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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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LG - 2.1-Channel S35A Soundbar with Wireless Subwoofer Dolby Audio and WOW Orchestra - Black

LG
Original price $247.99 - Original price $247.99
Original price
$247.99
$247.99 - $247.99
Current price $247.99

Elevating Your TV Made EasyStep into the scene with 2.1 channel audio and a subwoofer that delivers bold lifelike soundscapes. Enjoy richer more im...

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Original price $247.99 - Original price $247.99
Original price
$247.99
$247.99 - $247.99
Current price $247.99

VITURE - Beast XR/AR Glasses Biggest Brightest 58 1200p Built-in 3DoF 9-Level Dimming HARMAN Audio Regular - Black

Viture
Original price $612.99 - Original price $612.99
Original price
$612.99
$612.99 - $612.99
Current price $612.99

Big Sharp Bright A viewing experience to remember174 virtual display with 1200p sharpness powered by Sony’s latest Micro OLED technology. With 125...

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Original price $612.99 - Original price $612.99
Original price
$612.99
$612.99 - $612.99
Current price $612.99

Ring - Battery Doorbell 2K (newest model) Speckled Gray + Indoor Cam Plus - White

Ring
Original price $146.99 - Original price $146.99
Original price
$146.99
$146.99 - $146.99
Current price $146.99

Capture it all with Retinal 2K videoFrom wide views to tighter focus it’s easy to see your home or business in the crisp clarity with Retinal 2KSee...

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Original price $146.99 - Original price $146.99
Original price
$146.99
$146.99 - $146.99
Current price $146.99

Lexar - Professional GOLD CFexpress 4.0 Type A 256 GB

Lexar
Original price $290.99 - Original price $290.99
Original price
$290.99
$290.99 - $290.99
Current price $290.99

Impressive PCIe 4.0 performance delivers 1800MB/s max read 1650MB/s max writeShoot cinema-quality video with no dropped frames with sustained write...

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Original price $290.99 - Original price $290.99
Original price
$290.99
$290.99 - $290.99
Current price $290.99

LG - 85" Class 84B Series QNED evo AI Mini LED 4K Smart webOS TV (2026)

LG Electronics
Original price $1,824.99 - Original price $1,824.99
Original price
$1,824.99
$1,824.99 - $1,824.99
Current price $1,824.99

Dynamic QNED Color ProDynamic QNED Color Pro provides a full range of colors for a vibrant crisp and accurate picture even in the brightest setting...

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Original price $1,824.99 - Original price $1,824.99
Original price
$1,824.99
$1,824.99 - $1,824.99
Current price $1,824.99

Lexar - Professional SILVER PLUS SDXC V30 128 GB

Lexar
Original price $74.99 - Original price $74.99
Original price
$74.99
$74.99 - $74.99
Current price $74.99

255MB/s max read speed expedites transfers and reduces wait times180MB/s max write speed ensures you’re ready to get the shotRated V30 it supports ...

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Original price $74.99 - Original price $74.99
Original price
$74.99
$74.99 - $74.99
Current price $74.99

ASUS - ROG Strix Morph 96 Wireless Mechanical RGB Gaming Keyboard with Hot-Swappable ROG NX Snow Switches - Black

ASUS
Original price $169.99 - Original price $169.99
Original price
$169.99
$169.99 - $169.99
Current price $169.99

Full Customization Made EasyEasily access and reassemble every layer from top cover to PCB and beyondUnique Lighting DesignLight bars along both si...

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Original price $169.99 - Original price $169.99
Original price
$169.99
$169.99 - $169.99
Current price $169.99

Skytech Gaming - KING95 Gaming PC - Intel Core Ultra 7 U7 265F (2025) - 16GB Memory - NVIDIA GeForce RTX 5060 - 1TB NVMe Storage - White

Skytech Gaming
Original price $1,549.99 - Original price $1,549.99
Original price
$1,549.99
$1,549.99 - $1,549.99
Current price $1,549.99

Windows 11 Home 64-bitWindows 11 Home 64-bit delivers the performance and security you expect now enhanced with a redesigned modern interface. Feat...

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Original price $1,549.99 - Original price $1,549.99
Original price
$1,549.99
$1,549.99 - $1,549.99
Current price $1,549.99

Hisense - 65" Class U6 Series MiniLED 4K UHD Smart Fire TV (2026)

HISENSE
Original price $839.99 - Original price $839.99
Original price
$839.99
$839.99 - $839.99
Current price $839.99

Hi-QLED MiniLEDMini-LED backlighting uses thousands of precise light zones to enhance contrast across the screen revealing deeper shadows brighter ...

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Original price $839.99 - Original price $839.99
Original price
$839.99
$839.99 - $839.99
Current price $839.99

LEGO - Minecraft Ghast Station Toy for Kids 21597

Lego
Original price $138.99 - Original price $138.99
Original price
$138.99
$138.99 - $138.99
Current price $138.99

Minecraft Ghast Building ToySplash down a waterfall into a cave with the LEGO Minecraft Ghast Station (21597) building toy for boys and girls ages ...

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Original price $138.99 - Original price $138.99
Original price
$138.99
$138.99 - $138.99
Current price $138.99

HP - OmniBook X - 14" 2K OLED Touchscreen Laptop - Snapdragon X Plus (2025) - 16GB Memory - 512GB SSD - Copilot+ PC - Meteor Silver

HP
Original price $1,194.99 - Original price $1,194.99
Original price
$1,194.99
$1,194.99 - $1,194.99
Current price $1,194.99

14" 2K OLED touchscreenExperience rich colors and crisp visuals for your everyday productivity with an OLED touch display 1920x1200 resolution and ...

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Original price $1,194.99 - Original price $1,194.99
Original price
$1,194.99
$1,194.99 - $1,194.99
Current price $1,194.99

Sony - 1000X THE COLLEXION Wireless Noise Canceling Headphones - Black

Sony
Original price $548.99 - Original price $548.99
Original price
$548.99
$548.99 - $548.99
Current price $548.99

Luxury design crafted for comfort1000X THE COLLEXION headphones combine curated metal accents and soft faux leather to create a refined and luxurio...

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Original price $548.99 - Original price $548.99
Original price
$548.99
$548.99 - $548.99
Current price $548.99

Anker - Soundcore Liberty 5 Pro True Wireless Noise Cancelling Bluetooth In-Ear Earbuds - Blue

Anker
Original price $148.99 - Original price $148.99
Original price
$148.99
$148.99 - $148.99
Current price $148.99

Clear calls even in noisy spacesMultiple sensors and the Thus AI Chip help isolate your voice so you sound clear in both busy and quiet environment...

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Original price $148.99 - Original price $148.99
Original price
$148.99
$148.99 - $148.99
Current price $148.99

Lexar - Professional GOLD CFexpress 4.0 Type B 128 GB

Lexar
Original price $266.99 - Original price $266.99
Original price
$266.99
$266.99 - $266.99
Current price $266.99

Impressive PCIe 4.0 performance delivers 3600MB/s max read 3300MB/s max writeShoot cinema-quality video with no dropped frames with sustained write...

View full details
Original price $266.99 - Original price $266.99
Original price
$266.99
$266.99 - $266.99
Current price $266.99

Hisense - 85" Class UR9 RGB MiniLED Series UHD 4K HDR Smart Google TV (2026)

HISENSE
Original price $3,947.99 - Original price $3,947.99
Original price
$3,947.99
$3,947.99 - $3,947.99
Current price $3,947.99

RGB MiniLED - Lifelike ColorUnlike typical MiniLED TVs that filter color from a single light source RGB MiniLED uses red green and blue light ind...

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Original price $3,947.99 - Original price $3,947.99
Original price
$3,947.99
$3,947.99 - $3,947.99
Current price $3,947.99

Razer - Huntsman V3 TKL 8KHz Wired Analog Optical Linear Switch Gaming Keyboard with Snap Tap - Black

Razer
Original price $199.99 - Original price $199.99
Original price
$199.99
$199.99 - $199.99
Current price $199.99

Pro-Level Speed and PrecisionGain ultra-fast repeated inputs with Gen-2 Razer Analog Optical Switches featuring Rapid Trigger and a 0.14.0 mm adjus...

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Original price $199.99 - Original price $199.99
Original price
$199.99
$199.99 - $199.99
Current price $199.99

Ring - Battery Doorbell Pro (newest model) Retinal 4K with wide-angle video up to 10x Zoom Night Vision and Ultra Battery Pk - Deep Silver

Ring
Original price $293.99 - Original price $293.99
Original price
$293.99
$293.99 - $293.99
Current price $293.99

Capture it all with Retinal 4K videoStay in color longer with Night Vision and automatically switch to crisp black and white in total darkness.Zoom...

View full details
Original price $293.99 - Original price $293.99
Original price
$293.99
$293.99 - $293.99
Current price $293.99

Elgato - Stream Deck Scissor Keys - Black

Corsair
Original price $169.99 - Original price $169.99
Original price
$169.99
$169.99 - $169.99
Current price $169.99

All-new experiencePremium scissor keys deliver consistent actuation with precise feedback.Total controlAll your apps platforms devices and more—in ...

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Original price $169.99 - Original price $169.99
Original price
$169.99
$169.99 - $169.99
Current price $169.99

bella PRO - 12.6-qt. Air Fryer Oven Air Fry Roast Broil Bake Dehydrate Toast Rotisserie + Keep Warm Reheat Pizza Functions - Stainless Steel

Bella Pro
Original price $154.99 - Original price $154.99
Original price
$154.99
$154.99 - $154.99
Current price $154.99

XL cooking capacityFits a 10-inch pizza or 3 -lb. whole chicken and feeds up to 9 people.Complete kitchen assistantAir Fry Roast Broil Bake Dehydra...

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Original price $154.99 - Original price $154.99
Original price
$154.99
$154.99 - $154.99
Current price $154.99

Acer - Nitro V 16" WUXGA 165Hz Gaming Laptop - Intel Core 7 240H 2024 - NVIDIA GeForce RTX 5050 16GB Memory 512GB Storage - Obsidian Black

Acer
Original price $1,727.99 - Original price $1,727.99
Original price
$1,727.99
$1,727.99 - $1,727.99
Current price $1,727.99

Windows 11 Operating SystemWith intuitive navigation faster performance and stronger security Windows 11 is designed to elevate how you work and cr...

View full details
Original price $1,727.99 - Original price $1,727.99
Original price
$1,727.99
$1,727.99 - $1,727.99
Current price $1,727.99

Razer - Pro Click V2 Optical Gaming Mouse with Vertical 6-Button Ergonomic Design - Wireless - Black

Razer
Original price $130.99 - Original price $130.99
Original price
$130.99
$130.99 - $130.99
Current price $130.99

Vertical 6-Button Ergonomic Design with Base SupportShaped for a natural handshake grip its angled design promotes the most comfortable hand positi...

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Original price $130.99 - Original price $130.99
Original price
$130.99
$130.99 - $130.99
Current price $130.99

Dell - 27" 2K IPS Touchscreen All-in-One - Intel Core Ultra 7 355 2026 - 16GB Memory - 1TB Storage - Copilot+ PC - Light Ash

Dell
Original price $1,555.99 - Original price $1,555.99
Original price
$1,555.99
$1,555.99 - $1,555.99
Current price $1,555.99

Capture and display brilliantlyExperience crisp immersive visuals on a 27" IPS display in (QHD/FHD) resolution designed to elevate every interactio...

View full details
Original price $1,555.99 - Original price $1,555.99
Original price
$1,555.99
$1,555.99 - $1,555.99
Current price $1,555.99

LG - 75" Class 84B Series QNED evo AI Mini LED 4K Smart webOS TV (2026)

LG Electronics
Original price $1,178.99 - Original price $1,178.99
Original price
$1,178.99
$1,178.99 - $1,178.99
Current price $1,178.99

Dynamic QNED Color ProDynamic QNED Color Pro provides a full range of colors for a vibrant crisp and accurate picture even in the brightest setting...

View full details
Original price $1,178.99 - Original price $1,178.99
Original price
$1,178.99
$1,178.99 - $1,178.99
Current price $1,178.99

ASUS - ROG Strix 32" 4K OLED 240Hz 0.03ms Gaming Monitor with FreeSync Premium Pro and HDR (DisplayPort HDMI) - Black

ASUS
Original price $897.99 - Original price $897.99
Original price
$897.99
$897.99 - $897.99
Current price $897.99

32-inch 4K (3840 x 2160) QD-OLED Gaming MonitorEquipped with 240 Hz refresh rate and 0.03 ms (GTG) response time for immersive gamingASUS OLED Care...

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Original price $897.99 - Original price $897.99
Original price
$897.99
$897.99 - $897.99
Current price $897.99

Hisense - 75" Class U6 Series MiniLED QLED UHD 4K HDR Smart Fire TV (2026)

HISENSE
Original price $1,001.99 - Original price $1,001.99
Original price
$1,001.99
$1,001.99 - $1,001.99
Current price $1,001.99

Hi-QLED MiniLEDMini-LED backlighting uses thousands of precise light zones to enhance contrast across the screen revealing deeper shadows brighter ...

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Original price $1,001.99 - Original price $1,001.99
Original price
$1,001.99
$1,001.99 - $1,001.99
Current price $1,001.99

LG - 65" Class 91A Series QNED evo AI Mini LED 4K UHD Smart webOS TV (2025)

LG
Original price $963.99 - Original price $963.99
Original price
$963.99
$963.99 - $963.99
Current price $963.99

Dynamic QNED ColorLG's Dynamic QNED Color and next-gen AI provide vivid color on your screen for a immersive visual experience.Mini LEDSee your scr...

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Original price $963.99 - Original price $963.99
Original price
$963.99
$963.99 - $963.99
Current price $963.99

Microsoft - Surface Laptop - 13" 2K Touchscreen - Snapdragon X Plus 2025 - 16GB - 256GB Storage - Copilot+ PC - Platinum

Microsoft
Original price $1,089.99 - Original price $1,089.99
Original price
$1,089.99
$1,089.99 - $1,089.99
Current price $1,089.99

Copilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...

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Original price $1,089.99 - Original price $1,089.99
Original price
$1,089.99
$1,089.99 - $1,089.99
Current price $1,089.99

Samsung - Q-Series Soundbar HW-Q800H/ZA 5.1.2 ch with Subwoofer (2026) - Black

Samsung
Original price $853.99 - Original price $853.99
Original price
$853.99
$853.99 - $853.99
Current price $853.99

True 5.1.2 Ch SoundFeel more fully immersed with sound that comes from all around you powered by 5.1.2 channels of sound including side and top fir...

View full details
Original price $853.99 - Original price $853.99
Original price
$853.99
$853.99 - $853.99
Current price $853.99

MSI - PRO MP272 E14C 27" IPS LCD FHD 144Hz 1ms FreeSync Business Monitor HDR ready with Built-in Speakers (USB-C HDMI) - Black

MSI
Original price $168.99 - Original price $168.99
Original price
$168.99
$168.99 - $168.99
Current price $168.99

PerfectEdge Provides the Perfect View.The four-side slim bezel design maximizes screen space minimizing distractions and enhancing focus. Ideal for...

View full details
Original price $168.99 - Original price $168.99
Original price
$168.99
$168.99 - $168.99
Current price $168.99

Apple - AirPods Max 2 (USB-C) - Orange

Apple
Original price $571.99 - Original price $571.99
Original price
$571.99
$571.99 - $571.99
Current price $571.99

ULTIMATE OVER-EAR LISTENING EXPERIENCE—Powered by the H2 chip AirPods Max 2 delivers improved high-fidelity audio with deep bass expansive mids and...

View full details
Original price $571.99 - Original price $571.99
Original price
$571.99
$571.99 - $571.99
Current price $571.99

Philips Sonicare - 7100 Series Rechargeable Electric Toothbrush - HX7421/06 - Black

Philips Sonicare
Original price $193.99 - Original price $193.99
Original price
$193.99
$193.99 - $193.99
Current price $193.99

Up to 600 healthier gumsSupport your gum health with this specially formulated G3 Gum Health brush head. The bristle layout allows the outer bristl...

View full details
Original price $193.99 - Original price $193.99
Original price
$193.99
$193.99 - $193.99
Current price $193.99

Hisense - 100" Class UR8 RGB Mini-LED Series UHD 4K HDR Smart Google TV (2026)

HISENSE
Original price $5,511.99 - Original price $5,511.99
Original price
$5,511.99
$5,511.99 - $5,511.99
Current price $5,511.99

RGB MiniLED - Natural and Real ColorUR8's RGB MiniLED powered by Chromagic display technology builds color differently-using red green and blue lig...

View full details
Original price $5,511.99 - Original price $5,511.99
Original price
$5,511.99
$5,511.99 - $5,511.99
Current price $5,511.99

MSI - PRO MP242 E14C 24" IPS LCD FHD 144Hz 1ms FreeSync Buesiness Monitor HDR ready with Built-in Speakers (USB-C HDMI) - Black

MSI
Original price $146.99 - Original price $146.99
Original price
$146.99
$146.99 - $146.99
Current price $146.99

Bezel DesignThe four-side slim bezel design maximizes screen space minimizing distractions and enhancing focus. Ideal for work or play it allows se...

View full details
Original price $146.99 - Original price $146.99
Original price
$146.99
$146.99 - $146.99
Current price $146.99

CyberPowerPC - Gaming Desktop - Intel Core Ultra 5 225F - NVIDIA GeForce RTX 5060 8GB - 16GB DDR5 - 1TB PCIe 4.0 SSD Storage - Gray

CyberPowerPC
Original price $1,410.99 - Original price $1,410.99
Original price
$1,410.99
$1,410.99 - $1,410.99
Current price $1,410.99

Get a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...

View full details
Original price $1,410.99 - Original price $1,410.99
Original price
$1,410.99
$1,410.99 - $1,410.99
Current price $1,410.99

Hisense - 75" Class UR9 RGB MiniLED Series UHD 4K HDR Smart Google TV (2026)

HISENSE
Original price $2,997.99 - Original price $2,997.99
Original price
$2,997.99
$2,997.99 - $2,997.99
Current price $2,997.99

RGB MiniLEDIndependent red green and blue Mini-LED light sources generate color directly rather than filtering white backlight. This dramatically i...

View full details
Original price $2,997.99 - Original price $2,997.99
Original price
$2,997.99
$2,997.99 - $2,997.99
Current price $2,997.99

WORX - Nitro WG647 40V Hydroshot 800 Max PSI Cleaner - Black

Worx
Original price $209.99 - Original price $209.99
Original price
$209.99
$209.99 - $209.99
Current price $209.99

Proven PowerWorx NITRO tools are built for pro-level performance to elevate power speed and productivity on every taskHigh-Efficiency Brushless Mot...

View full details
Original price $209.99 - Original price $209.99
Original price
$209.99
$209.99 - $209.99
Current price $209.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.