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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.
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GE - 5.3 Cu. Ft. Freestanding Electric Range with Steam Cleaning and 4 Burner Radiant Cooktop - Stainless Steel
GE4 Burner Radiant CooktopThis expansive 4 burner electric cooktop offers a flexible cooking solution that accommodates any pot or pan and is a great...
View full detailsJBL - Tour Pro 3 True Wireless Noise Cancelling Earbuds - 2024 - Black
JBLA next-gen Smart Charging Case for a seamless listening experienceLeave your phone in your pocket. JBL Tour Pro 3’s newly redesigned Smart Charging...
View full detailsHisense - 3.1 Channel 480W Soundbar with Wireless 6.5" Subwoofer (HS3100) - Black
HISENSECrank up the power480W Max Audio Power Let's get loud Upgrade your TV sound instantly with the 6 powerful speakers (including 3 full-range speakers...
View full detailsNinja - Blast 18 oz. Portable Blender - Denim Blue
Euro-ProNinja Blending AnywhereBlast through frozen ingredients with Ninja’s best portable blending power. Make perfectly smooth drinks anywhere you go.Eas...
View full detailsBeats - Studio Pro - Wireless Noise Cancelling Over-the-Ear Headphones - Deep Brown
AppleExperience immersive listening with Beats’ most powerful custom acoustic platformSound that surrounds you with Personalized Spatial Audio and dynam...
View full detailsSamsung - 32 cu. ft. 3-Door French Door Smart Refrigerator with Dual Auto Ice Maker - Stainless Steel
Samsung32 cu. ft. Mega CapacityStore more groceries with more room to stay organized. 32 cu. ft. mega capacity french door refrigerator gives you more spa...
View full detailsGE - 7.2 Cu. Ft. Gas Dryer with Auto Dry - White with Matte Black
GEAuto DryAuto Dry monitors the internal air temperature to determine the ideal drying time protecting your garments from overdying.Powerful Venting ...
View full detailsAmazon - Fire HD 10 - 10.1" Tablet (2023 Release) - 64GB with Wi-Fi - Ocean
AMAZONDo what you love uninterrupted25 faster performance than the previous generation and 3 GB RAM are ideal for seamless streaming reading and gaming.H...
View full detailsZLINE - Autograph 30" Legacy Dual Fuel Range with Gold Accents (RABZ-30-G) - Black
ZLINEZLINE Legacy SeriesThe Legacy Professional Range Series represents the foundation for ZLINE’s family-focused mission of attainable luxuryExclusive ...
View full detailsApple - Smart Folio for iPad Air 11-inch (M3) and iPad Air 11-inch (M2) - Charcoal Gray
AppleCompatible iPad Models iPad Air 11-inch (M3) iPad Air 11-inch (M2) iPad Air (5th Generation) and iPad Air (4th Generation)
Smart Lock E330 with Chime WiFi Replacement Deadbolt with eufy AppKeypadBiometric Access - Light Gray
Eufy3-in-1 Triple SecurityEnjoy full control over your front door and see detailed views day and night with Video Doorbell E330. An all-in-one device i...
View full detailsBISSELL - Little Green Cordless Portable Deep Cleaner - Titanium with silver accents
BissellPowerful Cordless Suction.Powered by a 165W motor and 25V lithium-ion battery.2 Cleaning Modes.Turbo mode delivers optimal suction power with up to...
View full detailsSanus - In-Wall Cable Concealer TV and Soundbar Power Kit for Mounted TVs and Soundbars - White
SanusHide mounted TV and soundbar power cords and cablesTuck the cables inside a wall for a neat clean space.Prewired design for easy DIY install - no e...
View full detailsASUS - ROG Zephyrus G16 16" 2.5K OLED 240Hz Gaming Laptop - Intel Core Ultra 9 285H - 16GB RAM - NVIDIA RTX 5070 - 1TB SSD - Eclipse Gray
ASUSMake gaming and creating easier with Windows 11 HomeGame create and maximize your productivity - Windows 11 Home is the one place for it all. With ...
View full detailsGE Profile - 5.4 Cu. Ft. High Efficiency Smart Top Load Washer with Smarter Wash Technology Easier Reach Direct Drive Motor - Diamond Gray
GE ProfileSmart Wash Smart RinseSensors measure soil and detergent levels throughout the cycle and during the rinse to optimize wash and rinse times deliver...
View full detailsPLAUD - Note Smart AI Voice/Audio Recorder - Black
PLAUDPlaud note AI voice recorderPLAUD seamlessly integrates Whisper STT model enabling swift and accurate transcription in 59 languages. Developed on G...
View full detailsSonos - Roam 2 Portable Smart Speaker with Waterproof and Dustproof Design (Each) - Black
Sonos IncSize-defying soundPrecision-engineered drivers deliver incredible clarity and bass that packs a punch. Automatic Trueplay fine-tunes the sound for ...
View full detailsRØDE - Interview PRO Wireless Handheld Condenser Microphone
RodeMicrophoneWireless handheld condenser microphoneOmnidirectionalOmnidirectional polar patternTransmissionState-of-the-art 2.4GHz digital transmissio...
View full detailsTherabody - Theragun PRO Plus - Advanced Multi-Therapy Device With Massage LED Heat Vibration For Optimal Performance - Black
Therabody5 powerful therapies in 1 innovative device The only Theragun to deliver five powerful therapies — percussive heat LED light vibration and cold (so...
View full detailsHoneywell - Lyric T6 Pro Wi-Fi Programmable - WHITE - HONT TH6220WF2006/U
Honeywell HomeHoneywell - Lyric T6 Pro Wi-Fi Programmable - WHITE - HONT TH6220WF2006/U
Samsung - 5.0 Cu. Ft. High-Efficiency Stackable Smart Front Load Washer with Steam and Super Speed Wash - Ivory
SamsungExtra-Large 5.0 cu. ft. CapacityFewer loads less time in the laundry room and more time doing the things you love.Super Speed WashWash a full load ...
View full detailsDyson - Ball Animal 3 Upright Vacuum with 2 accessories - Nickel/Silver
DysonThe best cleaning performance of any upright de-tangling vacuumDe-tangling technologyAutomatically clears wrapped hair from the brush bar as you cl...
View full detailsSamsung - HW-S50B 3.0 Channel S-Series All-in-one Soundbar Dolby 5.1 / DTS VirtualX - Black
SamsungAll-in-oneEverything you need in a single soundbar for holistic sound. The all-in-one system has 2 woofers and 3 tweeters built into its slender fr...
View full detailsGoogle - Nest Wi-fi Pro 6e AXE5400 Mesh Router (3-pack) - Snow
GOOGLEMade for the future of Wi-Fi.Nest Wifi Pro uses the latest most advanced Wi-Fi 6E technology. So it isn’t compatible with previous generations of G...
View full detailsTargus - VersaVu Slim Clear Case for 10.9" iPad (A16) and iPad (10th gen.) - Clear/ Black
TargusDesigned for use with 10.9" Apple iPad A16 and 10th gen.This case provides military-grade protection for your device.Thin profileCompliments tablet...
View full detailsResident Evil 4 Standard Edition - PlayStation 5
CapcomReawaken a ClassicResident Evil 4 preserves the essence of the original game now reconstructed using Capcom’s proprietary RE Engine to deliver real...
View full detailsMarshall - Stanmore III Bluetooth Home Speaker with Bass / Treble / Volume Controls and 3.5 mm Auxiliary / RCA Inputs - Black
MarshallHome-filling SoundStanmore III has an even wider soundstage than its predecessor delivering home-filling Marshall signature sound that has been re-...
View full detailsSamsung - 65" Class R85H Series Micro RGB 4K UHD SamsungVisionAI Smart Tizen TV (2026)
SamsungMicro RGB TechnologyWelcome to a new world of ultra wide spectrum color. Unlike other RGB technologies micro sized red green and blue (RGB) backlig...
View full detailsSennheiser - ACCENTUM Wireless Bluetooth Around-the-ear Headphones Hybrid Noise Cancelling (ANC) All-Day Comfort - Blue
Sennheiser50-hour Battery LifeEnjoy exceptional battery playtime that lasts up to 50 hours on a single charge with Bluetooth and ANC active.Sennheiser Signat...
View full details8BitDo - Pro 2 Bluetooth Controller for Switch Windows macOS Android and Steam Deck with Hall Effect Joysticks - Black
8BitDoGyro axis functionEnhance the realism of the gaming experience making you feel like you are personally on the scene.VibrationModify the vibration i...
View full detailsWORX - WG183 40V 13-Inch Cutting Diameter Cordless Straight Shaft Grass Trimmer (2 x 2.0 Ah Batteries 1 x Charger) - Orange
WorxUltra-Lightweight Streamlined DesignFor incredible maneuverability and less user fatigueDual-Exit Cutting HeadFor greater cutting efficiencySame Ba...
View full detailsSteelSeries - Arctis GameBuds True Wireless Noise Cancelling Gaming Earbuds for PS5 PS4 PC Switch ROG Ally Steam Deck - Black
Steel SeriesQuick-Switch WirelessHigh-speed 2.4GHz wireless for PlayStation PC Switch ROG Ally Steam Deck and more or switch to Bluetooth 5.3 for mobile.Active...
View full detailsAmana - 550 Sq. Ft. 12000 BTU Window Air Conditioner - White
AmanaPowerful cooling capacityThe 12000 BTU window air conditioner is powerful enough to cool rooms up to 550 sq. ft. with 2.6 pints per hour of dehumid...
View full detailsSamsung - 990 EVO PLUS SSD 4TB PCIe Gen 4x4 5x2 M.2 2280 Speeds Up to 7250 MB/s
SamsungRead/Write Speeds up to 7250/6300 MB/sThe 990 EVO Plus features the latest NAND memory boosting sequential speeds up to 7250/6300MB/s. With a read ...
View full detailsSamsung - Galaxy Tab S10+ - 12.4" 512GB - Wi-Fi - with S-Pen - Moonstone Gray
SamsungFrom doodle to dazzlingBring your imagination to life using Sketch to Image with Galaxy AI. Simply doodle with your finger or use S Pen for added ...
View full detailsJLab - JBuds Lux ANC Wireless Bluetooth Over-Ear Headphones with Active Noise Cancelling Spatial Audio 70+ Hour Battery - Cloud White
JLabLab Quality SoundPowered by advanced 40mm drivers these headphones deliver a level of depth and clarity to your music that will elevate your listen...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.