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Original price $1,069.99 - Original price $1,069.99
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Sony - 75" Class BRAVIA 2 II LED 4K UHD Smart Google TV (2025)

Sony

Powerful TV processingThe 4K Processor X1 delivers a lifelike picture that is full of rich colors and sharp details.Enhanced color and fine details...

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Original price $1,069.99 - Original price $1,069.99
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Original price $404.99 - Original price $404.99
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ViewSonic - XG2736-2K 27'' IPS LCD QHD FreeSync 0.5ms 240Hz Gaming Monitor (HDMI2.0 DP USB-C) - Black

ViewSonic

Advanced gaming experience with FreeSyncPut an end to choppy gameplay and broken frames with a fluid artifact-free performance at virtually any fra...

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Original price $404.99 - Original price $404.99
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Original price $441.99 - Original price $441.99
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Bowers Wilkins - Pi8 True Wireless Noise Cancelling In-Ear Earbuds - Midnight Blue

B&W North America

Wireless Earphones with Flagship SoundBowers Wilkins Pi8 Wireless Earbuds feature a true 24-bit connection with a Qualcomm chipset aptX Lossless ...

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Original price $441.99 - Original price $441.99
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Original price $1,485.99 - Original price $1,485.99
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ASUS ROG Swift PG32UCDM - OLED monitor - 4K - 32" - HDR

ASUS

UHD 3840x2160 resolutionThe 32-inch 4K QD-OLED panel of the PG32UCDM opens up a world of unbelievably lifelike gaming and entertainment experiences...

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Original price $1,485.99 - Original price $1,485.99
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Original price $79.99 - Original price $79.99
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$79.99
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Samsung - Galaxy Tab S10 FE+ Smart Book Cover - White

Samsung

Flip. Stand. Enjoy.Flip your tablet as you wish. The Smart Book Cover provides flexibility and convenience with its innovative design featuring bot...

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Original price $79.99 - Original price $79.99
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Original price $72.99 - Original price $72.99
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Samsung - Galaxy Tab S9 Ultra Tab S9+ Tab S9 S Pen - Black

Samsung

Precision meets styleEnjoy using the S Pen on your Galaxy Tab S9 Tab S9+ and Tab S9 Ultra with precision and control.Whether you're jotting down n...

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Original price $72.99 - Original price $72.99
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Original price $468.99 - Original price $468.99
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Seagate - 4TB Storage Expansion Card for Xbox Series XS Internal NVMe SSD - Black

Seagate

Seamless gameplayDesigned in partnership with Xbox to seamlessly play Xbox Series X or Series S games from the internal SSD or the expansion card w...

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Original price $468.99 - Original price $468.99
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Original price $449.99 - Original price $449.99
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Samsung - 55" Class U7900 Series UHD 4K Smart Tizen TV (2025)

Samsung

Crystal Processor 4KImmerse yourself in colorful lifelike entertainment and catch every shade of color as it was meant to be seen in dazzling 4K re...

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Original price $449.99 - Original price $449.99
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Original price $450.99 - Original price $450.99
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RCA Commercial TV - RCA 40" HDTV Hospitality LED TV with Premium Sound

RCA Commercial TV

Volume LimiterDolby Digital DecoderPremium Sound

Original price $450.99 - Original price $450.99
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Original price $44.99 - Original price $44.99
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Hyper - HyperDrive Flex 5 Port USB-C Hub - Blue

Hyper

Extended 4K Monitor SupportStreamline your productivity or entertainment setup with crisp vibrant 4K display compatibility that transforms your wor...

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Original price $44.99 - Original price $44.99
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Original price $314.99 - Original price $314.99
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Garmin - Approach S44 GPS Smartwatch 43mm Anodized Aluminum - Silver Aluminum Bezel with Twilight Silicone Band

Garmin

Colorful and capableThe stunning 1.2-inch AMOLED touchscreen display makes it easy to see key yardages to the green hazards and layups on 43000+ co...

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Original price $314.99 - Original price $314.99
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Original price $416.99 - Original price $416.99
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Garmin - Approach S50 GPS Smartwatch 43mm Anodized Aluminum - Slate Aluminum Bezel with Black Nylon Band

Garmin

Colorful and capableThe stunning 1.2-inch AMOLED touchscreen display makes it easy to see key yardages to the green hazards and layups on 43000+ co...

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Original price $416.99 - Original price $416.99
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Original price $781.99 - Original price $781.99
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LG - 75 Class UA77 Series LED AI 4K UHD Smart webOS TV (2025)

LG

4K UHD TVEverything you need to bring your favorite content to life with the power of 4K and the extras you crave.Alpha 7 AI Processor Gen8Enhanced...

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Original price $781.99 - Original price $781.99
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Original price $170.99 - Original price $170.99
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$170.99
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Logitech - G522 LIGHTSPEED Wireless Gaming Headset for PC - Black

Logitech

Own your lookExperience the bold sleek design of this RGB gaming headset featuring customizable side-facing lighting powered by LIGHTSYNC RGB in up...

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Original price $170.99 - Original price $170.99
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Original price $471.99 - Original price $471.99
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$471.99
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LG - 55 Class UA77 Series LED AI 4K UHD Smart webOS TV (2025)

LG

4K UHD TVEverything you need to bring your favorite content to life with the power of 4K and the extras you crave.Alpha 7 AI Processor Gen8Enhanced...

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Original price $471.99 - Original price $471.99
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$471.99
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Original price $242.99 - Original price $242.99
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$242.99
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SAMSUNG B-Series 2.1Ch DTS VirtualX Soundbar with Subwoofer - Titan Black

Samsung

2.1 Ch SoundHear every beat rumble and roar with deep and rich bass that fills any space. With the included wireless subwoofer you'll experience po...

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Original price $242.99 - Original price $242.99
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Original price $239.99 - Original price $239.99
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Elgato - 4K X 4K144 HDR10 External Capture Card with HDMI 2.1 for Nintendo Switch 2 PS5 PS4/Pro Xbox PC and Mac - Black

Elgato

Ready for your consoleCapture Nintendo Switch 2 Playstation Xbox Steam Deck - anything.Next-gen captureUp to 4K at 144 frames per second.HDMI 2.1 i...

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Original price $239.99 - Original price $239.99
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Original price $52.99 - Original price $52.99
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$52.99
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Glorious - GPBT Gradient Universal Keycap Set Compatible with Most 100 85 80 TKL 60 Compact 75 Mechanical Keyboards - Ocean

Glorious

BuildGorgeous cherry-profile keycaps made from super-durable PBT plastic.Fit114 Keycaps to ensure perfect fit for most keyboards available.LayoutTr...

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Original price $52.99 - Original price $52.99
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Original price $693.99 - Original price $693.99
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AMD - Ryzen 9 9900X3D 12-Core - 24-Thread 4.4 GHz (5.5 GHz Max Boost) Socket AM5 Unlocked Desktop Processor - Black

AMD

Number Of CPU Cores12-core.Number Of Threads24-threads.Max. Boost ClockUp to 5.5 GHz max boost.L3 Cache128MB cache.Default TDP120W TDP.

Original price $693.99 - Original price $693.99
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Original price $475.99 - Original price $475.99
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RCA Commercial TV - RCA 43" 4K Hospitality LED TV with Premium Sound Bar

RCA Commercial TV

Premium Sound BarDeliver Immersive Crystal-Clear AudioMTI CompatibleSeamlessly Integrates 3rd-Party Set-Top BoxesUSB CloningProgram TVs quickly wi...

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Original price $475.99 - Original price $475.99
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Original price $1,833.99 - Original price $1,833.99
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GE - 21.8 Cu. Ft. Side-by-Side Counter-Depth Refrigerator with Edge-to-Edge Glass Shelves - Stainless Steel

GE

Counter-depth designOffers a built-in look by fitting nearly flush with surrounding cabinetry.Clean appearanceEnjoy a refrigerator with a streamlin...

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Original price $1,833.99 - Original price $1,833.99
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$1,833.99
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Original price $159.99 - Original price $159.99
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$159.99
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eufy - eufyCam 3 Outdoor Wireless 4K Solar Powered Add-On Security Camera (Base Not Included) - White

Eufy

See 4K Detail Day and NightSpot tiny features on any potential trespasser (human or animal) with eufyCam 3 Add-on—even at night. The Starlight phot...

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Original price $159.99 - Original price $159.99
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$159.99
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Original price $52.99 - Original price $52.99
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$52.99
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Glorious - GPBT Gradient Universal Keycap Set Compatible with Most 100 85 80 TKL 60 Compact 75 Mechanical Keyboards - Nebula

Glorious

BuildGorgeous cherry-profile keycaps made from super-durable PBT plastic.Fit114 Keycaps to ensure perfect fit for most keyboards available.LayoutTr...

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Original price $52.99 - Original price $52.99
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$52.99
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Original price $685.99 - Original price $685.99
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Summit Appliance - 21" Built-In Electric Cooktop with 2 Burners and Residual Heat Indicator - Black

Summit Appliance

Keeps side dishes warm until dinner is ready to be served6"-7" warming zone.Ceramic cooktopProvides a smooth surface that makes cleaning fast and s...

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Original price $685.99 - Original price $685.99
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$685.99
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Original price $4,275.99 - Original price $4,275.99
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LG - 22.5 Cu. Ft. 4-Door French Door-in-Door Counter-Depth Smart Refrigerator with Craft Ice - PrintProof Black Stainless Steel

LG

Large Capacity 22.5 cu ft.Get more space for groceries in a great feature-packed refrigerator. Nothing beats the convenience of having more food wh...

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Original price $4,275.99 - Original price $4,275.99
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Original price $108.99 - Original price $108.99
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$108.99
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Fujifilm - Instax Mini 12 Instant Film Camera - Pink

Fujifilm

Easy operationEasily twist the lens to turn on and off.BatteriesUses (2) AA batteries.Compact and cute designAvailable in 5 colors Pastel Blue Min...

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Original price $108.99 - Original price $108.99
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$108.99
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Original price $589.99 - Original price $589.99
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$589.99
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Wacom - Cintiq 16 Creative Pen Display Drawing Tablet - Black

Wacom

Create directly on screen with natural pen experienceAdd a world-class pen-on screen creative experience to your Mac or PC.15.6" IPS LCD displayPro...

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Original price $589.99 - Original price $589.99
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$589.99
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Original price $132.99 - Original price $132.99
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$132.99
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LG - Air Conditioner Wall Sleeve - Aluminum

LG Electronics

Compatible Accessoryaccessory for most 26" through-the-wall air conditionersPrecise Fit GuaranteeDesigned for a precise fit this accessory ensures ...

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Original price $132.99 - Original price $132.99
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$132.99
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Original price $3,256.99 - Original price $3,256.99
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GE Profile - 22.1 Cu. Ft. French Door Counter-Depth Refrigerator with Hands-Free AutoFill - Stainless Steel

GE

Fingerprint-resistant stainless steelEasily wipe away smudges and fingerprints for a look that's always sparkling clean.Counter-depth designOffers ...

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Original price $3,256.99 - Original price $3,256.99
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Original price $392.99 - Original price $392.99
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$392.99
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ViewSonic - TD2430 24" LED FHD Touch Screen Monitor (HDMI and DisplayPort) - Black

ViewSonic

Full HD 1920 x 1080 resolutionHigh resolutions that deliver a solid gaming or video experience without undue strain on your graphics card.10 ms res...

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Original price $392.99 - Original price $392.99
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$392.99
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Original price $46.99 - Original price $46.99
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$46.99
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NETGEAR - Dual-Band Wireless-AC USB Network Adapter - Black

NETGEAR

Wireless-N technologyDelivers up to 300 Mbps data transfer rates for high-speed wireless access.Compatible with draft 802.11nBackward compatible wi...

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Original price $46.99 - Original price $46.99
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Original price $238.99 - Original price $238.99
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$238.99
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Microsoft - Elite Series 2

Microsoft

Xbox Elite Wireless Controller Series 2Experience the Xbox Elite Wireless Controller Series 2 featuring adjustable-tension thumbsticks wrap-around ...

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Original price $238.99 - Original price $238.99
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$238.99
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Original price $90.99 - Original price $90.99
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$90.99
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Peerless SmartMount Universal Flat Wall Mount SF650 mounting kit - for flat panel - black

Peerless Industries

The SmartMount Universal Flat Wall Mount supports virtually any 32" to 50" flat panel screen. The ultra-slim wall plate keeps the screen only 1.68 ...

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Original price $90.99 - Original price $90.99
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$90.99
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Original price $825.99 - Original price $825.99
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$825.99
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Samsung QM43C QMC Series - 43" Class (42.5" viewable) LED-backlit LCD display - 4K - for digital signage

Samsung

Samsung QM43C - 43" Diagonal Class (42.5" viewable) - QMC Series LED-backlit LCD display - digital signage - Tizen OS - 4K UHD (2160p) 3840 x 2160

Original price $825.99 - Original price $825.99
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$825.99
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Original price $93.99 - Original price $93.99
Original price
$93.99
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Middle Atlantic U2 - rack shelf - 2U

AVI

Middle Atlantic U2 - Rack shelf - 2U

Original price $93.99 - Original price $93.99
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$93.99
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Original price $98.99 - Original price $98.99
Original price
$98.99
$98.99 - $98.99
Current price $98.99

Peerless SmartMount Universal Flat Wall Mount SF640 - mounting kit

Peerless Industries

Peerless SmartMount Universal Flat Wall Mount SF640 - Mounting kit (wall plate bracket security fasteners) - for LCD display - black - screen size ...

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Original price $98.99 - Original price $98.99
Original price
$98.99
$98.99 - $98.99
Current price $98.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.