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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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JBL - PartyBox 310 Portable Party Speaker - Black

JBL
Original price $547.99 - Original price $547.99
Original price
$547.99
$547.99 - $547.99
Current price $547.99

Powerful JBL Pro SoundAround the block or across the beach make your party heard with 240 watts of big JBL Pro Sound. Sing rap strum — then turn up...

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Original price $547.99 - Original price $547.99
Original price
$547.99
$547.99 - $547.99
Current price $547.99

Whirlpool - 24 Dishwasher with AI Intelligent Wash and 47 dBA - Stainless Steel

Whirlpool
Original price $881.99 - Original price $881.99
Original price
$881.99
$881.99 - $881.99
Current price $881.99

Get a clever clean with Sensor Cycle.Don’t stress over settings. Sensor Cycle uses an AI Intelligent Wash designed with sensors that adjust wash ac...

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Original price $881.99 - Original price $881.99
Original price
$881.99
$881.99 - $881.99
Current price $881.99

De'Longhi - Stilosa 15 Bar Pump Espresso Machine - Black and Stainless

Delonghi
Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99

15 BAR PumpGuarantees the optimal pressure to extract a single or double espresso so your coffee drink comes out perfectly rich.Contemporary and Co...

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Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99

GE - Immersion 2-Speed Handheld Blender (4 Piece Set) - Stainless Steel

GE
Original price $96.99 - Original price $96.99
Original price
$96.99
$96.99 - $96.99
Current price $96.99

Powerful Immersion BlenderBlend up smoothies shakes sauces and purees with ease thanks to a high performance immersion blender with 500w of power i...

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Original price $96.99 - Original price $96.99
Original price
$96.99
$96.99 - $96.99
Current price $96.99

Philips - Hue 75" Play Gradient Lightstrip - White and Color Ambiance

Philips
Original price $376.99 - Original price $376.99
Original price
$376.99
$376.99 - $376.99
Current price $376.99

Seamlessly blend colorsGet a seamless blend of multiple colors of light at the same time in a single LED strip. The colors flow together naturally ...

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Original price $376.99 - Original price $376.99
Original price
$376.99
$376.99 - $376.99
Current price $376.99

STM - Dux Plus Duo iPad 9th/8th/7th Gen - Black

STM
Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99

Drop tested to meet the U.S. Military Spec 810G drop requirementSuper protective polycarbonate and rubberised TPU bracket for even the most acciden...

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Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99

Logitech - G923 Racing Wheel and Pedals for Xbox Series XS Xbox One and PC - Black

Logitech
Original price $416.99 - Original price $416.99
Original price
$416.99
$416.99 - $416.99
Current price $416.99

TRUEFORCE force feedbackNext-gen TRUEFORCE technology connects to game engines for high-definition feedback; experience the ultimate driving experi...

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Original price $416.99 - Original price $416.99
Original price
$416.99
$416.99 - $416.99
Current price $416.99

Breville - the Smart Oven Air Fryer - Brushed Stainless Steel

Breville
Original price $393.99 - Original price $393.99
Original price
$393.99
$393.99 - $393.99
Current price $393.99

Complimentary Breville+ Cooking AppAll ovens cook differently. The complimentary Breville+ app gives you chef tested certified recipes plus ingred...

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Original price $393.99 - Original price $393.99
Original price
$393.99
$393.99 - $393.99
Current price $393.99

GoPro - Protective Housing for HERO13 Black HERO12 Black HERO11 Black HERO10 Black HERO9 Black - Black

GoPro
Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99

Designed for use with GoPro HERO13/HERO12 Black/HERO11 Black/HERO10 Black/HERO9 BlackThis housing offers protection from mud dirt and debris for yo...

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Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99

GE - 29.8" Trim Kit for Microwaves - Stainless Steel

GE Appliances
Original price $247.99 - Original price $247.99
Original price
$247.99
$247.99 - $247.99
Current price $247.99

Compatible with select microwavesFor a custom fit.Stainless steel finishOffers a stylish appearance.Provides a built-in lookFor added style in your...

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Original price $247.99 - Original price $247.99
Original price
$247.99
$247.99 - $247.99
Current price $247.99

STM - Dux Shell Magic Folio iPad Pro 12.9" 4th/3rd Gen - Black

STM
Original price $72.99 - Original price $72.99
Original price
$72.99
$72.99 - $72.99
Current price $72.99

Slim and lightweight construction celebrates the iPad Pro’s form factor while providing superior protectionWorks seamlessly with the Smart Keyboard...

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Original price $72.99 - Original price $72.99
Original price
$72.99
$72.99 - $72.99
Current price $72.99

Sony - ZV-1 II 20.1-Megapixel Digital Camera for Content Creators and Vloggers - Black

Sony
Original price $1,164.99 - Original price $1,164.99
Original price
$1,164.99
$1,164.99 - $1,164.99
Current price $1,164.99

Ultra-wide 18-50mm zoom lens gets it all in the frameLarge 1.0-type sensor for professional results even in low-lightWide aperture F1.8-4.0 lens fo...

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Original price $1,164.99 - Original price $1,164.99
Original price
$1,164.99
$1,164.99 - $1,164.99
Current price $1,164.99

ZLINE - 30" Legacy Dual Fuel Range w/ Gas Cooktop Electric Oven w/ 4 Brass Burners (RA-BR-30) - Stainless Steel

ZLINE
Original price $2,873.99 - Original price $2,873.99
Original price
$2,873.99
$2,873.99 - $2,873.99
Current price $2,873.99

ZLINE Legacy SeriesThe Legacy Professional Range Series represents the foundation for ZLINE’s family-focused mission of attainable luxuryHand-Cast ...

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Original price $2,873.99 - Original price $2,873.99
Original price
$2,873.99
$2,873.99 - $2,873.99
Current price $2,873.99

TP-Link - TP- Link RE505X AX1500 Wi-Fi 6 Range Extender - White

TP Link
Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

Extend WiFi CoverageExtend your router’s signal with RE505X featuring two high-gain antennas that are specifically designed to cover areas with wea...

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Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

Breville - the Smart Oven Air Fryer Pro - Brushed Stainless Steel

Breville
Original price $447.99 - Original price $447.99
Original price
$447.99
$447.99 - $447.99
Current price $447.99

Complimentary Breville+ Cooking AppAll ovens cook differently. The complimentary Breville+ app gives you chef tested certified recipes plus ingred...

View full details
Original price $447.99 - Original price $447.99
Original price
$447.99
$447.99 - $447.99
Current price $447.99

SanDisk - 128GB microSDXC UHS-1 Memory Card Licensed for Nintendo Switch 1

SanDisk
Original price $65.99 - Original price $65.99
Original price
$65.99
$65.99 - $65.99
Current price $65.99

Compatible with most devices that support microSDXC cardsFor wide-ranging use.Nintendo-licensed for the Nintendo Switch 1 consoleThe SanDisk microS...

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Original price $65.99 - Original price $65.99
Original price
$65.99
$65.99 - $65.99
Current price $65.99

STM - Dux Plus case for 11" iPad Pro (2nd Gen/1st Gen) - Midnight Blue

STM
Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99

STM Dux Plus ultra-protective case for the 11" iPad Pro/2nd Gen- Midnight Blue (stm-222-286JV-03)Drop tested to meet the U.S. Military Spec 810G dr...

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Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99

ARRIS - SURFboard SB8200 32 x 8 DOCSIS 3.1 Gig-Speed Cable Modem - White

Arris
Original price $191.99 - Original price $191.99
Original price
$191.99
$191.99 - $191.99
Current price $191.99

Gigabit Ethernet connectivityWith two 1-Gigabit Ethernet ports the SB8200 enables gig-speed networking. It's approved for cable internet speed plan...

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Original price $191.99 - Original price $191.99
Original price
$191.99
$191.99 - $191.99
Current price $191.99

GE - 26.9" Trim Kit for Microwaves - Stainless steel

GE Appliances
Original price $226.99 - Original price $226.99
Original price
$226.99
$226.99 - $226.99
Current price $226.99

Compatible with select microwavesFor a custom fit.Stainless steel finishOffers a stylish appearance.Provides a built-in lookFor added style in your...

View full details
Original price $226.99 - Original price $226.99
Original price
$226.99
$226.99 - $226.99
Current price $226.99

Vornado - Velocity 3R Whole Room Space Heater with Timer - White

Vornado
Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Vornado’s new Velocity Tuned Heat seriesCreates hotter heat that moves faster and travels farther into a room than ever before.Tailor heat output a...

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Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

CASEMATIX - Hardshell Protection Case for Meta Quest 3S 3 and 2 VR Headsets - Black

CASEMATIX
Original price $56.99 - Original price $56.99
Original price
$56.99
$56.99 - $56.99
Current price $56.99

Designed for use with Meta Quest 3S 3 and 2 VR headsetsThis protective CASEMATIX Travel Case is compatible with the Meta Quest 3S 3 and 2 256gb / 6...

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Original price $56.99 - Original price $56.99
Original price
$56.99
$56.99 - $56.99
Current price $56.99

NETGEAR - EAX15 AX1800 Wi-Fi 6 Mesh Wall Plug Range Extender and Signal Booster - White

NETGEAR
Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

Wi-Fi Mesh ExtenderFeatures up to 1.8 Gbps (1.2 Gbps and 0.6 Gbps) wireless speeds for work with your existing Wi-Fi to create a powerful whole-hom...

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Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

Logitech - Folio Touch Keyboard Case with Trackpad for iPad Air 11-inch - Latest Model (M2 M3 M4) iPad Air (4th 5th gen) - Graphite

Logitech
Original price $228.99 - Original price $228.99
Original price
$228.99
$228.99 - $228.99
Current price $228.99

CompatibilityiPad Air 11-inch (M2 M3 M4) iPad Air (4th 5th gen)High-Precision TrackpadUse all the multi-touch gesture controls you already love l...

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Original price $228.99 - Original price $228.99
Original price
$228.99
$228.99 - $228.99
Current price $228.99

ZAGG - InvisibleShield Glass XTR4 Screen Protector for Nintendo Switch 2 - Clear

ZAGG
Original price $76.99 - Original price $76.99
Original price
$76.99
$76.99 - $76.99
Current price $76.99

11X StrongerGlass XTR4 screen protection fortified with graphene has been tested up to 11X stronger than traditional glass screen protection.Fortif...

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Original price $76.99 - Original price $76.99
Original price
$76.99
$76.99 - $76.99
Current price $76.99

Elgato - Wave3 Wired Cardioid Condenser USB Microphone - Black

Elgato
Original price $133.99 - Original price $133.99
Original price
$133.99
$133.99 - $133.99
Current price $133.99

System RequirementsWindows 10 (64-bit) macOS 10.15 or newer USB 2.0 port up to 4GB RAM.Cardioid Polar PatternPicks up your voice and insulates it f...

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Original price $133.99 - Original price $133.99
Original price
$133.99
$133.99 - $133.99
Current price $133.99

Beats - Flex Wireless Earphones - Flame Blue

Apple
Original price $83.99 - Original price $83.99
Original price
$83.99
$83.99 - $83.99
Current price $83.99

FLEX ALL DAYIn your ears or around your neck Beats Flex are as versatile as the life you lead. Whether you're listening to music taking calls or sc...

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Original price $83.99 - Original price $83.99
Original price
$83.99
$83.99 - $83.99
Current price $83.99

Marshall - Major IV Wireless On-Ear Bluetooth Headphones with Lightweight Foldable Design and Microphone for Calls - Black

Marshall
Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99

Marshall Signature SoundMajor IV delivers the signature Marshall sound that you’ve come to expect. Custom-tuned dynamic drivers deliver roaring bas...

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Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99

j5create - USB-C Dual HDMI Mini Dock - Gold

J5 Create
Original price $98.99 - Original price $98.99
Original price
$98.99
$98.99 - $98.99
Current price $98.99

Dual Display HDMI 4K + 2KEasily add a 4K or two 2K displays via HDMI to increase your efficiency at work through your USB-C port. Extend your visua...

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Original price $98.99 - Original price $98.99
Original price
$98.99
$98.99 - $98.99
Current price $98.99

Logitech - G903 LIGHTSPEED Wireless Optical Gaming Ambidextrous Mouse with RGB Lighting - Wireless - Black

Logitech
Original price $168.99 - Original price $168.99
Original price
$168.99
$168.99 - $168.99
Current price $168.99

HERO 25K SensorLogitech's advanced sensor with 11 tracking 400+ IPS and 100-25600 max DPI sensitivity — plus zero smoothing filtering or accelerati...

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Original price $168.99 - Original price $168.99
Original price
$168.99
$168.99 - $168.99
Current price $168.99

Razer - Huntsman V2 TKL Wired Optical Purple Clicky Switch Gaming Keyboard with Chroma RGB Backlighting - Black

Razer
Original price $105.99 - Original price $105.99
Original price
$105.99
$105.99 - $105.99
Current price $105.99

Razer Clicky Optical SwitchesEnjoy quick snappy keystrokes that sound satisfying and feel lighter than traditional mechanical switches— with up to ...

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Original price $105.99 - Original price $105.99
Original price
$105.99
$105.99 - $105.99
Current price $105.99

Samsung - 7.5 Cu. Ft. Stackable Smart Electric Dryer with Steam and Sensor Dry - Brushed Black

Samsung
Original price $1,205.99 - Original price $1,205.99
Original price
$1,205.99
$1,205.99 - $1,205.99
Current price $1,205.99

Steam Sanitize+Our Steam Sanitize+ cycle removes 95 of pollen from fabric while Multi-Steam refreshes clothing and relaxes light wrinklesENERGY STA...

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Original price $1,205.99 - Original price $1,205.99
Original price
$1,205.99
$1,205.99 - $1,205.99
Current price $1,205.99

Sony - Alpha FE 35mm F1.4 GM Full Frame Large Aperture Wide Angle G Master E mount Lens - Black

Sony
Original price $1,624.99 - Original price $1,624.99
Original price
$1,624.99
$1,624.99 - $1,624.99
Current price $1,624.99

Compact lightweight designThis lens weighs just 524g and measures in at only 2.99 x 3.78“. It’s small size and light weight enhance mobility when ...

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Original price $1,624.99 - Original price $1,624.99
Original price
$1,624.99
$1,624.99 - $1,624.99
Current price $1,624.99

Breville - the Barista Touch Espresso Machine with 9 bars of pressure Milk Frother and integrated grinder - Stainless Steel

Breville
Original price $1,090.99 - Original price $1,090.99
Original price
$1,090.99
$1,090.99 - $1,090.99
Current price $1,090.99

Clever Automatic Customize.Intuitive touch screen display simplifies how to make your favorite cafe coffee in 3 easy steps Grind Brew and Milk. You...

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Original price $1,090.99 - Original price $1,090.99
Original price
$1,090.99
$1,090.99 - $1,090.99
Current price $1,090.99

Logitech - F310 Gaming Pad for Windows - Black/Blue

Logitech
Original price $38.99 - Original price $38.99
Original price
$38.99
$38.99 - $38.99
Current price $38.99

Broad game supportThe Logitech Gamepad F310 works with old standbys to today's biggest titles so it's easy to set up and use with your favorite gam...

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Original price $38.99 - Original price $38.99
Original price
$38.99
$38.99 - $38.99
Current price $38.99

Yamaha - RX-V385BL 5.1-Ch. 4K Ultra HD A/V Home Theater Receiver - Black

Yamaha
Original price $437.99 - Original price $437.99
Original price
$437.99
$437.99 - $437.99
Current price $437.99

4K Ultra HD video technologyAllows high-quality 4K video through the receiver straight to your media device.145W RMS powerFor powerful sound.Surrou...

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Original price $437.99 - Original price $437.99
Original price
$437.99
$437.99 - $437.99
Current price $437.99

Sanus - 26" Tall AV Rack 15U Stackable Skeleton Rack - Black

Sanus
Original price $458.99 - Original price $458.99
Original price
$458.99
$458.99 - $458.99
Current price $458.99

black-lacquered shelves are durable and stylish and its contemporary open architecture allows maximum airflowHeavy-gauge tubular steel pillars prov...

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Original price $458.99 - Original price $458.99
Original price
$458.99
$458.99 - $458.99
Current price $458.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.