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Original price $1,401.99 - Original price $1,401.99
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Samsung - 6.0 cu. ft. Smart Freestanding Gas Range with Flex Duo Stainless Cooktop Air Fry - Fingerprint Resistant Stainless Steel

Samsung

Stainless Steel CooktopOur Stainless Steel design completely covers all cooktop and backsplash surfaces elevating the look of any kitchen. Ergonomi...

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Original price $1,401.99 - Original price $1,401.99
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Original price $230.99 - Original price $230.99
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$230.99
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Beats - Studio Pro - Wireless Noise Cancelling Over-the-Ear Headphones - Deep Brown

Apple

Experience immersive listening with Beats’ most powerful custom acoustic platformSound that surrounds you with Personalized Spatial Audio and dynam...

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Original price $230.99 - Original price $230.99
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Original price $128.99 - Original price $128.99
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Lasko - 1500-Watt Full-Circle Warmth Ceramic Tower Space Heater with Remote Control - Black

Lasko

1500 Watts of comforting warmthTo thoroughly heat your room.Easy to use controlsThe front-facing controls are within easy reach and the digital dis...

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Original price $128.99 - Original price $128.99
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Original price $2,408.99 - Original price $2,408.99
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Whirlpool - 24.5 Cu. Ft. French Door Refrigerator with Two-Tier Freezer Storage - Fingerprint Resistant Stainless Steel

Whirlpool

Exterior Water Dispenser with EveryDrop FiltrationAccess fresh filtered water without ever opening the refrigerator door.Refrigerated Exterior Draw...

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Original price $2,408.99 - Original price $2,408.99
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Original price $110.99 - Original price $110.99
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Samsung - Galaxy Tab S10 Ultra/S9 Ultra Smart Book Cover - Black

Samsung

Flip. Stand. Enjoy.Flip your tablet as you wish. The Smart Book Cover provides flexibility and convenience with its innovative design featuring bot...

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Original price $110.99 - Original price $110.99
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Original price $70.99 - Original price $70.99
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NETGEAR - Nighthawk AX1800 Wi-Fi 6 USB 3.0 Adapter - Black

NETGEAR

Plug-and-play operationInstantly boost the speed performance of your older Windows PCs and notebooks to Wi-Fi 6 technology. Simply plug the dongle ...

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Original price $70.99 - Original price $70.99
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Original price $230.99 - Original price $230.99
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Samsung - 27" Odyssey 1000R Curved QHD 165Hz 1ms AMD FreeSync Gaming Monitor (DP HDMI) - Black

Samsung

QHD ResolutionYour gaming world more lifelike than ever before. Packing in 1.7x the pixel density of Full HD QHD resolution boasts incredibly detai...

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Original price $230.99 - Original price $230.99
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Original price $1,115.99 - Original price $1,115.99
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GE - 7.8 Cu. Ft. Stackable Smart Electric Dryer with Steam - Carbon Graphite

GE

PowersteamRefresh small loads and dewrinkle larger loads with the power of steamWiFi powered by SmartHQStart stop and monitor your laundry from any...

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Original price $1,115.99 - Original price $1,115.99
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Original price $158.99 - Original price $158.99
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$158.99
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Logitech - C925e Full HD 1080p Business Webcam - Black

Logitech

HD 1080P/30 fpsProvides HD 1080p/30 fps and HD autofocus for true-to-life clarity in a fixed 78 field of view. Plus RightLight 2 technology works i...

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Original price $158.99 - Original price $158.99
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Original price $389.99 - Original price $389.99
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TCL - 55" Class F35-Series 4K UHD HDR LED Smart Fire TV (2025)

TCL

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.Direct LED BacklightEnjoy better brightness uniformity...

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Original price $389.99 - Original price $389.99
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Original price $768.99 - Original price $768.99
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$768.99
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Canon - EOS R100 4K Video Mirrorless Camera 2 Lens Kit with RF-S18-45mm and RF-S55-210mm Lenses - Black

Canon

RF-S 18-45mm f/4.5-6.3 IS STM Standard Zoom LensThe small size of the RF-S1845mm F4.56.3 IS STM and clever lens retraction mechanism lets it fit ju...

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Original price $768.99 - Original price $768.99
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Original price $1,370.99 - Original price $1,370.99
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LG - 24" Top Control Smart Built-In Stainless Steel Tub Dishwasher with 3rd Rack QuadWash Pro and 42dba - PrintProof Black Stainless

LG

1-Hour Wash and DryLG's exclusive QuadWash Pro and Dynamic Heat Dry technologies combine to deliver a 1-hour wash and dry cycle185; for sparkling t...

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Original price $1,370.99 - Original price $1,370.99
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Original price $54.99 - Original price $54.99
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$54.99
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Razer - Basilisk V3 Optical Gaming Mouse with Chroma RBG Lighting - Wired - Black

Razer

10+1 Programmable ButtonsAssign all your macros and secondary functions across 11 programmable buttons—including its acclaimed multi-function trigg...

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Original price $54.99 - Original price $54.99
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Original price $192.99 - Original price $192.99
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$192.99
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Sharp - 1.1 cu. ft. 1000W Countertop Microwave - Stainless - Stainless

Sharp

1.1 cu. ft. 1000 Watt Microwave Oven by SharpMid-Size Microwave Oven in Stainless Steel takes up less space on your countertop and is our smallest ...

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Original price $192.99 - Original price $192.99
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$192.99
$192.99 - $192.99
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Original price $1,498.99 - Original price $1,498.99
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Samsung - 6.3 cu. ft. Smart Freestanding Electric Range with Flex Duo No-Preheat Air Fry Griddle - Fingerprint Resistant Black Stainless Steel

Samsung

Stainless Steel DesignOur Stainless Steel design elegantly wraps around the cooktop sides and up through the slim control panel elevating the look ...

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Original price $1,498.99 - Original price $1,498.99
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Original price $1,387.99 - Original price $1,387.99
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Samsung - 6.3 cu. ft. Smart Freestanding Electric Range with Flex Duo No-Preheat Air Fry Griddle - Fingerprint Resistant Stainless Steel

Samsung

Stainless Steel DesignOur Stainless Steel design elegantly wraps around the cooktop sides and up through the slim control panel elevating the look ...

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Original price $1,387.99 - Original price $1,387.99
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Original price $821.99 - Original price $821.99
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$821.99
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LG - 1.7 Cu. Ft. Convection Over-the-Range Microwave with Sensor Cooking and Air Fry - PrintProof Stainless Steel

LG

Convection TechnologyConveniently brown bake and roast your favorite meals with convection technology that circulates heat around your food to deli...

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Original price $821.99 - Original price $821.99
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Original price $2,950.99 - Original price $2,950.99
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LG - 6.9 Cu. Ft. Smart Slide-In Double Oven Gas True Convection Range with EasyClean and InstaView - PrintProof Stainless Steel

LG

Large Capacity (6.9 cu ft.) Gas Double OvenThis 6.9 cu. ft. LG range's oven capacity is among the largest in its class185;. Use all the pans dutch ...

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Original price $2,950.99 - Original price $2,950.99
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Original price $71.99 - Original price $71.99
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$71.99
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SaharaCase - Venture Series Tri-Fold Folio Case for Apple iPad Air 13" M2/M3 - Desert Rose

SaharaCase

Designed for use with Apple iPad Air M2 and M3 13"Complement your device with this lightweight formfitting case.Vegan leather and TPU materialsFeat...

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Original price $71.99 - Original price $71.99
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$71.99
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Original price $223.99 - Original price $223.99
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$223.99
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Crucial - P310 2TB Internal SSD PCIe Gen 4 x4 NVMe M.2

Crucial

Shift up to Gen4 speedBuilt with Micron Advanced 3D NAND P310 Gen4 SSDs offer blazing fast sequential reads up to 7100MB/s — 2x faster than the pre...

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Original price $223.99 - Original price $223.99
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$223.99
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Original price $1,270.99 - Original price $1,270.99
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Whirlpool - 5.0 Cu. Ft. Gas Burner Range with Air Fry for Frozen Foods - Fingerprint Resistant Stainless Steel

Whirlpool

5-in-1 OvenCook however you want with 5 cooking modes in 1 oven Air Fry Convect Bake Broil Frozen Bake and Bake cycles.Air FryAir fry chicken nugge...

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Original price $1,270.99 - Original price $1,270.99
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Original price $308.99 - Original price $308.99
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$308.99
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Sharp - 2.2 cu. ft. 1200W Microwave with Inverter Cooking - Stainless - Stainless

Sharp

2.2 cu. ft. 1200 Watt Microwave Oven with Inverter Technology by SharpXL Family-Size Microwave Oven in Stainless Steel features our most generous c...

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Original price $308.99 - Original price $308.99
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$308.99
$308.99 - $308.99
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Original price $302.99 - Original price $302.99
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$302.99
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SteelSeries - Arctis Nova Pro Wireless Multi Gaming Headset for PS5 PS4 PC Switch - White

Steel Series

Multi-System ConnectConnect two systems at once and toggle between PlayStation PC Switch or Mac.Simultaneous Bluetooth + 2.4GHz WirelessConnect you...

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Original price $302.99 - Original price $302.99
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$302.99
$302.99 - $302.99
Current price $302.99
Original price $546.99 - Original price $546.99
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$546.99
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Current price $546.99

LG - 2.0 Cu. Ft. Over-the-Range Microwave with Sensor Cooking and EasyClean - PrintProof Stainless Steel

LG

Stylish DesignThe sleek WideView window and intuitive SmoothTouch glass controls deliver modern style to your kitchen.Sensor CookingHumidity-sensin...

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Original price $546.99 - Original price $546.99
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$546.99
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Current price $546.99
Original price $445.99 - Original price $445.99
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$445.99
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SONOS Sub Mini Wireless Subwoofer - White

Sonos Inc

Mini makes a big impactDual custom woofers generate deep dynamic low end that makes you feel more immersed in every scene and song.More mesmerizing...

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Original price $445.99 - Original price $445.99
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$445.99
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Original price $451.99 - Original price $451.99
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$451.99
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SONOS Sub Mini Wireless Subwoofer - Black

Sonos Inc

Mini makes a big impactDual custom woofers generate deep dynamic low end that makes you feel more immersed in every scene and song.More mesmerizing...

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Original price $451.99 - Original price $451.99
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$451.99
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Original price $198.99 - Original price $198.99
Original price
$198.99
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Current price $198.99

De'Longhi - Nespresso Vertuo Plus Deluxe Coffee Espresso Machine with Aerocinno - Piano Black

Delonghi

VERSATILE AUTOMATIC COFFEE MAKER VertuoPlus Deluxe makes both coffee and espresso in a variety of sizesnbsp. 5oz 8oz Coffee and single and double E...

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Original price $198.99 - Original price $198.99
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$198.99
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Original price $57.99 - Original price $57.99
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$57.99
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Current price $57.99

j5create - USB-C to HDMI 2.1 8K - Space Grey/Black

J5 Create

This cable supports HDMI 2.1 allowing for resolutions up to 8K for games and professionals that need the highest resolution.Connect a USB-C port wi...

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Original price $57.99 - Original price $57.99
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$57.99
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Original price $4,571.99 - Original price $4,571.99
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Current price $4,571.99

LG - 29.5 Cu. Ft. 4-Door French Door-in-Door Smart Refrigerator with Craft Ice - PrintProof Stainless Steel

LG

Stock up and save trips to the storeWith 29.5 cu. ft. of usable space you can save time and stock up on your club store fresh and frozen favorites ...

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Original price $4,571.99 - Original price $4,571.99
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$4,571.99
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Current price $4,571.99
Original price $128.99 - Original price $128.99
Original price
$128.99
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Current price $128.99

Google - Nest Audio - Smart Speaker  - Charcoal

GOOGLE

Designed to protect your privacy.Nest Audio comes with privacy built in. You can delete your Assistant history by saying “Hey Google delete what I ...

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Original price $128.99 - Original price $128.99
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$128.99
$128.99 - $128.99
Current price $128.99
Original price $959.99 - Original price $959.99
Original price
$959.99
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Current price $959.99

Samsung - 4.5 Cu. Ft. High Efficiency Stackable Smart Front Load Washer with Vibration Reduction Technology+ - Fingerprint Resistant Black Stainless Steel

Samsung

Large 4.5 cu. ft. CapacityFewer loads less time in the laundry room and more time doing the things you love.Vibration Reduction Technology+Do your ...

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Original price $959.99 - Original price $959.99
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$959.99
$959.99 - $959.99
Current price $959.99
Original price $819.99 - Original price $819.99
Original price
$819.99
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Current price $819.99

Samsung - HW-S800D 3.1.2 Channel Q-Series Ultra Slim Soundbar with Wireless Subwoofer Dolby Atmos and Q-Symphony - TITAN BLACK

Samsung

Ultra Slim DesignOur unbelievably sleek low profile soundbar delivers high quality audio in a super slim package.Q SymphonyPair a Samsung TV with a...

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Original price $819.99 - Original price $819.99
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$819.99
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Original price $135.99 - Original price $135.99
Original price
$135.99
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Current price $135.99

Therabody - TheraFace Pro Hot Cold Therapy Rings - White

Therabody

TheraFace Pro Hot Ring attachmentHelps absorb skincare products improves radiance and increases blood flow. Provides soothing relaxation and reduce...

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Original price $135.99 - Original price $135.99
Original price
$135.99
$135.99 - $135.99
Current price $135.99
Original price $37.99 - Original price $37.99
Original price
$37.99
$37.99 - $37.99
Current price $37.99

Razer - DeathAdder Essential Optical Gaming Mouse - Wired - Black

Razer

Ergonomic formSleek and distinct body of the Razer DeathAdder Essential is designed for comfort allowing you to maintain high levels of performance...

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Original price $37.99 - Original price $37.99
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$37.99
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Current price $37.99
Original price $229.99 - Original price $229.99
Original price
$229.99
$229.99 - $229.99
Current price $229.99

Bose - SoundLink Home Portable Bluetooth Speaker - Light Silver

Bose

Premium proven audio.It may be small but SoundLink Home pumps crisp clear and with enough deep bass to fill any room.Wireless freedom to roam aroun...

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Original price $229.99 - Original price $229.99
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$229.99
$229.99 - $229.99
Current price $229.99
Original price $2,364.99 - Original price $2,364.99
Original price
$2,364.99
$2,364.99 - $2,364.99
Current price $2,364.99

GE Profile - 5.6 Cu. Ft. Slide-In Gas True Convection Range with Built-In Wi-Fi and Hot Air Frying - Fingerprint Resistant Stainless Steel

GE Profile

No Preheat Air FryCook healthier crispier versions of your favorite foods in less time thanks to an air fryer right in your oven that doesn’t requi...

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Original price $2,364.99 - Original price $2,364.99
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$2,364.99
$2,364.99 - $2,364.99
Current price $2,364.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.