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Original price $269.99 - Original price $269.99
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$269.99
$269.99 - $269.99
Current price $269.99

SideTrak - SideTrak Solo Pro 15.8" Freestanding Portable Monitor - Black

SideTrak

Vibrant FHD displayHDR mode delivers crisp visuals and bold colorFreestanding designNo mount required; ready to use anywhereUltra-portableWeighs ju...

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Original price $269.99 - Original price $269.99
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$269.99 - $269.99
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Original price $122.99 - Original price $122.99
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$122.99
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Logitech - G535 LIGHTSPEED Wireless Gaming Headset for PC PS5 PS4 - Black

Logitech

40 mm DriversWith 40 mm neodymium drivers this wireless gaming headset delivers crisp clear and deep stereo sound that makes your game come alive.L...

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Original price $122.99 - Original price $122.99
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Original price $206.99 - Original price $206.99
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Logitech G G915 X - keyboard - QWERTY - English - black Input Device

Logitech

Logitech G G915 X - Keyboard - backlit - USB - QWERTY - English - black

Original price $206.99 - Original price $206.99
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Original price $1,820.99 - Original price $1,820.99
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Lenovo ThinkPad T14s Gen 6 - AI Ready - 14" - Qualcomm Snapdragon X Elite - X1E-78-100 - 32 GB RAM - 1 TB SSD - English

Lenovo

Lenovo ThinkPad T14s Gen 6 21N1 - 180-degree hinge design - Snapdragon X Elite - X1E-78-100 - Win 11 Pro (on ARM) - Qualcomm Adreno - 32 GB RAM - 1...

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Original price $1,820.99 - Original price $1,820.99
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Original price $140.99 - Original price $140.99
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$140.99
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MSI PRO MP251 E2 - LED monitor - Full HD (1080p) - 25" - HDR

MSI

MSI PRO MP251 E2 - LED monitor - 25" (24.5" viewable) - 1920 x 1080 Full HD (1080p) 120 Hz - IPS - 300 cd/m² - 15001 - 1 ms - HDMI VGA DisplayPort...

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Original price $140.99 - Original price $140.99
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$140.99
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Original price $274.99 - Original price $274.99
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$274.99
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SanDisk - Extreme Game Drive for PlayStation5 2TB External USB Type C Portable SSD - White

SanDisk

Licensed for Playstation5 ConsoleDesigned tested and approved for PlayStation5 consoles so gamers can jump into the PlayStation action fast and sea...

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Original price $274.99 - Original price $274.99
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Original price $736.99 - Original price $736.99
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Samsung - Galaxy Tab S10 FE+ - 13.1" 256GB - Wi-Fi - with S-Pen - Gray

Samsung

Unwind with a bigger screenEnjoy more downtime on a large 13.1" screenwhether you’re shopping online unwinding with cat videos or playing your favo...

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Original price $736.99 - Original price $736.99
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Original price $820.99 - Original price $820.99
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MB Quart - Jeep JL Wrangler Tuned 12" Single-Voice-Coil 2-Ohm Loaded Subwoofer Enclosure with Integrated 400W Amp - Black

MB Quart

Fits select Jeep vehiclesIncluding Jeep Wrangler (JL) 2018-up models. Uses the interior tailgate panel to mount the subwoofer enclosure and include...

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Original price $820.99 - Original price $820.99
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Original price $112.99 - Original price $112.99
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$112.99
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Wasserstein - Solar Panels for Ring Spotlight Camera Battery and Ring Stick Up Camera Battery (3-Pack) - White

Wasserstein

Ring CompatibilitySpecifically designed to power the Ring Spotlight Cam battery and Ring Stick Up camera battery (does not work with the new Spotl...

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Original price $112.99 - Original price $112.99
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$112.99
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Original price $314.99 - Original price $314.99
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$314.99
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RCA Commercial TV - RCA 32" HDTV Hospitality LED TV with Premium Sound

RCA Commercial TV

Volume LimiterDolby Digital DecoderPremium Sound

Original price $314.99 - Original price $314.99
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$314.99
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Original price $1,739.99 - Original price $1,739.99
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Samsung - 57" Odyssey Neo G9 Dual 4K UHD Quantum Mini-LED 240Hz 1ms HDR 1000 Curved Gaming Monitor (HDMI 2.1 DP 2.1 USB 3.0) - Black

Samsung

The World's First Dual UHD MonitorGaming worlds feel more real. The 57" DUHD resolution brings you a display as wide as two UHD monitors with incre...

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Original price $1,739.99 - Original price $1,739.99
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Original price $1,954.99 - Original price $1,954.99
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LG - 27.1 Cu. Ft. Side-by-Side Smart Refrigerator with Craft Ice - PrintProof Stainless Steel

LG

Ultra-Large Capacity 27.1 cu. ft.Go ahead and stock up—not only does this refrigerator offer a generous 27.1 cu. ft. of space but the vertical door...

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Original price $1,954.99 - Original price $1,954.99
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Original price $582.99 - Original price $582.99
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ViewSonic ColorPro VP2468a - LED monitor - Full HD (1080p) - 24"

ViewSonic

ViewSonic ColorPro VP2468a - LED monitor - 24" (23.8" viewable) - 1920 x 1080 Full HD (1080p) 75 Hz - IPS - 250 cd/m² - 10001 - 5 ms - HDMI Displa...

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Original price $582.99 - Original price $582.99
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Original price $48.99 - Original price $48.99
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$48.99
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Belkin - USB-C to DisplayPort 1.4 Cable 6.6ft 8K60Hz or 4K144HZ - BLACK

Belkin

Vivid 8K HDR displayConnect USB-C devices and laptops with our USB-C to DisplayPort 1.4 cable to get vividly sharp HDR and up to 8K resolution at 6...

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Original price $48.99 - Original price $48.99
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$48.99
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Original price $270.99 - Original price $270.99
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$270.99
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Razer - Leviathan V2 Bluetooth Gaming Speakers with RGB Lighting (2-Piece) - Black

Razer

Multi-driver PC Soundbar and SubwooferPacked with 2 full-range drivers a down-firing subwoofer and more our all-in-one sound system is designed to ...

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Original price $270.99 - Original price $270.99
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$270.99
$270.99 - $270.99
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Original price $82.99 - Original price $82.99
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$82.99
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SaharaCase - Raider Series Heavy Duty Kickstand Case for Apple iPad 11'' (A16) and 10.9" (10th Gen) - Black

SaharaCase

Designed for Apple iPad 10.9" (10th Gen) and 11'' (A16)For a precise fit.Ergonomic closed-button designOffers access to all tablet's features.Tripl...

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Original price $82.99 - Original price $82.99
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$82.99
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Original price $951.99 - Original price $951.99
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$951.99
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HP - ProBook 460 G11 16" IPS 1920 x 1200 (WUXGA) Laptop - Intel Core Ultra 5 with 16GB Memory - 256 GB SSD - Pike Silver Aluminum Gray

HP

Microsoft Windows 11 ProMicrosoft Windows 11 Pro gives you a user-friendly interface with useful features like the taskbar turning into the dock th...

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Original price $951.99 - Original price $951.99
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$951.99
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Original price $756.99 - Original price $756.99
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$756.99
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RCA Commercial TV - RCA 55" 4K Hospitality LED TV with Premium Sound

RCA Commercial TV

Premium SoundImmersive High-quality audio from premium downfiring speakersMTI PortIntegrating 3rd-party set-top boxes it grants greater control and...

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Original price $756.99 - Original price $756.99
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Current price $756.99
Original price $539.99 - Original price $539.99
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$539.99
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Current price $539.99

LG - 65 Class UT70 Series LED 4K UHD Smart webOS TV (2024)

LG

4K UHD TVEverything you need to bring your favorite content to life with the power of 4K and the extras you crave.¿5 AI Processor Gen7Enhanced brig...

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Original price $539.99 - Original price $539.99
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Original price $130.99 - Original price $130.99
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$130.99
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8BitDo - Retro Mechanical Keyboard with Joystick - C64 Edition

8BitDo

Ultra-compatibilityConnect via Bluetooth 2.4G wireless or wired. With its double-shot ABS keycaps and a consistent feel from a top-mount structure ...

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Original price $130.99 - Original price $130.99
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$130.99
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Original price $236.99 - Original price $236.99
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$236.99
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Current price $236.99

Swann - Fourtify 4 Wireless Security Camera System 64GB Micro SD Card 4 Cameras1080p NVR System 2-Way Audio Indoor/Outdoor - White

Swann

1080p Fourtify Hubless Security 4 Camera SystemThe main camera connects to power Wi-Fi then connect the 3 wired cameras into it for an easy affo...

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Original price $236.99 - Original price $236.99
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$236.99
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Current price $236.99
Original price $400.99 - Original price $400.99
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$400.99
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Current price $400.99

Canon - Speedlite EL-5 External Flash

Canon

A performance flash for today's advanced imagemakerThe Speedlite EL-5 receives some of the best features of the flagship Speedlite EL-1 flash to im...

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Original price $400.99 - Original price $400.99
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$400.99
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Original price $74.99 - Original price $74.99
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$74.99
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Current price $74.99

Sunpak - Mini Box Self-Storing Collapsible Bi-Color Vlogging Kit - Black

Sunpak

Self-contained designFoldable ring light can be hidden into a small box and storage size 3" x 4.25" x 11.5". The foldable design provides a mini s...

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Original price $74.99 - Original price $74.99
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$74.99
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Original price $157.99 - Original price $157.99
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$157.99
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Current price $157.99

SteelSeries - Apex 9 Mini 60 Wired Optical OptiPoint Adjustable Actuation Switch Gaming Keyboard with Rapid Tap - Black

Steel Series

Play at the Speed of LightOutpace leading optical keyboards with 33 faster actuation using custom OptiPoint switches with zero debounce and a light...

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Original price $157.99 - Original price $157.99
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$157.99
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Current price $157.99
Original price $245.99 - Original price $245.99
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$245.99
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ViewSonic - VX3218-PC-MHD 31.5" LCD Curved FHD Adaptive Sync Gaming Monitor (DisplayPort HDMI) - Black

ViewSonic

Full HD31.5in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

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Original price $245.99 - Original price $245.99
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$245.99
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Original price $805.99 - Original price $805.99
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$805.99
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Current price $805.99

Samsung - Galaxy Tab S11 - 11" 256GB - Wi-Fi -with S-Pen - Gray

Samsung

Slim design. Serious power.At just 5.5mm thin this sleek tablet delivers uncompromising power and productivity in a portable profile that slips eas...

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Original price $805.99 - Original price $805.99
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$805.99
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Original price $349.99 - Original price $349.99
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$349.99
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Aeric - 400 Sq. Ft Portable Air Conditioner - White

Aeric

3-in-1 UnitThis AC not only cools at 5500 BTU SACC Standard (9000 BTU ASHRAE) but has 2 fan speeds and dehumidifies up to 50 pints per day to remov...

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Original price $349.99 - Original price $349.99
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$349.99
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Current price $349.99
Original price $158.99 - Original price $158.99
Original price
$158.99
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Current price $158.99

Samsung - Galaxy Buds3 FE Wireless Earbud Headphones - Gray

Samsung

Outside noise Not your problem.Cut out unwanted noise with Galaxy Buds3 FE. With Active Noise Cancellation (ANC) you can experience the sounds you ...

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Original price $158.99 - Original price $158.99
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$158.99
$158.99 - $158.99
Current price $158.99
Original price $314.99 - Original price $314.99
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$314.99
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Current price $314.99

Apple - AirPods Pro 3 - White

Apple

WORLD’S BEST IN-EAR ACTIVE NOISE CANCELLATION—Reduces up to 2x more unwanted noise than AirPods Pro 2 so you can stay fully immersed in the moment....

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Original price $314.99 - Original price $314.99
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$314.99
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Current price $314.99
Original price $158.99 - Original price $158.99
Original price
$158.99
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Current price $158.99

Samsung - Galaxy Buds3 FE Wireless Earbud Headphones - Black

Samsung

Outside noise Not your problem.Cut out unwanted noise with Galaxy Buds3 FE. With Active Noise Cancellation (ANC) you can experience the sounds you ...

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Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99
Original price $875.99 - Original price $875.99
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$875.99
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Current price $875.99

LG - 20.2 Cu. Ft. Top-Freezer Refrigerator - White

LG

Large Capacity 20 cu ft.Get more space for groceries in a great feature-packed refrigerator. Nothing beats the convenience of having more food when...

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Original price $875.99 - Original price $875.99
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$875.99
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Original price $114.99 - Original price $114.99
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$114.99
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Current price $114.99

Peerless-AV - Universal Tilt Wall Mount For 39" to 75" TV's - Black

Peerless Industries

Hook-and-Hang InstallationDisplay is easily installed by a single personEasy-Glide AdaptorsHook onto the wall plate for quick simple and secure ins...

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Original price $114.99 - Original price $114.99
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$114.99
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Current price $114.99
Original price $227.99 - Original price $227.99
Original price
$227.99
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Current price $227.99

Shark - Pet Cordless Stick Vacuum with XL Dust Cup LED Headlights - Blue Iris

Euro-Pro

Hypervelocity SuctionProvides incredible cleaning performance for everyday messes and high-traffic areas.Up to 40 Minutes of RuntimeMeasured at the...

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Original price $227.99 - Original price $227.99
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$227.99
$227.99 - $227.99
Current price $227.99
Original price $75.99 - Original price $75.99
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$75.99
$75.99 - $75.99
Current price $75.99

Sunpak - Essentials Vlogging Kit - Black

Sunpak

Sunpak Essentials vlogging kitContains a 6" bicolor LED ring light smartphone bar with three smartphone mounts smaller ball head larger ball head t...

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Original price $75.99 - Original price $75.99
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$75.99
$75.99 - $75.99
Current price $75.99
Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

Beats - Studio Pro - Wireless Noise Cancelling Over-the-Ear Headphones - Black Gold

Apple

Experience immersive listening with Beats’ most powerful custom acoustic platformSound that surrounds you with Personalized Spatial Audio and dynam...

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Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99
Original price $249.99 - Original price $249.99
Original price
$249.99
$249.99 - $249.99
Current price $249.99

Greenworks - 80V 4 Gallon Backpack Sprayer with 2Ah Battery Charger - Green

Greenworks

70 PSI Max Pressure Backpack SprayerProvides up to 70 PSI (Pounds per square inch) spraying pressure and 25ft long spraying distance4 Gallon Tank ...

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Original price $249.99 - Original price $249.99
Original price
$249.99
$249.99 - $249.99
Current price $249.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.