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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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iBUYPOWER MEK 4 - Full-size Wired RGB Mechanical Tactile Brown Switch Gaming Keyboard with Custom Lighting - Black

iBuyPower
Original price $100.99 - Original price $100.99
Original price
$100.99
$100.99 - $100.99
Current price $100.99

Easy Plug and PlayiBUYPOWER MEK 4 keyboard plugs in for instant use and gaming.Smooth Tactile Brown SwitchesExperience quality keystrokes using new...

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Original price $100.99 - Original price $100.99
Original price
$100.99
$100.99 - $100.99
Current price $100.99

Nikon - Z6III FX-format Mirrorless Camera Body - Black

Nikon
Original price $2,314.99 - Original price $2,314.99
Original price
$2,314.99
$2,314.99 - $2,314.99
Current price $2,314.99

Z6III FX-format Mirrorless Camera BodyThis Z Mirrorless camera body is full frame (FX-format). NIKKOR Z lens are sold separately.Megapixels / Ima...

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Original price $2,314.99 - Original price $2,314.99
Original price
$2,314.99
$2,314.99 - $2,314.99
Current price $2,314.99

8BitDo - Retro Mechanical Keyboard - Fami Edition

8BitDo
Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

Ultra-compatibilityConnect via Bluetooth 2.4G wireless or wired. With its PBT dye-sublimation keycaps and a consistent feel from a top-mount struct...

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Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

Beats - Pill Portable Wireless Bluetooth Speaker and Portable Charger - Statement Red

Apple
Original price $160.99 - Original price $160.99
Original price
$160.99
$160.99 - $160.99
Current price $160.99

The Beats Pill speaker’s upgraded acoustic architecture delivers more powerful room-filling sound bigger bass and improved tonality across the audi...

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Original price $160.99 - Original price $160.99
Original price
$160.99
$160.99 - $160.99
Current price $160.99

Logitech - MX Brio Ultra HD 4K Video Conference Gaming and Streaming Webcam - Black

Logitech
Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

Ultra HD 4K webcamMeet or stream in 4K resolution at 30fps or 1080p at 60fps with our most advanced webcam sensor yet with 70 larger pixels for sha...

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Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

GE - 700 Sq. Ft. 14000 BTU Smart Window Air Conditioner - White

GE
Original price $720.99 - Original price $720.99
Original price
$720.99
$720.99 - $720.99
Current price $720.99

Cools Large Rooms14000 BTU cooling capacity offers maximum comfort in rooms up to 700 square feet.Built-In WiFiUse the SmartHQ app to control and m...

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Original price $720.99 - Original price $720.99
Original price
$720.99
$720.99 - $720.99
Current price $720.99

Microsoft - Surface Pro Keyboard for Pro 13" (11th Edition) Pro 9 and Pro 8 - Black

Microsoft
Original price $185.99 - Original price $185.99
Original price
$185.99
$185.99 - $185.99
Current price $185.99

Instant CopilotUnlock new possibilities with the dedicated Copilot key which gives you instant access to experiences that can enhance your producti...

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Original price $185.99 - Original price $185.99
Original price
$185.99
$185.99 - $185.99
Current price $185.99

Sony - XV500 X-Series Wireless Party Speaker - Black

Sony
Original price $474.99 - Original price $474.99
Original price
$474.99
$474.99 - $474.99
Current price $474.99

Powerful Party SoundThe SRS-XV500 uses woofers and front tweeters to deliver a deep punchy bass and clear vocals. With even more sound pressure you...

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Original price $474.99 - Original price $474.99
Original price
$474.99
$474.99 - $474.99
Current price $474.99

Glorious - GMMK 3 PRO HE 75 Wireless Hall-Effect Linear Switch Gaming Keyboard with Rapid Trigger and Adjustable Actuation - Silver

Glorious
Original price $329.99 - Original price $329.99
Original price
$329.99
$329.99 - $329.99
Current price $329.99

Hall Effect Gaming PerformanceReact faster with Rapid Trigger 8000 Hz Polling Customizable Actuation 41 Dynamic Keystroke and more.Full Aluminum Bo...

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Original price $329.99 - Original price $329.99
Original price
$329.99
$329.99 - $329.99
Current price $329.99

Turtle Beach - Pure Air Ultra-Light Wireless Ergonomic RGB Gaming Mouse with 26K DPI Optical Sensor 125 hour Battery - Wireless - Black

Turtle Beach
Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

Ultra LightweightWeighing in at only 54g the Pure Air features a well-balanced ultra-lightweight design built for performance allowing for quick fl...

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Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

Samsung - 7.4 Cu. Ft. Smart Electric Dryer with Steam and Sensor Dry - Ivory

Samsung
Original price $1,156.99 - Original price $1,156.99
Original price
$1,156.99
$1,156.99 - $1,156.99
Current price $1,156.99

Steam Sanitize+Our Steam Sanitize+ cycle removes 95 of pollen from fabric while Multi-Steam refreshes clothing and relaxes light wrinkles.Wi-Fi Con...

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Original price $1,156.99 - Original price $1,156.99
Original price
$1,156.99
$1,156.99 - $1,156.99
Current price $1,156.99

Ultimate Ears - MEGABOOM 4 Portable Wireless Bluetooth Speaker with Waterproof Dustproof and Floatable design - Cobalt Blue

Ultimate Ears
Original price $224.99 - Original price $224.99
Original price
$224.99
$224.99 - $224.99
Current price $224.99

Portable Bluetooth speaker with 360-degree soundThe MEGABOOM 4 portable waterproof Bluetooth speaker features a bigger size and larger woofer for p...

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Original price $224.99 - Original price $224.99
Original price
$224.99
$224.99 - $224.99
Current price $224.99

DROP - CSTM80 TKL Wired Mechanical Gaming Keyboard with RGB Backlighting - White

Corsair
Original price $232.99 - Original price $232.99
Original price
$232.99
$232.99 - $232.99
Current price $232.99

Mechanical KeyboardTenkeyless (TKL) layout with 88 keys.N-key rolloverEvery single key you press is registered as a separate input.SwitchGateron Ye...

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Original price $232.99 - Original price $232.99
Original price
$232.99
$232.99 - $232.99
Current price $232.99

Aiper - Scuba N1 Pro Cordless Robotic Pool Cleaner for In-Ground Pools up to 2150sq.ft Pool Vacuum with Infrared Sensors - White

Aiper
Original price $1,089.99 - Original price $1,089.99
Original price
$1,089.99
$1,089.99 - $1,089.99
Current price $1,089.99

Premium Cleaning PerformanceThe advanced particle filtration system works in tandem with the quad-brushless motors dedicating more power to scrubbi...

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Original price $1,089.99 - Original price $1,089.99
Original price
$1,089.99
$1,089.99 - $1,089.99
Current price $1,089.99

Razer - DeathAdder V3 HyperSpeed Lightweight Bluetooth Optical Gaming Mouse for PC with 100 Hour Battery - Wireless - Black

Razer
Original price $96.99 - Original price $96.99
Original price
$96.99
$96.99 - $96.99
Current price $96.99

55 g Ultra-Lightweight Design Zero deadweight. Maximum control.Get the perfect mix of speed and control with one of our lightest esports mouse test...

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Original price $96.99 - Original price $96.99
Original price
$96.99
$96.99 - $96.99
Current price $96.99

Targus - VersaVu Classic Case for for iPad Air 13"(M3/M2) and iPad Pro 12.9"(6th 5th 4th 3rd gen.) - Black

Targus
Original price $96.99 - Original price $96.99
Original price
$96.99
$96.99 - $96.99
Current price $96.99

Designed for use with iPad Air 13" (M3) iPad Air 13" (M2) and iPad Pro 12.9" (6th 5th 4th 3rd gen.)This case provides military-grade protection for...

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Original price $96.99 - Original price $96.99
Original price
$96.99
$96.99 - $96.99
Current price $96.99

Logitech - A50 LIGHTSPEED Wireless Gaming Headset + Base Station (Gen 5) for Xbox PlayStation 5 PC/Mac or Nintendo Switch - White

Logitech
Original price $313.99 - Original price $313.99
Original price
$313.99
$313.99 - $313.99
Current price $313.99

PLAYSYNC AUDIO 3-System SwitchingThe A50 wireless gaming headset with mic connects to 3 platforms at once via USB-C so you can tap between Xbox PS5...

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Original price $313.99 - Original price $313.99
Original price
$313.99
$313.99 - $313.99
Current price $313.99

Glorious - Lubed Mechanical Keyboard 3-pin Hot Swappable Switches (110x) - Linear - Fox

Glorious
Original price $45.99 - Original price $45.99
Original price
$45.99
$45.99 - $45.99
Current price $45.99

Universal CompatibilityThese switches have a 3-pin MX-style design. This means they fit virtually all hotswap mechanical keyboards without the need...

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Original price $45.99 - Original price $45.99
Original price
$45.99
$45.99 - $45.99
Current price $45.99

Amazfit - Bip 6 Smartwatch 46mm Silicone - Black / Blue - (2025)

Amazfit
Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

Up to 14 Days of Battery LifeEnjoy extended usage with up to 14 days of typical use or up to 26 days in battery saver mode—keeping you powered thro...

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Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

Acer - Nitro Gaming 31.5" Curved WQHD 180Hz 1ms FreeSync Premium Gaming Monitor (DisplayPort HDMI x2) - Black

Acer
Original price $247.99 - Original price $247.99
Original price
$247.99
$247.99 - $247.99
Current price $247.99

Vibrant ImagesThe EDB323QU 31.5" gaming monitor with 2560 x 1440 WQHD resolution in a 169 aspect ratio presents stunning high quality images with e...

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Original price $247.99 - Original price $247.99
Original price
$247.99
$247.99 - $247.99
Current price $247.99

Shark - Matrix Self Empty Robot Vacuum with Bagless 45-Day Capacity Base Self-Cleaning Brushroll Precision Mapping - Black

Shark
Original price $354.99 - Original price $354.99
Original price
$354.99
$354.99 - $354.99
Current price $354.99

Leaves No Spots MissedLeaves no spots missed.Incredible SuctionPowerful suction captures dirt and debris on carpets and hardwood floors tackling ev...

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Original price $354.99 - Original price $354.99
Original price
$354.99
$354.99 - $354.99
Current price $354.99

Ninja - SLUSHi 5-in-1 Professional Frozen Drink Maker 88 oz. Frozen Drink Slushie Machine 5 Preset Programs - Artic Blue Gray

Ninja
Original price $347.99 - Original price $347.99
Original price
$347.99
$347.99 - $347.99
Current price $347.99

No Ice NeededRapidchill Technology is our innovative two-part system that spins an auger around a cooling cylinder to freeze liquid evenly and main...

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Original price $347.99 - Original price $347.99
Original price
$347.99
$347.99 - $347.99
Current price $347.99

Level - Lock+ Smart Lock Bluetooth Replacement Deadbolt with Apple HomeKey/App/Key - Satin Nickel

Level
Original price $392.99 - Original price $392.99
Original price
$392.99
$392.99 - $392.99
Current price $392.99

Invisibly smart simple to installDesigned to fit in the footprint of a traditional lock leaving no trace of technology on the inside or outside of...

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Original price $392.99 - Original price $392.99
Original price
$392.99
$392.99 - $392.99
Current price $392.99

Samsung - 43-inch Commercial 4K UHD Display 350 NIT (2023)

Samsung
Original price $730.99 - Original price $730.99
Original price
$730.99
$730.99 - $730.99
Current price $730.99

The unparalleled ultra-slim thickness of 28.5mmmakes it the thinnest option in Samsung's UHD Signage series. It comes with the Slim Fit Wall Mount ...

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Original price $730.99 - Original price $730.99
Original price
$730.99
$730.99 - $730.99
Current price $730.99

Keychron - K4 HE Custom 96 Wireless Hall Effect Mechanical Switch Gaming Keyboard with Programmable QMK Launcher Software - Black

Keychron
Original price $138.99 - Original price $138.99
Original price
$138.99
$138.99 - $138.99
Current price $138.99

2.4 GHz Bluetooth ConnectionExperience peak gaming performance on the fly with the K4 HE's 2.4 GHz wireless connection boasting a rapid 1000 Hz po...

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Original price $138.99 - Original price $138.99
Original price
$138.99
$138.99 - $138.99
Current price $138.99

Bambu Lab - H2D AMS Combo 3D Printer - Silver

Bambu Lab
Original price $2,015.99 - Original price $2,015.99
Original price
$2,015.99
$2,015.99 - $2,015.99
Current price $2,015.99

Dual-nozzle Multi-material 3D PrintingOptional 10W/40W Laser and Cutting Module350320325 mm Print Volume5¿m Resolution Optical Motion CalibrationCl...

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Original price $2,015.99 - Original price $2,015.99
Original price
$2,015.99
$2,015.99 - $2,015.99
Current price $2,015.99

JLab - Jbuds Pods ANC True Wireless Earbuds - Mauve

JLab
Original price $66.99 - Original price $66.99
Original price
$66.99
$66.99 - $66.99
Current price $66.99

Marathon Playback56+ Hours PlaytimeHybrid ANCHybrid Active Noise Canceling + Be Aware for safe listeningLab Quality SoundImmersive Lab quality soun...

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Original price $66.99 - Original price $66.99
Original price
$66.99
$66.99 - $66.99
Current price $66.99

Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 10 Core CPU - 10 Core GPU - 16GB Memory - 512GB SSD - Silver

Apple
Original price $2,106.99 - Original price $2,106.99
Original price
$2,106.99
$2,106.99 - $2,106.99
Current price $2,106.99

FITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...

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Original price $2,106.99 - Original price $2,106.99
Original price
$2,106.99
$2,106.99 - $2,106.99
Current price $2,106.99

Sony - CS Speakers - Dolby Atmos enabled upfiring height Speakers (2025) pair - Black

Sony
Original price $336.99 - Original price $336.99
Original price
$336.99
$336.99 - $336.99
Current price $336.99

1 3.94 in full-range speakerRaise your home theater to new heights with premium sound quality.Perfect match with SSCS5M2 SSCS3M2 CS SpeakersDesign...

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Original price $336.99 - Original price $336.99
Original price
$336.99
$336.99 - $336.99
Current price $336.99

Meta - Quest 3 512GB Virtual Reality Headset Without Wires — Thirty Percent Sharper Resolution — 2X Graphical Processing - White

Meta
Original price $670.99 - Original price $670.99
Original price
$670.99
$670.99 - $670.99
Current price $670.99

NEARLY 30 LEAP IN RESOLUTIONExperience every thrill in breathtaking detail with sharp graphics and stunning 4K Infinite Display.NO WIRES MORE FUNBr...

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Original price $670.99 - Original price $670.99
Original price
$670.99
$670.99 - $670.99
Current price $670.99

Insta360 X5 Utility Fast Charge Case - Black

Insta360
Original price $77.99 - Original price $77.99
Original price
$77.99
$77.99 - $77.99
Current price $77.99

Dual-slot fast chargingSupports PD fast charging—charges one battery to 80 in just 28 minutes. Dual battery slots with independent power management...

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Original price $77.99 - Original price $77.99
Original price
$77.99
$77.99 - $77.99
Current price $77.99

HP OMEN - 16" 2K 144Hz Gaming Laptop - AMD Ryzen 9 8940HX 2025 - 32GB DDR5 Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black

HP
Original price $1,807.99 - Original price $1,807.99
Original price
$1,807.99
$1,807.99 - $1,807.99
Current price $1,807.99

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,807.99 - Original price $1,807.99
Original price
$1,807.99
$1,807.99 - $1,807.99
Current price $1,807.99

Samsung - 43" M70F 4K UHD Smart Monitor with SamsungVision AI Built In Speakers USB-C - Black

Samsung
Original price $413.99 - Original price $413.99
Original price
$413.99
$413.99 - $413.99
Current price $413.99

Smart TV AppsStream content directly from your monitor or tune into Samsung TV Plus to get live TV channels and on-demand content.AI Picture Optimi...

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Original price $413.99 - Original price $413.99
Original price
$413.99
$413.99 - $413.99
Current price $413.99

TP-Link - Tapo P316M Smart Power Strip with 6 Individually Controlled Smart Outlets 3 USB Ports with Surge Protection - White

TP Link
Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99

Power Up to 9 Devices at OnceFeatures 6 smart outlets with individual control and 3 always-on USB ports for simultaneous charging providing a high-...

View full details
Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99

Bose - QuietComfort Ultra (2nd Gen) True Wireless Noise Cancelling In-Ear Earbuds - White Smoke

Bose
Original price $310.99 - Original price $310.99
Original price
$310.99
$310.99 - $310.99
Current price $310.99

Heart-stopping sound with each play.CustomTune technology analyzes your ears and adapts the sound and noise cancelling to their unique shape. The r...

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Original price $310.99 - Original price $310.99
Original price
$310.99
$310.99 - $310.99
Current price $310.99

PNY - GeForce RTX 5060 Ti Overclocked 8GB GDDR7 PCI Express 5.0 Graphics Card with Dual Fan - Black

PNY
Original price $430.99 - Original price $430.99
Original price
$430.99
$430.99 - $430.99
Current price $430.99

NVIDIA DLSS 4DLSS is a revolutionary suite of neural rendering technologies that uses AI to boost FPS reduce latency and improve image quality.NVID...

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Original price $430.99 - Original price $430.99
Original price
$430.99
$430.99 - $430.99
Current price $430.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.