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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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Shark - POWERDETECT Ultra-Light Corded Stick Vacuum with DuoClean Detect Technology and Self-Cleaning Brushroll - Eggplant

Shark
Original price $379.99 - Original price $379.99
Original price
$379.99
$379.99 - $379.99
Current price $379.99

The Best Overall Cleaning Of Any Corded StickThe POWERDETECT corded stick vacuum combines powerful suction with cutting-edge duoclean Detect techno...

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Original price $379.99 - Original price $379.99
Original price
$379.99
$379.99 - $379.99
Current price $379.99

Samsung - Galaxy Tab Active5 8" - 128GB - Unlocked - Green/Black

Samsung
Original price $690.99 - Original price $690.99
Original price
$690.99
$690.99 - $690.99
Current price $690.99

Android 14Android operating system productivity and entertainment at your fingertips.8" screen with 1920 X 1200 resolutionThis high-resolution scre...

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Original price $690.99 - Original price $690.99
Original price
$690.99
$690.99 - $690.99
Current price $690.99

NordicTrack - T Series 16 Folding Treadmill with Incline Decline 16" Smart HD Touchscreen Powered by iFIT - Black

Nordictrack
Original price $1,767.99 - Original price $1,767.99
Original price
$1,767.99
$1,767.99 - $1,767.99
Current price $1,767.99

Powered by iFITWith the iFIT Pro Membership access over 10000 workouts on your smart treadmill. Just press start and your machine auto-adjusts to m...

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Original price $1,767.99 - Original price $1,767.99
Original price
$1,767.99
$1,767.99 - $1,767.99
Current price $1,767.99

Logitech - MX Keys S Universal Full-size Wireless Scissor Keyboard for PC and Mac with Backlit keys - Pale Gray

Logitech
Original price $170.99 - Original price $170.99
Original price
$170.99
$170.99 - $170.99
Current price $170.99

Fluid typing experienceLaptop-like profile with spherically-dished keys shaped for your fingertips delivers a fast fluid precise and quieter typing...

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Original price $170.99 - Original price $170.99
Original price
$170.99
$170.99 - $170.99
Current price $170.99

Panasonic - LUMIX ZS99 Point and Shoot Camera Compact Camera for Travel with 30x Zoom with 24-720mm Zoom Lens and 4K Video/Photo - Black

Panasonic
Original price $819.99 - Original price $819.99
Original price
$819.99
$819.99 - $819.99
Current price $819.99

Powerful LEICA Lens with 30x Zoom24-720mm LEICA lens with 30x Zoom and a compact body that slips in your pocket; the ZS99 is ready to shoot everyth...

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Original price $819.99 - Original price $819.99
Original price
$819.99
$819.99 - $819.99
Current price $819.99

Razer - BlackWidow V4 Full Size Wired Mechanical Green Clicky Switch Gaming Keyboard with Chroma RGB Backlighting - Black

Razer
Original price $185.99 - Original price $185.99
Original price
$185.99
$185.99 - $185.99
Current price $185.99

Razer Green Mechanical SwitchesWith a 1.9mm actuation point requiring just 50g of force experience the perfect pairing of pressure and response tim...

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Original price $185.99 - Original price $185.99
Original price
$185.99
$185.99 - $185.99
Current price $185.99

Samsung - 31 cu. ft. Mega Capacity 3-Door French Door Refrigerator with External Water and Ice Dispenser - Stainless Steel

Samsung
Original price $2,352.99 - Original price $2,352.99
Original price
$2,352.99
$2,352.99 - $2,352.99
Current price $2,352.99

Mega capacity refrigeratorStore more groceries with extra room to stay organized. Our 31 cu. ft. mega capacity refrigerator gives you more space an...

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Original price $2,352.99 - Original price $2,352.99
Original price
$2,352.99
$2,352.99 - $2,352.99
Current price $2,352.99

HP - OmniStudio X - Copilot+ PC - 27" 4K UHD All-in-One w/ Adjustable Height - Intel Core Ultra 7 '24 - 16GB Memory - 1TB SSD - Meteor Silver

HP
Original price $1,419.99 - Original price $1,419.99
Original price
$1,419.99
$1,419.99 - $1,419.99
Current price $1,419.99

Get A Fresh Perspective With Windows 11From a rejuvenated start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $1,419.99 - Original price $1,419.99
Original price
$1,419.99
$1,419.99 - $1,419.99
Current price $1,419.99

Frigidaire - 1.7 Cu. Ft. Over-The-Range Microwave - White

Frigidaire
Original price $301.99 - Original price $301.99
Original price
$301.99
$301.99 - $301.99
Current price $301.99

Quick Start OptionsGet meals on the table in minutes with three different Quick Start options that allow you to make meals faster.Two Speed Ventila...

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Original price $301.99 - Original price $301.99
Original price
$301.99
$301.99 - $301.99
Current price $301.99

TCL - 55" Class F35-Series 4K UHD HDR LED Smart Fire TV (2025)

TCL
Original price $389.99 - Original price $389.99
Original price
$389.99
$389.99 - $389.99
Current price $389.99

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.Direct LED BacklightEnjoy better brightness uniformity...

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Original price $389.99 - Original price $389.99
Original price
$389.99
$389.99 - $389.99
Current price $389.99

RØDE - WIRELESS GO (GEN 3) Compact Wireless Microphone System

Rode
Original price $185.99 - Original price $185.99
Original price
$185.99
$185.99 - $185.99
Current price $185.99

Dual ChannelDual-channel compact wireless microphone systemStable AudioRDE’s state-of-the-art Series IV 2.4 GHz digital transmission with 128-bit e...

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Original price $185.99 - Original price $185.99
Original price
$185.99
$185.99 - $185.99
Current price $185.99

MSI - NVIDIA GeForce RTX 5080 16G GAMING TRIO OC 16GB GDDR7 PCI Express Gen 5 Graphics Card - Black

MSI
Original price $1,784.99 - Original price $1,784.99
Original price
$1,784.99
$1,784.99 - $1,784.99
Current price $1,784.99

Graphics Processing Unit (GPU)/Clock SpeedPowered by the NVIDIA GeForce RTX 5080 graphics processing unit (GPU) with boost clock16GB GDDR716GB GDD...

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Original price $1,784.99 - Original price $1,784.99
Original price
$1,784.99
$1,784.99 - $1,784.99
Current price $1,784.99

Samsung - 24" S3 (S30GD) IPS LED FHD 100Hz Monitor (HDMI D-sub) - Black

Samsung
Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

IPS PanelStay in the action when playing games watching videos or working on creative projects. The 100Hz refresh rate reduces lag and motion blur ...

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Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

JLab - JBuds Lux ANC Wireless Bluetooth Over-Ear Headphones with Active Noise Cancelling Spatial Audio 70+ Hour Battery - Mauve

JLab
Original price $77.99 - Original price $77.99
Original price
$77.99
$77.99 - $77.99
Current price $77.99

Lab Quality SoundPowered by advanced 40mm drivers these headphones deliver a level of depth and clarity to your music that will elevate your listen...

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Original price $77.99 - Original price $77.99
Original price
$77.99
$77.99 - $77.99
Current price $77.99

Night Owl - 12-Channel 8-Camera Indoor/Outdoor Wired IP 4K 2TB NVR Security System - Black and White - Black/White

Night Owl
Original price $703.99 - Original price $703.99
Original price
$703.99
$703.99 - $703.99
Current price $703.99

Capture key recordings with clarityIt’s clear video quality matters. Reliably capture what’s happening around your home or business with crisp 4K r...

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Original price $703.99 - Original price $703.99
Original price
$703.99
$703.99 - $703.99
Current price $703.99

JLab - JBuds Lux ANC Headphones - Sage

JLab
Original price $76.99 - Original price $76.99
Original price
$76.99
$76.99 - $76.99
Current price $76.99

Lab Quality SoundPowered by advanced 40mm drivers these headphones deliver a level of depth and clarity to your music that will elevate your listen...

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Original price $76.99 - Original price $76.99
Original price
$76.99
$76.99 - $76.99
Current price $76.99

reMarkable - Marker Plus with Built-in Eraser for reMarkable Paper Pro - Warm Black

reMarkable Paper Pro
Original price $151.99 - Original price $151.99
Original price
$151.99
$151.99 - $151.99
Current price $151.99

Feel the differenceWeight texture balance tilt detection pressure sensitivity — we considered every factor that makes up the writing experience on ...

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Original price $151.99 - Original price $151.99
Original price
$151.99
$151.99 - $151.99
Current price $151.99

Maytag - 6.4 Cu. Ft. Slide-In Electric Range with Air Fry - Stainless Steel

Maytag
Original price $1,761.99 - Original price $1,761.99
Original price
$1,761.99
$1,761.99 - $1,761.99
Current price $1,761.99

Air FryAir Fry allows you to make your favorite fried foods with a crispy-on-the-outside juicy-on-the-inside taste using little to no additional oi...

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Original price $1,761.99 - Original price $1,761.99
Original price
$1,761.99
$1,761.99 - $1,761.99
Current price $1,761.99

LG - 26.6 Cu. Ft. Side-by-Side Smart Refrigerator with External Ice and Water - Stainless Steel

LG
Original price $1,463.99 - Original price $1,463.99
Original price
$1,463.99
$1,463.99 - $1,463.99
Current price $1,463.99

Ultra-Large Capacity 27 cu. ft.Go ahead and stock up—not only does this refrigerator offer a generous 27 cu. ft. of space but the vertical door des...

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Original price $1,463.99 - Original price $1,463.99
Original price
$1,463.99
$1,463.99 - $1,463.99
Current price $1,463.99

Razer - Handheld Dock Chroma with 100W Power Delivery for Mobile Gaming and Tablet Devices - Black

Razer
Original price $94.99 - Original price $94.99
Original price
$94.99
$94.99 - $94.99
Current price $94.99

Fully Loaded 6-Port DesignGo beyond normal handheld gaming. Play on the big screen with HDMI 2.0 add more controllers or devices with three USB A p...

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Original price $94.99 - Original price $94.99
Original price
$94.99
$94.99 - $94.99
Current price $94.99

Bose - QuietComfort True Wireless Noise Cancelling In-Ear Earbuds - Black

Bose
Original price $181.99 - Original price $181.99
Original price
$181.99
$181.99 - $181.99
Current price $181.99

Sound without compromise.Make the everyday sound epic with iconic sound and renowned noise cancellation with up to 8.5 hours 185; of go-with-the-fl...

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Original price $181.99 - Original price $181.99
Original price
$181.99
$181.99 - $181.99
Current price $181.99

Logitech - MX Brio Ultra HD 4K Video Conference Gaming and Streaming Webcam - Pale Gray

Logitech
Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

Ultra HD 4K webcamMeet or stream in 4K resolution at 30fps or 1080p at 60fps with our most advanced webcam sensor yet with 70 larger pixels for sha...

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Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

Hisense - 5.1 Channel 540W Soundbar with Wireless 6.5" Subwoofer and 2 Rear Speakers (HS5100) - Black

HISENSE
Original price $193.99 - Original price $193.99
Original price
$193.99
$193.99 - $193.99
Current price $193.99

Crank up the powerHold on to your socks. 8 speakers deliver total 540w max output power. Fill the room with sound and fall deeper into the experien...

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Original price $193.99 - Original price $193.99
Original price
$193.99
$193.99 - $193.99
Current price $193.99

Turtle Beach - Stealth 700 Gen 3 Wireless Over-Ear Multiplatform Gaming Headset for PS5 PS4 PC Mobile with 80-Hr Battery - Black

Turtle Beach
Original price $234.99 - Original price $234.99
Original price
$234.99
$234.99 - $234.99
Current price $234.99

CrossPlay Multiplatform Wireless Audio SystemDual USB wireless transmitters and a single button on the headset allow you to quickly switch between ...

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Original price $234.99 - Original price $234.99
Original price
$234.99
$234.99 - $234.99
Current price $234.99

Turtle Beach - Vulcan II TKL Pro Wired Magnetic Mechanical Gaming Keyboard with Analog Hall-Effect Switches - Black

Turtle Beach
Original price $115.99 - Original price $115.99
Original price
$115.99
$115.99 - $115.99
Current price $115.99

Analog Hall-Effect Magnetic SwitchesUltra-responsive magnetic switches are pre-lubed and rated at a 150M click lifecycle for silky smooth long-last...

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Original price $115.99 - Original price $115.99
Original price
$115.99
$115.99 - $115.99
Current price $115.99

MSI - NVIDIA RTX 3050 VENTUS 2X XS 8G OC - 8GB GDDR6 - PCI Express 4.0 - Graphics Card - Black

MSI
Original price $296.99 - Original price $296.99
Original price
$296.99
$296.99 - $296.99
Current price $296.99

NVIDIA GeForce RTX 3050Boost Up to 1807 MHz8GB GDDR6 Memory for Advanced GamingEquipped with 8GB of advanced GDDR6 memory to provide high bandwidth...

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Original price $296.99 - Original price $296.99
Original price
$296.99
$296.99 - $296.99
Current price $296.99

CORSAIR - K65 PLUS RGB 75 Wireless Mechanical Pre-Lubricated MLX Red Linear Switch Gaming Keyboard with Hot-Swappable Switches - Black/Gray

Corsair
Original price $191.99 - Original price $191.99
Original price
$191.99
$191.99 - $191.99
Current price $191.99

Skill Meets StyleSeize the win on a gaming keyboard that matches your style and punctuates your best play. The space-saving 75 keyboard layout allo...

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Original price $191.99 - Original price $191.99
Original price
$191.99
$191.99 - $191.99
Current price $191.99

Apple - Smart Folio for iPad Pro 13-inch (M4) - Black

Apple
Original price $127.99 - Original price $127.99
Original price
$127.99
$127.99 - $127.99
Current price $127.99

Compatible iPad ModelsApple iPad Pro (7th Generation) 13" 2024

Original price $127.99 - Original price $127.99
Original price
$127.99
$127.99 - $127.99
Current price $127.99

LG - 5.1.1-Channel S70TR Home Theater Soundbar with Wireless Subwoofer and Rear Speakers Dolby Atmos WOW Orchestra - Black

LG
Original price $389.99 - Original price $389.99
Original price
$389.99
$389.99 - $389.99
Current price $389.99

Perfectly Matches LG QNED Series TVWhile a great sound enhancer for any LG TV this slim and compact soundbar is especially ideal for your LG QNED. ...

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Original price $389.99 - Original price $389.99
Original price
$389.99
$389.99 - $389.99
Current price $389.99

Dell - XPS - 13.4" 3K OLED Touchscreen Laptop - Snapdragon X Elite X1E-80 - 16GB Memory - 512 GB Storage - Copilot+ PC - Graphite

Dell
Original price $1,675.99 - Original price $1,675.99
Original price
$1,675.99
$1,675.99 - $1,675.99
Current price $1,675.99

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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Original price $1,675.99 - Original price $1,675.99
Original price
$1,675.99
$1,675.99 - $1,675.99
Current price $1,675.99

ASUS - ZenWiFi AXE7800 WiFi 6E Tri-band Mesh Router (3-Pack) - White

ASUS
Original price $452.99 - Original price $452.99
Original price
$452.99
$452.99 - $452.99
Current price $452.99

Next-Gen WiFi StandardWi-Fi 6E Tri-band mesh WiFi system boosts speeds up to 7800 Mbps with coverage up to 5500 square feetUltra-Stable ConnectionN...

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Original price $452.99 - Original price $452.99
Original price
$452.99
$452.99 - $452.99
Current price $452.99

Razer - Seiren V3 Chroma Condenser USB Microphone - White

Razer
Original price $124.99 - Original price $124.99
Original price
$124.99
$124.99 - $124.99
Current price $124.99

Stream and Game Reactive Lighting powered by Razer Chroma RGBAmp up your showmanship and immersion with lighting that not only works with Chroma-in...

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Original price $124.99 - Original price $124.99
Original price
$124.99
$124.99 - $124.99
Current price $124.99

Insta360 - GO 3S (128GB) Action Camera - Black

Insta360
Original price $457.99 - Original price $457.99
Original price
$457.99
$457.99 - $457.99
Current price $457.99

Lightweight PortableInsta360 GO 3S is as small as your thumb. Take it anywhere for crisp 4K videos on the go.Easy POVsSnap GO 3S onto the Magnet P...

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Original price $457.99 - Original price $457.99
Original price
$457.99
$457.99 - $457.99
Current price $457.99

Razer - Firefly V2 Pro Gaming Mouse Pad with Chroma RGB Lighting - Black

Razer
Original price $123.99 - Original price $123.99
Original price
$123.99
$123.99 - $123.99
Current price $123.99

Edge-to-Edge Backlit Design for maximum illuminationMade for hardcore RGB enthusiasts the mat’s frosted surface catches and amplifies the glow of i...

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Original price $123.99 - Original price $123.99
Original price
$123.99
$123.99 - $123.99
Current price $123.99

Ultra PRO - 3" x 4" Regular Toploaders Card Sleeves 100-Count Retail Pack

Ultra Pro
Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

Protect your valuable trading cardsWith the original Ultra PRO toploaders and "penny sleeves".Standard sizingBoth sleeves and toploaders are sized ...

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Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

PDP - RIFFMASTER Wireless Guitar Controller For Playstation 5 and Playstation 4 - Black

PDP
Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99

Multi CompatibilityCompatible with Fortnite Festival and Rock Band 4Wireless Rechargeable30-foot low latency wireless connection with built-in rec...

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Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.