighting that not only works with Chroma-in...
View full detailsInsta360 - GO 3S (128GB) Action Camera - Black
Insta360Lightweight PortableInsta360 GO 3S is as small as your thumb. Take it anywhere for crisp 4K videos on the go.Easy POVsSnap GO 3S onto the Magnet P...
View full detailsRazer - Firefly V2 Pro Gaming Mouse Pad with Chroma RGB Lighting - Black
RazerEdge-to-Edge Backlit Design for maximum illuminationMade for hardcore RGB enthusiasts the mat’s frosted surface catches and amplifies the glow of i...
View full detailsUltra PRO - 3" x 4" Regular Toploaders Card Sleeves 100-Count Retail Pack
Ultra ProProtect your valuable trading cardsWith the original Ultra PRO toploaders and "penny sleeves".Standard sizingBoth sleeves and toploaders are sized ...
View full detailsPDP - RIFFMASTER Wireless Guitar Controller For Playstation 5 and Playstation 4 - Black
PDPMulti CompatibilityCompatible with Fortnite Festival and Rock Band 4Wireless Rechargeable30-foot low latency wireless connection with built-in rec...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.