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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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ROG Xbox Ally 7" FHD 120Hz Gaming Handheld - AMD Ryzen Z2 A Processor - 16GB with 512GB SSD - Windows

ASUS
Original price $704.99 - Original price $704.99
Original price
$704.99
$704.99 - $704.99
Current price $704.99

Easier to PlayMore games. Better graphics. Higher performance. Wherever the limit is with gaming you’re closer to it with Windows 11.Full Xbox Expe...

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Original price $704.99 - Original price $704.99
Original price
$704.99
$704.99 - $704.99
Current price $704.99

ASTRO Gaming A50 X LIGHTSPEED Wireless Gaming Headset + Base Station Black - headset

Logitech
Original price $393.99 - Original price $393.99
Original price
$393.99
$393.99 - $393.99
Current price $393.99

PRO-G GRAPHENE audio driversGroundbreaking clarity and response for precise audio separation location and timing accuracy (40 mm diameter).24-hours...

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Original price $393.99 - Original price $393.99
Original price
$393.99
$393.99 - $393.99
Current price $393.99

Nintendo Switch 2 System - Multi

Nintendo
Original price $526.99 - Original price $526.99
Original price
$526.99
$526.99 - $526.99
Current price $526.99

IncludesNintendo Switch 2 Console Joy-Con 2 (L) in Light Blue Joy-Con 2 (R) in Light Red Nintendo Switch 2 AC Adapter USB-C Charging Cable Nintendo...

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Original price $526.99 - Original price $526.99
Original price
$526.99
$526.99 - $526.99
Current price $526.99

Sony - PlayStation 5 - DualSense Wireless Controller - Starlight Blue

Sony
Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99

Haptic feedbackFeel physically responsive feedback to your in-game actions with dual actuators which replace traditional rumble motors.Adaptive tri...

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Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99

Insignia - 3.7 Cu. Ft. High Efficiency 12-Cycle Top-Loading Washer - White

Insignia
Original price $591.99 - Original price $591.99
Original price
$591.99
$591.99 - $591.99
Current price $591.99

3.7 cu. ft. capacityReduces the number of loads to cut your laundry time.Top loadThis white top-load design lets you load from standing position ra...

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Original price $591.99 - Original price $591.99
Original price
$591.99
$591.99 - $591.99
Current price $591.99

Heybike - Mars 2.0 Foldable E-bike w/ 45mi Max Operating Range 28 mph Max Speed-UL Certified - Black

Heybike
Original price $1,145.99 - Original price $1,145.99
Original price
$1,145.99
$1,145.99 - $1,145.99
Current price $1,145.99

750W Hub Motor1400W peak brushless geared hub motor propels you forward at fast speed even on the hills.5 Level Pedal Assist ThrottleEffortlessly ...

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Original price $1,145.99 - Original price $1,145.99
Original price
$1,145.99
$1,145.99 - $1,145.99
Current price $1,145.99

Bose - QuietComfort Ultra Headphones (2nd Gen) - Driftwood Sand

Bose
Original price $443.99 - Original price $443.99
Original price
$443.99
$443.99 - $443.99
Current price $443.99

Awaken your sound.Bose’s best noise cancellation for headphones with spatialized audio for more immersive listening — no matter the content or sour...

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Original price $443.99 - Original price $443.99
Original price
$443.99
$443.99 - $443.99
Current price $443.99

Greenworks - 80 Volt 21-Inch Self-Propelled Lawn Mower (1 x 4.0Ah Battery and 1 x Charger) - Green

Greenworks
Original price $699.99 - Original price $699.99
Original price
$699.99
$699.99 - $699.99
Current price $699.99

CoverageCuts up to 1/2 acre on a single chargeRuntimeUp to 45 minutes of runtime a single chargeCharge timeRecharges in 60 minutesConstant blade sp...

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Original price $699.99 - Original price $699.99
Original price
$699.99
$699.99 - $699.99
Current price $699.99

Insta360 - X3 360 Degree Action Camera - Black

Insta360
Original price $417.99 - Original price $417.99
Original price
$417.99
$417.99 - $417.99
Current price $417.99

Insta360 has made some of the most fun and interesting cameras of the past few years and the new Insta360 X3 is no different. The X3 is a 360-degre...

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Original price $417.99 - Original price $417.99
Original price
$417.99
$417.99 - $417.99
Current price $417.99

Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One Windows Devices - Robot White

Microsoft
Original price $61.99 - Original price $61.99
Original price
$61.99
$61.99 - $61.99
Current price $61.99

Elevate your gameExperience the modernized design of the Xbox Wireless Controller in Robot White featuring sculpted surfaces and refined geometry f...

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Original price $61.99 - Original price $61.99
Original price
$61.99
$61.99 - $61.99
Current price $61.99

13-inch MacBook Neo Apple A18 Pro chip with 6-core CPU and 5-core GPU - 8GB Memory - 256GB SSD - Indigo

Apple
Original price $699.99 - Original price $699.99
Original price
$699.99
$699.99 - $699.99
Current price $699.99

THE MOST COLORFUL MACBOOK LINEUP EVER—Choose from Silver Blush Citrus or Indigo—each with a color-coordinated keyboard to complete the look. And wi...

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Original price $699.99 - Original price $699.99
Original price
$699.99
$699.99 - $699.99
Current price $699.99

15-inch MacBook Air - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 512GB SSD - Midnight

Apple
Original price $1,482.99 - Original price $1,482.99
Original price
$1,482.99
$1,482.99 - $1,482.99
Current price $1,482.99

SUPERCHARGED BY M5-With its faster CPU and unified memory M5 delivers even more performance and fluidity across apps making multitasking and creati...

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Original price $1,482.99 - Original price $1,482.99
Original price
$1,482.99
$1,482.99 - $1,482.99
Current price $1,482.99

13-inch MacBook Air - Apple M5 chip with 10-core CPU and 8-core GPU - 16GB Memory - 512GB SSD - Sky Blue

Apple
Original price $1,256.99 - Original price $1,256.99
Original price
$1,256.99
$1,256.99 - $1,256.99
Current price $1,256.99

SUPERCHARGED BY M5-With its faster CPU and unified memory M5 delivers even more performance and fluidity across apps making multitasking and creati...

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Original price $1,256.99 - Original price $1,256.99
Original price
$1,256.99
$1,256.99 - $1,256.99
Current price $1,256.99

Samsung - Galaxy Tab S11 Ultra - 14.6" 256GB - Wi-Fi -with S-Pen - Silver

Samsung
Original price $1,180.99 - Original price $1,180.99
Original price
$1,180.99
$1,180.99 - $1,180.99
Current price $1,180.99

Slim design. Serious power.At 5.1mm thin Galaxy Tab S11 Ultra packs exceptional performance with effortless portability. Enjoy an immersive viewing...

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Original price $1,180.99 - Original price $1,180.99
Original price
$1,180.99
$1,180.99 - $1,180.99
Current price $1,180.99

14-inch MacBook Pro - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 1TB SSD - Silver

Apple
Original price $1,932.99 - Original price $1,932.99
Original price
$1,932.99
$1,932.99 - $1,932.99
Current price $1,932.99

SUPERCHARGED BY M5—Along with its faster CPU and unified memory M5 features a more powerful GPU with a Neural Accelerator built into each core deli...

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Original price $1,932.99 - Original price $1,932.99
Original price
$1,932.99
$1,932.99 - $1,932.99
Current price $1,932.99

Meta Quest 3 512GB — Dive into Mixed Reality — White

Meta
Original price $561.99 - Original price $561.99
Original price
$561.99
$561.99 - $561.99
Current price $561.99

The ultimate Meta QuestEnjoy the Infinite Display for the widest and expansive field of view of any Quest 4K + Infinite Display more storage and pr...

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Original price $561.99 - Original price $561.99
Original price
$561.99
$561.99 - $561.99
Current price $561.99

ASUS - ROG Strix G16 16" FHD 165Hz Gaming Laptop - AMD Ryzen 9 HX - 16GB RAM - NVIDIA GeForce RTX 5070 Ti - 1TB SSD - Eclipse Gray

ASUS
Original price $2,519.99 - Original price $2,519.99
Original price
$2,519.99
$2,519.99 - $2,519.99
Current price $2,519.99

Intuitive Windows 11 HomeGame create and connect with family and friends - Windows 11 Home is the place for it all. With a fresh new feel and tools...

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Original price $2,519.99 - Original price $2,519.99
Original price
$2,519.99
$2,519.99 - $2,519.99
Current price $2,519.99

Insignia - 65 Class F50 Series LED 4K UHD Smart Fire TV

Insignia
Original price $529.99
Original price $529.99 - Original price $529.99
Original price $529.99
Current price $479.99
$479.99 - $479.99
Current price $479.99

4k Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

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Original price $529.99
Original price $529.99 - Original price $529.99
Original price $529.99
Current price $479.99
$479.99 - $479.99
Current price $479.99

Insignia - 65" Class F50 Series LED 4K UHD Smart Fire TV

Insignia
Original price $494.99 - Original price $494.99
Original price
$494.99
$494.99 - $494.99
Current price $494.99

4k Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

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Original price $494.99 - Original price $494.99
Original price
$494.99
$494.99 - $494.99
Current price $494.99

Samsung - Galaxy Buds3 Pro Wireless Earbud Headphones - White

Samsung
Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

Redesigned with the best sound in mindListen in long-lasting comfort with an improved shape that delivers a snugt fit. Enjoy a completely new immer...

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Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

Samsung - 24" Top Control Smart Built-In Stainless Steel Tub Dishwasher with Storm Wash 48 dBA - Stainless Steel

Samsung
Original price $823.99 - Original price $823.99
Original price
$823.99
$823.99 - $823.99
Current price $823.99

StormWash SystemPowerful rotating jets let you skip the pre-rinse delivering heavy-duty cleaning from every angle even tough-to-reach spots.AutoRel...

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Original price $823.99 - Original price $823.99
Original price
$823.99
$823.99 - $823.99
Current price $823.99

Sony - PlayStation 5 - DualSense Wireless Controller - White

Sony
Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99

Haptic feedbackFeel physically responsive feedback to your in-game actions with dual actuators which replace traditional rumble motors. In your han...

View full details
Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99

Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One Windows Devices - Shock Blue

Microsoft
Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

Elevate your gameExperience the modernized design of the Xbox Wireless Controller in Shock Blue featuring sculpted surfaces and refined geometry fo...

View full details
Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One Windows Devices - Pulse Red

Microsoft
Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

Elevate your gameExperience the modernized design of the Xbox Wireless Controller in Pulse Red featuring sculpted surfaces and refined geometry for...

View full details
Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

Shark - Vertex DuoClean PowerFin Upright Vacuum with Powered Lift-Away and Self-Cleaning Brushroll - Rose Gold

Shark
Original price $547.99 - Original price $547.99
Original price
$547.99
$547.99 - $547.99
Current price $547.99

DuoClean PowerFinsA PowerFin roller and a soft roller combine on all floors. Continuous cleaning contact to dig deep into carpets directly engage f...

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Original price $547.99 - Original price $547.99
Original price
$547.99
$547.99 - $547.99
Current price $547.99

Seagate - Game Drive for Xbox 2TB External USB 3.2 Gen 1 Portable Hard Drive Xbox Certified with Green LED Bar - Black

Seagate
Original price $165.99 - Original price $165.99
Original price
$165.99
$165.99 - $165.99
Current price $165.99

2TB storage capacityCapacity to build the ultimate Game Vault without sacrificing titles.USB 3.2 Gen 1 interfaceBus-powered for quick and easy inst...

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Original price $165.99 - Original price $165.99
Original price
$165.99
$165.99 - $165.99
Current price $165.99

14-inch MacBook Pro - Apple M5 chip with 10-core CPU and 10-core GPU - 24GB Memory - 1TB SSD - Silver

Apple
Original price $2,163.99 - Original price $2,163.99
Original price
$2,163.99
$2,163.99 - $2,163.99
Current price $2,163.99

SUPERCHARGED BY M5—Along with its faster CPU and unified memory M5 features a more powerful GPU with a Neural Accelerator built into each core deli...

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Original price $2,163.99 - Original price $2,163.99
Original price
$2,163.99
$2,163.99 - $2,163.99
Current price $2,163.99

Acer - Nitro 65 Gaming Desktop - AMD Ryzen 7 8700F 2024 - NVIDIA GeForce RTX 5060 - 16GB DDR5 Memory 1TB Storage - Black

Acer
Original price $1,604.99 - Original price $1,604.99
Original price
$1,604.99
$1,604.99 - $1,604.99
Current price $1,604.99

Windows 11 HomeWindows 11 was designed with you at the center - to make life easier more creative secure connected and fun It's also faster with ne...

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Original price $1,604.99 - Original price $1,604.99
Original price
$1,604.99
$1,604.99 - $1,604.99
Current price $1,604.99

iBUYPOWER - Trace Gaming Desktop PC AMD Ryzen 7 9800X3D 2025 AMD Radeon RX 9070XT 16GB 32GB DDR5 RGB 2TB NVMe SSD Storage - White

iBuyPower
Original price $2,619.99 - Original price $2,619.99
Original price
$2,619.99
$2,619.99 - $2,619.99
Current price $2,619.99

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

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Original price $2,619.99 - Original price $2,619.99
Original price
$2,619.99
$2,619.99 - $2,619.99
Current price $2,619.99

GoTrax - Z4 SWIFT Foldable eBike w/ 25mi Max Operating Range and 15.5mph Max Speed - Black

GoTrax
Original price $497.99 - Original price $497.99
Original price
$497.99
$497.99 - $497.99
Current price $497.99

Suitable for Leisure RidingExperience reliable power with this foldable electric bike featuring a 36V 7.8Ah lithium battery. With a range of 25KM/1...

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Original price $497.99 - Original price $497.99
Original price
$497.99
$497.99 - $497.99
Current price $497.99

Contixo - F28 Stratus 2K GPS Drone with Intelligent Flight Modes 26-Min Flight Brushless Motors Carrying Case - Silver

Contixo
Original price $192.99 - Original price $192.99
Original price
$192.99
$192.99 - $192.99
Current price $192.99

Exceptional Camera QualityF28 Foldable GPS Drone comes equipped with a 2K Full HD Camera offering a FOV of 85 degrees and adjustable angles ranging...

View full details
Original price $192.99 - Original price $192.99
Original price
$192.99
$192.99 - $192.99
Current price $192.99

Amazon - Kindle Scribe Colorsoft 64GB (newest model) 11 paper-like color display with front light Thin light powerful - 2025 - Graphite

AMAZON
Original price $743.99 - Original price $743.99
Original price
$743.99
$743.99 - $743.99
Current price $743.99

New Colorsoft displayA custom-built oxide-based display delivers high-contrast paper-like color that’s easy on the eyes without distracting flashes...

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Original price $743.99 - Original price $743.99
Original price
$743.99
$743.99 - $743.99
Current price $743.99

Samsung - 24" AutoRelease Dry Smart Built-In Stainless Steel Tub Dishwasher with 3rd Rack Washing System 38dBA - Stainless Steel

Samsung
Original price $1,255.99 - Original price $1,255.99
Original price
$1,255.99
$1,255.99 - $1,255.99
Current price $1,255.99

3rd Rack Washing SystemThe upgraded 3rd Rack Washing System is a dedicated area for drinkware and cutlery with a detachable tray for large cooking ...

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Original price $1,255.99 - Original price $1,255.99
Original price
$1,255.99
$1,255.99 - $1,255.99
Current price $1,255.99

Lectric eBikes - XP4 750 Step-Thru Foldable Long-Range eBike (Max 85mi/28mph) + LevelUp Rack/Comfort Seat/Seat Post/Elite Headlight/Lock - Tempest Grey

Lectric eBikes
Original price $1,587.99 - Original price $1,587.99
Original price
$1,587.99
$1,587.99 - $1,587.99
Current price $1,587.99

365 of Accessories IncludedThis Foldable XP4 750 Step-Thru Long-Range comes with the LevelUp Rack (79 value) Comfort Seat + Suspension Seat Post (1...

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Original price $1,587.99 - Original price $1,587.99
Original price
$1,587.99
$1,587.99 - $1,587.99
Current price $1,587.99

14-inch MacBook Pro - Apple M5 Max chip with 18-core CPU and 32-core GPU - 36GB Memory - 2TB SSD - Space Black

Apple
Original price $3,843.99 - Original price $3,843.99
Original price
$3,843.99
$3,843.99 - $3,843.99
Current price $3,843.99

BUCKLE UP-Along with a next-generation CPU faster unified memory and up to 2x faster SSD storage178; M5 Pro and M5 Max feature a more powerful GPU ...

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Original price $3,843.99 - Original price $3,843.99
Original price
$3,843.99
$3,843.99 - $3,843.99
Current price $3,843.99

Bambu Lab - A1 Combo 3D Printer - Silver

Bambu Lab
Original price $459.99 - Original price $459.99
Original price
$459.99
$459.99 - $459.99
Current price $459.99

Full-auto CalibrationActive Flow Rate Compensation1-Clip Quick Swap NozzleActive Motor Noise Cancelling256256256 mm Build Volume

Original price $459.99 - Original price $459.99
Original price
$459.99
$459.99 - $459.99
Current price $459.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.