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Original price $206.99 - Original price $206.99
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$206.99
$206.99 - $206.99
Current price $206.99

Nespresso - Vertuo Next Premium by Breville with Aeroccino3 - Classic Black

Nespresso

IMPOSSIBLY GOOD QUALITYOnly Vertuo machine that brews 6 sizes coffee (5 oz 8 oz and 14oz) Espresso (single and double). New pour-over style caraff...

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Original price $206.99 - Original price $206.99
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Current price $206.99
Original price $359.99 - Original price $359.99
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$359.99
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Current price $359.99

Sony - HT-S2000 Compact 3.1ch Dolby Atmos Soundbar - Black

Sony

Immersive surround soundSony technology brings an all-new theater experience home. Our Vertical Surround Engine and S-Force PRO Front Surround in t...

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Original price $359.99 - Original price $359.99
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Original price $566.99 - Original price $566.99
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Sony - HTA3000 3.1 ch Dolby Atmos Soundbar - Black

Sony

Immersive surround sound from our premium soundbarUtilizing a combination of technology such as Vertical Surround Engine S-Force Pro Front Surround...

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Original price $566.99 - Original price $566.99
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Original price $164.99 - Original price $164.99
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$164.99
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Logitech - G733 LIGHTSPEED Wireless Gaming Headset for PS4 PC - White

Logitech

Immersive soundThis headset's PRO-G drivers are designed to significantly reduce distortion and reproduce precise consistent rich sound quality.Com...

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Original price $164.99 - Original price $164.99
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Original price $147.99 - Original price $147.99
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$147.99
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Logitech - Z407 2.1 Bluetooth Computer Speaker System with Wireless Control (3-Piece) - Black

Logitech

Immersive soundThe expertly tuned 2.1 speaker system features 80 watts of peak power and 40-watt RMS. Experience immersive lifelike sound—from cris...

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Original price $147.99 - Original price $147.99
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Original price $532.99 - Original price $532.99
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$532.99
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Arozzi - Arena Ultrawide Curved Gaming Desk - Pure Black

Arozzi

Immersive Gaming ExperienceMetal legs offer sturdy support and microfiber top provides a solid surface.Full Coverage MousepadThe Arena's extremely ...

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Original price $532.99 - Original price $532.99
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$532.99
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Original price $1,049.99 - Original price $1,049.99
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Bose - Smart Ultra Soundbar with Dolby Atmos and Voice Assistant - Black

Bose

Immersion no matter what you’re watching.The Bose Smart Ultra Soundbar is equipped with Dolby Atmos and Bose TrueSpace which separates music dialog...

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Original price $1,049.99 - Original price $1,049.99
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Original price $81.99 - Original price $81.99
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$81.99
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Microsoft - Xbox Stereo Headset for Xbox Series XS Xbox One and Windows - Black

Microsoft

Immerse yourself in the gameGame loud and clear with the Xbox Stereo Headset which supports high-fidelity Windows Sonic Dolby Atmos and DTS Headpho...

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Original price $81.99 - Original price $81.99
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$81.99
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Original price $117.99 - Original price $117.99
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$117.99
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HyperX Cloud III Gaming - headset

HyperX

HyperX Signature Comfort and DurabilityAngled 53mm Drivers Tuned for Impeccable AudioUltra-Clear Mic with LED Mute IndicatorDTS HeadphoneX Spatial ...

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Original price $117.99 - Original price $117.99
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Original price $314.99 - Original price $314.99
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$314.99
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Shark - Pet Cordless Stick Vacuum with XL Dust Cup LED Headlights - Blue Iris

Euro-Pro

Hypervelocity SuctionProvides incredible cleaning performance for everyday messes and high-traffic areas.Up to 40 Minutes of RuntimeMeasured at the...

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Original price $314.99 - Original price $314.99
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$314.99
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Original price $401.99 - Original price $401.99
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$401.99
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BISSELL - Revolution Hydrosteam Pet Corded Upright Deep Cleaner - Titanium/Copper Harbor

Bissell

Hydrosteam TechnologyThe only carpet cleaner with the power of Hydrosteam Technology2X better cleaningWash remove embedded dirt stains and allerge...

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Original price $401.99 - Original price $401.99
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Original price $947.99 - Original price $947.99
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Whirlpool - 17.7 Cu. Ft. Top-Freezer Refrigerator - Monochromatic Stainless Steel

Whirlpool

Humidity-Controlled CrispersIncludes 2 crisper drawers that can help extend the life of fresh fruits and vegetables reducing waste.Electronic Tempe...

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Original price $947.99 - Original price $947.99
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Original price $212.99 - Original price $212.99
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Razer - BlackWidow V4 75 Wired Orange Switch Gaming Keyboard with Hot-Swappable Design - Black

Razer

Hot-swappable DesignCompatible with 3 or 5-pin switches the keyboard’s socketed PCB allows you to easily swap out its pre-loaded switches for custo...

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Original price $212.99 - Original price $212.99
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Original price $105.99 - Original price $105.99
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$105.99
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Peerless-AV - Universal Tilt Wall Mount For 39" to 75" TV's - Black

Peerless Industries

Hook-and-Hang InstallationDisplay is easily installed by a single personEasy-Glide AdaptorsHook onto the wall plate for quick simple and secure ins...

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Original price $105.99 - Original price $105.99
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Original price $240.99 - Original price $240.99
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$240.99
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Ninja - Mega Kitchen System 72-Oz. Blender - Black

Ninja

High-volume 72-oz. blender capacityAlso includes a 64-oz. round bowl that doubles as a food processor and two 16-oz. single serving blender cups wi...

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Original price $240.99 - Original price $240.99
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$240.99
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Original price $117.99 - Original price $117.99
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$117.99
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Current price $117.99

Bower - Camera Desk Mount Stand

Bower

Highly VersatileThe standard 1/4-inch screw mount is compatible with DSLR/mirrorless/compact cameras smartphone mounts LED lights microphones and m...

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Original price $117.99 - Original price $117.99
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$117.99
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Original price $71.99 - Original price $71.99
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$71.99
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Razer - Kiyo 1920 x 1080 Webcam with Adjustable Ring Light - Black

Razer

High-definition videoStream and record vibrant Full HD 1080p video that captures all the exciting details at 30 fps.4-megapixel sensor with RightLi...

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Original price $71.99 - Original price $71.99
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$71.99
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Original price $324.99 - Original price $324.99
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$324.99
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Manfrotto - Befree-Advanced 3 Way 59.4" Tripod - Black

Manfrotto

High performance tripod kit in an ultra-compact sizeIdeal for photo and video useHybrid photo-video headIdeal for travel photography and videograph...

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Original price $324.99 - Original price $324.99
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$324.99
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Original price $2,233.99 - Original price $2,233.99
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Canon - EOS R6 Mark II Mirrorless Camera (Body Only) - Black

Canon

High image quality with a new 24.2 MP Full-Frame CMOS SensorIt features improved resolution compared to its predecessor. A Canon-developed 35mm ful...

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Original price $2,233.99 - Original price $2,233.99
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Original price $1,674.99 - Original price $1,674.99
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Epson - Home Cinema 3800 4K 3LCD Projector with High Dynamic Range - White

Epson

High dynamic range (HDR) creates a more realistic pictureHDR technology expands the contrast and color range of the pixels on your projector to rev...

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Original price $1,674.99 - Original price $1,674.99
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Original price $94.99 - Original price $94.99
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$94.99
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Current price $94.99

Sanus - In-Wall Cable Concealer Power Grommet Kit for Mounted TVs - White

Sanus

Hide mounted TV power cords and cablesRun wires inside a wall for a neat clean space.Prewired design for easy DIY install - no electrician neededIn...

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Original price $94.99 - Original price $94.99
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$94.99
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Original price $114.99 - Original price $114.99
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$114.99
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Current price $114.99

Sanus - In-Wall Cable Concealer Recessed Power Kit for Mounted TVs - White

Sanus

Hide mounted TV power cords and cablesRun wires inside a wall for a neat clean space.Prewired design for easy DIY install - no electrician neededIn...

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Original price $114.99 - Original price $114.99
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$114.99
$114.99 - $114.99
Current price $114.99
Original price $116.99 - Original price $116.99
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$116.99
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Current price $116.99

Sanus - In-Wall Cable Concealer TV and Soundbar Power Kit for Mounted TVs and Soundbars - White

Sanus

Hide mounted TV and soundbar power cords and cablesTuck the cables inside a wall for a neat clean space.Prewired design for easy DIY install - no e...

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Original price $116.99 - Original price $116.99
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$116.99
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Current price $116.99
Original price $98.99 - Original price $98.99
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$98.99
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Nomad - Active Leather Strap 44mm - Black

Nomad

Heinen leather from GermanyWaterproof and RuggedCustom HardwareStanless Steel Lugs and BuckleDesigned for Apple Watch 42mm and 44mmWorks with all A...

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Original price $98.99 - Original price $98.99
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$98.99
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Original price $222.99 - Original price $222.99
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$222.99
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Victor - Mobile Adjustable Standing Desk with Keyboard Tray 25.6" Wide - Black

Victor Technology

Height rangeSit or stand with the adjustable desk height of 29.5" to 45.3".Easily adjustableHigh strength gas strut provides fast and easy height a...

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Original price $222.99 - Original price $222.99
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$222.99
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Original price $223.99 - Original price $223.99
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$223.99
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Sunpak - VideoPRO-M5 72.8-inches Tripod

Sunpak

Heavy duty aluminum alloy constructionThe VideoPRO-M5 supports cameras weighing up to 22.4 pounds. The tripod's double-row tubular design greatly ...

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Original price $223.99 - Original price $223.99
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$223.99
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Original price $127.99 - Original price $127.99
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$127.99
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Current price $127.99

Ring - Battery Doorbell Plus Smart Wifi Video Doorbell Battery Operated with Head-to-Toe View - Satin Nickel

Ring

Head-to-Toe ViewSee more of who's there - Battery Doorbell Plus with Head-to-Toe HD+ Video in 1536p gives you an expanded field of view so you can ...

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Original price $127.99 - Original price $127.99
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$127.99
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Current price $127.99
Original price $105.99 - Original price $105.99
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$105.99
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Sony - WHCH720N Wireless Noise Canceling Headphones - Blue

Sony

Headphones that let you fully immerse yourself in the musicDual Noise Sensor Technology and an Integrated Processor V1 takes noise cancelling to th...

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Original price $105.99 - Original price $105.99
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$105.99
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Original price $105.99 - Original price $105.99
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$105.99
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Current price $105.99

Sony - WHCH720N Wireless Noise Canceling Headphones - Black

Sony

Headphones that let you fully immerse yourself in the musicDual Noise Sensor Technology and an Integrated Processor V1 takes noise cancelling to th...

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Original price $105.99 - Original price $105.99
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$105.99
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Current price $105.99
Original price $74.99 - Original price $74.99
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$74.99
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Current price $74.99

j5create - external video adapter

J5 Create

HDMI dual independent display outputThe highest resolution one port is 4K(3840x2160)30Hz and the other port is 2K(2048x1152)60Hz.Supports 4 Display...

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Original price $74.99 - Original price $74.99
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$74.99
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Current price $74.99
Original price $65.99 - Original price $65.99
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$65.99
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Current price $65.99

Rocketfish - 8' 8K Ultra High Speed HDMI 2.1 Certified Cable - Black

Rocketfish

HDMI CertifiedUltra High Speed HDMI 2.1 Certified to ensure performance is at the highest standardsSuperior resolutionSupports 4K 120 Hz 8K 60 Hz...

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Original price $65.99 - Original price $65.99
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$65.99
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Original price $51.99 - Original price $51.99
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$51.99
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Current price $51.99

Rocketfish - 4' 8K Ultra High Speed HDMI 2.1 Certified Cable - Black

Rocketfish

HDMI CertifiedUltra High Speed HDMI 2.1 Certified to ensure performance is at the highest standardsSuperior resolutionSupports 4K 120 Hz 8K 60 Hz...

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Original price $51.99 - Original price $51.99
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$51.99
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Original price $42.99 - Original price $42.99
Original price
$42.99
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Current price $42.99

Rocketfish - 2' 8K Ultra High Speed HDMI 2.1 Certified Cable - Black

Rocketfish

HDMI CertifiedUltra High Speed HDMI 2.1 Certified to ensure performance is at the highest standardsSuperior resolutionSupports 4K 120 Hz 8K 60 Hz...

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Original price $42.99 - Original price $42.99
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$42.99
$42.99 - $42.99
Current price $42.99
Original price $485.99 - Original price $485.99
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$485.99
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Current price $485.99

Rexing - Digital Rechargeable Tripod Scope - Black

Rexing

HD video recordingCapture 960p HD Video 30fps or quickly snap a photo 1MP (1280x960) and review footage right on the 1.3 built-in HD LCD display.Vi...

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Original price $485.99 - Original price $485.99
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$485.99
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Current price $485.99
Original price $546.99 - Original price $546.99
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$546.99
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Lockly - Vision Elite Smart Lock Deadbolt with with App/Keypad/Biometric/Voice Assistant/Key Access Solar Charging - Matte Black

Lockly

HD video cameraBuilt-in IR-cut 1080P camera offers live video streaming in a wide vertical angle directly to your smartphone.Interactive doorbellEn...

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Original price $546.99 - Original price $546.99
Original price
$546.99
$546.99 - $546.99
Current price $546.99
Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99

Arlo - Mounted Solar Panel Charger for Pro 5S 2K Pro 4 Pro 3 Floodlight Ultra 2 and Ultra Cameras - Black

Arlo

Harness the power of the sunUses solar power to keep your Arlo wire-free camera powered.Continuous chargingYou can let your Arlo wire-free camera o...

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Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.